Over 50 frequently asked questions about NEOMAAA Funded covering account types, evaluation rules, funded account rules, payouts, trading restrictions, platforms, and pricing. The firm operates out of Dubai under Neom Triple A Information Technology L.L.C, launched September 2024, supports MT5 and TradeLocker, and pays an 80/20 standard split with trailing-to-static drawdown conversion at first payout.
NEOMAAA Funded is a relatively young prop firm operating out of Dubai under Neom Triple A Information Technology L.L.C. The firm launched in September 2024 and serves traders across 190 plus countries. This FAQ compilation covers the core questions traders ask before, during, and after engaging with NEOMAAA's evaluation and funded products.
The structure below moves from foundational firm facts through evaluation specifics, funded-account rules, payouts, trading restrictions, platform options, and pricing. Each section can be read independently or as part of a comprehensive walk-through. Sources include the NEOMAAA Funded public documentation, PayoutJunction tracking, Trustpilot review aggregates, and standard help-center articles.
Firm overview
What NEOMAAA Funded is
NEOMAAA Funded is a proprietary trading firm that provides simulated trading capital to traders who pass evaluation challenges or purchase instant funded accounts. The company is operated by Neom Triple A Information Technology L.L.C, headquartered in Dubai, UAE. NEOMAAA Funded started operations in September 2024 and covers 190 plus countries.
Legitimacy and track record
NEOMAAA Funded appears legitimate based on current evidence. The firm is tracked on PayoutJunction with verified payouts, holds a 4.3 out of 5 Trustpilot rating across approximately 769 reviews, and displays payout certificates on their website. The firm has been operating since September 2024, which is a relatively short track record by industry standards.
Track-record length matters in prop firm evaluation. Firms operating less than two years carry more operational risk than longer-tenured firms. NEOMAAA's combination of verified payouts on PayoutJunction and broadly positive Trustpilot reviews mitigates some of the short-tenure risk, but traders should still diversify across multiple firms rather than concentrating significant capital with any single firm under three years old.
Pricing and product structure
Account types and entry costs
| Account | $100K Cost | Notes |
|---|---|---|
| NOVA 1-Step | $300 | 30-day eval time limit |
| 2-Step Origin | $485 | Standard 2-step model |
| 2-Step Prime | $560 | Premium 2-step variant |
| 1-Step Origin | $596 | Single-phase Origin |
| 1-Step Prime | $640 | Single-phase Prime |
| Instant Prime | $999 | Bypass evaluation |
Smaller account sizes start as low as $48 for a $5K NOVA account. The pricing spread across account types reflects the structural differences: faster paths to funded status cost more, longer multi-phase evaluations cost less. NOVA is the budget tier with a time limit. Instant Prime is the bypass tier at premium pricing.
Account-size scaling
NEOMAAA offers account sizes from $5K up to $100K across the various product types. The smaller sizes provide accessible entry points for new traders, while the $100K accounts unlock the full firepower the platform supports. Pricing scales nonlinearly with size, with larger accounts costing proportionally less per dollar of capital than smaller accounts.
Profit split structure
NEOMAAA Funded's standard profit split is 80/20, meaning the trader keeps 80% of profits and NEOMAAA Funded retains 20%. Instant Origin accounts start at 70/30. Traders can upgrade to a 90/10 split at checkout for an additional fee.
The 80/20 default is competitive against the broader prop-firm landscape. The 90/10 upgrade option allows traders confident in their ability to generate consistent funded-phase profit to pay a premium upfront in exchange for a higher long-term split. Whether the upgrade pays off depends on expected lifetime funded-phase profit.
Platform support
NEOMAAA Funded supports two platforms: MetaTrader 5 (MT5) and TradeLocker. Traders choose their platform when purchasing an account. US traders can only use TradeLocker, as MT5 is restricted for US-based traders due to broker-licensing constraints.
Platform selection considerations
MT5 is the more widely known platform with broader EA compatibility and more third-party integrations. TradeLocker is a newer platform with a cleaner mobile-first interface and good chart functionality. US traders default to TradeLocker by necessity. Non-US traders should evaluate both based on existing platform familiarity and EA requirements.
Evaluation rules and time limits
Most NEOMAAA Funded evaluations have no time limit. Traders can take as long as needed to hit the profit target. The exception is NOVA, which has a 30-day time limit. This makes NOVA structurally more aggressive than the other evaluation paths and suits traders confident in fast execution.
