FundingPips Accounts Overview: Evals and Funded Explained (2026)

FundingPips gives you four different paths to a funded account—and honestly, picking the wrong one is one of the most common and most expensive mistakes I see traders make. The 2-Step Pro looks cheap at $29. The 1-Step looks fast. The Zero looks easy. But the cheapest option has the tightest drawdown, the fastest has the hardest profit-to-drawdown ratio, and the "easy" instant funding option has trailing drawdown plus the strictest consistency rule.

I've traded FundingPips challenges across multiple account types and sizes. The differences between them aren't just numbers on a comparison table—they fundamentally change how you need to trade, how much room you have for error, and how quickly you can start pulling payouts.

Quick heads-up: This article is based on my real experience with Fundingpips and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.

For the absolute latest, check Fundingpips website or their help center.

This guide breaks down every FundingPips account type and size, with the actual math on cost efficiency, the rule differences that matter, and my honest recommendation on which account to pick based on your situation.

The Four FundingPips Evaluation Models

FundingPips offers four distinct paths to a funded (Master) account. Each has its own pricing, profit targets, drawdown limits, and post-funding rules. Understanding these differences before you buy is crucial—because the evaluation you choose determines the rules you trade under for the entire life of your funded account.

2-Step Standard: The All-Rounder

The 2-Step Standard is FundingPips' classic model and the one I recommend for most traders. Two evaluation phases, the most generous drawdown limits, highest leverage, and flexible payout options after funding.

How it works:

• Phase 1 (Student): Hit an 8% profit target without breaching drawdown limits. Minimum 3 trading days.
• Phase 2 (Practitioner): Hit a 5% profit target. Same drawdown limits. Minimum 3 trading days.
• After passing: You receive a Master account with the same starting balance, and you choose your payout frequency.

Key specs:

• Daily loss limit: 5%
• Maximum drawdown: 10% (static—doesn't trail with profits)
• Leverage: up to 1:100
• Minimum trading days: 3 per phase
• Time limit: None (unlimited time to pass)
• Consistency rule during evaluation: None
• Payout options once funded: Tuesday Payday (60%), Bi-weekly (80%), On-Demand (90%, requires 35% consistency), Monthly (100%)

The 2-Step Standard has the best profit-to-drawdown ratio of any FundingPips evaluation when you look at both phases combined. Phase 1 is 8% target against 10% max drawdown (0.8:1 ratio). Phase 2 drops to just 5% against the same 10% drawdown (0.5:1 ratio). That Phase 2 ratio is genuinely generous—you have twice as much drawdown room as you need to hit the target.

The 1:100 leverage is the highest FundingPips offers, giving you maximum flexibility on position sizing. And the static drawdown means your floor stays fixed regardless of how much profit you build—a massive advantage for swing traders and anyone who holds positions through retracements.

My take: if you're unsure which account to pick, the 2-Step Standard is the safest bet. More drawdown room, more leverage, more payout options. The extra evaluation phase is a minor inconvenience compared to the flexibility you gain.

2-Step Pro: The Budget Option

The 2-Step Pro is FundingPips' cheapest evaluation. Starting at $29 for a $5K account, it's one of the lowest entry points in the entire prop firm industry. But that low price comes with significantly tighter rules.

How it works:

• Phase 1: Hit a 6% profit target. Minimum 1 trading day.
• Phase 2: Hit a 6% profit target (same as Phase 1). Minimum 1 trading day.
• After passing: Master account with daily/weekly payouts at 80% split.

Key specs:

• Daily loss limit: 3%
• Maximum drawdown: 6% (static)
• Leverage: up to 1:50
• Minimum trading days: 1 per phase
• Time limit: None
• Consistency rule during evaluation: None
• Consistency rule when funded: 45% (on some payout options—verify current terms)

Here's where the Pro gets tricky: the 3% daily loss limit and 6% max drawdown are dramatically tighter than the Standard's 5% and 10%. On a $50K account, your daily loss budget drops from $2,500 (Standard) to $1,500 (Pro), and your total drawdown from $5,000 to $3,000.

