QT Funded payouts run on an 80/20 base split with a documented upgrade path to 90/10, a 14-day bi-weekly cycle that compresses to 7-day on consistency milestones, and a 5% per-day consistency profit cap. More than $16M reported paid out across 110+ countries on a Trustpilot 4.4 across 12,053 reviews, with bi-weekly cadence rewarding measured compounding over single-day lottery wins.
Quick answer: QT Funded payout rules
- Profit split: 80/20 base, upgradeable to 90/10 on consistent payout cycles.
- Cycle: bi-weekly (14-day default); 7-day option available on funded upgrade.
- Minimum payout: $100 (verify current minimum in firm help center).
- 5% consistency profit cap shapes which days contribute to payout eligibility.
- $16M+ reported paid out across 110+ countries.
- BOGO50 promo doubles the working capital exposed to the payout cycle.
QT Funded, the London-Canary-Wharf prop arm of Quant Tekel, runs one of the more transparent payout stacks in the 2-step forex space. The headline mechanics are an 80/20 base split with an upgrade path to 90/10, a 14-day bi-weekly cycle that can compress to 7-day on funded upgrade, and a documented $16M+ paid out across 110+ countries on a Trustpilot 4.4 average across 12,053 reviews.
The structural feature that shapes the QT payout flow is the 5% consistency profit cap. Unlike most peer 2-step firms that measure payout eligibility purely on net realised profit, QT measures the within-cap portion of each day's contribution. A trader who prints a single $2,000 day on a $25K account gets $1,250 of that day counted; the excess stays in balance but does not unlock additional payout. The mechanic rewards measured compounding and disqualifies single-day lottery wins from accelerating the payout cycle.
This article covers the split tiers, cycle cadence, consistency-cap interaction, and the practical request flow that keeps the 14-day window clean.
The 80/20 to 90/10 profit split
QT funded accounts start at 80/20, the trader keeps 80% of net realised profit, the firm keeps 20%. The base rate is the 2-step market median. Where QT differentiates is the upgrade path: documented progression to 90/10 on consistent payout cycles, which moves QT from median to top-quartile on long-run trader take.
The upgrade trigger is consistency-driven rather than tenure-driven. A trader who runs three to five clean payout cycles, payouts requested cleanly, sizing within the trader's own prior baseline, no consistency-cap excess on the days that count, typically qualifies for the next tier. The exact tier ladder and trigger thresholds are documented in the funded-account dashboard; verify the current cadence in the QT help center.
On a $100K funded account, the difference between 80/20 and 90/10 is meaningful. A 4% net month on $100K produces $4,000 of net profit; the 80/20 trader takes $3,200, the 90/10 trader takes $3,600. Across a year of consistent monthly cycles, the differential is roughly $4,800, comparable to the cost of buying a second evaluation account. The math is why QT's upgrade path is the headline feature for serious traders pricing the firm.
Split math on $100K funded
| Net month | Trader 80/20 | Trader 90/10 | Differential |
|---|---|---|---|
| 2% ($2,000) | $1,600 | $1,800 | $200 |
| 4% ($4,000) | $3,200 | $3,600 | $400 |
| 6% ($6,000) | $4,800 | $5,400 | $600 |
| 8% ($8,000) | $6,400 | $7,200 | $800 |
Bi-weekly cycle and the 7-day upgrade
QT's default funded cycle is bi-weekly, 14 calendar days from first funded trade to first payout eligibility, then 14-day windows thereafter. The default is competitive with peer 2-step shops, most of which sit at 14-21 days for the first cycle. QT layers an upgrade to 7-day cycles on funded accounts that complete consistency milestones, which roughly doubles the payout frequency for traders who qualify.
The 7-day option is not the default; it activates after the firm has data on the trader's sizing baseline and rule compliance. Verify the exact qualification path in the QT help center, across peer 2-step shops, 7-day cycles typically unlock after two to three clean 14-day cycles, and QT's progression appears consistent with that pattern.
