Quick Answer, MFFU Payout Cadences at a Glance
- • Builder Plan: payouts every 48 hours, $2,000 cycle cap, 5 sim payouts before live transition, $500 minimum net profit per request
- • Rapid Plan: daily payouts (every 24 hours), 90% trader split, $500 minimum, buffer $1,100-$4,600 by size
- • Flex Plan: payout after 5 winning days, 80% split, $250 minimum, capped at 50% of profits up to $3K (25k) or $5K (50k) per cycle
- • Pro Plan: bi-weekly (every 14 calendar days), 80% split, $1,000 minimum, $100K total sim cap before live transition, 60% pre-buffer withdrawal allowed
- • Core and Scale (secondary): both pay every 5 winning days, 80% split, $250 minimum, escalating caps
- • All payout methods are Rise (Riseworks) or Plaid/ACH; Wise is NOT a 2026 MFFU payout method; KYC required before first payout
MFFU offers three plans, Core (single $50K size, 80/20 split, every-5-day payouts), Rapid (intraday DD with 90/10 split for active traders), and Pro ($50K-$150K, 80/20, bi-weekly payouts up to $100K cap). Picking the right plan is the most important purchase decision. Full plan-by-plan comparison in my MFFU accounts guide, or read the complete review. Visit MyFundedFutures for current pricing.
MyFundedFutures runs four distinct payout cadences as of May 2026, and the cadence is the single biggest plan-selection factor for cash-flow-focused traders. Builder pays every 48 hours. Rapid pays daily. Flex pays after five winning days. Pro pays bi-weekly on a 14-calendar-day cycle. Core and Scale both use a five-winning-day cycle.
Two key corrections upfront, outdated copy still circulates. The consistency rule on evaluation is 50% (not 40%). MyFundedFutures does not pay through Wise as of 2026. The two confirmed rails are Rise (Riseworks) and Plaid/ACH Direct.
MFFU payout cadences at a glance
| Plan | Cadence | Min Payout | Cycle Cap | Sim Cap | Split |
|---|---|---|---|---|---|
| Builder (50K) | Every 48h | $500 net | $2,000 flat | 5 payouts | 80% |
| Rapid (25K-150K) | Daily (every 24h) | $500 | None | $10K single day → live | 90% |
| Flex (25K-50K) | Per 5 winning days | $250 | 50% of profits ($3K/$5K) | 5 payouts or $10K | 80% |
| Pro (50K-150K) | Every 14 cal. days | $1,000 | None | $100K cumulative | 80% |
| Core (50K) | Per 5 winning days | $250 | $1,000 (5 cycles then lifted) | 5 payouts | 80% |
| Scale (50K-150K) | Per 5 winning days | $250 | $1,500→$3,500 escalating | 5 payouts | 80% |
Cadence range: 24 hours (Rapid) to 14 calendar days (Pro). Minimums cluster at $250, $500, or $1,000, scaling with plan tier. Live transition triggers differ per plan, Rapid uses a single $10K day, Pro uses $100K cumulative or 3 consecutive payouts.
Builder Plan: every 48 hours, $2,000 cap
Builder is MFFU's fast-funded plan, $50K single SKU, 48-hour payout cycle, and one of only two plans that keeps T1 news trading on the funded stage.
Cadence
Every 48 hours. Each cycle resets after the payout request is processed.
Buffer and cap
- $2,000 flat cap per cycle
- First payout: $500 net profit above buffer
- Subsequent payouts: $500 net profit above prior payout
- 5 sim payouts total, then live transition
Minimum and method
$500 minimum net profit per request. Payouts via Rise (Riseworks) or Plaid/ACH.
Live transition
After 5 sim payouts. Live Builder retains T1 news trading, unlike Rapid or Pro funded.
Rapid Plan: daily payouts, 90% split
Rapid is MFFU's high-cadence plan, 24-hour cycle, 90% trader split (updated January 12, 2026 from 80%). Available in 25K, 50K, 100K, and 150K.