That $3,000 total drawdown on a $50K account is only 6%. One bad week and you're done. I've seen traders who comfortably pass the Standard evaluation breach the Pro within days because they didn't adjust their position sizing downward.

The leverage cap at 1:50 (half of Standard's 1:100) further limits position flexibility. And the funded-stage consistency rule at 45% means no single day can exceed 45% of your payout cycle's total profit—tighter than what most traders realize.

When the Pro makes sense:

• You have a proven, low-drawdown strategy that consistently keeps daily losses under 1.5%
• You want to test FundingPips at minimum cost before committing to larger accounts
• You're highly disciplined and comfortable trading with minimal margin of error

When to avoid the Pro:

• You're new to prop firm trading
• Your strategy involves occasional larger drawdowns (swing trading, holding through pullbacks)
• You want the flexibility of On-Demand or Monthly payout options (Pro's payout structure is more limited)

My honest assessment: the $7-$10 you save choosing Pro over Standard isn't worth the reduced drawdown room for 90% of traders. On a $50K account, the difference is $289 (Standard) vs. roughly $229 (Pro based on some pricing sources). That $60 buys you an extra 4% of max drawdown and 2% more daily loss budget—significantly more room for error.

1-Step: The Fast Track

The 1-Step evaluation condenses everything into a single phase: hit a 10% profit target, respect the drawdown, and you're funded. No Phase 2. For traders who want speed, this is appealing. But the math tells a more nuanced story.

How it works:

• Single phase: Hit a 10% profit target. Minimum 3 trading days.
• After passing: Master account with 80% Tuesday Payday split.

Key specs:

• Daily loss limit: 5%
• Maximum drawdown: 6% (static)
• Leverage: up to 1:50
• Minimum trading days: 3
• Time limit: None
• Consistency rule during evaluation: None
• Payout options once funded: Similar to Standard but verify current availability

The critical number here: 10% profit target with only 6% max drawdown. That's a 1.67:1 profit-to-drawdown ratio. You need to earn 1.67 times your allowed loss. Compare that to the 2-Step Standard's combined ratio (8% Phase 1 + 5% Phase 2 = 13% total profit against 10% drawdown = 1.3:1 ratio over both phases).

Let me put this in dollar terms on a $50K account:

• 1-Step: Earn $5,000 in profit without losing more than $3,000 total. That's a $3,000 safety net for $5,000 of gains.
• 2-Step Standard Phase 1: Earn $4,000 without losing more than $5,000. Then Phase 2: earn $2,500 without losing more than $5,000. Much more breathing room.

The 1-Step also caps leverage at 1:50, same as the Pro. Less position sizing flexibility than the Standard's 1:100.

When the 1-Step makes sense:

• You have a high win-rate strategy that consistently produces 2-3% monthly returns with drawdowns under 3%
• Speed to funding is your top priority (skip Phase 2 entirely)
• You're confident in your ability to hit a 10% target before a 6% drawdown

When to avoid the 1-Step:

• Your strategy has regular 3-4% drawdown swings (you'll breach before hitting target)
• You prefer having more drawdown cushion over faster funding
• You're cost-sensitive (the 1-Step costs more than the 2-Step Standard at every size)

My take: the 1-Step saves you one phase but gives you substantially less room to operate. Unless you have a proven track record of making 10% before drawing down 6% on demo or other prop accounts, the 2-Step Standard is a better risk-adjusted choice. Paying for two phases is cheaper than re-buying a breached 1-Step.

Zero (Instant Funding): Skip the Evaluation

The Zero model is FundingPips' instant funding option. No evaluation. No phases. Pay the fee, get a funded account, start trading immediately. Sounds perfect on paper.

