NEOMAAA Funded enforces a 3% to 5% daily drawdown across all seven account types, resetting at session open and counting both realized and unrealized losses. The rule runs independently of the trailing max drawdown. A breach ends the account immediately. Pick the tier whose daily room fits your normal stop-loss size.
NEOMAAA Funded enforces a daily drawdown rule on every account in the lineup. The percentage ranges from 3% to 5% depending on which product you are trading. Breach it once and the account closes immediately. There is no warning. There is no grace period. Understanding exactly how the rule calculates, when it resets, and how it interacts with the trailing max drawdown is the difference between sustaining a funded account and burning through eval fees on accounts that get killed by intraday volatility.
This guide covers the daily drawdown across all seven NEOMAAA Funded account types: 1-Step Origin, 2-Step Origin, 1-Step Prime, 2-Step Prime, NOVA, Instant Prime, and Instant Origin. Each one has its own combination of daily limit and trailing max drawdown, which means the optimal risk-per-trade math differs by product.
The numbers below reflect NEOMAAA Funded's published rule schedule as of April 2026. Verify current values on the NEOMAAA Funded dashboard before purchasing because some account-tier specifics shift quarterly with promotional cycles.
The daily drawdown by account
NEOMAAA Funded ships seven product variants. The daily drawdown ranges from a tight 3% on Prime tiers up to a more generous 5% on 2-Step Prime.
| Account Type | Daily DD | Max DD | $100K Daily Floor | Notes |
|---|---|---|---|---|
| 1-Step Origin | 4% | 7% trailing | $96,000 | Most popular Origin product |
| 2-Step Origin | 4% | 8% trailing | $96,000 | Widest max DD, lower daily |
| 1-Step Prime | 3% | 5% trailing | $97,000 | Tightest combo, fastest payouts |
| 2-Step Prime | 5% | 8% trailing | $95,000 | Most generous daily allowance |
| NOVA 1-Step | 3 to 4% | around 4% trailing | $96,000 to $97,000 | Budget option, 30-day time limit |
| Instant Prime | 3% | 4% static | $97,000 | No eval, direct funded |
| Instant Origin | 3% | 6% static | $97,000 | No eval, more DD room |
The pattern is clear: Prime tiers run a tighter daily limit but compensate with faster payout cadence. Origin tiers run wider daily room paired with a wider trailing max. NOVA is the budget tier with the tightest combined envelope.
How the calculation works
The daily drawdown is anchored to your account balance at the start of each trading day. On a $100K account with a 4% daily limit and a starting balance of $103,000 after prior profit, the day's floor is $103,000 minus $4,120 (4% of $103,000) = $98,880. If your equity touches $98,880 at any moment during the session the account is closed.
Both realized losses (closed positions) and unrealized losses (open positions) count toward the daily figure. The platform tracks equity in real time. A position deep in floating drawdown that has not yet been closed still consumes daily room.
Worked example: $50K 1-Step Origin
Starting balance day 5 is $51,200. Daily limit is 4% which equals $2,048 of room. Floor for the day is $49,152. Trader opens two ES contracts at the bell, market gaps against position, equity drops $1,600 before they cut the trade. Realized loss is $1,600. Remaining daily room is $448. One more bad trade kills the account before the next session.
Worked example: $100K 2-Step Prime
Starting balance is $100,000 (day one). Daily limit is 5% which equals $5,000 of room. Floor is $95,000. The wider 5% daily on 2-Step Prime is the most forgiving in the lineup. Aggressive traders running 2 to 3 ES contracts per trade with 20-tick stops fit this account comfortably without grinding into the floor.
