For most beginners, the Finotive Funding Challenge is the correct starting plan: static drawdown, no consistency rule, weekly Friday payouts with first-payout on demand. Multi-currency support (USD/EUR/GBP) removes conversion friction for European traders. Avoid Pro accounts until you can produce consistent monthly performance. Only 2 restricted countries (Iran, North Korea).
Quick answer, start here
- Best overall first plan: Challenge (multi-currency USD/EUR/GBP)
- Active promo: FIRST25 (25% off first purchase)
- Weekly payouts on Fridays with first-payout on demand
- Skip on day one: Pro account (consistency rule trade-off for salary scaling)
- Skip on day one: Instant Funding (premium cost without evaluation buffer)
- Only 2 restricted countries (Iran, North Korea), among the widest jurisdictional access in prop
- FSC-regulated broker backing via Finotive Markets parent
Finotive Funding runs three product lines: Challenge (standard evaluation), Instant Funding (live capital from purchase), and Pro (monthly-salary scaling with consistency rule). Each fits a different trader profile.
The standout features for beginners: multi-currency support, weekly payout cycle, and the consistency rule isolated to Pro accounts only. That structure makes the Challenge plan unusually friendly to first-time prop traders. Dubai DIFC-based, founded 2021, $20M+ paid out since inception.
The three plans compared
| Plan | Entry price | Drawdown | Consistency rule | Beginner-fit |
|---|---|---|---|---|
| Challenge | Verify per size | Static | None | High, recommended starter |
| Instant Funding | Verify per size (premium) | Static | None | Medium, no buffer phase |
| Pro (monthly salary) | Verify per size | Static | Yes, required | Low, consistency gate |
Plan-specific pricing is not fully enumerated in third-party sources. Verify the exact entry fee for your target account size against the Finotive Funding plans page before purchase. The FIRST25 promo applies 25% off the first purchase.
Why the Challenge is the beginner pick
The Challenge plan combines the cleanest beginner-friendly features in the Finotive Funding lineup: static drawdown, no consistency rule, multi-currency support, weekly payouts. The base evaluation produces a funded account with the same trader-friendly ruleset that carries through to ongoing trading.
Static drawdown gives breathing room
The floor is locked at purchase. Profits build buffer that doesn't move with equity. This is the trader-friendly path that lets you survive learning mistakes without trailing-pull eroding your gains.
No consistency rule on Challenge
Single-day profit concentration is permitted. You can have one large winner in week two and still qualify for payout. That's significantly more forgiving than the consistency rules at most multi-product prop firms.
Multi-currency removes friction
EUR and GBP accounts available. European and UK traders avoid the 0.5-2% per cycle FX conversion cost that USD-only prop firms impose. Over a year of weekly payouts, that compounds meaningfully.
Weekly Friday payouts
Faster compounding than bi-weekly firms. First payout on demand means you don't have to wait through a full 7-day cycle on attempt one. Wall-clock from funded activation to first bank deposit can be 3-5 days.
When Instant Funding makes more sense
Instant Funding skips the evaluation. You trade live capital from the moment of purchase. The trade-off: premium pricing and no buffer phase to calibrate sizing on the firm's specific platform and spreads.
Pick Instant Funding if you have a proven strategy from another firm and want to skip evaluation friction. The same static drawdown and no-consistency-rule structure applies, so the rule set is identical to Challenge, you're paying for time, not different gates.
Practical takeaway: the price premium versus Challenge typically pays back only if you'd otherwise need 2+ failed challenge attempts. For most first-time prop traders, Challenge is the more cost-efficient path.
Why Pro accounts are wrong on day one
Pro accounts add the monthly-salary scaling layer that Finotive Funding uses to reward consistent traders. The trade-off is the consistency rule, single-day profit concentration becomes a payout-denial trigger.
- Consistency rule penalises news-trading and breakout strategies that produce concentrated profit days
- Monthly-salary structure rewards predictable performance, not lumpy results
- Wrong fit for traders still calibrating sizing and strategy
- Better as a graduation product after you've proven consistency on Challenge
- Pro account complaints concentrate on consistency-rule disputes on Trustpilot
Cost analysis
Finotive Funding does not publish plan-specific pricing in standardised third-party sources. Verify exact entry fees in the firm's plans page before purchase.
| Plan | Pricing | Effective cost with FIRST25 | Recommended starting size |
|---|---|---|---|
| Challenge | Verify per size | 25% off first purchase | $10K-$25K equivalent |
| Instant Funding | Premium (verify) | 25% off first purchase | Only if proven elsewhere |
| Pro | Verify per size | 25% off first purchase | Only after Challenge pass |
Practical takeaway: pick the account size where the absolute-dollar drawdown room supports your typical per-trade risk. $10K-$25K is the sweet spot for beginners, large enough to size positions properly, small enough that risk-of-ruin stays psychological rather than financial.