How it works:

• No evaluation: You receive a funded account upon purchase.
• Start trading immediately: After your first trade, a 7-day waiting period begins before you can request payouts.

Key specs:

• Daily loss limit: 3%
• Maximum drawdown: 5% (trailing—equity-based)
• Leverage: 1:50
• Minimum trading days: 7 before first payout
• Consistency rule: 15% (permanent—your best day can never exceed 15% of total profits)
• Payout: Bi-weekly at 95% profit split
• Weekend holding: Not allowed
• News trading: 10-minute restriction window (wider than other accounts)
• Safety cushion: 3% minimum equity cushion required
• Floating loss limit: 1% of account size (hard breach if exceeded)

The Zero sounds premium—95% profit split, instant funding, no evaluation to fail. But it's by far the most restrictive FundingPips option. Let me list what's different:

Trailing drawdown (not static): This is the biggest difference. Your drawdown floor moves up with equity peaks. Grow a $50K account to $52,500 in equity? Your floor moves up by $2,500. Every unrealized gain tightens the noose. On static drawdown accounts, your floor stays at $47,500 forever. On Zero, it follows you up and never comes back down.

15% consistency rule (permanent): No single trading day can produce more than 15% of your total profits. On a $3,000 profit cycle, no day can exceed $450. This requires spreading profits across at minimum 7-8 meaningful trading days per cycle.

1% floating loss limit: If your open positions show a combined unrealized loss exceeding 1% of your account size ($500 on a $50K account), the account is closed. Immediately. Hard breach. This is an extraordinarily tight limit that most traders underestimate.

No weekend holding: All positions must close before Friday market close. Swing traders can't hold multi-day positions through weekends.

Wider news restriction: 10 minutes before and after high-impact events, compared to 5 minutes on other account types.

When Zero makes sense:

• You're a highly disciplined day trader with consistent daily returns
• Your strategy never produces large single-day profits (all small, even wins)
• You can manage trailing drawdown and want 95% split
• You've already failed multiple evaluations and want to skip the process entirely

When to avoid Zero:

• You're new to prop trading (the rules will overwhelm you)
• You swing trade or hold positions overnight through weekends
• Your strategy has occasional big winning days followed by smaller ones (kills the 15% consistency)
• You're not comfortable with trailing drawdown mechanics

My honest verdict: the Zero is the wrong choice for most traders. The combination of trailing drawdown, 15% consistency, 1% floating loss limit, and no weekend holding creates an environment where even experienced traders get caught. Unless you specifically need instant funding and can trade within those constraints, the 2-Step Standard gives you vastly more flexibility for less money at most account sizes.

Account Sizes and Pricing

FundingPips offers five account sizes across all four evaluation models: $5K, $10K, $25K, $50K, and $100K. Pricing varies by both size and model.

Complete Pricing Table

Note: Prices marked with ~ are approximate and may vary. FundingPips runs frequent promotional discounts of 20-30%. Always check current pricing at checkout.

Cost Efficiency Analysis: Price Per $1,000 of Capital

This is the metric that actually matters—how much trading capital you get per dollar spent.

The $50K and $100K accounts offer the best cost efficiency. But cost per $1K of capital isn't the whole story—you need to factor in your ability to actually pass the evaluation and maintain the account.

Which Account Size Should You Pick?

This depends on your trading strategy, capital risk tolerance, and experience level. Here's my framework:

The $5K Account: Testing the Waters

Best for: First-time FundingPips users who want to test the platform, execution, and rules before committing real money. At $29-$36, it's essentially a paid demo with potential upside.

Reality check: A $5K account with 10% max drawdown gives you $500 of total drawdown room. Daily loss of 5% = $250. These are tight margins. One bad day could eat half your total drawdown. Position sizing is extremely limited—you're trading 0.1-0.3 lots on EUR/USD with responsible risk management.

Earning potential: Even at 5% monthly return, that's $250/month before the firm's split. After 80% split: $200/month. Not life-changing. But it's proof of concept—pass this, build some confidence, and scale up.

