FFF Account Types: Prime, Premier, Velocity, Classic & S2F Compared

Funded Futures Family runs five active evaluation plans plus a Straight-to-Funded program plus a Professional Stage live-capital path. The plan diversity is one of FFF's structural differentiators — Topstep, Apex, MyFundedFutures, and most major US futures prop firms run a single plan with multiple sizes, where FFF lets a trader choose drawdown model (intraday vs end-of-day vs realized-only) and payout cadence (3-day, 5-day, 7-day, daily) at purchase.

This pillar covers every active plan as documented in the FFF Help Center evaluation-plans-details article (retrieved 2 May 2026), with full pricing tables, drawdown structures, profit targets, and trade-off analysis. I haven't personally tested Funded Futures Family — every plan parameter below is sourced from FFF's published documentation, not personal experience.

The Help Center references an Elite Plan in some articles (reset costs, rule violations, trailing drawdown) but Elite is not in the active evaluation-plans catalog. Most likely Elite is grandfathered for existing accounts but no longer sold to new traders. New traders should treat this article's plan list as canonical and treat Elite as a legacy artifact.

Prime Plan

Prime Plan is FFF's most permissive evaluation entry. End-of-day drawdown, no daily loss limit, no consistency rule during the evaluation phase. The trade-off: highest monthly subscription cost relative to drawdown size.

Prime pricing and structure

Prime evaluation phase

• Drawdown: End-of-Day (adjusts at session close based on realized gains)
• Daily loss limit: None
• Consistency rule: None during eval
• Activation fee: None
• Minimum trading days to pass: 1
• Time limit: None

Prime funded stage

• Profit split: 90/10 trader/firm (flat)
• Consistency: 40% lifetime
• Payout cycle: Every 3 trading days (twice-weekly windows)
• Buffer: Required at all times, non-withdrawable

Prime funded payout structure:

When Prime makes sense

Prime suits traders who want maximum eval-stage flexibility — the absence of daily loss limit and consistency rule eliminates the two most common accidental-breach paths. EOD drawdown means intraday unrealized swings don't move the floor. The cost: $129-$365 per month is the most expensive monthly subscription in the FFF catalog.

For a trader who might take 30+ days to pass the eval, Prime can cost $300-$700 cumulative just on the eval phase. For a trader who passes within 1-2 weeks, Prime is the most forgiving structure available.

Premier Plan

Premier Plan ships in two variants at different prices and different drawdown structures. The naming is a real source of friction — both are called "Premier" with the variant in parentheses, and the FFF Help Center references a "Premier+" policy revision (post-April-7-2026) that further complicates the picture.

Premier — Intraday Trailing variant

Real-time drawdown that locks at the highest unrealized peak. No daily loss limit. Activation fee none.

The Intraday variant locks the drawdown at peak unrealized profit. Practical example: a $50K Premier-Intraday account that touches $50,500 in unrealized profit at peak has its drawdown floor permanently locked at $48,500 ($50,500 peak minus $2,000 trail). Even if the position closes break-even, the floor remains at $48,500.

Premier — End-of-Day variant

End-of-day drawdown adjustment with smaller drawdown values than the Intraday variant.

Premier-EOD payout cycle: every 5 trading days. The smaller drawdown values mean less room to absorb losses, but EOD adjustment means intraday swings don't move the floor.

Premier+ post-April-7-2026 policy

The Help Center payout-policies-and-requirements article describes a "Premier+" structure that takes effect April 7, 2026:

• No consistency rule
• Minimum trading days: 5 qualifying days at $200+ profit each
• No buffer requirement
• Net profit rule: Account balance must exceed previous payout request by minimum $1
• Drawdown: Locks to base balance after first payout
• Profit split: 90/10
• Max payout per cycle: 50% of profit, ranging $1,000-$3,000 by account size

Premier+ appears to be a policy revision applied to one of the existing Premier variants rather than a new third variant. The eval-plans article still lists Premier (Intraday) and Premier (EOD) as separate variants without the "+" suffix. Most likely Premier+ is the post-April-7 funded-stage policy applied to Premier-Intraday accounts. Verify the specific application at checkout.

When Premier makes sense

Premier-Intraday suits traders who run tight risk and want the rule structure to enforce it — the intraday trailing forces precise position sizing. Premier-EOD suits traders who want EOD drawdown but at smaller drawdown values than Prime, which forces more careful position management.