Removing time pressure from most evaluation models is a structural advantage for traders who prefer to wait for high-quality setups rather than trading every day to keep up with a calendar. The flip side is that subscription-style billing typically continues during the evaluation, so the cost of stretching the evaluation accumulates over months even if the time limit itself does not apply.
Drawdown mechanics
NEOMAAA Funded uses a trailing drawdown that follows the highest equity point and never moves back down. After the first payout on a funded account, the trailing drawdown converts to a static drawdown, locking at the current level permanently.
Trailing-to-static conversion
The trailing-to-static conversion at first payout is a meaningful structural advantage. Trailing drawdowns are stressful because they ratchet upward with every new high. Static drawdowns are stable because they lock at a fixed level. Earning the conversion via a first payout incentivises traders to push through to the first payout and then operate under more predictable rules thereafter.
Drawdown values by account size
| Account Size | Drawdown | Trailing Mode | Conversion Trigger |
|---|---|---|---|
| $5K | Varies | Trailing | First payout |
| $10K | Varies | Trailing | First payout |
| $25K | Varies | Trailing | First payout |
| $50K | Varies | Trailing | First payout |
| $100K | Varies | Trailing | First payout |
Specific drawdown values scale with account size and vary by account type. Confirm the active drawdown for any specific account in the NEOMAAA dashboard or help-center documentation before relying on it for sizing decisions.
News trading rules
NEOMAAA Funded allows news trading with one restriction: traders cannot open or close positions within 5 minutes before and 5 minutes after high-impact (red) news events. Holding existing positions through the news is allowed on all account types.
The 5-minute buffer is a standard prop-firm news-trading rule. It prevents traders from exploiting the wide-spread, low-liquidity conditions immediately around major releases. Holding through news is permitted, which allows position traders to keep their setups intact across release windows. The rule is balanced and not unusually restrictive by industry standard.
Payout cadence and rules
NEOMAAA Funded payout frequency depends on the account type. Prime accounts pay out every 14 calendar days. Standard Origin accounts pay every 30 days. The first payout requires completing at least 5 effective trading days within the payout period.
Payout cadence by tier
| Account Tier | First Payout Cadence | Subsequent Cadence | Min Effective Days |
|---|---|---|---|
| Prime | 14 days | 14 days | 5 |
| Origin | 30 days | 30 days | 5 |
| Instant Prime | 14 days | 14 days | 5 |
| NOVA | Post-eval | 30 days | 5 |
The Prime tier's faster cadence is one of the primary reasons traders pay the premium for it. Two payouts per month versus one is a meaningful cashflow improvement for traders who depend on prop income.
EAs and automated trading
NEOMAAA Funded allows Expert Advisors (EAs) and automated trading strategies. There are no restrictions on the type of EA as long as traders avoid HFT (high-frequency trading), tick scalping, or exploiting platform latency. Standard rule-based EAs that comply with the news buffer and general rule set are accepted.
The permissive EA policy makes NEOMAAA attractive to algorithmic traders. The combination of MT5 support (with rich EA ecosystem) and broad EA acceptance positions the firm well against competitors that restrict automation more aggressively. Traders deploying complex EA stacks should verify their specific strategies against the prohibited-methods list before committing capital.
Restricted instruments and trading hours
NEOMAAA supports a standard prop-firm instrument set including major forex pairs, indices, commodities, and crypto where applicable. Specific restrictions vary by platform and account type. Trading hours generally follow the underlying broker's hours, with weekend gaps for closed markets and reduced liquidity around session opens and closes.
Traders building strategies around specific instruments should verify availability on their chosen platform before committing to a NEOMAAA account. MT5 and TradeLocker have slightly different instrument lists, and the prop-firm rule set adds additional constraints on top of the platform's base instrument universe.
Risk and disclosure
NEOMAAA Funded operates a simulated-capital model. The capital traders work with on funded accounts is not real broker capital. The profit split is paid in real currency, but the trading itself happens in a simulated environment. This is standard for the prop-firm industry and applies to most modern futures and forex prop firms.
Simulated-capital models carry their own structural risks: firm solvency, payout processing reliability, and rule-change risk over time. PayoutJunction tracking and Trustpilot review aggregates help mitigate these risks but do not eliminate them. Diversifying across multiple firms remains the structurally correct risk-management approach.