Daily Limit by Account Size and Tier
Concrete dollar amounts make the daily room easier to plan around. The table below shows daily room across common account sizes for each tier.
| Tier | $25K Daily | $50K Daily | $100K Daily | $200K Daily |
|---|---|---|---|---|
| 1-Step Origin (4%) | $1,000 | $2,000 | $4,000 | $8,000 |
| 2-Step Origin (4%) | $1,000 | $2,000 | $4,000 | $8,000 |
| 1-Step Prime (3%) | $750 | $1,500 | $3,000 | $6,000 |
| 2-Step Prime (5%) | $1,250 | $2,500 | $5,000 | $10,000 |
| Instant Prime (3%) | $750 | $1,500 | $3,000 | $6,000 |
Daily reset timing
NEOMAAA Funded resets the daily drawdown at the start of each new trading day. The new daily limit is recalculated based on your account balance at market open for that session.
Profitable days give you slightly more room the next session because the percentage applies to a higher balance. Losing days shrink the next day's room since the percentage now applies against the smaller balance. This compounding effect is small but cumulative across long stretches.
The reset is calendar-day-based, not session-bar-based. For futures traders, the trading day boundary is the broker's official open. For forex and CFD traders, the boundary is 17:00 New York time or the equivalent server cut-off depending on the broker.
Daily drawdown vs trailing max drawdown
Daily drawdown and max trailing drawdown are independent rules. You can breach the daily limit and lose the account even with plenty of trailing max drawdown room remaining. The two rules run simultaneously at all times.
The max trailing drawdown follows your highest recorded equity until it reaches the original starting balance plus the trail amount, at which point it locks in many product variants. The daily drawdown never trails or locks. It resets each day based on the starting balance for that day. Different mechanics, different breach points.
Both rules killing the account does not require both to fire. Either one alone closes the account permanently. Risk planning must respect whichever rule is closer to breach at any given moment.
Position sizing math across the lineup
Risk per trade should scale with the daily limit. A common heuristic is risking no more than 25% to 30% of the daily allowance on any single trade, which leaves room for two to three normal-loss trades inside one session without breaching.
| Account | $100K Daily Room | 25% risk-per-trade | Approx ES Contracts (15-pt stop) |
|---|---|---|---|
| 1-Step Prime | $3,000 | $750 | 1 contract |
| 1-Step Origin / 2-Step Origin | $4,000 | $1,000 | 1 contract |
| 2-Step Prime | $5,000 | $1,250 | 1-2 contracts |
| Instant Prime | $3,000 | $750 | 1 contract |
| NOVA | $3,000 to $4,000 | $750 to $1,000 | 1 contract |
On smaller account sizes the math compresses. A $25K 1-Step Prime gives $750 of daily room and roughly $187 risk per trade at 25%. That is 3 MES (micro) contracts with a 12-tick stop. The Prime tier on small sizes is workable only with micro contracts or extremely tight stops on minis.
Overnight gap exposure
Holding positions overnight on Origin or Prime accounts creates immediate gap exposure when the next session opens. If the market gaps 2% against your position and your daily limit is 3%, you have consumed two-thirds of your daily allowance before placing a single new trade.
Sunday-night opens on futures and Monday opens on forex are the worst case. Geopolitical headlines or central bank surprises over the weekend can produce 1% to 3% gaps. Position sizing for overnight holds must respect potential gap risk, not just normal session volatility.
Pure intraday traders avoid this exposure entirely by flat-closing before session end. NOVA and Instant Prime traders especially benefit from intraday-only operation given the tighter daily limits.
What gets the most accounts killed
Reviewing community-reported breaches points to three failure patterns dominating closed-account causes:
- Adding to losing positions. Trader risks 1% on a trade, holds through 2% drawdown hoping for mean reversion, ends up consuming 3% to 4% on a single position.
- Doubling size after a loss. Trader uses one to two standard contracts normally, doubles after a stop-out to recover. The doubled position has twice the dollar risk and a single bad fill can breach the daily limit.
- Trading through high-impact news. NFP, CPI, FOMC decisions, and ECB statements regularly produce 30 to 80 point intraday swings on indices. Even small position sizes get caught.
None of these are exotic strategies. They are normal human emotional responses to losing money. Building rules around them in advance (max one re-entry per session, no doubling after a loss, news blackout windows) prevents most daily-drawdown breaches.