Cadence
Daily, starting 24 hours after the first trade on the funded stage. 24-hour cooldown between requests.
Buffer and cap
| Size | Buffer to first payout | Min payout |
|---|---|---|
| 25K | $1,100 | $500 |
| 50K | $2,100 | $500 |
| 100K | $3,100 | $500 |
| 150K | $4,600 | $500 |
Buffer = eval max-loss + $100. No per-cycle cap once buffer is cleared. Sim funded drawdown is intraday trailing; locks at $100 above starting balance once trailing distance is reached.
Minimum and method
$500 across all sizes. T1 news trading allowed in eval, prohibited on sim funded. Rise or Plaid/ACH.
Live transition
Trigger: $10,000 net profit single day or risk-management approval. On live: EOD drawdown replaces intraday trailing, contracts halved, Reserve Program allows up to $5,000 carry-over from sim, 21-day breach cooldown applies.
Flex Plan: 5 winning days, 50% cycle cap
Flex is MFFU's mid-tier plan and the only one that keeps T1 news trading on the funded stage. Available in 25K ($84/mo) and 50K ($107/mo).
Cadence
Per-cycle: complete 5 winning days, then request. A winning day = $100 closed profit (25K) or $150 closed profit (50K). Open-position profit does not count.
Buffer and cap
- No buffer on new Flex accounts
- Cycle cap: 50% of profits, up to $3,000 (25K) or $5,000 (50K)
- 50K Flex: additional $500 net-profit-between-payouts threshold
- After first payout: sim funded max loss resets to $100 above post-payout balance
Minimum and method
$250 minimum. T1 news allowed on funded (unique to Flex + Builder). Rise or Plaid/ACH.
Live transition
Trigger: 5 consecutive payouts, $10K sim cap, or risk-management discretion. Live structure: $2,000 initial balance, 4 mini / 40 micro contract caps, EOD drawdown, no daily loss limit, $250 minimum payout cycle.
Pro Plan: bi-weekly, 60% pre-buffer carve-out
Pro is MFFU's long-cycle plan, 14-calendar-day rhythm, $1,000 minimum, 80% split. The defining mechanic is the 60% pre-buffer withdrawal carve-out. Available in 50K, 100K, and 150K.
Cadence
Every 14 calendar days (not trading days, weekends and holidays count). First eligible payout: 14 calendar days after first funded trade, subject to buffer clear or 60% carve-out.
Buffer and cap
| Size | Buffer | 60% pre-buffer withdraw | Total sim cap |
|---|---|---|---|
| 50K | $2,100 | Up to 60% of profits | $100K cumulative |
| 100K | $3,100 | Up to 60% of profits | $100K cumulative |
| 150K | $4,600 | Up to 60% of profits | $100K cumulative |
The 60% carve-out: up to 60% of profits withdrawable before buffer clears; remaining 40% stays in account reducing the buffer requirement. Once buffer clears, all profits withdrawable on the standard bi-weekly cycle. EOD drawdown on sim funded (more forgiving than Rapid's intraday trailing for swing traders). T1 news prohibited on funded.
Minimum and method
$1,000 minimum. Rise or Plaid/ACH. Pro 1-Day Addon (50K only, code 1DAY): removes consistency rule, single-day $4,000 profit target, same funded payout structure.
Live transition
Trigger: 3 consecutive payouts or $100K cumulative sim payouts. Live initial funding: $2,000-$5,000 (50K), $3,000-$7,500 (100K), $4,000-$10,000 (150K). Live Pro adds daily loss limits ($700-$3,000 by size); sim funded has none. Live initial balance withdrawable after 20 winning days + 3 funded payouts.
Core Plan: 5 winning days, $1K cap (legacy)
Core no longer appears in the main MFFU help-center navigation as of May 2026, it surfaces in blog posts and the sitemap only. Existing Core accounts continue under the documented terms.