Bottom line
NEOMAAA Funded is a viable choice for traders seeking a Dubai-based prop firm with diverse account types, competitive pricing, and platform flexibility. The 80/20 default split, the trailing-to-static drawdown conversion at first payout, and the broad EA policy combine to produce a structurally trader-friendly platform.
The short operational track record (since September 2024) is the primary structural concern. Traders should diversify across multiple firms rather than concentrating capital with NEOMAAA. As the firm matures past its second and third year, the track-record concern will diminish naturally. In the meantime, treating NEOMAAA as one of several active prop firms rather than the sole platform is the prudent approach.
Sizing strategy on NEOMAAA
The wide product matrix means picking the right account type matters more than at firms with simpler product lines. The structural decision tree starts with single-phase versus multi-phase, moves to evaluation versus bypass, and ends with the choice between Origin and Prime tier mechanics.
- First-time prop trader: 2-Step Origin at $485 for moderate cost and forgiving multi-phase evaluation.
- Experienced single-step trader: 1-Step Prime at $640 for faster funded transition with premium features.
- Confident trader skipping evaluation: Instant Prime at $999 for immediate funded access.
- Budget-conscious trader: NOVA 1-Step at $300 with 30-day time limit.
- Risk-tolerant scaler: Multiple smaller accounts at $5K-$25K each for distributed exposure.
Each product tier rewards a different trader profile. The structural lesson: do not pick the most expensive product by default. Match the product to your strategy and confidence level. Spending more on a tier you do not need is wasted capital.
Multi-firm portfolio fit
NEOMAAA fits as a diversification choice in a multi-firm portfolio rather than as a sole anchor. The combination of moderate pricing, broad platform support, and reasonable payout cadence suits traders running 2 to 4 firms simultaneously. Concentrating large capital with NEOMAAA alone is not recommended given the firm's short operational tenure.
A balanced multi-firm portfolio for an active forex or crypto trader might include NEOMAAA as the Prime-cadence anchor, a longer-tenured firm as the conservative anchor, and a third firm with crypto support or unique structural advantages. This diversification smooths out single-firm operational risk and provides flexibility if any one firm changes terms or experiences disruption.
Detailed product walk-through
NOVA 1-Step in depth
NOVA is NEOMAAA's budget tier with a 30-day evaluation time limit. The single-phase structure is straightforward: hit the profit target inside 30 days while respecting the standard rule set. Pricing starts at $48 for $5K and reaches $300 for $100K, making NOVA the cheapest entry across the NEOMAAA catalog.
The 30-day time limit is the structural differentiator. Traders who pace their evaluation across multiple weeks need a strategy that produces target profit reliably within the window. Traders who prefer time pressure as a forcing function on focused trading find NOVA's structure suitable. Traders who prefer unlimited evaluation time should select 1-Step Origin or 2-Step Origin instead.
2-Step Origin and Prime
The two-phase evaluation models split the path to funded status into two checks. Phase 1 typically requires a higher profit target with broader rule allowances. Phase 2 requires sustained smaller target with stricter rules. Both phases must pass for funded status. The structure tests both peak ability and sustained discipline.
Origin tier costs $485 for $100K, Prime tier costs $560 for $100K. The $75 difference unlocks Prime's 14-day payout cadence in the funded phase versus Origin's 30-day cadence. For traders who plan to depend on prop income for cashflow, the Prime upgrade pays for itself within a few payout cycles.
1-Step Origin and Prime
The single-phase evaluation models simplify the path: hit the target once and proceed to funded. Origin costs $596 for $100K, Prime costs $640 for $100K. The single-phase structure suits experienced traders who prefer fast evaluation over budget pricing. The $44 difference between Origin and Prime maps to the same 14-day-versus-30-day payout cadence as the 2-Step variants.
Instant Prime
Instant Prime at $999 for $100K skips the evaluation entirely. The trader purchases the funded account directly and begins trading at the funded-phase rule set immediately. The premium pricing reflects the structural value of bypassing evaluation and the firm's elevated risk in funding a trader without skill demonstration.
Instant Prime suits traders who have prior prop-firm experience, who do not want to spend time on evaluation, or who have a specific funded-phase strategy that depends on having immediate access to funded-account rules. For traders without strong prior performance signals, the cheaper evaluation paths are structurally preferable.