Multi-currency strategic angle
If you're a European or UK trader with a EUR or GBP bank account, the multi-currency support is a real cost saver. Standard USD-only prop firms charge 0.5-2% FX conversion on every payout. Over 52 weeks of payouts, that's 26-104% of one weekly payout lost to conversion friction.
Finotive Funding eliminates that drag. Your account, your drawdown floor, and your payouts all sit in the same currency.
On a $5K weekly payout being converted EUR-USD-EUR, a typical 1% round-trip conversion is $50. Over 52 weeks, that's $2,600 of friction lost to FX spreads. Multi-currency accounts eliminate that entirely.
Trustpilot context
Trustpilot sits at 4.0 with mixed sentiment. Traders Union scored 3.74/10 citing rule changes and spread complaints. Review individual feedback if rating matters to your decision. The Pro account complaints typically trace to consistency-rule disputes, staying on Challenge avoids that surface area.
Practical takeaway: the negative reviews are not uniformly distributed across plans. Challenge and Instant Funding traders typically don't surface the complaints that drive the average down. The Pro account is where most of the friction concentrates.
Payment method options
Finotive Funding supports four payout methods: Finotive Pay (in-house), bank transfer, Revolut, and crypto. Revolut as a supported method is uncommon in the prop space and useful for European traders who already run multi-currency banking through Revolut.
| Method | Best for | Typical speed |
|---|---|---|
| Finotive Pay | Default in-platform | Hours to 1 day |
| Bank transfer | Larger payouts | 1-3 business days |
| Revolut | European multi-currency | Hours to 1 day |
| Crypto | Restricted regions | Minutes to 1 hour |
What to skip on add-ons
Finotive Funding's add-on lineup is leaner than newer prop firms. Skip aggressive leverage upgrades on a first account. The base profit split scaling to 90% is competitive without paid upgrades.
Reset add-ons, where available on your specific plan, are typically worth the cost, they convert a failed challenge into a second attempt at a fraction of buying a fresh challenge.
Drawdown math comparison
Finotive Funding's static drawdown means survival space grows with profits rather than getting absorbed by a moving floor. Compare with FTMO's trailing-drawdown on funded accounts where every dollar of profit pulls the floor up alongside it.
On a €10K Challenge with 8% static drawdown (€800 survival space), banking €500 of profit grows survival space to €1,300. Same trades on a trailing equivalent would leave survival space at roughly €800 regardless of profit. That's the structural advantage of static drawdown for traders who hold runners or scale into positions.
Operating history context
Finotive Funding launched in 2021, 5 years of operating history. Newer than CTI (2018) or Audacity Capital (2012) but older than the 2024-2026 launch wave. The FSC-regulated Finotive Markets broker backing adds an operational-stability signal beyond what the prop firm's own age would imply.
Practical takeaway: Finotive Funding's combination of moderate operating history plus broker-backed compliance infrastructure produces a stronger stability signal than the firm's own age alone would suggest.
Bottom line, the Challenge play
Start on the Finotive Funding Challenge in your base currency (USD, EUR, or GBP). Use the FIRST25 promo for 25% off. Take advantage of the no-consistency-rule structure to size positions without artificial concentration limits. Graduate to Pro only after you've proven consistent monthly performance. Stay on the weekly Friday cycle for the compounding-payout advantage versus bi-weekly competitors.
Frequently Asked Questions
What's the cheapest Finotive Funding plan?
Plan-specific pricing is not fully enumerated in third-party sources. The Challenge is typically the lowest entry point. Verify exact pricing on the Finotive Funding plans page before purchase. The FIRST25 promo applies 25% off the first purchase.
Should I start with Challenge or Instant Funding?
Challenge for first-time prop traders, the same rule set as Instant Funding at significantly lower upfront cost. Instant Funding only if you have a proven strategy from another firm and want to skip evaluation.