Cadence
Every 5 winning days. No explicit per-day winning-amount threshold published in current documentation.
Buffer and cap
- Initial cap: $1,000 per withdrawal for first 5 cycles, then lifted
- Live transition: 5 consecutive payouts
Minimum and method
$250 minimum. 80% split. Rise or Plaid/ACH. T1 news allowed on funded. Price: $77/mo (cheapest $50K MFFU entry).
Live transition
5 consecutive payouts. Live structure less explicitly documented than Rapid/Pro.
Scale Plan: 5 winning days, escalating cap (legacy)
Scale is the second plan de-emphasized from MFFU's main nav. Available in 50K ($127), 100K, and 150K. Structurally similar to Core but with escalating payout caps.
Cadence
Every 5 winning days. 80% profit split. T1 news allowed on funded.
Buffer and cap
Escalating per-cycle cap on 50K: starts at $1,500, reaches $3,500 by the 5th payout, then lifts. Each successful payout raises the ceiling.
Minimum and method
$250 minimum. Rise or Plaid/ACH. Position limits: 3 mini / 15 micro (50K) to 9 mini / 45 micro (150K).
Live transition
5 consecutive payouts. Live structure treated as legacy operation.
Payout methods: Rise and Plaid/ACH only
Rise (Riseworks), primary
Third-party payout platform supporting bank transfer and crypto. Default rail globally. Most transfers process instantly; manual review takes 6-12 business hours. Rise Bank Transfer: 1-3 business days. Rise Crypto: minutes.
Plaid/ACH, US alternative
Direct ACH path for US traders with a verified US bank account. Processing similar to Rise; most transfers clear within 1-3 business days.
KYC and tax
- KYC required before first payout, handled inside Rise onboarding. One-time only, subsequent payouts on the same account skip re-verification.
- US 1099: sent from Rise (Rise path) or mailed by February 17 deadline (Plaid path). Tax-documentation flow updated March 4, 2026.
- No Wise: not a 2026 payout method. Older content referencing Wise is out of date.
What gets MFFU payouts denied
Five recurring causes, four are preventable:
- 50% consistency rule (eval only). No single eval day can exceed 50% of total cumulative profits. Corrected from legacy 40% marketing. Does not apply to sim funded. Pro 1-Day Addon removes it entirely.
- T1 news on Rapid or Pro funded. FOMC, FOMC Minutes, Employment Report, CPI, 2-minute pre/post window enforced. Positions must be closed by T-2. Builder and Flex funded are exempt.
- Position limit breach (cross-instrument). Contract caps apply across correlated instruments (e.g., ES + NQ combined). Cross-instrument violations trigger manual flagging and can void the cycle.
- Auto-liquidation breach (4:10 PM EST). Positions auto-liq at 4:10 PM on regular days. Holiday early-close: no auto-liq, trader must close manually. Failure = breach, voids payout eligibility for the cycle.
- KYC not completed. Most common new-trader denial. Complete KYC in Rise onboarding before submitting first request.
My experience pulling MFFU payouts (3 years)
I've traded Core and Pro across three years with cumulative payouts around $20,000+. Pro bi-weekly is my main rhythm, I plan position sizing and risk pace around the 14-calendar-day cycle reset. The 60% pre-buffer carve-out has been consistently useful on fresh accounts during the buffer-clearing period. Core filled in periodically at $77/month alongside Pro when I wanted a cheap additional $50K SKU. Across three years, multiple evaluations, and multiple funded accounts, every payout request has cleared on time. I have not personally tested Builder, Flex, Rapid, or Scale.