Comparing NEOMAAA across major decision axes
| Decision Axis | NEOMAAA Position | Notes |
|---|---|---|
| Product variety | 6 tiers | More variety than most peers |
| Profit split | 80/20 default | Upgradeable to 90/10 |
| Drawdown style | Trailing then static | Conversion at first payout |
| Payout cadence | 14 or 30 days | Tier-dependent |
| Platform support | MT5 + TradeLocker | Dual-rail |
| EA policy | Permissive | HFT and arbitrage excluded |
| News policy | 5-min buffer | Standard |
| Track record | Since Sep 2024 | Short tenure |
The position summary shows where NEOMAAA differentiates and where it sits at industry standard. The product variety and the trailing-to-static drawdown conversion are distinctive. The short track record is the primary structural risk. Combined, the firm fits well into a diversified prop portfolio but is not the structurally correct choice for a sole prop anchor.
Operational best practices
Operational discipline at any prop firm pays back across every payout cycle. NEOMAAA-specific best practices include front-loading platform familiarity, configuring payout-method preferences early, and tracking the trailing-to-static conversion event as a strategic milestone in the account lifecycle.
- Spend the first week on the chosen platform (MT5 or TradeLocker) with paper trading to build muscle memory.
- Configure preferred payout method and complete KYC during the evaluation phase, not at first-payout time.
- Track the 5-minute news buffer windows on a calendar to avoid accidental violations.
- Plan for the trailing-to-static drawdown conversion as a key strategic event in the account lifecycle.
- Maintain detailed per-account records to simplify dispute resolution if any session's outcome is contested.
- Verify any EA against the prohibited-methods list before deploying capital with automation.
These practices apply across NEOMAAA's product line and translate cleanly to other prop firms in the trader's portfolio. Operational discipline transfers across firms. Traders who develop strong operational habits at NEOMAAA find those habits useful at any other prop they engage with.
Choosing between NEOMAAA and competitors
The choice between NEOMAAA and competing firms depends on the trader's specific needs. NEOMAAA's product variety and the trailing-to-static conversion suit traders who want optionality in product selection and predictable funded-phase drawdown mechanics. Traders who prioritize longer firm tenure may prefer FTMO, FundedNext, or other firms with longer operational histories.
Traders who prioritize specific platforms may make the choice based on platform support. NEOMAAA's MT5 plus TradeLocker dual-rail is broader than firms supporting only MT4 or only proprietary platforms. Traders who require US-compatible access find TradeLocker satisfactory. Traders who require crypto payout rails should look at crypto-supporting alternatives instead, as NEOMAAA's payment-rail support is more conventional.
Trustpilot and review context
NEOMAAA's 4.3 out of 5 Trustpilot rating across approximately 769 reviews provides moderate confidence in the firm's payout reliability and trader experience. The sample size is meaningful but not enormous, reflecting the firm's relatively short tenure. Reviews skew toward recent traders who have completed evaluations and first payouts, with fewer long-tenure reviews than at longer-established firms.
Treating Trustpilot data as one signal among several is the correct approach. PayoutJunction's verified payout tracking provides a separate signal. Personal experience on small initial commitments provides a third signal. Building confidence in any newer firm requires accumulating multiple positive signals over time rather than trusting any single source.
Onboarding workflow
NEOMAAA's onboarding follows a standard prop-firm pattern with a few tier-specific touchpoints. Traders move through account purchase, platform selection, KYC, evaluation activation (for evaluation tiers), and funded-account transition. Understanding the workflow in advance reduces friction at each step.
Step-by-step onboarding
- Step 1: Select the account type and size on the NEOMAAA website.
- Step 2: Choose between MT5 and TradeLocker as the trading platform.
- Step 3: Complete payment via supported methods.
- Step 4: Receive activation credentials within the firm's standard processing window.
- Step 5: Install and configure the chosen platform with the provided credentials.
- Step 6: Begin evaluation trading (or funded trading for Instant Prime).
- Step 7: Complete KYC verification before the first payout request.
Completing each step in order avoids common friction points. KYC at step 7 is often deferred to first-payout time by inexperienced traders, creating delays at the precise moment cashflow matters most. Front-loading the KYC step during the evaluation phase or immediately after Instant Prime purchase eliminates this friction entirely.