Is the Pro account worth it for beginners?
No. The consistency rule on Pro accounts penalises concentrated profit days, which is exactly what new traders typically produce while calibrating sizing. Graduate to Pro after you've proven consistent performance on Challenge.
Can I open a EUR or GBP Finotive Funding account?
Yes. Multi-currency support spans USD, EUR, and GBP. Your account balance, drawdown floor, daily limit, and payouts all denominate in your selected base currency.
How fast are Finotive Funding payouts?
Weekly Friday cycle with first payout on demand. First-payout wall-clock time typically lands at 3-5 days. Subsequent weekly cycles process every Friday.
Is FIRST25 the only available promo?
FIRST25 (25% off first purchase) is the published current promo as of mid-2026. Promo cadence rotates, verify the current code on the Finotive Funding plans page before purchase.
Can I trade from anywhere?
Almost. Only Iran and North Korea are restricted. That's one of the narrowest restricted-country lists in the prop space. Verify your specific jurisdiction against the firm's help center if you're outside common Tier-1 markets.
What platforms does Finotive Funding support?
MT5 plus a proprietary integrated terminal. cTrader is mentioned in third-party sources as not-yet-available. MT5 is the default for most beginners due to the broader EA ecosystem and tighter risk-engine integration.
Does Finotive Funding pay via Revolut?
Yes. Revolut is one of four supported methods alongside Finotive Pay, bank transfer, and crypto. Useful for European traders with existing multi-currency Revolut accounts.
How does the FSC-regulated broker backing affect beginners?
Finotive Markets is FSC-regulated and backs the Finotive Funding prop entity. That means the compliance infrastructure is bank-grade rather than prop-firm-amateur, KYC clears cleaner, payout flows are more reliable, and the regulatory backing produces stronger confidence in long-term operational stability.
Can I run multiple Finotive Funding accounts?
Within published account-cap limits, yes. Hedging across paired accounts is a banned strategy and triggers payout denial. Verify the exact cap with support before purchasing multiples.
What's the profit split scaling path?
Up to 90% on the highest tiers. Base split is lower (typically 80%) with upgrades available via paid add-ons or program tier. The 90% tier on Pro accounts is achievable after consistency-rule compliance across multiple monthly cycles, but Pro is not recommended as a starter.
Finotive Funding versus the broader European prop firm landscape
Finotive Funding's combination of static drawdown, weekly payouts, multi-currency support, and FSC-regulated broker backing positions it differently from the larger European prop firms like FTMO and FundedNext. FTMO runs trailing drawdown on funded accounts, which compresses survival space as profits grow. FundedNext offers multi-currency and weekly payouts but with a stricter consistency rule on most plans. Finotive Funding's structural niche is the trader-friendly Challenge plan with no consistency rule on the funded account.
First-account checklist for new Finotive Funding traders
- Verify your country is not Iran or North Korea (the only two restricted jurisdictions).
- Choose your base currency (USD, EUR, or GBP) before checkout.
- Apply the FIRST25 code at checkout for 25 percent off the first purchase.
- Select the Challenge plan at the 10,000 to 25,000 dollar equivalent size range for beginner risk-of-ruin tolerance.
- Complete KYC on day one to avoid friction at first-payout time.
- Set up Revolut, Finotive Pay, or your preferred payout method before the funded transition.
- Read the help center documentation for your specific plan before placing the first trade.
Sizing positions on Finotive Funding's static drawdown
Static drawdown means survival space grows with profits rather than locking against equity peaks. The practical sizing pattern: treat the initial drawdown floor as the survival budget, and let banked profits expand that budget over time. A trader on a 10,000 dollar Challenge with 800 dollars of static drawdown space can absorb 800 dollars of cumulative losses before breach.
Position-size math worked through
If your typical full-stop loss is 200 dollars per trade, the 800 dollar floor absorbs four consecutive max losses before breach. That is a realistic working buffer for a trader sizing conservatively. A trader risking 400 dollars per trade has only two max losses before breach, which leaves no room for a normal losing streak.
Conservative sizing tiers
- Risk 50 to 100 dollars per trade on a 10,000 dollar Challenge: 8 to 16 max losses before breach.
- Risk 100 to 200 dollars per trade: 4 to 8 max losses before breach.