The bottom line
MyFundedFutures is the right futures-prop firm for traders who want plan-level cadence flexibility, four distinct rhythms from 24-hour Rapid daily to 14-calendar-day Pro bi-weekly. Pick the cadence that matches how you trade, not the price tag: Builder's 48-hour cycle for fast-funded frequent withdrawals; Rapid's 90% daily split for high-frequency traders comfortable with intraday trailing; Flex's 5-winning-day + T1-news-allowed funded for news traders; Pro's bi-weekly rhythm with the 60% pre-buffer carve-out for swing traders who can wait two weeks for cleaner cash flow. After three years on MFFU, payout reliability is the firm's strongest feature, every cycle has cleared on time.
Match cadence to style, complete KYC before the first request, respect the buffer mechanics, and the MFFU payout system runs cleanly.
Frequently Asked Questions
How often does MyFundedFutures pay out?
MyFundedFutures runs four distinct payout cadences as of May 2026. Builder pays every 48 hours. Rapid pays daily (every 24 hours from the first trade). Flex pays after five winning days inside a single cycle. Pro pays bi-weekly on a fixed 14-calendar-day cycle. The two secondary plans Core and Scale both pay every five winning days. The cadence is determined by which plan you trade, not by when you request the payout.
What is the minimum payout on MyFundedFutures?
Minimum payout amounts vary by plan at MyFundedFutures. Rapid requires $500 above the buffer. Flex requires $250. Pro requires $1,000. Builder requires a $500 minimum net profit per request. Core and Scale both require $250. These are the gross profit minimums before the trader-split percentage is applied; the trader receives the split percentage of the requested amount.
How fast are MyFundedFutures payouts?
Most MyFundedFutures payout requests process instantly through Rise (Riseworks). Manual reviews can take 6 to 12 business hours on weekday payout requests. Builder gives you a 48-hour cadence between requests, but the actual transfer once approved typically clears the same day. Rise Bank Transfer arrives within 1 to 3 business days; Rise Crypto arrives within minutes.
Does MyFundedFutures pay through Wise?
No, MyFundedFutures does not use Wise as a 2026 payout method. The two confirmed payout rails are Rise (Riseworks), which handles bank transfer and crypto, and Plaid/ACH Direct as an alternative for US bank accounts. Wise was historically referenced in older firm marketing but is not in the May 2026 payout method lineup.
What is the MyFundedFutures Rapid daily payout buffer?
The Rapid daily payout buffer is the dollar amount above the starting balance that must be cleared before the first payout. As of May 2026 it is $1,100 on the 25K account, $2,100 on the 50K, $3,100 on the 100K, and $4,600 on the 150K. The numbers are the eval max-loss values plus $100. Once the buffer is cleared, daily payouts unlock with a 24-hour cooldown between requests.
What is the Pro Plan 60% pre-buffer withdrawal?
The MyFundedFutures Pro Plan allows up to 60% of profits to be withdrawn before the buffer is fully cleared. The remaining 40% remains in the account contributing to the buffer until the full $2,100 (50k), $3,100 (100k), or $4,600 (150k) buffer is cleared. After the buffer clears, all profits become withdrawable on the bi-weekly 14-calendar-day cycle subject to the $1,000 minimum.
What is the MyFundedFutures Builder Plan payout cycle?
The Builder Plan pays every 48 hours with a $2,000 cap per payout cycle. Builder allows up to five simulated payouts before the account transitions to a live funded structure. Each request requires a $500 minimum net profit (above the buffer for the first payout, or above the prior payout for subsequent ones). Builder is one of the only MyFundedFutures plans that allows T1 news trading on the funded stage.
What is the Flex Plan winning-day payout rule?
The MyFundedFutures Flex Plan requires five winning days before a payout request becomes eligible. A winning day is defined as $100 closed profit on the 25K Flex account or $150 closed profit on the 50K Flex account. After the first payout the maximum loss resets to $100 above the post-payout balance. Each Flex payout cycle is capped at 50% of profits up to $3,000 (25K) or $5,000 (50K).
Does MyFundedFutures Pro pay bi-weekly or every 14 trading days?
