Quick Answer — The 5%ers High Stakes — Key Numbers
- • 2-step evaluation: 10% Step 1 target, 5% Step 2 target, 10% per funded scaling tier
- • Step 1 entry fee: $19 across all six account sizes ($2.5K through $100K)
- • Leverage: 1:100 — the highest across The 5%ers CFD programs
- • Funded profit split: 80/20 start → 85/15 at $175K → 90/10 at $250K → 100% at $350K
- • Assets: FX, Metals, Indices, Oil, and Crypto CFDs on MT5 Hedge and cTrader
The 5%ers offers four CFD programs (1-step, 1-step paid, 2-step, 3-step) plus a separate Futures track on Black Arrow — picking the right program is the most important purchase decision. I run the Futures Basecamp/Rebate side personally; the CFD details come from the firm's Help Center. Full plan-by-plan comparison in my 5%ers accounts guide, or read the complete review. Sign up at The 5%ers with code 7QHKBHSAQV.
The 5%ers High Stakes is the firm's 2-step CFD evaluation program, running across six account sizes from $2,500 to $100,000, with 1:100 leverage (the highest leverage available in The 5%ers CFD lineup). Step 1 entry is $19 across every account size. Funded accounts open at an 80/20 profit split and scale to 100% at a $350,000 balance. Assets cover FX, Metals, Indices, Oil, and Crypto CFDs on MT5 Hedge and cTrader. This is the only The 5%ers CFD program that includes Oil as a tradeable instrument.
High Stakes sits between the 1-step simplicity of Hyper Growth and Pro Growth and the discipline-focused 3-step Bootcamp. The 2-step structure, combined with the highest starting profit split (80/20 vs Hyper Growth's 50/50), makes it the program of choice for traders who want a structured two-phase challenge, higher leverage, and funded-day-one split rates that other The 5%ers programs only reach after scaling. The trade-off is a 5% daily loss rule that terminates on breach and a scaling cap of $500,000 rather than the $4,000,000 ceiling on Hyper Growth and Bootcamp.
For a side-by-side comparison of all six The 5%ers programs, see the account types pillar. For the rules mechanics that govern High Stakes specifically, including the consistency rule and drawdown structure, see the rules overview and the consistency rule article.
High Stakes program rules at a glance
As of May 2026, The 5%ers High Stakes rules are as follows across both evaluation phases and the funded stage.
| Parameter | Step 1 | Step 2 | Funded |
|---|---|---|---|
| Profit target | 10% | 5% | 10% per scaling tier |
| Daily loss limit | 5% TERMINATE | 5% TERMINATE | 5% TERMINATE |
| Maximum drawdown | 10% from initial balance | 10% from initial balance | 10% from initial balance |
| Minimum profitable days | 3 (≥0.5% each) | 3 (≥0.5% each) | — |
| Time limit | Unlimited (30-day inactivity rule) | Unlimited (30-day inactivity rule) | Unlimited |
| Leverage | 1:100 | 1:100 | 1:100 |
| Profit split | — | — | 80/20 start |
| Scaling maximum | — | — | $500,000 |
| Assets | FX, Metals, Indices, Oil, Crypto | FX, Metals, Indices, Oil, Crypto | FX, Metals, Indices, Oil, Crypto |
| Platform | MT5 Hedge / cTrader | MT5 Hedge / cTrader | MT5 Hedge / cTrader |
One data point to flag before going deeper: one third-party review source states the Step 1 profit target is 8% rather than 10%. The official The 5%ers High Stakes product page states 10%. This article uses the 10% figure from the official source. If you are mid-evaluation and your dashboard shows a different target, contact the firm directly to confirm the number on your specific account.
What Step 1 and Step 2 each require
The 5%ers High Stakes Step 1 requires a 10% profit target with a 5% daily loss limit, a 10% maximum drawdown from initial account balance, and a minimum of 3 profitable days. Each of the 3 qualifying days must show at least 0.5% net profit on closed positions. Days with no closed positions, or with closed profits below 0.5%, do not count. There is no fixed time limit. The 30-day inactivity rule closes accounts that go untraded for 30 consecutive days, but there is no deadline to complete the phase.