My take: the $5K is a learning account, not an income account. Use it to understand FundingPips' platform, test your strategy against their rules, and build a track record. Then upgrade.

The $10K Account: The Entry-Level Sweet Spot

Best for: Traders with some prop firm experience who want a real account but aren't ready to risk $150+ on an evaluation fee.

Drawdown room: $1,000 total (10% on Standard). Daily loss budget: $500. This is enough to trade 0.3-0.5 lots on EUR/USD with 30-pip stops and still survive a few losing days.

Earning potential: 5% monthly return = $500. After 80% split: $400/month. After scaling: significantly more.

The $10K is the first size where trading feels "real" in terms of P&L impact. You can meaningfully target $200-$400/week and begin building a withdrawal history.

The $25K Account: The Mid-Tier Option

Best for: Traders with proven strategies who want meaningful earning potential without the larger evaluation fee of $50K.

Drawdown room: $2,500 total. Daily loss: $1,250. Now you're working with real numbers. You can trade 0.5-1.0 lots on EUR/USD with proper risk management and take multiple setups per day.

Lot size limits: Max 10 lots on a $25K Master account. More than enough for most retail trading strategies.

Earning potential: At $400-$600/week consistently: $1,600-$2,400/month. After 80% split: $1,280-$1,920/month. This is where prop trading starts to feel like a meaningful income supplement.

The $50K Account: My Recommended Size

Best for: Serious traders ready to generate real income from prop trading. The best balance of cost efficiency, drawdown room, and earning potential.

Drawdown room: $5,000 total (Standard). Daily loss: $2,500. This gives you genuine breathing room. A -$800 day doesn't put you anywhere near breach territory. You can hold through retracements, take multiple setups, and survive a rough week without panicking.

Lot size limits: Max 20 lots on Master account. Substantially more flexibility than $25K.

Earning potential: At $300-$500/day consistently: $6,000-$10,000/month gross. After 80% split: $4,800-$8,000/month. After scaling: potentially much more.

Why $50K is the sweet spot: The evaluation fee ($289 on Standard) is significant but not catastrophic if you need to retry. The drawdown limits provide real trading room. The lot size cap (20 lots) rarely constrains normal strategies. And the earnings are meaningful enough to justify the time investment.

I run my FundingPips accounts primarily at the $50K tier. The risk/reward of the evaluation fee vs. potential monthly income is optimal here. Below $50K, the earning potential doesn't justify the time commitment. Above $50K, the evaluation fee becomes a bigger mental burden that can cause conservative paralysis.

The $100K Account: Maximum Capital

Best for: Experienced, consistently profitable traders who are confident in their ability to pass and want maximum earning potential from a single account.

Drawdown room: $10,000 total. Daily loss: $5,000. You have the most room to operate of any FundingPips account. Even aggressive strategies with 2-3% daily swings fit comfortably.

Lot size limits: Max 40 lots on Master account.

Earning potential: At $500-$800/day consistently: $10,000-$16,000/month gross. After 80% split: $8,000-$12,800/month.

The catch: The $529 evaluation fee (Standard) stings if you breach. Re-buying a $100K account twice costs you $1,058—more than the annual subscription of most trading tools combined. Only commit to $100K if your recent trading history shows consistent profitability with drawdowns well under 6%.

My approach: I'd rather run two $50K accounts than one $100K. The total capital is the same ($100K), but with two separate accounts, one breach doesn't wipe out everything. If I blow one $50K, the other keeps running. Diversification of prop firm accounts is an underappreciated risk management strategy.

The Evaluation Fee Refund: Getting Your Money Back

FundingPips refunds your evaluation fee after your 4th successful payout—but only on 1-Step and 2-Step Standard accounts. This does NOT apply to 2-Step Pro or Zero accounts.