MyFundedFutures Pro pays every 14 calendar days, not 14 trading days. The cycle continues to run on weekends and market holidays. The first eligible payout date is 14 calendar days after the first trade on the funded stage, subject to the buffer being cleared (or the 60% pre-buffer carve-out). Subsequent payouts follow the same 14-calendar-day rolling cycle.
How much can I withdraw per Flex payout cycle on MyFundedFutures?
MyFundedFutures Flex caps each payout cycle at 50% of profits, up to $3,000 on the 25K account or $5,000 on the 50K account. The remaining 50% stays in the account as drawdown buffer. The minimum payout is $250. Net profit between payouts on the 50K Flex must reach $500 before the next request becomes eligible.
What happens at the $100K Pro Plan sim cap?
Once a MyFundedFutures Pro account accumulates $100,000 in cumulative sim payouts (or 3 consecutive payouts, whichever comes first), the account transitions from the sim funded stage to the live funded structure. The live structure carries a daily loss limit (which the sim funded stage does not), live initial funding ranging from $2,000 to $10,000 by size, and the live initial balance becomes withdrawable after 20 winning days plus 3 funded payouts.
How does the Rapid live transition payout structure work?
MyFundedFutures Rapid transitions to live funded after a $10,000 net profit single day or risk-management approval. Live drawdown switches from intraday trailing to end-of-day. Live max contracts are halved (25K = 2 mini / 20 micro, 150K = 8 mini / 80 micro). The Reserve Program allows up to $5,000 carried over from sim profits. A performance bonus unlocks after 20 profitable live days plus $10,000 cumulative live payouts. A 21-day cooldown applies after any live breach.
Why was my MyFundedFutures payout denied?
MyFundedFutures payouts can be denied or delayed for a handful of recurring reasons. The 50% consistency rule on the evaluation phase is the most common eval-stage cause. On sim funded, T1 news trading on Rapid or Pro is prohibited and triggers payout denial. Auto-liquidation breach at 4:10 PM EST closes positions outside the rule book. Position-limit breaches via cross-instrument combinations are auto-rejected. KYC not completed before the first payout request is the most common new-trader denial reason.
Does MyFundedFutures have a consistency rule on payouts?
MyFundedFutures applies a 50% consistency rule on the evaluation phase only. As of May 2026 the rule is 50% (not 40%, corrected from earlier marketing). It does not apply to the sim funded stage on Rapid, Flex, or Pro under standard rules. The Pro 1-Day Addon explicitly removes the consistency rule entirely. Builder funded does not enforce numeric consistency in the same way.
Do MyFundedFutures payouts require KYC?
Yes, MyFundedFutures requires KYC verification before the first payout request can be processed. KYC is handled inside the Rise (Riseworks) onboarding flow once the buffer or qualifying winning-day count is reached. Subsequent payouts on the same account do not require re-verification. The 1099 (US tax form) is sent directly from Rise; on the Plaid path it is mailed by the February 17 deadline.
How does MyFundedFutures handle US tax reporting on payouts?
MyFundedFutures issues a 1099 form for US-based traders who receive funded payouts. Traders paid through Rise (Riseworks) receive the 1099 directly from Rise. Traders paid through the Plaid/ACH path receive a mailed 1099 by the February 17 deadline. The trader is responsible for reporting trading income from sim funded and live funded accounts. As of March 4, 2026, the tax-documentation flow at MFFU was updated to reflect both Rise and Plaid paths.
What is the MyFundedFutures auto-liquidation rule and how does it affect payouts?
MyFundedFutures auto-liquidates all open positions at 4:10 PM EST on regular trading days. If a trader has positions still open after the auto-liq cutoff, the firm closes them at market and may flag the account for review. On holiday early-close days the auto-liq does not run automatically; the trader must manually close positions before the early close. Failure to close on holiday early-close days is treated as a breach and can void payout eligibility for the cycle.