The practical effect of bi-weekly cadence is that the trader plans capital cash flow on a 14-day rhythm rather than a 30-day one. Smaller payouts every two weeks reduce the psychological pressure that monthly cycles tend to build, and they keep the trader's relationship with the firm's back office active rather than batched.
Cycle cadence comparison
| Stage | QT cycle | Cycles per year |
|---|---|---|
| Funded default | 14-day | 26 |
| Funded upgraded | 7-day | 52 |
| Peer 2-step typical | 14-21 day | 17-26 |
How the 5% consistency cap shapes payouts
The 5% consistency profit cap is the QT mechanic that most distinguishes its payout flow from peer 2-step firms. The cap means no single day's profit can contribute more than 5% of starting balance to the payout-eligibility calculation. A $2,000 day on a $25K account contributes $1,250 toward the payout window; the remaining $750 stays in account balance but is not payout-eligible from that day.
The cap does not destroy excess profit, it stays in the balance and can fund subsequent days' trades. But it does mean that traders who build a payout cycle around one or two large days end up with less payable profit than traders who built the same balance from many smaller days. The mechanic rewards consistent execution and disqualifies lottery wins from accelerating the cycle.
For a trader planning the first payout, the practical implication is to size each session around the 5% cap rather than letting a single session run to peak. A $1,000 day on $25K is fully payable; a $1,500 day is fully payable; a $2,500 day caps at $1,250 payable and wastes the extra $1,250 from the cycle perspective. Sizing to the cap, not past it, is the operating standard.
On the funded stage, the cap continues to apply per day rather than per cycle. A trader cannot bank a large single day and have it carry forward to count fully in a later payout, every day stands alone against the cap, and excess remains in balance rather than in the payout window.
Practical payout strategy at QT
The cleanest QT payout flow combines four habits: cap session profit near the 5% line; build the cycle from a high number of within-cap days; request the payout on a day with no high-impact news on the calendar; and avoid sizing changes in the 48 hours before request. Traders who follow that pattern consistently complete the 14-day cycle without back-office friction and qualify for the 7-day upgrade faster.
- Cap daily profit ambition near the 5% consistency line, pushing past wastes payout-eligible profit.
- Build cycles from many within-cap days rather than one or two large days.
- Request the payout on a low-news day (avoid NFP, CPI, FOMC, BoE decisions).
- Hold sizing within prior baseline in the 48 hours before request.
- Verify withdrawal method details before first request, wire and crypto rails differ in settlement.
- Stagger payout requests across linked accounts if running multiple QT challenges.
The BOGO50 promo adds a second account to the cycle. Traders running both accounts under the same beneficial owner should stagger payout requests across the pair, simultaneous large withdrawals across linked accounts is the most common back-office review trigger. A 48-72 hour gap between linked-account requests typically avoids the coordinated-activity flag.
Payout processing window
Once a payout is requested at the end of a 14-day cycle, QT's back office runs a verification check that covers trading history, consistency-cap compliance, and account balance reconciliation. Standard checks complete within a small number of business days; verify the current processing window in the funded-account dashboard, as the cadence has updated across peer firms during 2026.
- Trader submits payout request at end of 14-day cycle (or 7-day if upgraded).
- QT back-office verifies trading history, consistency-cap accounting, and balance.
- Approved request enters payment processing on the trader's selected method.
- Funds settle to the trader's account.
- Next cycle window opens immediately on settlement.
Repeat clean cycles build a back-office trust pattern that accelerates subsequent processing windows. The first payout on a new funded account typically takes longer than subsequent payouts because the firm is establishing the trader's baseline; cycles 3-5 onward generally settle faster as the trust pattern matures.
QT payouts vs peer 2-step firms
Against the typical 2-step forex market, QT sits in the top quartile on long-run trader economics because of the 90/10 upgrade ceiling and the 7-day funded cycle. It sits in the median on minimum payout and base split. The consistency profit cap is a structural differentiator that adds discipline to the payout flow rather than friction, traders who would otherwise build cycles from large single days adjust their sizing to fit the cap and end up with smoother equity curves.