Daily limit interaction with payout requirements
The daily drawdown is a survival constraint. The minimum-trading-days and profit-target rules are progression constraints. They interact: if you trade conservatively enough to avoid daily-drawdown breaches but not aggressively enough to hit profit targets, the account expires without breach but also without progression.
The sweet spot is risk-per-trade at 25% to 35% of daily limit, win rates of 45% to 55%, and reward-risk ratios of 1.5 to 2. Those metrics sustain a roughly linear equity curve that meets minimum-trading-days plus profit targets without daily-drawdown drama.
How to recover from a breach
There is no recovery on a breach. The account closes. Two paths forward exist.
Reset option
NEOMAAA Funded offers a reset at 85% of the original fee on most account types. The account starts fresh with the original starting balance and the same rule envelope. The breach is wiped from the active account. Reset is typically the cheapest path forward if your edge is intact and the breach was a single oversize trade.
New evaluation purchase
Buy a fresh account at full price. This is more expensive but allows you to choose a different product tier if the breach exposed that your strategy does not fit the original account's risk envelope. A trader who breached a 3% Prime daily limit might switch to a 5% 2-Step Prime to give the same strategy more room.
Choosing the right tier for your style
Match the daily drawdown to the size of your normal losing trade. If your typical stop-loss is $500 on a $100K account, a 3% daily limit ($3,000) lets you eat six full stops in a single session before breach. That is comfortable. If your typical stop is $800 on the same account, 3% gives you fewer than four full stops which is uncomfortable. 4% or 5% products would fit better.
The mistake is picking the tier with the lowest entry fee without checking that the daily limit actually fits your normal trade size. The reset fee plus second account fee usually exceeds the price gap to the more appropriate tier from the start.
Common Mistakes That Trigger Daily Breaches
Reviewing community-reported NEOMAAA Funded breaches surfaces several repeating patterns. Each one is preventable with simple rule-based discipline.
Pattern one: revenge trading after a stop-out. Trader loses 1% on the first trade, doubles position size on the second to recover, loses 2% on the second. Total daily drawdown now 3%. One more average-sized loss breaches the rule. The fix: hard cap on number of trades per session and a forced break after a 2x normal loss in a single day.
Pattern two: holding through earnings or central bank releases. Trader is in a winning swing position and refuses to flatten before a high-impact release. Release prints unexpected, position gaps 1.5% against, daily drawdown consumed instantly. The fix: flat-close all positions before any Tier 1 release regardless of unrealized P&L.
Pattern three: misreading the equity vs balance distinction. Trader sees account balance of $103K on the dashboard and assumes the 4% daily room is $4,120. The platform actually anchors on the higher of starting balance or current equity, so if equity is up to $104K intraday the room expands but if equity is down to $101K the room compresses. The fix: check current equity, not balance, when calculating remaining daily room before each new trade entry.
Pattern four: ignoring the floating PnL component. Trader has a position in 2% unrealized drawdown that has not been closed. Realized loss for the day is 0%. The floating loss does not appear in the cash balance but it does count toward the daily drawdown calculation in real time. Many traders mistakenly read the cash-balance line on the dashboard as the binding constraint and discover the floating loss only when the breach fires.
Daily Limit on Forex vs Futures Instruments
NEOMAAA Funded supports both forex and futures across its account lineup. The daily drawdown rule is identical across instrument classes, but the practical implications differ because of how each instrument's tick size and volatility interact with the percentage limit.
| Instrument | Typical Tick Value | $3K Daily Room | $5K Daily Room |
|---|---|---|---|
| ES (S&P 500 mini) | $12.50 | 240 ticks | 400 ticks |
| NQ (Nasdaq mini) | $5.00 | 600 ticks | 1,000 ticks |
| CL (Crude Oil) | $10.00 | 300 ticks | 500 ticks |
| GC (Gold) | $10.00 | 300 ticks | 500 ticks |
| EURUSD 1 lot | $10.00/pip | 300 pips | 500 pips |
| XAUUSD 1 lot | $10.00/pip | 300 pips | 500 pips |
ES at 1 contract gives the tightest tick budget of the popular futures. NQ at 1 contract gives the widest. Forex traders running standard lot sizes have similar dollar room to ES futures traders, so position sizing translates roughly one-to-one.