Payout-processing details
NEOMAAA's payout processing depends on the chosen rail. Standard rails include bank transfer and supported crypto options where applicable. Processing time within NEOMAAA's queue typically runs 1 to 3 business days, with rail-side settlement adding additional time depending on method.
First payout processing is often longer than subsequent payouts because additional verification may apply. Subsequent payouts on the same account move through the queue more quickly once the trader's profile is established and recurring. This is standard across the prop-firm industry and not specific to NEOMAAA.
Edge cases and special situations
Currency considerations
NEOMAAA being Dubai-based may settle payouts in USD by default for most international traders. Currency conversion to local currency happens on the trader's side via their bank or payment provider. Currency conversion costs vary by jurisdiction and rail. Plan for conversion costs as part of the overall payout-cost basis.
Account dormancy
Funded accounts that go dormant for extended periods may trigger re-verification requirements. The specific dormancy threshold depends on NEOMAAA's active policy. Traders planning extended trading breaks should notify support in advance and verify whether the account will remain active or require reactivation procedures.
Strategy changes mid-evaluation
Traders who shift trading strategy mid-evaluation may find their pacing disrupted. NEOMAAA does not penalize strategy changes per se, but a strategy switch combined with rule violations can produce evaluation failure. If a strategy is not working, pausing evaluation rather than switching mid-cycle is structurally cleaner.
Long-term outlook for NEOMAAA traders
For traders considering a long-term relationship with NEOMAAA, the structural elements are: ongoing product evolution, firm operational maturity, and competitive positioning relative to alternatives. NEOMAAA's product variety suggests an active development roadmap. Firm tenure will continue to mature toward the two-year and three-year operational milestones over the next 12 to 24 months.
Traders who establish a positive payout history with NEOMAAA in the first year position themselves well for the firm's potential product expansions and tier improvements. Early-tenure traders often access promotional pricing or feature unlocks that later-tenure firms reserve for premium tiers. The first-year window matters disproportionately for relationship-building with a newer firm.
Bottom-line decision framework
For traders deciding whether to engage NEOMAAA at all, the framework reduces to four questions. First, does the product variety match the trader's preferences. Second, does the trailing-to-static drawdown conversion provide structural advantage worth pursuing. Third, is the short track record acceptable given the trader's risk tolerance and portfolio diversification. Fourth, does the platform support align with the trader's existing platform preferences.
Affirmative answers across all four questions point to NEOMAAA as a strong portfolio addition. Affirmative answers on three of four suggest engaging at smaller capital commitment initially. Affirmative answers on only one or two questions suggest looking at alternatives that better match the trader's structural needs. The framework is designed to produce clear go-or-skip decisions rather than ambiguous engagement.
Quick-reference decision table
| Trader Type | Recommended Product | Recommended Size | Rationale |
|---|---|---|---|
| First-time prop trader | NOVA 1-Step | $5K to $25K | Lowest cost, single-phase simplicity |
| Experienced manual trader | 1-Step Origin | $50K to $100K | Standard rule set, full account size |
| Cashflow-focused trader | Prime tier | $100K | 14-day payout cadence |
| Confident trader skipping eval | Instant Prime | $100K | Direct funded access |
| Algorithmic trader | 1-Step Prime + MT5 | $100K | Permissive EA policy, MT5 |
| US-based trader | Any tier + TradeLocker | $50K to $100K | TradeLocker MT5 alternative |
| Multi-firm scaler | Multi-tier mix | Varied | Diversification across products |
This decision table covers the most common trader profiles asking about NEOMAAA engagement. Each row produces a defensible recommendation based on the trader's specific structural needs. The combination of product, size, and rationale provides actionable guidance rather than abstract suggestions.
Frequently Asked Questions
What is NEOMAAA Funded?
NEOMAAA Funded is a proprietary trading firm that provides simulated trading capital to traders who pass evaluation challenges or purchase instant funded accounts. The company is operated by Neom Triple A Information Technology L.L.C, headquartered in Dubai, UAE. NEOMAAA Funded started operations in September 2024 and covers 190 plus countries.
How much does NEOMAAA Funded cost?
Pricing depends on account type and size. For $100K accounts: NOVA 1-Step costs $300, 2-Step Origin costs $485, 2-Step Prime costs $560, 1-Step Origin costs $596, 1-Step Prime costs $640, and Instant Prime costs $999. Smaller account sizes start as low as $48 for a $5K NOVA account.