QT payout terms vs typical 2-step market
| Term | QT Funded | Typical 2-step market |
|---|---|---|
| Base split | 80/20 | 80/20 |
| Upgrade ceiling | 90/10 | 85/15 to 90/10 |
| Cycle | 14-day (7-day upgrade) | 14-21 day |
| Consistency cap | 5% per day | Variable (rarely capped) |
| Total paid | $16M+ across 110+ countries | Variable |
Payout method options at QT Funded
QT does not publish a single canonical list of supported withdrawal rails, but cycle-to-cycle settlement behaviour breaks into three broad buckets that traders pricing the firm should plan for. Each method carries its own settlement window and its own verification friction, and method selection is the lever most under the trader's control once approval has been granted.
Bank wire is the slowest of the three but the most documented, and is the default for traders in regulated banking jurisdictions. Crypto rails settle fastest and carry the lightest paperwork after the first cycle but require the trader to maintain a verified wallet on the dashboard. Third-party processors sit between the two and tend to be the rail QT defaults to for traders outside the major banking corridors.
Method selection by jurisdiction
| Trader location | Common rail | Typical settlement | Verification weight |
|---|---|---|---|
| EU/UK/CH | SEPA or wire | 2-4 business days | Light after first cycle |
| North America | Wire or processor | 2-5 business days | Moderate, KYC anchored |
| LATAM/MENA | Crypto or processor | 1-3 business days | Light, wallet verified once |
| APAC | Crypto or wire | 1-4 business days | Moderate, sanctions checks |
Switching methods between cycles is permitted but resets some of the trust pattern that repeat clean settlements build. Traders who pick a rail on cycle one and stay with it through cycles two and three typically see the processing window compress as the back office establishes a baseline for that specific corridor. Method-hopping every cycle keeps the firm in first-cycle verification mode and can add a business day or two to each settlement.
Worked payout examples by account size
The interaction between the 5% consistency cap and the 80/20 split changes meaningfully across account sizes. The cap is expressed as a percentage of starting balance, which means the absolute dollar ceiling on a single day's payable contribution scales with the account. A trader running a $25K and a $100K account in parallel under BOGO50 sees the same 5% rule produce a $1,250 and a $5,000 daily ceiling respectively, and that asymmetry rewards a tighter execution model on the smaller account.
14-day cycle scenarios across account tiers
| Account | 5% daily cap | Target cycle days | Within-cap cycle gross | Trader take 80/20 | Trader take 90/10 |
|---|---|---|---|---|---|
| $10K | $500 | 8 within-cap days | $4,000 | $3,200 | $3,600 |
| $25K | $1,250 | 8 within-cap days | $10,000 | $8,000 | $9,000 |
| $50K | $2,500 | 8 within-cap days | $20,000 | $16,000 | $18,000 |
| $100K | $5,000 | 8 within-cap days | $40,000 | $32,000 | $36,000 |
| $200K | $10,000 | 8 within-cap days | $80,000 | $64,000 | $72,000 |
The 8-within-cap-days reference is illustrative of what a clean cycle looks like rather than a quota. Most traders settle on five to seven productive days per 14-day window with the remainder spent flat or in low-conviction probing. The cycle does not require the trader to print every day, and idle days do not penalise the consistency calculation. They simply do not advance the within-cap balance.
Common payout-cycle pitfalls
Across peer 2-step shops, three failure modes account for the majority of avoidable payout delays. The first is over-sizing on the day before request, which spikes equity into the cycle close on aggressive position size. The second is requesting on a high-impact news day, which guarantees the back office layer of additional scrutiny. The third is running coordinated requests across linked accounts under BOGO50, which triggers the batched-activity flag.
- Over-sizing on the final day of the cycle, even when within risk rules.
- Requesting on NFP, CPI, FOMC, BoE, or ECB decision day calendar entries.
- Submitting linked-account requests within 24 hours of each other under BOGO50.
- Changing withdrawal method mid-cycle without a clean prior settlement on the new rail.
- Holding open positions through the cycle-close timestamp instead of going flat.