The two-variant structure plus the Premier+ ambiguity is the primary plan-selection friction in the FFF catalog. New traders should pick between Prime (clearest EOD eval) or Velocity (cheapest intraday eval) before considering Premier unless there's a specific reason for the variant choice.

Velocity Plan

Velocity Plan uses intraday trailing drawdown with an optional Daily Payout Add-On. Cheapest monthly entry on intraday-trailing structure.

Velocity pricing

Velocity Standard

• Drawdown: Intraday Trailing
• Daily loss limit: None
• Minimum trading days for payout: 3
• Consistency: 40% lifetime
• Profit split: 90/10

Velocity Daily Payout Add-On

The optional Daily Payout Add-On strips the minimum-trading-days requirement and the consistency rule:

• No minimum trading days
• No consistency rule
• Profit target gate: Must be hit per cycle before payout
• Cadence: Up to one payout per day

Max payouts per cycle on Velocity:

Note: Daily Add-On caps are slightly lower than Standard, reflecting the trade-off — daily withdrawal cadence in exchange for smaller per-cycle limits.

When Velocity makes sense

Velocity Standard suits traders who want intraday-trailing drawdown structure at the cheapest monthly entry ($79-$325). Velocity Daily Add-On suits high-frequency traders who can compound multiple cycles inside a week — the daily payout cadence converts realized profits into withdrawn cash faster than any other plan in the FFF catalog.

The Daily Add-On's removal of the consistency rule and minimum-trading-days requirement is the most flexible payout structure on FFF — but the per-cycle profit-target gate must still be hit, and the per-payout caps are smaller. For a trader projecting 4-5 payouts per week at $1,000+ each, Velocity Daily Add-On is the most aggressive structure available.

Classic Plan

Classic Plan is FFF's cheapest evaluation entry. End-of-day trailing on realized gains only — the most forgiving eval drawdown structure documented in the catalog. No $25K size offered.

Classic pricing

Activation fee discrepancy. The eval-plans-details article shows the $100/$115/$150 fees above. The dedicated activation-fees Help Center article states "No plans on our platform have an activation fee." The two articles can't both be correct. Most likely the activation fees were dropped in a 2025 or 2026 update and the eval-plans article is stale on this column — but the contradiction needs to be resolved at checkout. Verify before paying.

Classic structure

• Drawdown: End-of-Day Trailing (realized gains only — Classic 50K eval starts at $48,000 floor)
• Daily loss limit: $500 (Classic-only — no daily loss limit on Prime, Premier, Velocity, or S2F)
• Eval consistency: 50% rule (no more than 50% of total profit target on any single day)
• Funded consistency: 40% (payouts 1-3) / 45% (4-5) / 50% (6+)
• Minimum trading days to pass eval: 2 separate days
• Payout cycle: Every 7 trading days
• Profit split: 90/10

When Classic makes sense

Classic suits patient traders who can spread profit-target hits across multiple days and operate within a $500 daily loss limit. The 50% eval consistency rule means a trader can't take all the profit target in one day — minimum 2 days to pass.

The trade-off: cheapest monthly entry ($79-$199) and cheapest reset costs ($75-$150 vs $129+ on Premier), balanced by the 50% eval consistency, the $500 daily loss limit, and the activation-fee documentation contradiction. For traders new to FFF specifically, the more forgiving Prime or Premier-EOD structures may be worth the higher monthly cost.

Straight-to-Funded (S2F)

S2F is FFF's bypass-evaluation program. Skip the evaluation phase entirely, get up to 4 accounts per size, run a 25% consistency rule.

S2F structure

S2F payout structure

S2F max withdrawal per payout:

S2F rules

• Consistency: 25% lifetime (most permissive on the platform — actually no, 25% is stricter than Velocity Standard's 40%, but more permissive than Classic's 40-45-50%)
• Daily loss limit: None
• Profit split: 90/10
• First payout requirement: 7 qualifying trading days at $200+ profit each

Wait — let me restate that consistency comparison. Lower consistency-rule percentages are stricter (more restrictive on daily concentration), not more permissive. S2F's 25% is the strictest consistency rule on the platform. Velocity's 40% is more permissive. Classic's 40-45-50% progression is comparable to Velocity early but loosens with payout count.