Real-World Daily Limit Scenarios
Three illustrative scenarios show how the daily limit interacts with normal session activity:
Scenario A: Conservative day trader
$50K 1-Step Origin (4% daily = $2,000 room). Trader risks $400 per trade (20% of daily). Two losing trades consume $800. Two winning trades net $800. Day ends flat with $1,200 of daily room remaining. The buffer is sufficient for any normal session even with poor execution.
Scenario B: Aggressive scalper
$100K 1-Step Prime (3% daily = $3,000 room). Trader takes 15 scalp trades averaging $200 risk each. Three stop-outs in a row consume $600 (20% of daily). Position sizing inside 25% of daily limit per trade means a 5-stop losing streak can still survive without breach.
Scenario C: Overnight swing trader
$50K 2-Step Prime (5% daily = $2,500 room). Trader holds overnight EURUSD position into NFP morning. Market gaps 60 pips against on 1 lot = $600 immediate loss. Remaining daily room is $1,900. Subsequent intraday activity must stay within that compressed buffer.
| Scenario | Daily Room | Per-Trade Risk | Breach Probability |
|---|---|---|---|
| A: Conservative day trader | $2,000 | $400 (20%) | Very low |
| B: Aggressive scalper | $3,000 | $200 (7%) | Very low |
| C: Overnight swing | $2,500 | Variable | Moderate (gap risk) |
The bottom line
NEOMAAA Funded daily drawdown ranges from 3% on Prime tiers to 5% on 2-Step Prime. The rule resets at session open, applies to both realized and unrealized losses, and runs independently of the trailing max drawdown. A breach closes the account immediately with no warning. Position sizing should target 25% to 30% of daily room per trade and traders should avoid common emotional patterns (adding to losers, size-doubling, news trading) that cause most breaches. Pick the tier whose daily limit fits your normal stop-loss size, not the cheapest entry fee. For the full account-type comparison see the NEOMAAA Funded account types overview.
Frequently Asked Questions
What is the daily drawdown at NEOMAAA Funded?
NEOMAAA Funded's daily drawdown is a per-day loss limit ranging from 3% to 5% depending on account type. It is calculated from your account balance at the start of each trading day and resets the next day. Both realized and unrealized losses count toward the limit. Breaching it results in immediate account termination with no warning or grace period as of April 2026.
How does NEOMAAA Funded calculate the daily drawdown?
NEOMAAA Funded calculates the daily drawdown as a percentage of your opening balance each trading day. On a $100K account with a 4% daily limit, if you open the day at $103,000, your daily floor is $98,880 ($103,000 minus 4%). Both realized losses on closed positions and unrealized losses on open positions count toward the calculation in real time during the session.
What is the daily drawdown for Prime accounts?
NEOMAAA Funded 1-Step Prime and Instant Prime accounts run a 3% daily drawdown limit. On a $100K account that is a maximum loss of $3,000 per trading day. The 2-Step Prime account has a more generous 5% daily drawdown, the widest in the lineup. Choose the Prime variant whose daily limit fits your normal stop-loss size on the contracts you trade.
Does the daily drawdown reset each day at NEOMAAA Funded?
Yes. NEOMAAA Funded resets the daily drawdown at the start of each new trading day. The new daily limit is recalculated based on your account balance at market open for that session. Profitable days give you a slightly larger buffer the following session while losing days shrink the next-day buffer proportionally to the smaller balance.
Can you breach the daily drawdown but stay within the max drawdown at NEOMAAA Funded?
Yes. NEOMAAA Funded's daily drawdown and max trailing drawdown are independent rules and run simultaneously. You can breach the daily limit and lose the account even when the overall trailing drawdown has substantial room left. The reverse is also true. Either rule firing alone closes the account permanently, so position sizing must respect whichever limit is currently closer to breach.
What happens if you breach the daily drawdown?
