FundedNext Stellar 1-Step 2026: Rules, Pricing, 15% Challenge Reward

FundedNext Stellar 1-Step is a single-phase CFD evaluation that asks for a 10% profit target under a 3% daily loss limit and a 6% static maximum loss. As of April 2026, FundedNext offers the Stellar 1-Step in six account sizes from $6,000 to $200,000 at the same prices as the Stellar 2-Step, with 1:30 leverage across every asset class and an 80% base profit share rising to 90% via FundedNext Pro.

One phase sounds cleaner than two. Fewer checkpoints, faster path to funded. The structural trade-off lives in the numbers. The 3% daily loss cap is nearly half of the 2-Step, the 6% max loss is 40% smaller, and forex leverage drops from 1:100 to 1:30. I have traded both Stellar models inside the $12K+ I have pulled from FundedNext over the last two years, and the 1-Step is faster only when the trading is already tight enough to live inside that smaller box.

This guide names every Stellar 1-Step rule, every price, and every funded-account mechanic that differs from the rest of the Stellar family. Live pricing sits on the FundedNext site.

What is the FundedNext Stellar 1-Step account?

FundedNext Stellar 1-Step is a single-phase CFD evaluation that awards a simulated funded account after one pass of a 10% profit target. It is one of four plans in FundedNext's Stellar CFD family, sitting between the harder Stellar 2-Step and the instant-funding Stellar Instant. As of April 2026, the Stellar 1-Step runs on MetaTrader 4, MetaTrader 5, cTrader and Match-Trader, with identical pricing to the Stellar 2-Step but tighter drawdown mechanics.

FundedNext designed the Stellar 1-Step for traders who want the shortest possible runway to a funded account and are willing to accept a smaller risk envelope to get there. A single evaluation phase means no Phase 2 target to grind through, no second chance to recover a poorly executed first leg, and no multi-week sequence before the first funded payout. The trade-off shows up in the ratio of profit target to max loss: 10% up against 6% down gives a structural reward-to-risk of roughly 1.67 to 1, which leaves very little room for normal strategy drawdown on the way to target.

FundedNext classifies the Stellar 1-Step as part of its CFD rulebook, which differs in important ways from the FundedNext Futures plans. CFD-side mechanics include static balance-based drawdowns, overnight holding allowed, no consistency rule during the challenge, and a 3% open-risk cap that activates only once funded. The Stellar 1-Step inherits all of these behaviors and layers on its own tighter-than-average loss limits.

The positioning inside FundedNext's lineup is deliberate. The Stellar 2-Step is the conservative default for new traders. The Stellar Lite is the lowest-priced plan with a refundable fee structure. The Stellar Instant skips evaluation entirely for a higher upfront cost and lower profit share. The Stellar 1-Step sits in the middle: faster than the 2-Step, cheaper than Instant, structurally harder than either in day-to-day drawdown math. FundedNext does not position it as a beginner plan, and the 3%/6% combination makes that positioning accurate.

One practical consequence of the CFD classification is that Stellar 1-Step accounts are completely separate from any FundedNext Futures account a trader holds. Breach on a Stellar 1-Step does not affect any Bolt, Rapid or Legacy account in the same dashboard, and profit targets, payout cycles and consistency rules do not cross over. Traders running both sides of FundedNext should read each rulebook independently.

FundedNext Stellar 1-Step rules summary (table)

The FundedNext Stellar 1-Step rules as of April 2026 are fixed across every account size, and every number listed below uses initial account balance as the reference point.

FundedNext applies all drawdown math against the initial balance, not equity peak. The daily loss buffer resets at 00:00 server time. The max loss never trails upward. Overnight holding and news trading are both allowed during the challenge, although funded accounts lose 60% of any news-window profit under FundedNext's News Reward Share Rule. Weekend holding is allowed on the Stellar 1-Step challenge but banned once funded, with all positions required closed before Friday market close.

How does the 10% single-phase target work?

The FundedNext Stellar 1-Step profit target is 10% of the initial account balance, measured once in a single evaluation phase. On a $100,000 Stellar 1-Step account, that is $10,000 in realized plus floating profit at the moment FundedNext evaluates the pass. There is no Phase 2, no second target, and no reduced target alternative. The 10% either hits or it does not.

FundedNext measures the 10% target against the initial account balance, not against equity peak or running balance. A trader who reaches $110,000 and drops back to $109,500 has still technically met the target at the peak, but FundedNext's pass evaluation runs at end of day based on the account state at that time. Target verification on FundedNext happens in the dashboard after a qualifying close, which means holding floating profit across the finish line works, but traders typically book the position to lock the pass cleanly.