When S2F makes sense

S2F suits traders who want to skip the evaluation phase friction and start in sim funded immediately. The 25% lifetime consistency is the strictest on the platform — meaning a trader needs to spread realized profits across many small days, not concentrate them. For high-volume small-edge traders, this is feasible. For traders whose edge depends on occasional large-profit days, the 25% rule will gate payouts repeatedly.

The 4-accounts-per-size cap means S2F can stack more parallel positions than the 5-sim-funded universal limit allows on its own. A trader running S2F at 4 × $150K = $600K simulated capital is using 4 of the 5 universal slots, with one slot remaining for a different plan if desired.

Account ownership limits

The Help Center is explicit on simultaneous account ownership:

• Maximum sim-funded accounts: 5 simultaneously, OR
• Maximum live (Pro Stage) accounts: 1

S2F separately caps at 4 accounts per size. The interaction between S2F's 4-per-size cap and the universal 5-account ceiling isn't fully documented — most likely S2F counts toward the 5-account universal limit, but check with FFF support before structuring a multi-account strategy.

The math at maximum sim-funded capacity: 5 accounts × $150K each = $750,000 total simulated capital. This is the figure rendered in the firm-finder Max Funding column.

Reset costs

Resets are unlimited per the Help Center. Costs vary by plan and size:

Reset costs for Prime and Velocity aren't specified in the reset article. Most likely no reset fee since these are subscription-only plans where the next billing cycle effectively serves the same function — but verify at checkout.

Plan-name decoder

For traders researching FFF, the active vs legacy plan landscape:

If a trader sees Elite or E2L referenced on third-party blogs (including older PTV content), those are stale references. The current canonical plan list is Prime, Premier (×2 variants), Velocity, Classic, and S2F.

Comparison: which plan should you pick?

A decision framework based on the rule structures documented above:

Want maximum eval flexibility: Prime — EOD drawdown, no daily loss, no consistency. Highest monthly cost ($129-$365) but the most forgiving eval structure.

Want cheapest intraday-trailing eval: Velocity Standard — $79-$325/mo, intraday trailing, 40% lifetime consistency.

Want daily withdrawal cadence: Velocity Daily Add-On — strips consistency and minimum-days requirement, capped per-payout amounts.

Want EOD drawdown at smaller drawdown values: Premier-EOD — $119-$459/mo, smaller drawdowns ($750-$4,000), 5-trading-day payout cycle.

Want intraday-trailing at sub-$100 monthly: Premier-Intraday $25K at $89/mo — smallest size, cheapest entry on intraday trailing.

Want cheapest monthly entry: Classic 50K at $79/mo — but trade-off includes 50% eval consistency, $500 daily loss limit, and activation-fee documentation contradiction.

Want to skip evaluation: S2F — 25% lifetime consistency, up to 4 accounts per size, immediate sim funded access.

Want to qualify for live capital: Any plan + 3 sim-funded payouts (or $10,000 cumulative) → Professional Stage transition with 80/20 split and $100K cap removed.

The bottom line

Funded Futures Family's plan diversity is a structural advantage versus single-plan competitors — but the same diversity creates real plan-selection friction. The Premier-Intraday-vs-Premier-EOD-vs-Premier+ ambiguity, the Elite-as-legacy-but-still-referenced confusion, and the Classic-activation-fee documentation contradiction all add cost to the upfront read.

For most new FFF traders, the simplest framework is: pick Prime if you want maximum eval flexibility and cost is secondary; pick Velocity if you want intraday-trailing structure at the cheapest entry; pick Classic if monthly cost dominates everything else and you can operate within the 50% eval consistency and $500 daily loss limit; pick S2F if skipping evaluation is the structural decision.

The Professional Stage as an upgrade path applies to all plans equally — three sim-funded payouts on the same account triggers eligibility regardless of which plan generated those payouts.

For full payout-rule details by plan, see the FFF [Payout Rules article](/blog/funded-futures-family-payout-rules). For the trading rules architecture across plans, see the FFF [Trading Rules pillar](/blog/funded-futures-family-rules-overview). For plan-specific deep-dives, see the Velocity Plan, Prime Plan, Premier Plan, and S2F articles in the A-cluster.