Tradeify Review 2026: Accounts, Rules and Payouts

Checked 2026-08-04: Tradeify sells Growth Evaluation, Select Evaluation and Lightning Funded in 25K, 50K, 100K and 150K sizes. Every current product is a one-time purchase. There is no recurring subscription and no activation fee. Growth and Select can be reset for a separate fee. Lightning cannot be reset.

What does each Tradeify account family do?

Growth Evaluation is the shortest evaluation route. It has no evaluation consistency rule, requires at least one trading day and leads to Growth Sim Funded, where a 35% payout consistency rule applies. Growth is the cleanest fit for a trader who sometimes makes most of a target on one strong day but can work within a daily loss limit.

Select Evaluation requires at least three trading days and applies 40% consistency during the evaluation. It has no daily loss limit. Passing leads to a permanent choice between Select Flex and Select Daily. Neither funded Select route has a consistency rule. Flex trades payout speed for larger cycle caps; Daily uses a buffer and a fresh-profit formula for daily eligibility.

Lightning Funded starts in a Sim Funded account without an evaluation or minimum trading-day gate. The upfront price is higher. Current accounts bought after September 12, 2025 at 8:00 AM ET use 20% consistency for payout one, 25% for payout two and 30% from payout three onward. Older Lightning accounts keep their legacy matrix.

How much do Growth Evaluations cost?

The DLL values in this table are evaluation values. Tradeify publishes conflicting values for the Growth 150K funded DLL: $3,000 on the dedicated DLL page and $3,750 in Essential Trading Rules. PTV does not treat either funded scalar as settled. Evaluation profit does not carry to the funded account, and Tradeify's pages also disagree on the exact activation clock after a pass.

How much do Select Evaluations cost?

A legacy Select 50K account created before the portal launch keeps its $2,500 target, including after a reset. The current 50K target is $3,000. Select purchases are limited to 15 evaluations in a rolling 30-day window, and each Select evaluation can be reset no more than ten times in a rolling 30-day window.

How much do Lightning Funded accounts cost?

Does Tradeify offer a standing discount code?

PTV did not verify a fixed public promo percentage at checkout on 2026-08-04. This page therefore uses the official list prices and shows no PTV code price. Tradeify does document an automatic 5% bundle discount when exactly five identical Growth 25K, Growth 50K, Select 25K or Select 50K accounts are bought in one checkout. It does not apply to two to four accounts, 100K or 150K sizes, Lightning purchases or resets.

How many Tradeify accounts can one trader run?

The current ceiling is five active Sim Funded accounts in total per trader and household, mixed across Growth, Select and Lightning. Five 150K Sim accounts represent $750,000 in nominal simulated starting balances. That number is buying power on simulated accounts, not a promise that Tradeify will allocate $750,000 of live capital. The specific limits page describes Growth evaluations as unlimited. Elite can also include up to five live accounts after a transition, but a household cannot run Sim Funded and Elite at the same time.

Checked 2026-08-04: Tradeify rules change by product and phase. The fastest way to make a bad decision is to combine one Growth rule, one Select rule and one Lightning payout rule into a single imaginary account. The matrix below separates them.

Which rules apply to each Tradeify phase?

How does Tradeify's EOD trailing drawdown work?

All current Growth, Select and Lightning products use an end-of-day trailing drawdown. The floor recalculates from the highest end-of-day balance. Enforcement does not wait for the close. Touching or falling below the active floor intraday is a hard breach.

Take a current Growth 50K evaluation with a $2,000 drawdown. The initial floor is $48,000. If the account closes at $51,000, the next floor becomes $49,000. A later intraday print at $49,000 breaches the account even if the market rebounds before settlement. Evaluation drawdowns never lock. Sim Funded drawdowns generally lock at starting balance plus $100 after the required end-of-day progress, but Select carries product-specific language.

The Select Flex 25K lock trigger is unresolved. The general formula points to $26,100, while the Select payout FAQ names $26,600. PTV will not choose a number on Tradeify's behalf. The Select article also says a payout can trigger the lock; that statement should not be copied to Growth or Lightning.

