What are the FundedNext rules in 2026?

FundedNext runs two separate rulebooks as of April 2026. CFD accounts (Stellar 2-Step, 1-Step, Lite, Instant) use mostly static drawdowns, a 3% funded-account risk cap with mandatory stop-losses, and allow overnight holding. Futures accounts (Bolt, Rapid, Legacy) use end-of-day trailing drawdowns, require all positions flat before 3:10 PM CT, and ban weekend holding. Key 2026 updates include XAUUSD leverage cut from 1:100 to 1:10 on Stellar 2-Step, the 40% consistency rule removed on Legacy funded, the Legacy $50K target moved from $2,500 to $3,000, and the USA Relaunch on 31 March 2026.

What is the FundedNext 3% risk limit rule?

FundedNext's 3% risk limit rule is a funded-account-only constraint on the CFD side. Once funded on Stellar 2-Step, 1-Step, or Lite, total open risk across all running positions cannot exceed 3% of account balance, and every trade must carry a stop-loss within 3 minutes of entry. Violations escalate from a 50% profit reduction on the first offense to a forced 1% cap and Disciplined Trader Program enrollment on repeat. FundedNext does not apply this rule during the challenge phase or to any Futures account.

What is the FundedNext leverage on gold and forex?

FundedNext forex leverage is 1:100 on Stellar 2-Step, Lite, and 1-Step, and 1:50 on Stellar Instant. Gold (XAUUSD) leverage on Stellar 2-Step dropped from 1:100 to 1:10 in January 2026, with indices at 1:20, oil at 1:10, and crypto at 1:2. Stellar 1-Step uses 1:30 on gold and indices with crypto at 1:2. Stellar Instant uses 1:30 on gold and indices. On the Futures side, leverage is governed by contract margin at the platform level, typically 1:4 to 1:10 depending on the product.

Can I hold FundedNext Futures positions overnight?

No. FundedNext Futures does not allow overnight holding on any account. Every position must be flat before 3:10 PM CT (16:10 server time in US Central), and the platform auto-flats anything still open at the cutoff. This applies to Bolt, Rapid, and Legacy in both the challenge and funded phases. Weekend holding is also banned. FundedNext CFD accounts do allow overnight holding with standard swap charges, although funded CFD accounts lose weekend holding.

What is the FundedNext 40% consistency rule?

FundedNext's 40% consistency rule caps any single trading day at 40% of the total profit target. As of April 2026, it applies during the Legacy and Bolt challenge phases and on funded Rapid accounts, but the 40% rule was removed on Legacy funded accounts in 2026. When a day exceeds 40% during an enforced phase, FundedNext recalculates the target upward (highest day divided by 0.40) rather than breaching the account. CFD accounts at FundedNext have no consistency rule at all.

What are the FundedNext trading hours and server time?

FundedNext server time is GMT+3 (Eastern European Time with DST) on CFD platforms. Forex trades 24/5 from Sunday 17:00 ET to Friday 17:00 ET, US indices track CME hours with a roughly 1-hour daily maintenance break, gold and oil follow their respective CME schedules, and crypto CFDs trade 24/7. On the Futures side, FundedNext follows standard CME session hours per product and enforces a universal flat-close at 3:10 PM CT (16:10 server time).

Can you trade crypto at FundedNext?

Yes. FundedNext offers crypto CFDs on Stellar 2-Step, Stellar 1-Step, and Stellar Lite with 1:2 leverage, covering pairs like BTCUSD, ETHUSD, XRPUSD, SOLUSD, and LTCUSD. Crypto CFDs trade 24/7 on FundedNext, making them the only instrument that trades during standard weekend windows. On the Futures side, FundedNext lets traders access CME crypto futures (BTC, MBT, MET) under standard session hours with the 3:10 PM CT flat-close rule applying.

What happens if my FundedNext account goes inactive?

FundedNext CFD has no inactivity limit on challenge or funded accounts. On Futures, challenge accounts breach after 7 consecutive calendar days without a trade, and funded accounts deactivate after 30 consecutive days without a trade. FundedNext does not send warnings before these thresholds, so traders who plan to step away should place at least one valid trade every six days during a Futures challenge. Placing a 1-micro order that immediately closes counts as activity and resets the clock.