What this means mathematically:

On a $50K 2-Step Standard ($289 fee), if you withdraw $400 per payout cycle for 4 cycles, you'll have received $1,600 in payouts + $289 refund = $1,889 total return on a $289 investment.

This effectively makes the evaluation free if you can maintain consistent profitability through 4 payout cycles. It's one of FundingPips' strongest selling points and a major reason to choose the Standard over the Pro (which doesn't refund).

The key: you need to remain funded and profitable for approximately 4-8 weeks (depending on your payout frequency) to reach the 4th payout. That requires discipline, consistent risk management, and a strategy built for FundingPips' rules.

Maximum Lot Size Limits by Account Size

Once funded, FundingPips enforces lot exposure limits on Master accounts. This is your maximum total open lot size at any time (not per trade—total across all open positions):

This limit applies to total open lots—not per-trade. If you have 3 positions of 5 lots each on a $50K account, that's 15 lots open (within the 20-lot cap). Opening a 4th position of 6 lots would put you at 21 lots, violating the limit.

The violation policy is harsh: first offense gets a warning, but a second offense cuts your profit to 30% and closes the account. Don't test it. Track your total open exposure at all times.

For most traders running the strategy I recommend, these limits are rarely constraining. Trading 1-2 lots on EUR/USD with one or two positions open at a time uses 2-4 lots total—well under any cap.

The Scaling Program: From $100K to $2 Million

FundingPips doesn't just fund you and leave you at your starting account size. The scaling program rewards consistent performance with capital increases, better drawdown terms, and eventually a 100% profit split.

The Four Scaling Levels

Launchpad (Level 1):

• 20% capital boost (a $50K account becomes $60K)
• 1% increase in maximum drawdown
• Entry requirement: consistent profitability across multiple payout cycles

Ascender (Level 2):

• 30% capital boost
• 2% total drawdown increase (from original)
• 1% higher daily drawdown limit
• More breathing room for larger strategies

Trailblazer (Level 3):

• 40% capital boost
• Maximum drawdown increases to 13%
• Significant room to trade more aggressively

Hot Seat (Level 4):

• Double your initial balance ($50K becomes $100K)
• On-Demand rewards (withdraw whenever you want)
• 100% profit split (keep everything)
• Access to up to $2 million in capital
• Monthly performance bonuses

Hot Seat is the endgame. A $50K account that reaches Hot Seat becomes a $100K account with 100% profit split and on-demand payouts. The math gets compelling: $500/day × 100% split × 20 days = $10,000/month from a single account that originally cost $289.

The timeline to Hot Seat isn't publicly detailed with exact metrics, but based on what I've seen from other traders, expect 4-8 months of consistent profitability. It's a marathon, not a sprint.

Running Multiple Accounts

FundingPips allows you to run multiple accounts simultaneously, up to a total of $300,000 in combined capital. You can, for example, run three $100K accounts at the same time.

Key rules for multiple accounts: all positions on the same instrument across accounts must be in the same direction (no hedging across accounts), and you can copy trades between your own accounts. Scaling is calculated per account, not across the portfolio—each account progresses through the scaling levels independently.

My strategy: I run multiple $50K accounts rather than one large account. This diversifies breach risk and allows me to test different strategy variations across accounts. If one account has a rough week and breaches, the others keep generating income.

The Payout System: How You Actually Get Paid

Understanding FundingPips' payout options is critical because your choice of payout frequency determines both your profit split percentage AND which rules apply to your funded account.

Payout Options Comparison (1-Step / 2-Step Standard)

My recommendation: Start with Bi-Weekly (80%). It balances reasonable payout frequency with a strong split percentage and no consistency rule requirement. Once you've established consistent daily returns under 30% variation, switch to On-Demand (90%) for the better split.

The Tuesday Payday (60%) loses you too much in split for most traders—you're giving up 20% of profits for weekly instead of bi-weekly access. That 20% adds up fast. On $1,000 of bi-weekly profits, you'd receive $800 (bi-weekly) vs. $600 (Tuesday Payday). Over a year, that's potentially $4,800+ in lost income.