Two minimum trading days apply before the pass is valid. A trader could theoretically hit 10% on day one, but they cannot claim the funded account until a second trading day has closed. The minimum is designed to filter out single-shot gambling rather than measured trading, and it sits low enough not to block an aggressive-but-legitimate sequence. For traders who want no minimum days at all, FundedNext offers a No Minimum Trading Days add-on at 25% of the base challenge price.

The 10% target combined with the 6% max loss creates a built-in 1.67 to 1 reward-to-risk ratio across the entire challenge structure. That ratio is significantly tighter than the Stellar 2-Step, which layers an 8% target against a 10% max loss in Phase 1. The FundedNext Stellar 1-Step expects clean, low-drawdown paths to target. Traders whose equity curve tolerates 4% intraday pullbacks on the way to a winning week will not survive the math here.

3% daily loss + 6% max loss explained

The FundedNext Stellar 1-Step daily loss limit is 3% of initial balance and the maximum loss limit is 6% of initial balance. On a $100,000 account, that is $3,000 per day and $6,000 total. Both numbers are static. FundedNext does not trail either limit upward as the account grows, which matters for profit retention but not for initial survival.

The 3% daily loss limit resets at 00:00 server time (GMT+3 on FundedNext CFD platforms). It is calculated against the initial balance, not current balance, so the daily allowance does not shrink as a trader's equity grows or drops. A trader sitting at $103,000 at 23:59 server time still gets a full $3,000 buffer at 00:01. A trader who closed at $98,500 the previous day still gets the same $3,000 buffer after reset, although the 6% max loss floor (breach at $94,000) has now moved uncomfortably close.

The 6% max loss is the harder number to respect. On a $100K Stellar 1-Step, the account breaches if equity hits $94,000 at any point, intraday or end of day. FundedNext measures this on realized plus floating equity, which means a stop-loss trigger below that line kills the account, and an unrealized drawdown below that line kills it too. Account size scales this linearly: $2,820 on the $6K plan, $47,000 breach point on the $50K, $188,000 on the $200K.

A normal strategy drawdown during a rough week can eat 4% to 5% of account value even on an otherwise successful trader's equity curve. On a FundedNext Stellar 2-Step, that kind of drawdown sits comfortably inside the 10% max loss buffer. On the Stellar 1-Step, the same drawdown leaves one bad session between the trader and termination. This is the structural reason the plan rewards consistency over runway.

Concrete trade sizing shows the pressure point. A $100K Stellar 1-Step with 3 standard lots running on EUR/USD takes $300 of floating P&L per 10-pip move. A 30-pip adverse swing during a news window puts $900 in the red, which is 30% of the daily allowance gone on a single position. Running 5 lots under the same conditions puts the trader at $1,500 down, over half the daily cap, and forces an immediate close-and-wait or a rapid tightening of stops. The Stellar 2-Step absorbs these swings without meaningful stress thanks to its $5,000 daily cap; the Stellar 1-Step demands smaller size or fewer concurrent positions to survive them.

The interaction between the 3% daily cap and the 6% max loss is also worth naming. A trader who loses a full 3% daily allowance on day one is already halfway to termination. A second 3% loss on day two ends the account. The plan allows for exactly one complete blow-off day plus one more bad sequence before structural failure, which is why FundedNext Stellar 1-Step traders typically operate well under the daily cap on purpose rather than treating it as a hard ceiling.

Stellar 1-Step pricing by account size

As of April 2026, FundedNext prices the Stellar 1-Step identically to the Stellar 2-Step across every account size. The challenge fee is a one-time cost that is refunded with the first payout once funded. The VIBES promo code takes 30% off the base challenge fee across the full price grid.

Two pricing add-ons apply on top of the base grid. The swap-free (Islamic account) option adds 10% to the base price and removes overnight swap charges on non-crypto instruments. The No Minimum Trading Days add-on adds 25% to the base price and removes the 2-day minimum, allowing a same-day pass once the 10% target is hit.

FundedNext refunds the challenge fee with the first funded payout, so the $549.99 on a $100K Stellar 1-Step flows back as part of the first withdrawal. A breached challenge does not earn the refund, but a reset is usually available at around 10% of the original price. Pricing does not vary by platform or region.

What is the Stellar 1-Step 15% challenge reward?