What happens when a Tradeify DLL is hit?

The daily loss limit is a soft breach. Trading pauses until the next session at 6:00 PM ET, provided the account has not also touched its hard drawdown floor. It is not a guaranteed stop order, so slippage can still push equity into the hard floor. Growth Evaluation uses DLLs of $600, $1,250, $2,500 and $3,750 from 25K through 150K. Lightning 25K has no DLL; the larger current Lightning accounts use $1,250, $2,500 and $3,000.

The current help center does not reconcile the Growth 150K funded DLL. One specific page says $3,000. Essential Trading Rules says $3,750. The safe action is to confirm the live account-portal value before trading that account, not to assume the evaluation number transfers.

How is consistency calculated at Tradeify?

Consistency is the largest profitable day divided by total net profit for the applicable period. Losing days reduce the denominator, which can make the percentage worse even when the best day does not change. Tradeify says commissions are not included in the stated profit number. The calculation resets after an approved payout.

Growth Evaluation has no consistency rule. Growth Sim Funded uses 35%. Select Evaluation uses 40%, while Select Flex and Select Daily have no funded consistency rule. Current Lightning accounts use 20% for payout one, 25% for payout two and 30% from payout three. Pre-September 12, 2025 Lightning accounts keep a flat legacy 20% rule and their separate position and risk matrix.

What can close a Tradeify account?

Touching the hard drawdown floor closes the account. Positions must also be flat by 4:45 PM ET, or 12:59 PM ET on Tradeify's published holiday schedule. Holding through the 5:00 PM to 6:00 PM ET maintenance break or over the weekend is not allowed. An account needs at least one trade during each Monday-to-Friday week to stay active; Tradeify says it warns traders before acting on inactivity.

Login through a VPN or VPS is prohibited. After a normal login, VPS use is at the trader's own risk. Hedging the same instrument or Product Group within one account or across accounts is prohibited. Minis and micros may be combined in a 10:1 ratio when the combined size stays within the cap and the positions point in the same direction.

Can you trade news or hold overnight at Tradeify?

News trading is allowed at the trader's own risk. A position may stay open from the evening into the next afternoon within the same CME session. It must still be closed by 4:45 PM ET. The phrase “overnight holding allowed” does not mean a trader can hold through maintenance or a weekend.

Can you use bots or copy trades at Tradeify?

An algorithm must be owned exclusively by the trader, used only inside Tradeify, kept away from other traders and firms, and cannot be high-frequency trading. Tradeify may ask for proof of ownership. Copy trading is limited to the trader's own managed Tradeify accounts in the same direction. Cross-firm copying is not permitted by the published rule.

DCA, flipping, scaling and martingale are permitted subject to drawdown, size and hedging rules. Tradeify's microscalping wording is less tidy. It says more than 50% of trades and more than 50% of profit must come from trades held longer than ten seconds, but its evaluation-versus-funded enforcement scope is internally inconsistent. This review preserves the test and leaves the scope open.

How do Growth payout rules work?

Growth Sim Funded pays 90% to the trader. Each cycle needs five winning days above $100, $150, $200 or $250 for 25K, 50K, 100K or 150K. Minimum balances are $26,500, $53,000, $104,500 and $156,500. Minimum requests are $250, $500, $1,000 and $1,500. Caps rise by size and payout number, from a fixed $1,000 on 25K to $5,000 from payout four on 150K. Tradeify states normal approval in 24 to 48 hours and up to 72 hours for off-hours or holiday requests.

How do Lightning payout rules work?

Lightning pays 90% to the trader and has no minimum day count. Payout one requires fresh profit of $1,500, $3,000, $6,000 or $9,000 by size. From payout two, the fresh goals are $1,000, $2,000, $3,500 and $4,500. The minimum request is $1,000. Caps for payouts one through three are $1,000, $2,000, $2,500 and $3,000; from payout four they are $1,000, $2,500, $3,000 and $3,500. Tradeify says approved funds are issued within 24 hours, with off-hours requests taking up to 72 hours.

How do Select Flex and Select Daily payouts differ?