Step 2 applies a 5% profit target with the same 5% daily loss limit and 10% maximum drawdown. The 3 minimum profitable days requirement carries over from Step 1. Each qualifying day still requires at least 0.5% closed profit. Step 2 is intentionally shorter in target to reward traders who have already demonstrated the 10% capacity in Step 1.
Both phases use the same asset pool (FX, Metals, Indices, Oil, Crypto), the same leverage (1:100), the same news-trading rules, and the same drawdown structure. Passing both phases grants funded status.
The minimum profitable days rule is a consistency requirement, not just a day-count target. It is designed to prevent a strategy that makes 10% in one or two outsized days. A trader who hits 10% in two days but shows no qualifying days on the other sessions does not meet the 3-day requirement. Plan your evaluation around spreading profits across at least three sessions of 0.5%+ closed gains.
Account sizes and what the $19 entry covers
As of May 2026, The 5%ers High Stakes Step 1 entry is $19 across all six account sizes. The firm's official high-stakes product page confirms this figure for every tier from $2,500 through $100,000. This is not a teaser for the smallest size. It is a flat $19 Step 1 fee regardless of account size.
| Account size | Step 1 entry | Max accounts per tier |
|---|---|---|
| $2,500 | $19 | One |
| $5,000 | $19 | One |
| $10,000 | $19 | One (or $25K, not both) |
| $25,000 | $19 | One (or $10K, not both) |
| $50,000 | $19 | One (or $100K, not both) |
| $100,000 | $19 | One (or $50K, not both) |
For account sizes above the smallest tiers, total costs will include Step 2 and funded activation fees in addition to the $19 Step 1. The official page does not publish a full fee schedule beyond the Step 1 amount. One third-party source cites approximately $495 as the all-in cost for the $100,000 size. Verify the exact totals for your chosen account size on the firm's signup page before purchase.
The tier-based account stacking rule is worth understanding before selecting a size. You can hold one account from the $2,500 tier, one from the $5,000 tier, one from either the $10,000 or $25,000 tier (not both), and one from either the $50,000 or $100,000 tier (not both). A trader running the maximum simultaneous High Stakes accounts holds four accounts: $2,500 + $5,000 + $25,000 (or $10,000) + $100,000 (or $50,000).
The $2,500 account size is the smallest evaluation account available across The 5%ers entire lineup. For traders who want the lowest absolute dollar risk in a challenge while still accessing 1:100 leverage and Oil CFDs, the $2,500 High Stakes is the entry point.
1:100 leverage and what it means in practice
The 5%ers High Stakes is the only CFD program at the firm to offer 1:100 leverage. Hyper Growth and Pro Growth operate at lower leverage ratios, and Bootcamp's leverage is 1:30. High Stakes at 1:100 allows significantly larger position sizes per unit of risk capital compared to the other CFD programs.
At 1:100 leverage on a $10,000 High Stakes account, a trader can control up to $1,000,000 in notional value on a single FX position before the broker margin requirement intervenes. In practice, most traders run well below maximum leverage to stay within the 5% daily loss and 10% maximum drawdown limits. The leverage is an option, not an instruction.
The practical implication of 1:100 on High Stakes is that traders who are already running tested position-sizing systems and want the ability to take concentrated positions without hitting margin on smaller accounts will find High Stakes the most accommodating structure among The 5%ers CFD programs. Traders who are newer to leverage management or who prefer the safety net of a lower-leverage environment are better served by Bootcamp's 1:30 or the Hyper Growth account where the 3% daily loss rule pauses rather than terminates.
Oil is included in the High Stakes asset list verbatim: "FX, Metals, Indices Oil and Crypto." The listing of Oil specifically sets High Stakes apart from Hyper Growth, Pro Growth, and Bootcamp on asset breadth. Crude oil is a high-liquidity, news-driven instrument and the 2-minute pre-news window rule on High Stakes applies here as in all other sessions: holding through news is allowed; opening new orders within 2 minutes of a high-impact event is not.