FundedNext's 15% challenge reward is a retroactive bonus equal to 15% of the challenge profit target. On the Stellar 1-Step, the profit target is 10% of the account balance, so the reward equals 15% of 10% of balance, which works out to 1.5% of the starting balance. On a $100K account that is $1,500. On a $50K account it is $750. On the $200K it is $3,000.

The catch that traders consistently miss is the timing. On the FundedNext Stellar 1-Step, the 15% challenge reward pays out with the third funded-account withdrawal, not the first. On the Stellar 2-Step, the same 15% reward lands with the first withdrawal. That shifts the realised value of the bonus from day one to somewhere around week three to week five of funded trading, depending on payout rhythm. Traders expecting an instant top-up on their first Stellar 1-Step payout are reading the 2-Step rule by mistake.

Three successful payout cycles means three qualifying withdrawals, each with enough profit to request and each processed cleanly within FundedNext's 5-business-day cycle. A trader who gets funded, requests the first payout immediately, then two more on the 5-business-day cadence, is roughly three weeks out from banking the 15% reward. Any breach before the third payout forfeits the bonus. This is a quiet but meaningful penalty on the 1-Step relative to the 2-Step at identical pricing.

The 15% challenge reward stacks with the FundedNext Pro scale-up, which unlocks its own separate retroactive 15% once a trader reaches the scale-up threshold. The two are independent, but the Stellar 1-Step path to Pro is harder to walk because of the 3% and 6% loss caps carried into the funded phase.

The math also differs by account size. A $6K Stellar 1-Step carries a 15% reward of $90, which arrives on the third withdrawal and is effectively negligible against processing fees. A $200K Stellar 1-Step carries a $3,000 reward, which is meaningful but still gated by the same three-payout timing rule. Traders buying small Stellar 1-Step accounts should not factor the 15% reward into the value calculation; traders buying the $100K or $200K sizes should treat it as a real bonus but budget its arrival for roughly 15 business days after funding rather than day one.

FundedNext publishes the challenge reward mechanics in the help center, but the difference between the 1-Step and 2-Step timing is easy to miss on a quick read. The plan-specific rule sits inside the FundedNext Account documentation rather than the challenge documentation, which is where traders typically read pricing before purchase. This is one of the under-signalled details of the Stellar 1-Step and a common source of post-funding surprise.

What happens on a funded Stellar 1-Step account?

Passing the FundedNext Stellar 1-Step converts the evaluation into a simulated funded account (FundedNext calls this the FundedNext Account) with the same 3% daily loss and 6% static max loss carried over, plus layered trading restrictions unique to the funded phase. The profit target on the funded account is none, with payouts gated only by the 5-business-day cycle.

Profit share on the funded Stellar 1-Step is 80% base, rising to 90% once the account qualifies for FundedNext Pro. The first payout is available immediately upon funding with no minimum hold period, and subsequent payouts process every 5 business days. That cadence is the fastest in the FundedNext CFD family. The 2-Step requires 21 days to first payout and a 14-day cycle after that, which makes the Stellar 1-Step the cash-flow-velocity choice inside FundedNext.

Funded accounts on the Stellar 1-Step carry three extra rules that do not apply during the challenge. First, a 3% open-risk cap limits total simultaneous open risk across all positions to 3% of account balance, enforced via stop-loss placement within 3 minutes of entry. Second, news trades opened within 5 minutes of a high-impact event only count 40% of profit toward balance (losses still count 100%) under the News Reward Share Rule. Third, weekend holding is prohibited: all positions must close before Friday market close or the rule triggers.

FundedNext also prohibits a specific strategy list on funded accounts, including account rolling, HFT, tick scalping, grid trading and copy-trading between funded accounts and other account types. The full list runs 18 items deep and applies equally across the Stellar CFD family.

Platforms on the funded Stellar 1-Step match the challenge: MT4, MT5, cTrader and Match-Trader. The $100K and $200K sizes are not available on cTrader or Match-Trader (with an exception for US traders who can use Match-Trader). Expert Advisors and automated strategies are permitted on MT4 and MT5, prohibited on cTrader and Match-Trader. US-based traders reactivated under the USA Relaunch on 31 March 2026 cannot access MetaTrader due to MetaQuotes restrictions, leaving Match-Trader or cTrader as their only options and ruling out EA-based approaches.

Withdrawal methods on the funded Stellar 1-Step include USDT (TRC20/ERC20) with a $20 minimum and $2,000 per-transaction cap, USDC (ERC20) with a $50 minimum, and RiseWorks with a $50 minimum. FundedNext charges up to 3.5% processing fee on all withdrawals. The 5-business-day cycle is measured from the last approved payout, so a withdrawal approved on a Monday opens the next request window the following Monday. Payouts that fall on weekends or holidays shift to the next business day.