Select Flex requires five winning days above $100, $150, $200 or $250 by size. A request can be no more than 50% of total profit and no more than $1,250, $3,000, $4,000 or $5,000. The official table does not publish a numeric minimum request or a minimum-balance requirement. From payout two, the current cycle must be net positive after recovering losses.

Select Daily uses buffers of $1,100, $2,100, $2,600 and $3,600. The minimum request is $250. A request can be no more than twice fresh profit and no more than $600, $1,000, $1,500 or $2,500. The remaining balance must stay above the buffer. Tradeify's own page says both 24 to 48 hours and a 24-hour guarantee, so PTV does not publish a clean 24-hour promise.

What are the funded Select risk limits?

Select Flex has no DLL. Its position cap scales from the starting limit to the maximum shown in the table. Select Daily uses a different drawdown series and does not inherit the Flex limits. That difference matters on 100K and 150K accounts.

How does the Elite transition work?

The current Elite page says consideration may begin after three payouts on one account or ten total payouts across plans since the last transition or first purchase. Other official pages still publish older thresholds. PTV uses the Elite page as the current specific reference, but selection is discretionary and there is no fixed transition timetable.

If selected, the current transition is mandatory. All Sim Funded accounts and evaluations close. Each funded account with at least one payout becomes its own Elite account; accounts without a payout do not transfer. Profit and trades after the last successful payout do not carry. Elite starts at $0, uses an 80/20 split, allows daily requests, has no DLL and permits up to five live accounts. A payout that takes the account to $0 closes it.

Elite 150K is published with six starting minis and 40 starting micros. That conflicts with Tradeify's usual 10:1 conversion. The page keeps the published 40 and flags the conflict. Tradeify publishes no fixed cap for regular Elite trading-profit withdrawals.

What are the current Elite risk limits?

How does the Elite Reward Pool work?

Each Elite account has its own base pool: $2,000, $4,000, $8,000 or $12,000 by size. Select accounts can reach $3,000, $6,000, $12,000 or $18,000 when Sim consistency stayed below 40% and drawdown use never exceeded 75% of the maximum. Growth and Lightning do not have a published multiplier.

A monthly reward needs five profitable live days of at least $250. The dedicated Reward article publishes monthly required profit and caps of $1,000, $2,000, $3,000 and $4,500. Its 25K wording conflicts with the current $1,500 Elite drawdown, and another Tradeify table says $4,000 for 150K while its own example uses $4,500. PTV keeps $1,000 and $4,500 as published provisional figures and shows the conflicts. If an Elite account breaches, Tradeify says only that account's remaining unpaid pool is forfeited.

Checked 2026-08-04: Tradeify sells three broker connections at the same account price: Tradovate, Rithmic and WealthCharts. The connection is selected at checkout and cannot be switched after purchase. A trader who chooses the wrong connection must buy another account.

Which platforms work with the Tradovate connection?

Tradovate credentials work in Tradovate, NinjaTrader and TradingView. This is the route for a trader who needs NinjaTrader or wants to place orders through TradingView. A paid TradingView plan is separate from the Tradeify account.

Which platforms work with the Rithmic connection?

Rithmic credentials work with TradeSea, Quantower, Sierra Chart and R|Trader. Sierra Chart needs its own paid subscription. TradingView and NinjaTrader do not work through the Rithmic connection. Rithmic is a connection choice, not a promise that every third-party Rithmic frontend is supported.

Which platforms work with the WealthCharts connection?

WealthCharts credentials work only with WealthCharts. Pick it when the charting and order-entry workflow already fits your process. It is not a bridge into NinjaTrader, TradingView or the Rithmic frontends.

What happened to the ProjectX connection?

The ProjectX connection was discontinued. It does not appear in the supported connection matrix checked for this update.

Does Tradeify include market data?

Tradeify states that Level 1 or Non-Pro market data is free after the required agreement. A trader who does not qualify or complete the Non-Pro agreement may face a $300 monthly professional-data charge. The help center does not publish a complete exchange-by-exchange entitlement matrix, so confirm any specialist product feed before buying.