- Letting the consistency cap accumulate excess across multiple days without rebalancing sizing.
None of these are explicit rule breaches and none of them void the payout request directly. They are heuristics the back office uses to flag accounts for additional review, and they are the difference between a 2-day and a 5-day settlement on a clean 14-day cycle. Traders who eliminate all six produce the smoothest cash flow from the firm.
Compounding versus withdrawal at QT
The bi-weekly cycle creates a structural choice every 14 days that monthly props do not surface as clearly. The trader can either withdraw the full eligible balance and reset the starting capital to the floor, or compound a portion of the eligible balance back into the working capital. QT's account balance carries forward, which means within-cap excess that did not unlock payable profit on a given day still funds subsequent trading, but the visible payout-eligible amount is what enters the request.
Compounding inside a single funded account at QT does not change the absolute drawdown lines, which stay anchored to the starting balance until lock. That means a trader who leaves $2,000 of cycle profit in the balance to fund the next 14 days does not gain any additional drawdown buffer, but does gain working capital that supports larger position sizing. Whether that trade is worth taking depends on the trader's edge density and the cycle target.
Withdraw vs compound decision framework
| Trader profile | Recommended action | Reasoning |
|---|---|---|
| First three cycles | Withdraw 100% | Establishes payout history and back-office trust pattern |
| Settled cycle 4 onwards, single account | Withdraw 70-80% | Maintains cycle rhythm and modest working capital buffer |
| BOGO50 paired accounts | Withdraw 100% per account | Reduces coordinated-activity flagging risk |
| Pre-upgrade run to 90/10 | Withdraw 100% | Cycle count is the trigger, balance compounding does not help |
| Post-upgrade 7-day cycle | Withdraw 50-70% | Higher cadence accommodates partial compounding |
Cycle scheduling across timezones
QT's bi-weekly cycle anchors against the firm's operating timezone, which puts traders in the Americas, Asia-Pacific, and EMEA on the same cycle wall clock but different local trading days. A US trader sees the cycle close on Friday afternoon local time; an Asia-Pacific trader sees it close on Saturday morning local time. The substantive operating window is identical; what changes is the local calendar day on which the trader plans the cycle-end positioning.
Traders running discretionary positions through the cycle-end timestamp should plan to be flat in the firm's operating timezone rather than the local timezone. The most common avoidable cycle complication is a trader who plans to close positions before local market close and finds that the cycle had already cut off hours earlier. The dashboard displays the cycle-end countdown in the firm's timezone with an explicit timestamp; traders should anchor cycle planning to that timestamp.
The same timezone discipline applies to the payout-request window. Submitting a request at minute 23:59 in the firm timezone versus minute 00:01 the following day shifts the request into the next cycle window. Most settled QT traders submit requests early in the trading day in the firm timezone to avoid any edge-case timing ambiguity at the cycle boundary.
Tax and reporting considerations
QT payouts arrive as proprietary trading income on the trader's selected rail, and the tax treatment varies by jurisdiction. Traders in the EU, UK, and Canada generally treat the income as self-employment or business income; traders in the US treat it as miscellaneous income reported by the firm and reconciled on the trader's annual return. QT does not provide tax advice and the trader should retain records of every cycle request, settlement timestamp, and rail receipt for at least the local statute of limitations.
Across 110+ supported countries, the practical record-keeping standard is the same. Download the dashboard cycle ledger at each cycle close, retain the rail-side confirmation (wire reference number, crypto transaction hash, or processor receipt), and reconcile the two against the bank or wallet credit. Discrepancies are rare but easier to resolve inside the cycle window than three months after the fact.
Bottom line
QT Funded payouts run on an 80/20 base split with a documented 90/10 upgrade path, a 14-day default cycle that compresses to 7-day on consistency milestones, and a 5% per-day consistency profit cap that shapes how single days contribute to payout eligibility. The structure rewards measured compounding over lottery wins and produces smoother long-run trader economics than peer 2-step shops once the upgrade path activates. Sizing daily profit near the 5% cap, building cycles from many within-cap days, and verifying the exact processing window in the QT help center are the three operational habits that produce a clean payout flow at QT.