Monthly (100% split) is tempting but means waiting 30 days between withdrawals. In the prop firm world, where firms can change rules or face issues, getting money out regularly is smart risk management. I'd rather take 80% every two weeks than 100% once a month.

Minimum Withdrawal and Processing

Minimum withdrawal: 1% of initial account balance (including FundingPips' share). On a $50K account, that's $500 minimum per withdrawal.

Processing: Payouts are processed every Tuesday, typically completing within 1-3 business days. Methods include bank transfer, Visa/Mastercard, cryptocurrency, and Riseworks.

Withdrawal fee: $10 per transaction.

Head-to-Head: All Four Account Types Compared

My Final Recommendation: Which Account to Buy

If you've read this far and still aren't sure, here's my decision framework:

Choose the 2-Step Standard ($50K) if: You want the best balance of cost, flexibility, and drawdown room. This is the right choice for 80% of traders.

Choose the 2-Step Pro ($5K or $10K) if: You're testing FundingPips for the first time and want the absolute minimum financial risk. Use it as a learning experience, not a primary income source.

Choose the 1-Step ($50K or $100K) if: You have documented proof that your strategy produces 10%+ returns before 6% drawdowns. This means months of track record on demo or other prop firms, not a gut feeling.

Choose the Zero ($25K+) if: You've already failed 3+ evaluations and are confident you can trade profitably with trailing drawdown, 15% consistency, and no weekend holding. This is the advanced option, despite being marketed as the "easy" one.

For new FundingPips traders, the path I'd suggest: start with a $10K 2-Step Standard ($66). Pass it. Trade the funded account for 2-3 months. Learn the funded-stage rules firsthand. Then buy a $50K account with the confidence that comes from experience—not hope.

Frequently Asked Questions

What are the four FundingPips account types and how do they differ?

Four paths to funded: 2-Step Standard (two phases, 10% drawdown, most flexible), 2-Step Pro (two phases, 6% drawdown, cheapest entry), 1-Step (single phase, 10% profit target, fastest to funded), and Zero (no evaluation, instant funding, trailing drawdown). Each has fundamentally different drawdown mechanics, leverage, and post-funding rules that determine how you need to trade.

Which FundingPips account type is best for most traders?

The 2-Step Standard at $50K. It offers the most generous drawdown room (10% static, 5% daily), highest leverage (1:100), no consistency rule during evaluation, and the evaluation fee refunded after the fourth payout. The extra Phase 2 is a minor inconvenience compared to the flexibility it provides versus every other account type.

Is the 2-Step Pro worth the lower price?

For most traders, no. The $7-$60 savings depending on account size buys you a dramatically tighter 6% maximum drawdown versus the Standard's 10%, and leverage drops from 1:100 to 1:50. The 3% daily loss limit on a $50K Pro account gives you only $1,500 per day — half the Standard's $2,500. The reduced drawdown room causes more breaches than the savings justify.

What makes the Zero account the most restrictive despite being marketed as easy?

Five layered restrictions create a difficult trading environment: trailing drawdown that tightens every time equity peaks, a 15% permanent consistency rule limiting any single day to 15% of total cycle profits, a 1% floating loss limit that instantly closes the account if unrealized losses exceed 1% of account size, no weekend holding, and a 10-minute news restriction window instead of the standard 5-minute window on other accounts.

What is the best FundingPips account size for generating meaningful income?

The $50K account is the sweet spot. A $5,000 total drawdown provides real breathing room, lot size caps up to 20 lots rarely constrain normal strategies, and consistent 5% monthly returns generate roughly $4,800-$8,000 monthly after the 80% split. Below $50K the earning potential doesn't justify the time. Above $50K, the evaluation fee becomes a bigger mental burden on breach risk.

How does the 1-Step evaluation's profit-to-drawdown ratio compare to the 2-Step Standard?