- Risk 200 to 400 dollars per trade: 2 to 4 max losses before breach.
- Anything tighter than 100 dollars per trade leaves substantial survival buffer at the cost of slower profit accumulation.
Multi-currency math for European traders
A European trader running a 5,000 euro weekly payout through a USD-only prop firm pays roughly 0.5 to 2 percent on each conversion. At one percent round-trip, that is 50 euros per cycle. Over 52 weeks, that is 2,600 euros in FX friction. Finotive Funding's EUR-native accounts eliminate that drag entirely.
The Revolut payout method amplifies the advantage. A EUR Finotive account paying to a EUR Revolut wallet runs end-to-end in euros with no conversion at any stage. UK traders with GBP accounts and GBP Revolut wallets get the same structural benefit on the pound side.
Weekly Friday payout strategic timing
Friday payouts pair structurally with the European trading week. A trader who passes a Tuesday-to-Thursday position sequence can request the payout at end-of-week, see the settlement land over the weekend, and start the next trading week with cash already in hand. Bi-weekly firms force the trader to leave two weeks of gains exposed to drawdown before extraction.
First payout on demand
Finotive Funding's first-payout-on-demand structure removes the standard 7-day waiting period that most weekly-payout firms impose on the first cycle. A trader who activates a funded account on Monday and hits a 200 dollar profit by Wednesday can request the first payout that same Wednesday. Subsequent cycles align with the standard Friday rhythm.
Why FIRST25 changes the math materially
FIRST25 applies 25 percent off the first purchase. On a 200 dollar Challenge entry, that is 50 dollars off, bringing the cost to 150 dollars. On a 400 dollar Pro entry, that is 100 dollars off, bringing the cost to 300 dollars. The savings compound if a trader pairs FIRST25 with subsequent reset attempts on the same plan.
Comparison table: Challenge versus Instant Funding versus Pro
| Axis | Challenge | Instant Funding | Pro |
|---|---|---|---|
| Entry friction | Standard eval | Skip eval | Standard eval |
| Consistency rule | None | None | Yes |
| Drawdown | Static | Static | Static |
| Payout frequency | Weekly Friday | Weekly Friday | Monthly salary |
| First payout on demand | Yes | Yes | Verify |
| Beginner fit | High | Medium | Low |
| Profit split path | Up to 90 percent | Up to 90 percent | Up to 90 percent |
| Recommended entry size | 10K to 25K | Proven traders | Post-Challenge graduates |
Risk-of-ruin discussion for first-time prop traders
Risk of ruin is the probability that a sequence of losing trades depletes the drawdown floor before any profit accumulation. Static drawdown reduces ruin probability relative to trailing drawdown because the floor does not move against the trader. A trader who is right 55 percent of the time at a 1.5 to 1 reward-to-risk ratio has a low single-digit risk of ruin on a static-drawdown account sized correctly.
The risk of ruin spikes dramatically when traders size positions for 300 to 500 dollar wins on a 10,000 dollar Challenge. That sizing is structurally inconsistent with the static drawdown's intent. Beginners should size for 100 to 200 dollar wins until the consistency of the trading edge is proven across at least 50 to 100 trades.
Payout method walkthrough
Finotive Pay
In-house digital wallet. Default option for most traders. Settlement within hours to one business day. Useful for traders who do not need the cash in a specific external bank account immediately.
Bank transfer
Standard wire. One to three business days to settle. Suitable for larger payouts where the wire fee is small relative to the payout amount. Receiving bank fees may apply.
Revolut
Strong fit for European multi-currency setups. Settlement within hours to one business day. Pairs cleanly with EUR or GBP Finotive accounts to eliminate FX friction at both ends.
Crypto
Useful for traders in restricted regions or for fast same-day settlement. Settlement within minutes to one hour at the destination wallet. Network fees vary by currency. Common destinations: USDT on TRC20, BTC on bitcoin network.
Trustpilot context and Pro account complaints
Trustpilot sits at 4.0 with mixed sentiment. Traders Union scored 3.74 out of 10 citing rule changes and spread complaints. The negative reviews concentrate on Pro account consistency-rule disputes and spread quality on specific instruments. Staying on Challenge avoids the Pro-specific complaint surface entirely.
The pattern across multi-product prop firms is that the headline Trustpilot number averages across all plans, including the plans where the rule structure produces disputes. Reading individual reviews by plan name gives a more accurate signal than the aggregate score.