Frequently Asked Questions
What is the QT Funded profit split?
80/20 base across funded accounts, with a documented upgrade path to 90/10 on consistent payout cycles. The base rate is the 2-step market median; the 90/10 upgrade moves QT into the top quartile of long-run trader economics for traders who complete the consistency milestones.
How often can I request a payout at QT Funded?
Bi-weekly (14-day) by default, with a 7-day cycle upgrade available on funded accounts that complete consistency milestones. The 7-day upgrade roughly doubles the payout frequency for traders who qualify, verify the exact qualification path in the QT help center.
What is the minimum payout at QT Funded?
$100 (verify current minimum in the QT help center). The threshold is competitive with peer 2-step shops and means first-payout cycles can complete with a modest single-cycle return rather than requiring a large profit run before the first withdrawal.
How does the 5% consistency profit cap affect QT payouts?
The cap means no single day's profit can contribute more than 5% of starting balance to the payout-eligibility calculation. A $2,000 day on a $25K account contributes $1,250 toward the payout window; the excess stays in balance but is not payout-eligible from that day. The cap rewards consistent execution and disqualifies lottery wins from accelerating the cycle.
What payout methods does QT Funded support?
QT does not publicly itemise its full method list. Verify the current supported methods (wire, crypto, third-party processors) in the QT help center before requesting your first payout, incorrect method details are the most common settlement delay independent of approval timing.
How much has QT Funded paid out historically?
More than $16M across 110+ countries on a Trustpilot 4.4 average across 12,053 reviews. The numbers are documented in QT's public communications and place the firm in the upper tier of 2-step props on payout volume and review base size.
How does the BOGO50 promo affect my payout cycle?
BOGO50 doubles the working capital exposed to the payout cycle by adding a free matching account. Each account runs its own independent payout cycle and consistency cap; stagger payout requests across the pair to avoid the coordinated-activity flag that batched withdrawals across linked accounts can trigger.
Can I qualify for 90/10 on every QT funded account?
Yes, the upgrade path applies to any funded account that meets the consistency milestones, not just specific account sizes. The trigger is cycle-driven rather than balance-driven, which means a $25K trader and a $200K trader follow the same progression. Verify exact trigger thresholds in the QT funded-account dashboard.
What happens if I breach the consistency cap on a single day?
The excess profit stays in account balance and continues to fund subsequent days' trading, but the over-cap portion does not count toward payout eligibility from that day. The mechanic does not destroy excess profit; it disqualifies it from accelerating the payout window.
How long does QT payout processing take?
QT does not publicly itemise a single processing window. Repeat clean cycles build a back-office trust pattern that accelerates subsequent processing; the first payout typically takes longer than subsequent payouts because the firm is establishing the trader's baseline. Verify current processing cadence in the funded-account dashboard.
What happens to my QT payout if I breach drawdown after submitting the request?
If a payout request is filed and the account then breaches the 3% daily or 6% overall before settlement, the request is typically cancelled along with the account. Stop trading aggressively in the 24 hours after submitting a payout request, the request window is not the time to push for additional profit.
Are QT payouts available in restricted countries?
Six jurisdictions are excluded from QT entirely: Cyprus, Iran, North Korea, Sudan, Syria, and Russia. Traders in these countries cannot open accounts or receive payouts. Across the remaining 110+ supported countries, payout availability is consistent, verify current restriction list in the QT help center before signing up.
Frequently Asked Questions
What is the QT Funded profit split?
80/20 base across funded accounts, with a documented upgrade path to 90/10 on consistent payout cycles. The base rate is the 2-step market median; the 90/10 upgrade moves QT into the top quartile of long-run trader economics for traders who complete the consistency milestones.
How often can I request a payout at QT Funded?
Bi-weekly (14-day) by default, with a 7-day cycle upgrade available on funded accounts that complete consistency milestones. The 7-day upgrade roughly doubles the payout frequency for traders who qualify, verify the exact qualification path in the QT help center.