Crypto CFDs are available on High Stakes, as they are on Hyper Growth and Pro Growth. Bootcamp does not list crypto. The Futures track on Black Arrow has no crypto futures contracts. High Stakes, alongside Hyper Growth and Pro Growth, is one of the three programs on The 5%ers where crypto CFD trading is confirmed on the official product page.
How the High Stakes profit split scales
The 5%ers High Stakes funded accounts open at 80/20. The trader takes 80%, the firm takes 20%. This is the highest starting split available among The 5%ers CFD programs. Hyper Growth and Bootcamp both start at 50/50 and require scaling to reach the 80/20 band. Pro Growth starts at 75/25. High Stakes gives 80/20 on the first funded day.
The scaling track runs as follows:
| Balance milestone | Profit split |
|---|---|
| Funded start | 80/20 |
| $175,000 | 85/15 |
| $250,000 | 90/10 |
| $350,000 | 100% (fixed payouts $4K–$10K) |
| Scaling ceiling | $500,000 |
At $350,000, the split reaches 100% and the firm also states fixed payout amounts of $4,000 to $10,000. The exact fixed payout mechanism at the top tier is documented on The 5%ers payout policy page. The scaling ceiling for High Stakes is $500,000. This is materially lower than the $4,000,000 ceiling available on Hyper Growth and Bootcamp. Traders with long-term ambitions to manage eight-figure simulated capital will need Hyper Growth or Bootcamp. High Stakes is the right vehicle for traders prioritizing split rate from the outset and a structured scaling track to $500,000.
Payout cadence is bi-weekly across all The 5%ers funded programs. First payout eligibility opens 14 days after funded account activation. The minimum withdrawal is $150 after the profit split is applied. Processing time is typically 5–8 business days. The withdrawal fee is 3.5% for Rise, crypto, and bank transfer. Hub Credits withdrawals are fee-free (Hub Credits are non-withdrawable; they can only be used to purchase new programs).
A 70% fee refund policy is referenced in third-party reviews and in The 5%ers help center in the context of the High Stakes program. The stated mechanism is that 70% of the initial program fee returns as equity with the first funded payout. This figure is not confirmed on the official High Stakes product page. The official page mentions a refund mechanism alongside the Step 1 details but does not publish a percentage breakdown. Treat this as an informational reference and verify with the firm before factoring it into cost calculations.
News trading and overnight holding on High Stakes
The 5%ers High Stakes allows holding positions through high-impact news events. Positions already open at the time of a news release can remain open. What is not allowed is opening new orders within 2 minutes before or after a high-impact news event. This 2-minute window rule is specific to High Stakes and Pro Growth within The 5%ers CFD lineup. Hyper Growth and Bootcamp do not have the same 2-minute buffer documented on their product pages.
Bracket strategies are banned across all The 5%ers programs including High Stakes. A bracket strategy, for the purpose of this rule, is a setup where orders are placed on both sides of an upcoming news event to capture the directional move regardless of outcome. The 2-minute window ban and the bracket strategy ban are both active on High Stakes regardless of the news event's impact level. High-impact events are the primary concern, but traders should treat the rules as firm-level constraints rather than event-specific ones.
Overnight holding is permitted on High Stakes. Positions can be held through the trading day's close into the following session. Weekend holding is also permitted. Indices carry higher swap rates on weekends. Verify the per-instrument swap schedule on MT5 or cTrader before holding indices positions over Friday close. The Futures track on Black Arrow does not permit weekend holding; this restriction does not apply to High Stakes CFD accounts.
EAs and automated systems are permitted on High Stakes subject to the same firm-wide restrictions: tick scalping, HFT, arbitrage (latency, reverse, and hedge arbitrage), and emulator-based EAs are banned. Copy trading and trade coordination between accounts are prohibited and grounds for termination. Overnight EAs and position-holding EAs are permitted provided they do not violate the banned categories.
Who should choose The 5%ers High Stakes
The 5%ers High Stakes is the right pick for traders who want the 2-step evaluation structure, the highest leverage available in The 5%ers CFD lineup (1:100), Oil as a tradeable instrument, and a funded split of 80/20 from the first day without needing to scale into that tier first.