Breaching the daily drawdown at NEOMAAA Funded results in immediate and permanent account termination. There is no warning, grace period, or buffer. To trade again you either reset the account at 85% of the original fee on supported products or purchase a new evaluation. Any pending profits and pending payout requests on the breached account are forfeited.
Which NEOMAAA Funded account has the highest daily drawdown?
NEOMAAA Funded's 2-Step Prime account has the highest daily drawdown at 5%, giving you $5,000 of daily loss room on a $100K account. This pairs with an 8% max trailing drawdown, making 2-Step Prime the most forgiving daily-rule combination for traders who run larger position sizes or hold through more intraday volatility than the 3% Prime tiers can absorb cleanly.
Does the daily drawdown include unrealized losses?
Yes. NEOMAAA Funded's daily drawdown tracks your account equity in real time, including the floating P&L on open positions. If your unrealized losses combined with realized losses drop your equity below the daily floor at any moment during the session, the account is breached. There is no end-of-day-only check or post-close reconciliation that would let an account survive a brief intraday touch of the floor.
How does overnight holding affect the daily drawdown?
Overnight holding on Origin and Prime accounts means any gap at market open hits your new daily drawdown immediately. If the market gaps 2% against your position and your daily limit is 3%, you have consumed two-thirds of your daily allowance before placing a single new trade. Sunday-night futures opens and Monday forex opens are the worst case. Size overnight holds for gap exposure, not just regular session volatility.
Is 3% daily drawdown enough to trade at NEOMAAA Funded?
A 3% daily drawdown is tight but workable for disciplined traders using proper position sizing. On a $100K account that is $3,000 per day. Trading 1-2 ES contracts with 15-20 point stops leaves room for multiple trades inside a session. Traders running heavier size or holding through high-volatility events should pick the 5% daily on 2-Step Prime instead. The cheapest fee tier is rarely worth it if the daily limit does not fit your normal trade size.
Can I lose part of the trailing drawdown without breaching daily?
Yes. The trailing max drawdown decreases as you book profit and lock in higher equity. You can give back trailing room across multiple small losing days without ever touching the daily limit. The two rules are independent, so trailing-drawdown depletion is gradual while daily-limit breach is binary. Watch both metrics in your dashboard before each new entry.
How do I prevent daily drawdown breaches?
The three most effective protections: cap risk per trade at 25% to 30% of daily allowance (one stop-out should never breach), set a max-loss-per-day stop that auto-flattens before the rule triggers, and avoid trading through high-impact news releases. Most reported breaches in the community come from adding to losing positions, doubling size after a loss, or fading scheduled releases. Build rules to prevent each pattern in advance.
Does NEOMAAA Funded count weekend gaps as daily drawdown?
Yes. If you hold positions over the weekend and the market gaps at Sunday-night futures open or Monday-morning forex open, that gap loss counts toward Monday's daily drawdown. A 2% gap against your position on a 3% daily-limit account consumes two-thirds of your daily room before any active trading. Most traders flat-close positions before weekend session-close to avoid this exposure entirely.
Can I reset a breached daily drawdown account?
Yes on most account types. NEOMAAA Funded offers a reset at 85% of the original fee, which restores the account to its starting balance and rule envelope. The previous breach is wiped from the active account. Reset is typically the most cost-effective path forward if your strategy is intact and the breach was a single oversize trade rather than a systemic issue with your edge or risk sizing.
Does the daily limit recalculate after profit?
Yes. The daily limit is anchored to your balance at the start of each session, so booked profits from prior days increase the dollar value of the percentage limit on the next day. On a $100K account with 4% daily limit, after booking $5K of profit your starting balance is $105K and the next-day limit becomes $4,200 instead of $4,000. The percentage stays constant, the dollar value scales with the balance.
Are there any account types without a daily drawdown?
All seven current NEOMAAA Funded account types enforce a daily drawdown ranging from 3% to 5%. As of April 2026 there is no NEOMAAA Funded product that ships without a daily limit. Traders who want to avoid the daily-rule mechanic entirely have to look at end-of-day-only drawdown firms like Apex or Topstep where the daily metric is structurally absent.