What is the minimum payout at QT Funded?
$100 (verify current minimum in the QT help center). The threshold is competitive with peer 2-step shops and means first-payout cycles can complete with a modest single-cycle return rather than requiring a large profit run before the first withdrawal.
How does the 5% consistency profit cap affect QT payouts?
The cap means no single day's profit can contribute more than 5% of starting balance to the payout-eligibility calculation. A $2,000 day on a $25K account contributes $1,250 toward the payout window; the excess stays in balance but is not payout-eligible from that day. The cap rewards consistent execution and disqualifies lottery wins from accelerating the cycle.
What payout methods does QT Funded support?
QT does not publicly itemise its full method list. Verify the current supported methods (wire, crypto, third-party processors) in the QT help center before requesting your first payout, incorrect method details are the most common settlement delay independent of approval timing.
How much has QT Funded paid out historically?
More than $16M across 110+ countries on a Trustpilot 4.4 average across 12,053 reviews. The numbers are documented in QT's public communications and place the firm in the upper tier of 2-step props on payout volume and review base size.
How does the BOGO50 promo affect my payout cycle?
BOGO50 doubles the working capital exposed to the payout cycle by adding a free matching account. Each account runs its own independent payout cycle and consistency cap; stagger payout requests across the pair to avoid the coordinated-activity flag that batched withdrawals across linked accounts can trigger.
Can I qualify for 90/10 on every QT funded account?
Yes, the upgrade path applies to any funded account that meets the consistency milestones, not just specific account sizes. The trigger is cycle-driven rather than balance-driven, which means a $25K trader and a $200K trader follow the same progression. Verify exact trigger thresholds in the QT funded-account dashboard.
What happens if I breach the consistency cap on a single day?
The excess profit stays in account balance and continues to fund subsequent days' trading, but the over-cap portion does not count toward payout eligibility from that day. The mechanic does not destroy excess profit; it disqualifies it from accelerating the payout window.
How long does QT payout processing take?
QT does not publicly itemise a single processing window. Repeat clean cycles build a back-office trust pattern that accelerates subsequent processing; the first payout typically takes longer than subsequent payouts because the firm is establishing the trader's baseline. Verify current processing cadence in the funded-account dashboard.
What happens to my QT payout if I breach drawdown after submitting the request?
If a payout request is filed and the account then breaches the 3% daily or 6% overall before settlement, the request is typically cancelled along with the account. Stop trading aggressively in the 24 hours after submitting a payout request, the request window is not the time to push for additional profit.
Are QT payouts available in restricted countries?
Six jurisdictions are excluded from QT entirely: Cyprus, Iran, North Korea, Sudan, Syria, and Russia. Traders in these countries cannot open accounts or receive payouts. Across the remaining 110+ supported countries, payout availability is consistent, verify current restriction list in the QT help center before signing up.
Can I request a partial payout at QT Funded?
Yes, partial requests above the $100 minimum are accepted. Traders who want to leave a portion of cycle profit in the balance for compounding can request any amount from the floor up to the within-cap eligible total. The cycle window closes on submission regardless of whether the request was partial or full.
Does the 5% consistency cap apply to losing days?
No. The cap only ceilings payable contribution from winning days. Losing days reduce the cycle gross dollar for dollar against the daily loss limit, but they do not interact with the consistency calculation directly. A losing day inside the cycle simply lowers the payout-eligible total.
What happens to a payout request if QT changes its rules mid-cycle?
Active funded accounts are typically grandfathered against rule changes that would have voided the in-flight cycle, with the new structure applying from the next cycle window. Verify the QT change-log in the help center for the specific rule and the activation date before assuming grandfathered status.
Can I run multiple QT funded accounts under one name?
Yes, QT supports multiple funded accounts under one beneficial owner, with BOGO50 specifically designed to double the working capital. Each account runs its own independent cycle and its own consistency cap. Stagger payout requests by 48 to 72 hours across linked accounts to avoid coordinated-activity flagging.