If you're looking at MFFU payout rules and still reading content that mentions Starter, Expert, or Milestone — it's outdated. Those plans are gone since July 2025. The payout structure changed completely when Core, Rapid, and Pro launched.
Here's how payouts actually work now.
Learned the hard way: I've been trading MyFundedFutures for over two years — passed somewhere between 15 and 20 evaluations, pulled out more than $20K, and broken enough rules along the way to know exactly which ones trip traders up. This is based on live experience across multiple account sizes, not help docs.
The MFFU rules changed significantly in July 2025 when they replaced Starter/Expert with Core, Rapid, and Pro plans — drawdown types differ per plan. I broke down every rule that matters in my complete MFFU rules overview. For the absolute latest, check MyFundedFutures' website or their help center.
The Three Plans Have Three Different Payout Structures
This is the most important thing to understand upfront. MFFU doesn't have one universal payout schedule. What you can withdraw, when you can request it, and what percentage you keep depends entirely on your plan.
| Plan | Profit Split | Payout Cadence | Cycle Cap | Total Cap | Min Withdrawal |
|---|---|---|---|---|---|
| Core | 80/20 | Every 5 winning days | $5,000 | None | $250 |
| Rapid | 90/10 | Every 5 winning days | $11,250 | None | $250 |
| Pro | 80/20 | Every 14 calendar days | None | $100,000 | $1,000 |
Core: The Entry-Level Payout Structure
Core is the $77/month plan on a $50K account. The payout logic is:
5 winning days to qualify for a request. That means five separate trading sessions where you closed green. They don't need to be consecutive. Get five winning days, and you can request your sim-funded profits.
$5,000 cycle cap. Core payout cycles are capped at $5,000 per withdrawal request. If you've made $8,000 in your cycle, you can only pull $5,000. The remaining $3,000 rolls into your next cycle — it doesn't disappear, but you wait.
80/20 split. You keep 80% of what you withdraw. On a $5,000 request that's $4,000 net. The 20% stays with MFFU.
40% consistency rule (funded phase). This doesn't directly limit what you withdraw, but it limits what counts toward your cycle. No single day's profit can exceed 40% of your total cycle gains. If you hit $3,000 in one session and your cycle total is $4,000, that day only counts as $1,600 (40% of $4,000) toward your payout math. Big days get capped in how they contribute.
Minimum withdrawal: $250. You can't request less than this.
Rapid: Faster Cadence, Higher Split, Intraday Risk
Rapid is the plan that looks most attractive on paper: 90/10 split, up to five times faster payout access than Pro's bi-weekly schedule. The catch is the drawdown model — Rapid uses intraday trailing drawdown at 4%, not EOD. That's a real tradeoff.
Payout mechanics:
5 winning days same as Core. Five green sessions to qualify for a request.
$11,250 cycle cap — higher than Core, lower than unlimited Pro.
90/10 split. Best in the MFFU lineup on profit split alone. $11,250 request nets you $10,125.
No consistency rule in the funded phase. Unlike Core's 40% rule, Rapid doesn't restrict how your cycle profits are distributed across sessions. One big day counts fully.
A note on the sim-funded buffer: Before your first Rapid payout, you need to build $2,100 in realized profits. This is your initial buffer gate. It's not a deposit — it's a threshold you need to cross before the first payout becomes available. After that, the 5-winning-days rule applies to subsequent requests.
Pro: Bi-Weekly, No Cycle Cap, $100K Total Ceiling
Pro is the top-tier plan. It works differently from Core and Rapid in almost every way.
14 calendar days between requests. Bi-weekly. Not based on winning days — on calendar time. You can be flat for half the month and still request on day 14 as long as you're in profit.
No per-cycle cap. If you make $30,000 in two weeks on a $150K Pro account, you can request the whole $30,000 (minus MFFU's 20%). There's no $5,000 or $11,250 ceiling per request.
$100,000 total payout cap across all Pro accounts combined. This is the limit to understand. Once your total cumulative payouts across all Pro accounts reach $100,000, you progress to MFFU's live trading stage. That ceiling isn't a punishment — it's the trigger to move to real capital. But plan for it if you're running multiple accounts and posting consistent months.
80/20 split. Same as Core. Pro's advantage is the uncapped cycle size and no consistency rule — not a better profit split.
$1,000 minimum withdrawal. Higher than Core and Rapid. You need at least $1,000 in profit before requesting on Pro.
No consistency rule in the funded phase. No cap on any single session's contribution to your withdrawal amount.
How Withdrawals Actually Work
All MFFU payouts go through RiseWorks, their payout processor. Two main options:
Bank transfer (fiat): $15 flat fee per withdrawal. Processing is next business day in standard cases. No minimum for the fee — it's $15 whether you pull $500 or $10,000.