What is the FundedNext profit target on each account?

As of April 2026, FundedNext Stellar 2-Step targets 8% in phase 1 and 5% in phase 2, Stellar 1-Step targets 10%, and Stellar Lite targets 8% / 4%. Stellar Instant has no challenge target. On Futures, the Rapid $25K/$50K/$100K targets are $1,500 / $3,000 / $5,000 and the Legacy targets are $1,250 / $3,000 / $6,000. The Legacy $50K target moved from $2,500 to $3,000 in March 2026 as part of FundedNext's 2026 structural updates. Funded CFD accounts have no ongoing target; Futures funded accounts use cycle-based or benchmark-based reward schedules.

Which countries are restricted at FundedNext?

FundedNext's restricted-country list covers sanctioned jurisdictions (Russia, Belarus, Iran, North Korea, Syria, Myanmar, Cuba) plus regions flagged under AML and licensing constraints. The United States was closed to new CFD and Futures accounts for part of 2024 to 2025 but reopened with the USA Relaunch on 31 March 2026. US traders can now buy new CFD and Futures accounts, though they cannot buy new cTrader accounts from that date; existing cTrader accounts are grandfathered until breach and cannot be reset after breach.

Which strategies does FundedNext prohibit?

FundedNext prohibits account sharing, account rolling (buying repeat accounts with intentional breaches), grid and bracket strategies, high-frequency tick scalping, latency arbitrage, spoofing, hedging across correlated accounts, and strategy switching between challenge and funded phases. On CFD, FundedNext also treats gambling-style sizing (risking more than 70% margin or dumping a full daily loss allowance on one trade) and hyperactivity (over 200 trades or 2,000 server messages per day) as violations. Futures adds bans on trading within 2% of CME price limits and in gapped or illiquid markets.

How does the FundedNext scaling plan work in 2026?

FundedNext overhauled the scaling program in January 2026. The new FundedNext Pro path on CFD requires 4 performance rewards, at least 4% growth per qualifying cycle, a 2-month minimum age, and 25% account growth per cycle (down from 40% previously). Scaling caps at $4 million allocation and bumps profit share to 90%. Stellar Instant scales via 10% cumulative-growth tiers up to $2 million. FundedNext Futures has no traditional scale-up; instead, $100,000 in total active profits unlocks the Live Trading Program with real capital.

Do FundedNext rules differ between CFD and Futures?

Yes, substantially. FundedNext CFD uses mostly static drawdowns, allows overnight holding, permits weekend holding during the challenge, has no consistency rule, and applies a 3% open-risk cap with mandatory stop-losses once funded. FundedNext Futures uses end-of-day trailing drawdowns, forces all positions flat before 3:10 PM CT, bans weekend holding, applies the 40% consistency rule in the challenge (and on funded Rapid), and has no open-risk cap or stop-loss mandate. Reading the wrong rulebook is the fastest way to breach, especially for traders who move between the two sides.

FundedNext Rules 2026: CFD + Futures Complete Guide

Quick Answer, FundedNext Rules 2026

• FundedNext splits into two complete rulebooks: CFD (Stellar 2-Step, 1-Step, Lite, Instant) and Futures (Bolt, Rapid, Legacy) with different drawdowns, holding rules, and consistency mechanics
• As of April 2026, CFD uses static (balance-based) drawdowns except Stellar Instant; all Futures accounts use end-of-day trailing drawdown that locks at the starting balance
• XAUUSD leverage on Stellar 2-Step dropped from 1:100 to 1:10 in January 2026; Stellar 2-Step also carries a 3% open-risk cap and mandatory stop-loss once funded
• Futures accounts must flat before 3:10 PM CT daily with no weekend holding; 40% consistency was removed on Legacy funded accounts in 2026 but still applies in the challenge
• USA Relaunch on 31 March 2026 reopened new CFD and Futures accounts to US traders; existing cTrader accounts are grandfathered but cannot be replaced after breach

Funded FundedNext trader, 2+ years in: I've been trading FundedNext accounts across both divisions since 2024, with $12,000+ in cumulative payouts. Tested Stellar 2-Step and Stellar 1-Step on CFD, plus Rapid Challenge and Bolt on Futures. The rules below come from passing evaluations and managing funded accounts on live capital, not from reading the help center.