Profit split scaling path explained
Finotive Funding's profit split scales up to 90 percent on the highest tiers. The base split is typically 80 percent with upgrades available via paid add-ons or program tier progression. The 90 percent tier on Pro accounts is achievable after consistency-rule compliance across multiple monthly cycles.
Why most beginners do not need 90 percent
The difference between 80 and 90 percent on a 5,000 dollar payout is 500 dollars. The difference between passing and failing the evaluation is the full evaluation fee plus the opportunity cost of the lost time. For first-time traders, paying for upgrades to reach 90 percent is the wrong place to spend money. Optimize for passing the evaluation cleanly first; optimize for split percentage after consistent payouts are established.
FSC-regulated broker backing in context
Finotive Markets, the parent broker, holds FSC regulation. That means the compliance infrastructure backing the prop entity is bank-grade rather than prop-firm-amateur. KYC clears cleaner, payout flows are more reliable, and the regulatory backing produces stronger confidence in long-term operational stability. This is one of the structural advantages that does not surface in the headline marketing but materially affects the long-run trader experience.
When to skip Finotive Funding entirely
- If you require futures rather than CFD or forex trading. Finotive Funding is CFD-focused.
- If your trading style requires consistency-rule-free Pro-style scaling and you cannot accept Pro's rule.
- If your country is Iran or North Korea (the only restricted jurisdictions).
- If you require a US-domiciled or CFTC-regulated prop firm specifically.
From evaluation to funded: the realistic timeline at Finotive Funding
Most traders underestimate the wall-clock time between purchase and first payout at Finotive Funding. The path has four distinct phases, each with its own friction.
| Phase | Typical duration | Friction point |
|---|---|---|
| Evaluation phase | 1 to 30 days | Hitting the profit target without breach |
| Activation phase | 1 to 7 calendar days | Paying activation, completing KYC, getting credentials |
| First funded cycle | 3 to 10 days | Hitting the cycle profit target with consistency-rule compliance |
| Payout processing | Hours to 3 business days | Internal review and payment-leg settlement |
Realistic best-case and worst-case wall-clock
Best case for a trader who passes the eval on day one and clears KYC same-day: 5 to 8 days to first payout in hand. Worst case for a trader who needs a reset or two and waits through full review cycles: 30 to 45 days. The realistic middle case for most first-time prop traders sits at 14 to 21 days from purchase to first deposit.
Bottom line for first-time Finotive Funding traders
The Finotive Funding Challenge is the correct starting plan for almost all first-time prop traders. Static drawdown, no consistency rule, multi-currency support, weekly Friday payouts, first-payout on demand, and FSC-regulated broker backing combine into one of the most beginner-friendly structures in the European prop firm category. Apply FIRST25 at checkout, start at 10,000 to 25,000 dollars equivalent in your base currency, and graduate to Pro only after consistent monthly performance is established.
Operational risk management around Finotive Funding
Operational risk at Finotive Funding is distinct from market risk. Market risk is the chance that a trade moves against the position; operational risk is the chance that the firm's rule structure, platform stability, or payout pipeline produces a worse outcome than the trading edge alone would predict. Most first-time prop traders underweight operational risk and overweight market risk.
Account-cap operational risk
Finotive Funding caps the number of accounts a single trader can run in parallel. Hitting that cap before consistent performance is established concentrates operational risk on the existing accounts. A single breach across a low-account portfolio represents a larger percentage of total exposure than the same breach across a fully diversified account portfolio.
Payment-method operational risk
Payouts at Finotive Funding settle through the configured payment method. A method that requires KYC verification not yet completed delays the first payout. A method that does not match the legal name on the trader account triggers a manual review. A method that lives in a restricted region for the firm's compliance team triggers a rejection. Pre-verifying the payment method on day one removes this surface.