Checked 2026-08-04: PTV rates this page as research, not a personal Tradeify test. The rule analysis comes from Tradeify's official help center. The public-review snapshot comes from Trustpilot and is not an official Tradeify rule source.

What does the current Trustpilot snapshot show?

Tradeify.co showed 4.6 out of 5 across 3,862 Trustpilot reviews on 2026-08-04. That is an external user-review snapshot, not proof that every trader will be paid and not a substitute for reading the account agreement. Review scores and counts move over time.

What has PTV verified directly?

PTV captured and reviewed the complete public Tradeify help-center corpus available during this update. The review cross-checks pricing, drawdown, payout, platform, Elite, behavior, KYC and country pages. It also keeps official contradictions in the text instead of hiding them behind a clean marketing summary.

What has PTV not personally verified?

PTV has not bought, traded or withdrawn from a Tradeify Futures account. There are no personal payout claims on this page. The review does not promise support speed, fill quality, payout approval or Elite selection. Those require a real account history.

What are the main trust concerns?

The help center is broad but not fully internally consistent. Material examples include the Growth 150K funded DLL, Select Flex 25K lock trigger, Select Daily processing language, Elite 150K starting micros and two Reward Pool figures. A trader can manage that risk by saving the rule page and account-portal values attached to the purchased account, then asking support for written clarification before sizing up.

Legacy cohorts add another layer. Pre-September 12, 2025 Growth and Lightning accounts can carry different payout or risk rules, and Legacy Live applies only to qualifying accounts before December 3, 2025 at 12:00 AM ET. Current-account summaries should never be used to overwrite those contracts.

How should you judge Tradeify before buying?

Match the product to your trading first. Confirm the list price, broker connection and account size at checkout. Save the current payout page. If a material scalar remains contradictory, ask for an account-specific answer in writing. A 4.6 Trustpilot score is useful context. The contract and account portal still control the trade.

Tradeify is not one proposition. Growth, Select and Lightning target different failure points. Compare the exact plan before comparing the brand with another firm.

Which Tradeify product fits which trader?

When should you compare Tradeify with Topstep?

Compare Topstep when brand history, a single established evaluation ecosystem and its current live transition matter more than Tradeify's three-product menu. Compare the current Topstep rules separately; this page does not freeze Topstep scalars inside a Tradeify review. Tradeify makes more sense when you already know whether you want no evaluation, no evaluation consistency or no funded consistency.

When should you compare Tradeify with Lucid Trading?

Compare Lucid Trading when drawdown behavior and a smaller product menu are the deciding variables. Tradeify offers more routes and a documented Elite program, but more routes mean more payout logic to learn. Use the current Lucid review for its prices and limits rather than relying on a cross-firm sentence that can age.

When should you compare Tradeify with Apex Trader Funding?

Compare Apex when discount-led evaluation shopping, a broad account catalog or a different payout framework is your priority. Tradeify's official list starts at $99 and does not need a subscription. Do not compare an Apex sale price with a Tradeify list price without checking both carts on the same day.

When should you compare Tradeify with TakeProfitTrader?

Compare TakeProfitTrader when you want its progression and payout structure rather than Tradeify's Growth, Select or Lightning split. The useful question is not which logo is better. It is which set of daily limits, drawdown behavior and payout gates leaves fewer ways for your own strategy to break the account.

Where does Tradeify win?

Tradeify wins on product choice without recurring purchase fees. Growth, Select and Lightning all cover four sizes, and the three checkout connections support distinct desktop and web workflows. A trader can choose the type of friction to accept instead of taking one universal evaluation.

Where does Tradeify lose?

Tradeify loses on simplicity. Payout rules vary by product, phase, size, payout number and sometimes account cohort. The official documentation also carries unresolved conflicts on live risk and Reward Pool figures. A trader who wants one short rule card may prefer a narrower product.

What is the bottom line on Tradeify?