The rule that catches most FundedNext traders is the 3% funded-CFD risk limit combined with mandatory stop-loss, and the 36-item prohibited-strategies list. I broke down every rule in the complete FundedNext rules guide. For the full picture, read the complete FundedNext review. Save 30% with code VIBES via FundedNext, or check the help center for the absolute latest.

Rule area	FundedNext CFD	FundedNext Futures
Drawdown type	Static on 2-Step, 1-Step, Lite; trailing on Instant	EOD trailing on all plans (locks at starting balance)
Daily loss limit	3% to 5% by plan	$1,000 on Bolt only; none on Rapid / Legacy
Overnight holding	Allowed on all plans	Banned on all plans (3:10 PM CT flat-close)
Weekend holding	Challenge + Instant yes; funded no	Banned on all plans
Consistency rule	None	40% in Legacy and Bolt challenge; funded Rapid; removed on funded Legacy in 2026
Open-risk cap	3% cap on funded 2-Step / 1-Step / Lite; stop-loss mandatory	No cap; no stop-loss mandate
News trading	Allowed; funded plans get a 40% profit-share cut in the news window	Allowed with no restrictions
Platforms	MT4, MT5, Match-Trader, cTrader	Tradovate, NinjaTrader
Profit share	80% base, up to 90% via FundedNext Pro	80% flat across all funded Rapid / Legacy

Drawdown comparison	CFD static (2-Step / Lite / 1-Step)	Futures EOD trailing
How it moves	Fixed in dollars, never changes	Ratchets up with end-of-day equity only
Where it locks	N/A (always static)	At starting balance, permanently
Intraday triggers	Daily loss limit triggers intraday	MLL and trailing only update at EOD
Friendliest account	$100K Stellar 2-Step ($90K floor, no trail)	$100K Legacy ($3,000 static after reaching lock)

Plan	Challenge phase	Funded phase
Legacy	40% rule active	40% rule REMOVED on Legacy funded (as of 2026)
Rapid	No 40% rule in challenge	40% rule active on funded
Bolt	40% rule active	40% rule active
Stellar 2-Step / 1-Step / Lite / Instant	No consistency rule	No consistency rule

Plan	Size	Phase 1 target	Phase 2 target	Funded
Stellar 2-Step	All	8%	5%	None
Stellar 1-Step	All	10%	N/A	None
Stellar Lite	All	8%	4%	None
Stellar Instant	All	None	N/A	Tier-based
Rapid	$25K / $50K / $100K	$1,500 / $3,000 / $5,000	N/A	Cycle-based
Legacy	$25K / $50K / $100K	$1,250 / $3,000 / $6,000	N/A	Benchmark
Bolt	$50K	Varies	N/A	Daily reward

Instrument	Stellar 2-Step (2026)	Stellar 1-Step	Stellar Lite	Stellar Instant
Forex majors	1:100	1:100	1:100	1:50
Gold (XAUUSD)	1:10 (was 1:100 pre-Jan 2026)	1:30	1:30	1:30
Indices	1:20	1:30	1:20	1:30
Oil	1:10	1:10	1:10	1:10
Crypto CFDs	1:2	1:2	1:2	1:2

Session / rule	FundedNext CFD	FundedNext Futures
Server time	GMT+3 (EET with DST)	Synced to CME; 3:10 PM CT = 16:10 server
Forex trading	24/5, Sun 17:00 ET to Fri 17:00 ET	N/A
Index trading	CME hours with roughly 1 hr break	CME hours, flat by 3:10 PM CT
Crypto trading	24/7 CFDs	CME crypto futures, flat by 3:10 PM CT
Weekend holding	Challenge + Instant allowed; funded no	Banned on all plans
Flat-close rule	None	3:10 PM CT hard cutoff

Inactivity scenario	FundedNext CFD	FundedNext Futures
Challenge, no trades for 7 days	No action	Breached
Challenge, no trades for 14+ days	No action	Breached
Funded, no trades for 30 days	No action	Deactivated
Funded, no trades for 60+ days	No action	Deactivated
Warning before deactivation	N/A	None sent