The 1-Step requires 10% profit against only 6% drawdown — a 1.67:1 ratio. On a $50K account, you must earn $5,000 before losing $3,000. The 2-Step Standard's Phase 1 requires 8% against 10% drawdown, and Phase 2 requires only 5% against the same 10% — far more forgiving ratios. The 1-Step also costs more than the Standard at every account size.

How does FundingPips' evaluation fee refund work?

The evaluation fee is refunded after the fourth successful payout — but only on 1-Step and 2-Step Standard accounts. The 2-Step Pro and Zero do not qualify. On a $50K Standard account, this means receiving $289 back after approximately 4-8 weeks of consistent profitability, effectively making the evaluation free for traders who remain funded long-term.

What are the maximum lot size limits on FundingPips funded accounts?

Lot limits apply to total open positions simultaneously, not per trade. On a $50K Master account the cap is 20 lots total; $25K is 10 lots; $10K is 5 lots; $100K is 40 lots. The violation policy is harsh — first offense is a warning, second offense cuts profit to 30% and closes the account permanently. Track total open exposure at all times.

What payout frequency should FundingPips traders choose?

Bi-weekly at 80% split is the practical recommendation for most traders. Tuesday Payday gives weekly access but at only 60% — you lose 20% of profits for weekly instead of bi-weekly frequency, costing thousands annually. Monthly at 100% is tempting but waiting 30 days between withdrawals creates unnecessary risk if the firm changes rules. On-Demand at 90% requires the 35% consistency rule and suits only traders with very consistent daily returns.

How does the FundingPips scaling program work and what is Hot Seat?

Four scaling levels reward consistent profitability: Launchpad (20% capital boost), Ascender (30% boost, increased drawdown), Trailblazer (40% boost, 13% max drawdown), and Hot Seat which doubles the initial balance, unlocks 100% profit split, on-demand payouts, and access to up to $2 million in capital. A $50K account reaching Hot Seat becomes $100K with 100% split — realistically achievable in 4-8 months of consistent performance.

Can FundingPips traders run multiple accounts simultaneously?

Yes — up to $300,000 combined capital across multiple accounts. All accounts can be different types and sizes. The key rules: all positions on the same instrument across accounts must be in the same direction (no cross-account hedging), and copy trading between your own FundingPips accounts is permitted. Running two $50K accounts instead of one $100K diversifies breach risk effectively.

What is the minimum withdrawal amount on FundingPips funded accounts?

The minimum withdrawal is 1% of the initial account balance including FundingPips' share. On a $50K account that's $500 minimum per withdrawal request. Payouts are processed every Tuesday with a $10 transaction fee, typically completing within 1-3 business days via bank transfer, crypto, Visa/Mastercard, or Riseworks.

How quickly can traders realistically get funded on FundingPips?

The Zero account provides instant funding with no evaluation. The 1-Step requires a minimum of 3 trading days. The 2-Step Standard requires a minimum of 6 trading days (3 per phase). Realistically, most traders take 2-4 weeks on the 2-Step Standard, longer if they approach Phase 1 conservatively to protect progress. There is no time limit on any evaluation.

What is the maximum capital available through FundingPips?

Up to $300,000 across multiple accounts at the standard account level. Through the Hot Seat scaling tier, individual accounts can reach up to $2 million in capital with 100% profit split. Both limits require consistent sustained profitability — the $300K multi-account limit is accessible from the start, while $2M requires progressing through all four scaling levels.

What happens if a FundingPips trader breaches during Phase 1 of a 2-Step evaluation?

The evaluation ends immediately — progress is lost and a new challenge must be purchased to try again. There are no second chances or partial credit within a single evaluation purchase. This is why drawdown room matters: the Standard's 10% maximum drawdown gives substantially more recovery chances after losing days than the Pro's 6% or the 1-Step's 6%, making breach far less likely on difficult weeks.

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