Tradeify is a strong research candidate for futures traders who want one-time pricing and a deliberate choice between Growth, Select and Lightning. It is not the right choice for anyone who will not track plan-specific payout rules or who needs the connection to remain switchable after purchase. As of 2026-08-04, Growth starts at $99, Select at $109 and Lightning at $345, all without activation fees. PTV has not personally tested the firm, so the recommendation stops at documented product fit.

Have I personally traded Tradeify Futures?

No. I have not bought a Tradeify Futures account, passed its evaluation or requested a Tradeify payout. There is no personal payout proof attached to this review. Everything below is a research conclusion drawn from the official help center and a separate external Trustpilot snapshot.

What did I verify for this update?

I checked the current three-family lineup, all twelve purchase combinations, reset fees, drawdown and DLL tables, every funded payout path, the Elite transition, platform connections, trading-time rules, behavior restrictions, KYC and payout rails. I also compared the specific product pages with the generic FAQ and update pages. Where they disagree, the review says so.

What still needs a real account test?

A document can explain a DLL but cannot show how the platform behaves during a fast market. A payout page cannot prove how support handles an unusual request. A Trustpilot score cannot answer whether Elite selection feels predictable. Those questions stay open until PTV has a documented account timeline.

Where am I now?

Tradeify remains researched and not personally tested as of 2026-08-04. I would start with one account, the intended connection and the smallest size that still matches the strategy. The first real test should document order handling, account-portal values, support answers and payout events without publishing personal payout-dollar totals.

This is a rule-fit plan, not a claim about personal Tradeify results. PTV has not yet traded a Tradeify Futures account. The examples below turn the published limits into conservative operating rules.

How should you size a Growth Evaluation?

Start with the drawdown, not the nominal balance. A Growth 50K account gives $2,000 of EOD trailing room and a $1,250 DLL. A $100 planned loss is 5% of the drawdown. Four full losses cost $400 and leave enough daily room to stop calmly. One $600 loss uses 30% of the entire drawdown and almost half the DLL. The second pattern can pass quickly, but it can also end the account before the evaluation has taught you anything.

Growth has no evaluation consistency rule, yet a single oversized day can build a risk habit that clashes with the 35% funded rule. A steadier target is useful even when the evaluation does not force it. Keep a record of your largest positive day and projected total profit before the funded phase.

How should you approach Select Evaluation?

Select 50K requires a $3,000 target with 40% consistency. A $1,200 best day fits exactly at the target. A $1,500 best day means total net profit must reach at least $3,750. Losses reduce the denominator, so a trader cannot repair consistency by simply waiting out the minimum three days.

Select has no DLL in evaluation, which makes a personal daily stop more important. On a $2,000 drawdown, a $200 stop is 10% of the total room. That leaves ten theoretical equal losses before the floor, though slippage and the rising EOD floor reduce the real margin. Stop well before the hard number.

How should you choose between Select Flex and Select Daily?

Choose Flex when a five-winning-day rhythm fits your trading and you prefer the 50%-of-total-profit formula with larger caps. Choose Daily when you can build and protect the required buffer, then generate fresh profit without pulling the remaining balance below it. The Daily account is not simply “faster Flex.” It has its own DLL, buffer and two-part request cap.

How should you handle a Lightning account?

Lightning removes the evaluation, not the need for a proving period. Trade minimum size until you know how the account portal reports EOD balance, DLL and consistency. The 25K account has no DLL but only $1,000 of drawdown room. The 150K account has $5,250 of drawdown and a $3,000 DLL. Nominal size does not make either account forgiving.

Track fresh profit separately after every payout. Old unused profit does not satisfy the next Lightning goal. Also track the current payout number because the consistency ceiling changes from 20% to 25% to 30%.

What are the most common Tradeify rule mistakes?

• Reading “EOD drawdown” as “only checked at the close.” The floor is enforced intraday.
• Using a Select rule on Growth, or treating all Sim Funded accounts as one payout policy.
• Holding past 4:45 PM ET because the CME session itself runs until 5:00 PM ET.
• Buying a connection before checking the exact frontend it supports.
• Copying across firms or hedging a Product Group across Tradeify accounts.
• Planning around a promo price that was not verified at checkout.

When should you add a second Tradeify account?