Platform-stability operational risk
Tax considerations for Finotive Funding payouts
US-based trader considerations
Non-US trader considerations
Deductible expenses for prop traders
Long-term trader career path at Finotive Funding
Stage one: first evaluation pass
Stage two: first three payouts
Stage three: multi-account compounding
Stage four: real-capital transition or long-term funded operation
Comparing Finotive Funding against alternatives at each career stage
| Career stage | Optimal firm characteristics | Trader profile fit |
|---|---|---|
| Stage one (first eval) | Low entry cost, generous rules, refund on first payout | Risk-averse first-timer |
| Stage two (first three payouts) | Fast payout cadence, clear KYC, stable platform | Operational pattern-setter |
| Stage three (multi-account) | High account cap, diverse plan types, multi-account-friendly rules | Diversified operator |
| Stage four (real capital or long-term) | Real-capital tier or high per-payout cap, mature operating history | Established trader |
Operational discipline checklist for Finotive Funding traders
Frequently Asked Questions
What's the cheapest Finotive Funding plan?
Plan-specific pricing is not fully enumerated in third-party sources. The Challenge is typically the lowest entry point. Verify exact pricing on the Finotive Funding plans page before purchase. The FIRST25 promo applies 25% off the first purchase.
Should I start with Challenge or Instant Funding?
Challenge for first-time prop traders, the same rule set as Instant Funding at significantly lower upfront cost. Instant Funding only if you have a proven strategy from another firm and want to skip evaluation.
Is the Pro account worth it for beginners?
No. The consistency rule on Pro accounts penalises concentrated profit days, which is exactly what new traders typically produce while calibrating sizing. Graduate to Pro after you've proven consistent performance on Challenge.
Can I open a EUR or GBP Finotive Funding account?
Yes. Multi-currency support spans USD, EUR, and GBP. Your account balance, drawdown floor, daily limit, and payouts all denominate in your selected base currency.
How fast are Finotive Funding payouts?
Weekly Friday cycle with first payout on demand. First-payout wall-clock time typically lands at 3-5 days. Subsequent weekly cycles process every Friday.
Is FIRST25 the only available promo?
FIRST25 (25% off first purchase) is the published current promo as of mid-2026. Promo cadence rotates, verify the current code on the Finotive Funding plans page before purchase.
Can I trade from anywhere?
Almost. Only Iran and North Korea are restricted. That's one of the narrowest restricted-country lists in the prop space. Verify your specific jurisdiction against the firm's help center if you're outside common Tier-1 markets.
What platforms does Finotive Funding support?
MT5 plus a proprietary integrated terminal. cTrader is mentioned in third-party sources as not-yet-available. MT5 is the default for most beginners due to the broader EA ecosystem and tighter risk-engine integration.
Does Finotive Funding pay via Revolut?
Yes. Revolut is one of four supported methods alongside Finotive Pay, bank transfer, and crypto. Useful for European traders with existing multi-currency Revolut accounts.
How does the FSC-regulated broker backing affect beginners?
Finotive Markets is FSC-regulated and backs the Finotive Funding prop entity. That means the compliance infrastructure is bank-grade rather than prop-firm-amateur, KYC clears cleaner, payout flows are more reliable, and the regulatory backing produces stronger confidence in long-term operational stability.
Can I run multiple Finotive Funding accounts?
Within published account-cap limits, yes. Hedging across paired accounts is a banned strategy and triggers payout denial. Verify the exact cap with support before purchasing multiples.
What's the profit split scaling path?
Up to 90% on the highest tiers. Base split is lower (typically 80%) with upgrades available via paid add-ons or program tier. The 90% tier on Pro accounts is achievable after consistency-rule compliance across multiple monthly cycles, but Pro is not recommended as a starter.
Can I run a Finotive Funding Challenge in EUR if I live outside Europe?
Yes. Multi-currency support is account-side rather than residence-side. A trader in any non-restricted country can open a EUR Finotive account, though payout method availability may vary by country.
Does Finotive Funding support copy trading from external signals?
Copy trading from third-party signal services is typically prohibited at prop firms including Finotive Funding. Trades must originate from the trader's own discretion or from automated strategies the trader owns and operates. Verify the exact policy in the Finotive Funding terms of service.
Is the FIRST25 code stackable with other promos?
Promo stacking is typically not permitted. FIRST25 applies to the first purchase. Verify at checkout whether any concurrent promo is active and which one produces the larger discount.
What is the realistic best Finotive Funding payout speed?
First payout on demand can land in hours to one business day via Finotive Pay or Revolut. Subsequent weekly payouts process every Friday with settlement typically within one to three business days depending on payment method.
Does Finotive Funding offer a refund window?
Refund policy is published in the Finotive Funding terms of service. Most prop firms allow refund within a short pre-activation window and treat the fee as non-refundable thereafter.