Rise Wallet: Funds held in your RiseWorks digital wallet. Can convert to crypto or transfer out from there.
Crypto direct: Some traders withdraw directly to crypto wallets. Network fees apply instead of MFFU's $15. Timing depends on blockchain congestion.
The $15 fee applies per request, not per month. If you're on Core requesting every 5 winning days aggressively, you could be paying $15 four or five times a month. Factor that into your net on smaller withdrawals.
The Sim-Funded to Live Progression
MFFU operates what they call a sim-funded model — you trade on a simulated funded account, collect real payouts, and after meeting their progression criteria move to a live account with real capital behind it.
The progression trigger varies by plan but is linked to the total payout cap and five funded account consistency. For Pro, hitting the $100K cumulative payout threshold is the primary progression signal. Once you're on a live account, the payout rules may differ — verify current live account terms directly with MFFU's help center.
What Actually Gets Payout Requests Denied
Clean payout requests don't get denied at MFFU. But these will:
Consistency rule violations on Core. If a single session's profit exceeds 40% of your cycle total, that day's contribution is limited. If you're requesting and the math doesn't work with the 40% cap applied, your request timing may be off.
News trading during restricted windows. If your trading history shows activity during a Tier 1 news event restriction window and you're in the funded phase, MFFU can review and flag the request. Don't hold through FOMC, CPI, or NFP on any plan.
Insufficient buffer. Rapid accounts need the $2,100 initial profit threshold before the first request. Requesting before you've crossed it won't process.
Account minimums not met. You need to be above your account floor. If drawdown has eroded your balance to a level where the request would put you below the minimum balance requirement, it won't go through.
The Bottom Line
MFFU's payout structure rewards consistency on Core, rewards aggressive trading on Rapid, and rewards serious high-capital traders on Pro. There's no single "best" — it depends on your trading rhythm, your account size preference, and how you feel about intraday vs EOD drawdown tradeoffs.
If you're still reading MFFU payout guides that talk about Expert plans paying every 14 days with no consistency rule — that's Pro now. Same structure, new name.
Frequently Asked Questions
How often can I withdraw from MFFU?
Depends on your plan. Core and Rapid: every 5 winning days (five sessions where you closed green). Pro: every 14 calendar days. Multiple accounts don't stack the cadence — each account follows its own schedule.
What is the minimum payout at MFFU?
Core and Rapid: $250 minimum. Pro: $1,000 minimum. These minimums apply to the requested amount before MFFU's 20% cut on Core/Pro or 10% cut on Rapid.
How much of my profits do I keep at MFFU?
Core: 80%. Rapid: 90%. Pro: 80%. The profit split applies to the payout amount you request, not to all profits sitting in your account.
Is there a payout fee at MFFU?
Yes — $15 flat per fiat withdrawal via RiseWorks bank transfer. Crypto withdrawals incur network fees instead. The $15 applies regardless of withdrawal amount.
What is the $100K payout cap on Pro?
The Pro plan has a $100,000 cumulative total payout cap across all your Pro accounts combined. Once you've withdrawn $100K in total from Pro accounts, you progress to MFFU's live trading stage. This is a progression trigger, not a limit that stops your profits — you continue trading, just under different terms.
Does MFFU pay out same day?
Not typically. Standard fiat processing via RiseWorks is next business day. Same-day situations can occur but aren't guaranteed. If payout speed is your top priority, TakeProfitTrader offers day-one withdrawals with 24-48 hour processing.
What was the Expert plan payout structure and how does it compare to Pro?
The old Expert plan allowed payout requests every 14 calendar days with no consistency rule and no activation fee. Pro is the functional equivalent: same 14-day cadence, same no-consistency-rule funded structure. The main additions on Pro are the $100K total cap and the $1,000 withdrawal minimum, which Expert didn't have in its original form.
Can I run multiple MFFU funded accounts and request payouts from all of them?
Yes. MFFU allows up to 5 funded $50K accounts and up to 3 funded $100K or $150K accounts simultaneously. Each account follows its own payout schedule independently. The $100K cumulative cap on Pro applies across all Pro accounts combined.
What happens if I violate the consistency rule on Core and try to request a payout?
The consistency rule doesn't block your account — it limits how much of a given session's profit counts toward your cycle payout math. If you had a day that exceeded 40% of your cycle profits, that day's excess is excluded from the payout calculation. You can still request — the number will just be lower than your raw P&L suggests.
How does MFFU's payout structure compare to Topstep?
Topstep offers a 90/10 split with bi-weekly payouts and no cumulative cap on their funded accounts. MFFU Core and Pro are 80/20, Rapid is 90/10. MFFU Core's $5K per-cycle cap is more restrictive than Topstep's structure for high-performing months. Pro's $100K total cap is MFFU-specific. Topstep's main disadvantage is platform limitation — TopstepX only, no Tradovate or NinjaTrader.