The $19 Step 1 entry across all account sizes means a trader can test the 2-step structure at minimal cost, including on the $100,000 size where competitor firms might charge several hundred dollars just for evaluation access. The 2-step format also provides an intermediate validation step that the 1-step programs skip. Traders who want to prove their strategy across two distinct target windows before going live on a funded account will find the High Stakes structure a better fit than Hyper Growth or Pro Growth.
The $2,500 minimum account size is the lowest account size available across The 5%ers entire lineup. Traders who want to run a real multi-step evaluation at the smallest possible risk outlay while accessing 1:100 leverage and Oil CFDs have no lower-cost entry point at this firm.
High Stakes is not the right pick for traders who prioritize the $4,000,000 scaling ceiling (Hyper Growth or Bootcamp offer that). It is not the right pick for traders who want the pause-not-terminate daily loss safety net (that is a Hyper Growth feature only). It is not the right pick for traders who want the cheapest documented total cost to funded across all steps (Bootcamp's $72 all-in remains the lowest published figure). And it is not the right pick for Futures traders; the Futures Basecamp and Rebate programs on Black Arrow are entirely separate from the High Stakes CFD track.
For a deeper look at how High Stakes drawdown rules compare program-by-program, see the drawdown rules article. For the scaling math from $2,500 to $500,000 across the split milestones, see the scaling plan article. To compare High Stakes with Pro Growth specifically on the terminate-vs-pause daily loss distinction and the profitable days requirement, see the Pro Growth deep-dive.
The bottom line
The 5%ers High Stakes is the strongest option in The 5%ers CFD lineup for traders who want the 2-step structure, the highest leverage on offer (1:100), and a funded split of 80/20 from day one without scaling into it. The $19 Step 1 fee is consistent across all six account sizes, making it genuinely accessible entry for anything from a $2,500 starter through to a $100,000 challenge. The scaling path to 100% at $350,000 is well-defined and the inclusion of Oil and Crypto CFDs alongside FX, Metals, and Indices gives High Stakes the broadest asset coverage in the CFD lineup.
Skip High Stakes if the 5% terminate daily loss is a deal-breaker and you prefer the Hyper Growth 3% pause, or if the $4,000,000 scaling ceiling matters more than a high day-one split. The Futures Basecamp and Rebate programs are the right track for traders who want exchange-traded futures rather than CFDs. For traders who fit the CFD-plus-leverage profile and value the 2-step structure over 1-step simplicity, High Stakes is the cleanest path to 80/20 funded status in The 5%ers lineup.
Frequently Asked Questions
What is The 5%ers High Stakes program?
The 5%ers High Stakes is a 2-step CFD evaluation program available in six account sizes: $2,500, $5,000, $10,000, $25,000, $50,000, and $100,000. Step 1 requires a 10% profit target with a 5% daily loss limit and 10% maximum drawdown. Step 2 requires 5% profit with the same loss limits. Both phases require a minimum of 3 profitable days, each showing at least 0.5% closed profit. Leverage is 1:100 across FX, Metals, Indices, Oil, and Crypto CFDs. The program is offered on MT5 Hedge and cTrader.
How much does The 5%ers High Stakes Step 1 cost?
The 5%ers High Stakes Step 1 entry fee is $19 across all account sizes, from the $2,500 tier through the $100,000 tier. This is verified on the firm's official high-stakes product page. Larger account sizes will carry additional fees at Step 2 and funded activation. Verify the exact all-in total for your chosen size on the firm's signup page before purchase. Third-party sources cite approximately $495 for the $100K all-in cost, but this figure is not confirmed on the official page.
What is the profit split on The 5%ers High Stakes?
The 5%ers High Stakes funded accounts start at an 80/20 profit split. The split scales to 85/15 at $175,000 balance, 90/10 at $250,000, and 100% at $350,000. Fixed payouts of $4,000 to $10,000 apply at the $350,000 and above tier. The scaling ceiling is $500,000.
What leverage does The 5%ers High Stakes offer?