Stellar 1-Step vs Stellar 2-Step: decision framework

The FundedNext Stellar 1-Step and Stellar 2-Step share a price grid, profit share and payout processor but almost nothing else about their risk envelopes. The 2-Step gives more room across every loss-related dimension. The 1-Step gives more speed across every cash-flow dimension. At identical pricing, the decision is entirely about trading style.

The Stellar 2-Step wins on five loss-related categories: daily loss limit, max loss, forex leverage, per-phase profit target, and challenge reward timing. The Stellar 1-Step wins on three cash-flow categories: fewer phases, faster first payout, and more frequent payouts after that. Profit share and price are a tie.

Traders with tight, consistent equity curves and a preference for frequent withdrawals are the structural fit for the 1-Step. Strategies that produce small daily gains rarely drawing past 1.5% of account balance can live inside the 3% daily and 6% max loss comfortably, and they benefit from the fastest payout cadence in the FundedNext CFD lineup. Traders with any multi-day drawdown profile, swing-trading positions, or news-event exposure are better served by the Stellar 2-Step's larger buffer at the same price.

The dedicated head-to-head comparison covers every scenario at account-size granularity: see the FundedNext Stellar 2-Step vs 1-Step breakdown.

A decision-tree approach works well for traders who are unsure. Question one: does the strategy ever draw past 3% of account equity in a single session, including news events and correlated-pair pileups? If yes, the Stellar 2-Step is the safer fit. If no, move to question two. Question two: does the strategy need forex leverage above 1:30 to size correctly for normal account growth? If yes, the 2-Step's 1:100 is the better fit. If no, move to question three. Question three: does cash-flow velocity matter more than holding a larger buffer? If yes, the Stellar 1-Step is the right plan. If no, default to the 2-Step at the same price.

Two secondary FundedNext accounts are worth knowing about for edge cases. The FundedNext Stellar Lite carries an 8%/4% target structure at a discounted price with refundable fee mechanics, making it the lowest-cost entry point. The FundedNext Stellar Instant skips evaluation entirely for a much higher upfront cost and a 60/40 profit split. Neither is a direct substitute for the Stellar 1-Step, but they round out the Stellar CFD family for traders weighing options across the FundedNext account types lineup.

The bottom line

FundedNext Stellar 1-Step wins when trading is already tight enough to live inside a 3% daily loss and 6% static max loss, when the 1:30 leverage does not force position-sizing compromises, and when the fastest payout cadence in the FundedNext CFD family is worth delaying the 15% challenge reward to the third withdrawal. For traders with that profile, the 1-Step cuts one evaluation phase and delivers funds weekly once live.

Skip the Stellar 1-Step when the equity curve tolerates normal 4% to 5% drawdowns on the way to a winning week, when the strategy needs 1:100 forex leverage to size correctly, or when the three-week wait for the 15% bonus outweighs the speed benefit. In those cases, the FundedNext Stellar 2-Step at identical pricing gives nearly double the loss buffer and pays the retroactive bonus on the first withdrawal instead of the third. The Stellar 1-Step is a specialist tool. The Stellar 2-Step is the default pick for most FundedNext CFD traders as of April 2026.

Frequently Asked Questions

What is the FundedNext Stellar 1-Step account?

FundedNext Stellar 1-Step is a single-phase CFD evaluation in the Stellar family, sitting alongside the 2-Step, Lite and Instant plans. As of April 2026, it requires a 10% profit target with a 3% daily loss limit and a 6% static maximum loss, using 1:30 leverage across forex, gold, indices, oil and crypto. There is no time limit and a 2-day minimum. Once funded, FundedNext pays 80% profit share, with the first payout available immediately and a 5-business-day cycle after that.

What are the FundedNext Stellar 1-Step rules in 2026?

The FundedNext Stellar 1-Step rules as of April 2026 are: 10% profit target in a single phase, 3% daily loss limit (resets 00:00 server time, based on initial balance), 6% static maximum loss (balance-based, does not trail), 2-day minimum trading period, no time limit, and 1:30 leverage across all asset classes. News and overnight holding are allowed during the challenge. Once funded, FundedNext enforces a 3% open-risk cap with a mandatory stop-loss within 3 minutes of entry, plus a 40% news-trade profit cut.

