Some firms pay us a commission — it never changes our ranking. Paul tested every firm with his own money.

Honest reviews · updated 2026

Prop firms, ranked by real testing

23 of 27 firms personally tested by Paul — real money, real payouts, honest verdicts. No paid placements.

Paul
How Paul tests a firm Buys the eval, trades it with real capital, requests payouts — then publishes what got paid and what didn’t.

Tested by Paul

TESTED WITH REAL MONEY

Four distinct challenge types (1-Step, 2-Step, 2-Step Pro, Zero) cover every trader profile and speed preference

Up to 95% split · Weekly payouts

FundingPips Tested · 14 months · 5 payouts Save 20%
BEST VALUE DEAL

One-time evaluation fees, no monthly subscriptions

90% split · 8 Days payouts

Lucid Trading Tested · 8+ months · 30 payout cycles Save 50%
TESTED WITH REAL MONEY

24-hour payout processing guarantee with a $1,000 penalty paid to the trader if FundedNext misses the window

95% split · 5 Days payouts

Fundednext Tested · 2+ years · recurring payouts Save 30%
TESTED WITH REAL MONEY

No daily loss limit on any plan during evaluation or sim funded trading, a category-wide differentiator versus most US futures peers

90% split · 48 Hours payouts

MyFunded Futures Tested · 3 years · recurring payouts Read review
BEST VALUE DEAL

One-time-fee pricing across Starter Challenge and Instant Prime, no monthly subscription to keep alive

90% split · 6-8 Days payouts

YRM Prop Tested · 2 Old Prime · inactive Save 50%

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Paul

“I've tested 80+ prop firms with real money. Every review here is hands-on experience — not affiliate deals or paid placements.”

80+ firms tested 30,000+ monthly traders 100% honest · no paid placements

Frequently asked questions

Which prop firm is the best?

It depends on your goals, eval preferences and markets — some traders prioritise payout speed, others rules or platforms. Browse the ranked list to find your fit.

What is the best futures prop firm?

No single winner — compare verified options like Topstep, Apex, Tradeify and Lucid. Every firm here is personally tested by Paul.

What is the best prop firm for US traders?

Many firms accept US traders. Use the US filter in Browse to compare options — all independently reviewed and tested.

Which prop firms offer instant funding?

Several firms offer instant funding — usually pricier with stricter drawdown. Check the Instant funding category in Browse.

Are prop firms legal?

Yes, proprietary trading firms are legal businesses, but regulation varies by country — always verify legitimacy before signing up.

How does PTV rate prop firms?

Every rating is hands-on: live trading + analysis across cost-to-funding, value, rules, payout processing and community feedback. No paid placements.

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Ranked by PTV Score · 23 tested + 4 researched · code VIBES = reader discount