What is the profit split at NEOMAAA Funded?
NEOMAAA Funded's standard profit split is 80/20 (80 percent to the trader, 20 percent to NEOMAAA Funded). Instant Origin accounts start at 70/30. Traders can upgrade to 90/10 at checkout for an additional fee. The 80/20 default is competitive against the broader prop-firm landscape.
What platforms does NEOMAAA support?
NEOMAAA Funded supports two platforms: MetaTrader 5 (MT5) and TradeLocker. You choose your platform when purchasing an account. US traders can only use TradeLocker, as MT5 is restricted for US-based traders due to broker licensing. Both platforms have full charting and EA support within their respective ecosystems.
Is there a time limit to pass the evaluation?
Most NEOMAAA Funded evaluations have no time limit. You can take as long as you need to hit the profit target. The exception is NOVA, which has a 30-day time limit. Removing time pressure suits traders who prefer to wait for high-quality setups rather than trading every day to keep up with a calendar.
How does drawdown work?
NEOMAAA Funded uses a trailing drawdown that follows your highest equity point and never moves back down. After your first payout on a funded account, the trailing drawdown converts to a static drawdown, locking at the current level permanently. This conversion at first payout is a meaningful structural advantage.
Can I trade news at NEOMAAA?
NEOMAAA Funded allows news trading with one restriction: you cannot open or close positions within 5 minutes before and 5 minutes after high-impact (red) news events. Holding existing positions through the news is allowed on all account types. The 5-minute buffer is standard prop-firm news-trading practice.
How often can I request a payout?
NEOMAAA Funded payout frequency depends on the account type. Prime accounts pay out every 14 calendar days. Standard Origin accounts pay every 30 days. Your first payout requires completing at least 5 effective trading days within the payout period. Faster cadence is one of the primary reasons traders pay the premium for Prime.
Are EAs and bots allowed?
Yes. NEOMAAA Funded allows Expert Advisors (EAs) and automated trading strategies. There are no restrictions on the type of EA as long as you avoid HFT, tick scalping, or exploiting platform latency. The permissive EA policy makes NEOMAAA attractive to algorithmic traders, especially those using MT5 EA ecosystems.
Is NEOMAAA Funded legit?
NEOMAAA Funded appears legitimate based on current evidence. The firm is tracked on PayoutJunction with verified payouts, holds a 4.3 out of 5 Trustpilot rating across 769 reviews, and displays payout certificates on their website. The firm has been operating since September 2024, which is a relatively short track record.
What is the difference between Prime and Origin tiers?
Prime accounts pay out faster (14 days versus 30 days for Origin), include premium features, and typically cost more upfront. Origin accounts are the standard tier with monthly payout cadence and lower entry cost. Traders should pick the tier matching their cashflow needs and account structure.
Can US traders use NEOMAAA?
Yes, with the platform restriction that US traders must use TradeLocker rather than MT5. MT5 is restricted for US-based traders due to broker licensing. TradeLocker offers full charting and EA support, so US traders are not structurally disadvantaged beyond the platform choice itself.
What happens after I pass the evaluation?
After passing the evaluation, NEOMAAA issues a funded account on the chosen platform. Trading begins immediately under the funded-phase rules: trailing drawdown (converting to static after first payout), news-trading buffer, daily and overall risk parameters, and the chosen profit split. First payout requires 5 effective trading days within the payout period.
What account sizes are available?
NEOMAAA Funded offers account sizes from $5K up to $100K across the various product types. Smaller sizes provide accessible entry points starting at $48 for a $5K NOVA account. Larger accounts unlock the full firepower the platform supports. Pricing scales nonlinearly with size, with larger accounts costing proportionally less per dollar of capital.
How does NEOMAAA compare to longer-tenured firms?
NEOMAAA's pricing and rules are competitive with the broader prop-firm landscape. The structural concern is operational track record. Firms operating less than two years carry more risk than longer-tenured firms. Diversifying across multiple firms rather than concentrating capital with NEOMAAA is the prudent approach until the firm matures past its second and third year.
Is the Instant Prime worth $999?
Instant Prime suits traders confident enough in their funded-phase performance to skip the evaluation and pay the premium upfront. For traders who would otherwise pass the multi-phase evaluation within a single month, the math favours the cheaper evaluation paths. For traders who would take 3 to 6 months to pass, Instant Prime is structurally cheaper at year scale.