How much does the FundedNext Stellar 1-Step cost?

As of April 2026, the FundedNext Stellar 1-Step costs $59.99 for the $6,000 account, $119.99 for the $15,000 account, $199.99 for the $25,000 account, $299.99 for the $50,000 account, $549.99 for the $100,000 account and $1,099.99 for the $200,000 account. FundedNext prices the Stellar 1-Step identically to the Stellar 2-Step. Swap-free adds 10% to the base price, and the No Minimum Trading Days add-on adds 25%. The VIBES promo code takes 30% off the base challenge fee.

What leverage does the FundedNext Stellar 1-Step use?

FundedNext Stellar 1-Step uses 1:30 leverage across all asset classes, including forex, gold, indices, oil and crypto. This leverage applies during the challenge and funded phase alike. It is substantially lower than the Stellar 2-Step, which offers 1:100 on forex during the challenge. A standard lot on EUR/USD therefore needs around $3,333 margin on a 1-Step versus $1,000 on a 2-Step, which forces smaller position sizing on the FundedNext Stellar 1-Step.

How does the 15% challenge reward on the FundedNext Stellar 1-Step work?

FundedNext pays a 15% challenge reward equal to 15% of the challenge profit target. On the Stellar 1-Step, the profit target is 10% of the account balance, so the reward on a $100K account is 15% of $10,000, which equals $1,500. The catch on the Stellar 1-Step is that this bonus pays out with the third funded-account withdrawal, not the first like the Stellar 2-Step. FundedNext requires three successful payout cycles before the retroactive bonus lands in the trader's wallet.

Can you hold FundedNext Stellar 1-Step trades overnight or over the weekend?

Yes, FundedNext allows overnight holding on the Stellar 1-Step in both the challenge and funded phases, with standard swap charges. Weekend holding is allowed during the challenge, but once funded, FundedNext requires all positions closed before Friday market close (or if rollover exceeds 2 hours). Swap-free accounts are available at a 10% price surcharge. Crypto CFDs on the Stellar 1-Step trade 24/7 and can be held across weekend windows under the normal rules.

Is the FundedNext Stellar 1-Step better than the Stellar 2-Step?

FundedNext Stellar 1-Step is faster but harder. The Stellar 2-Step gives a 5% daily loss limit, 10% max loss and 1:100 forex leverage, while the Stellar 1-Step gives 3% daily, 6% max and 1:30 across the board, all at the same price. Traders who already pass challenges consistently and rarely drawdown past 3% gain a real speed advantage on the 1-Step. For most traders, the FundedNext Stellar 2-Step is the safer pick at identical pricing.

Does the FundedNext Stellar 1-Step have a time limit?

No. FundedNext does not impose a time limit on the Stellar 1-Step challenge. Traders can take as long as they need to reach the 10% profit target, with only a 2-day minimum trading period to satisfy. The funded account has no time limit either. CFD funded accounts at FundedNext have no documented inactivity breach, unlike the Futures side where funded accounts deactivate after 30 consecutive days of no trading.

How fast are payouts on the FundedNext Stellar 1-Step?

FundedNext Stellar 1-Step offers the fastest payout schedule across the CFD family. The first withdrawal is available immediately when the funded account activates, with no minimum hold period. After that, FundedNext processes withdrawal requests every 5 business days. The minimum withdrawal is $20 for USDT (with a $2,000 per-transaction cap) and $50 for USDC or RiseWorks. FundedNext charges up to 3.5% processing fee on withdrawals.

Can I use Expert Advisors on the FundedNext Stellar 1-Step?

Yes, FundedNext allows Expert Advisors and automation on the Stellar 1-Step when using MetaTrader 4 or MetaTrader 5. EAs are not allowed on cTrader or Match-Trader within FundedNext. Traders running automated strategies must select MT4 or MT5 as their platform. US-based traders reactivated under the USA Relaunch on 31 March 2026 cannot access MetaTrader due to MetaQuotes restrictions, so automated trading is not available for them on the Stellar 1-Step.

What happens if I breach the FundedNext Stellar 1-Step?

FundedNext permanently disables a Stellar 1-Step account when the 6% maximum loss is hit. During the challenge, a daily-loss breach pauses the account until the next daily reset rather than terminating it, but a max-loss breach ends the account. Once funded, the same logic applies: daily-loss pauses, max-loss terminates. FundedNext does not offer free retries. A breached account requires either a full-price new challenge or a reset at roughly 10% off the original price, where available.

Can I scale a FundedNext Stellar 1-Step funded account?