The 5%ers High Stakes offers 1:100 leverage. This is the highest leverage across The 5%ers CFD lineup. Hyper Growth, Pro Growth, and Bootcamp all operate at lower leverage ratios. Confirm the per-instrument leverage for Metals, Indices, Oil, and Crypto on the firm's asset specifications page.
What is the daily loss rule on The 5%ers High Stakes?
The 5%ers High Stakes applies a 5% daily loss limit that terminates the account on breach, in both the Step 1 evaluation and the Step 2 phase. Hitting the 5% daily loss in either phase closes the account and ends the evaluation cycle. The 10% maximum drawdown from initial account balance also terminates on breach. This is different from Hyper Growth, where the 3% daily loss pauses trading rather than terminating the account.
Does The 5%ers High Stakes have a minimum profitable days rule?
Yes. The 5%ers High Stakes requires a minimum of 3 profitable days per phase. Each qualifying day must show at least 0.5% net profit on closed positions. Days with no closed positions or with closed profits below 0.5% do not count. This applies in both Step 1 and Step 2. Note: one third-party source states the Step 1 profit target is 8%, but the firm's official High Stakes page states 10%. Use 10% as the working target and verify directly with the firm if this discrepancy matters.
What assets can I trade on The 5%ers High Stakes?
The 5%ers High Stakes covers FX, Metals, Indices, Oil, and Crypto CFDs. Oil is listed on the High Stakes product page and is the asset class that distinguishes High Stakes from Hyper Growth, Pro Growth, and Bootcamp in terms of asset breadth. Crypto CFDs are confirmed on High Stakes. The Futures track on Black Arrow covers exchange-traded futures and is a separate program entirely.
How many High Stakes accounts can I run at once?
The 5%ers High Stakes allows one $2,500 account, one $5,000 account, one account at either the $10,000 or $25,000 tier (not both), and one account at either the $50,000 or $100,000 tier (not both). That is a maximum of four simultaneous High Stakes accounts.
Does The 5%ers High Stakes allow news trading?
The 5%ers High Stakes allows holding positions through high-impact news events. What is prohibited is opening new orders within 2 minutes before or after a high-impact news event. Bracket strategies are banned across all The 5%ers programs. The hold-through-news permission does not extend to new order placement in the 2-minute window around the event.
Is there a 70% fee refund on The 5%ers High Stakes?
Third-party reviews and The 5%ers help center reference a policy where 70% of the initial program fee returns as equity with the first funded payout on the High Stakes program. This is an informational reference, not a confirmed guarantee based on the official product page. The page references a refund mechanism but does not state a percentage. Treat this as an inferred benefit and verify with the firm before factoring it into cost calculations.
How does The 5%ers High Stakes compare to Hyper Growth?
The 5%ers High Stakes and Hyper Growth differ on six key points. Structure: High Stakes is 2-step, Hyper Growth is 1-step. Leverage: High Stakes is 1:100, Hyper Growth is lower. Daily loss: High Stakes is 5% terminate, Hyper Growth is 3% pause. Scaling ceiling: High Stakes caps at $500,000, Hyper Growth at $4,000,000. Starting split: High Stakes is 80/20, Hyper Growth is 50/50. Assets: High Stakes includes Oil, Hyper Growth does not list Oil. High Stakes suits traders who prioritize funded-day-one split rate and the 2-step validation. Hyper Growth suits traders who want 1-step access, the pause safety net, and the longer scaling ceiling.
Can US traders access The 5%ers High Stakes?
Yes. US traders can access The 5%ers High Stakes via the cTrader platform. MetaQuotes is not available to US traders, so cTrader is the access point for the CFD programs. US access was confirmed on September 18, 2025 with the cTrader launch.
What happens at the $350,000 balance on The 5%ers High Stakes?
At a $350,000 balance on The 5%ers High Stakes funded account, the profit split reaches 100% and fixed payouts of $4,000 to $10,000 apply. The scaling ceiling is $500,000. Payouts follow the bi-weekly cadence with a $150 minimum and 3.5% processing fee on Rise, crypto, and bank transfer.