Add another account only after one account's rule set feels automatic. Five active Sim Funded accounts are permitted, but five accounts also create five floors, payout states and inactivity checks. The household limit means another person at the same address cannot create a second five-account allowance. Operational simplicity has value.

What is Tradeify?

Tradeify is a futures prop firm selling Growth Evaluation, Select Evaluation and Lightning Funded accounts in 25K, 50K, 100K and 150K sizes. As of August 4, 2026, current products are one-time purchases without activation fees.

How much does Tradeify cost?

Official list prices checked August 4, 2026 are Growth $99, $145, $255 and $369; Select $109, $165, $265 and $369; and Lightning $345, $492, $660 and $796. The sequence is 25K, 50K, 100K and 150K. This page does not show an unverified promo-code price.

Does Tradeify charge monthly fees?

No current Growth, Select or Lightning product uses a recurring subscription. Purchases are one-time and final. Growth and Select offer paid resets; Lightning has no reset.

What is the Tradeify profit split?

Growth, Select and Lightning Sim Funded accounts use a 90/10 trader split. Elite uses 80/20. These current values replace the obsolete bonus-split language that appeared in older Tradeify coverage.

What is the difference between Growth, Select and Lightning?

Growth is a one-day-minimum evaluation with no evaluation consistency and 35% funded consistency. Select is a three-day-minimum evaluation with 40% evaluation consistency and a permanent Flex or Daily funded choice with no funded consistency. Lightning skips the evaluation and uses 20%, 25% and 30% consistency across successive payout stages.

How many Tradeify accounts can I have?

A trader and household can hold no more than five active Sim Funded accounts in total across Growth, Select and Lightning. The specific limit page describes Growth evaluations as unlimited. Select allows 15 purchases in a rolling 30 days and ten resets per evaluation in a rolling 30 days.

Does Tradeify use EOD drawdown?

Yes. The current products use EOD trailing drawdown, but the active floor is enforced in real time during the session. Touching or falling below it is a hard breach. Evaluation drawdowns never lock.

How fast are Tradeify payouts?

There is no single payout answer. Growth normally takes 24 to 48 hours after approval, with off-hours requests up to 72 hours. Lightning says issued within 24 hours, with off-hours requests up to 72 hours. The Select Daily article contains conflicting 24-hour and 24-to-48-hour language.

How do Select Flex payouts work?

Select Flex uses a 90/10 split and five winning days per cycle. A request is limited to 50% of total profit and the size cap of $1,250, $3,000, $4,000 or $5,000. The official table does not state a numeric minimum request or minimum balance.

How do Select Daily payouts work?

Select Daily requires a size-specific buffer and uses a $250 minimum request. The request cannot exceed twice fresh profit or the size cap of $600, $1,000, $1,500 or $2,500, and the remaining balance must stay above the buffer.

Can I trade news and hold overnight at Tradeify?

News trading is allowed at the trader's own risk. Holding from the evening into the next afternoon is allowed within the same CME session. All positions must be flat by 4:45 PM ET and cannot remain open through maintenance or a weekend.

What platforms does Tradeify support?

Tradeify sells Tradovate, Rithmic and WealthCharts connections. Tradovate works with Tradovate, NinjaTrader and TradingView. Rithmic works with TradeSea, Quantower, Sierra Chart and R|Trader. WealthCharts credentials work only with WealthCharts.

Can I switch my Tradeify connection later?

No. The broker connection is locked after purchase. Moving from Tradovate to Rithmic or WealthCharts requires another account purchase.

How does Tradeify Elite work?

The current Elite page says consideration may begin after three payouts on one account or ten total, but selection is discretionary and no transition date is promised. A selected current-account transition is mandatory, starts Elite at $0, closes Sim and evaluation accounts, and uses an 80/20 split.

Is Tradeify legit?

Tradeify.co showed 4.6 out of 5 across 3,862 Trustpilot reviews on August 4, 2026. That external snapshot is a useful signal, not a payout guarantee. PTV has researched the official rules but has not personally traded or withdrawn from Tradeify Futures.