FundingPips Daily Loss Limit: 3%, 4% and 5% by Model (2026)

The FundingPips daily loss limit is the intraday breach line that ends the trading day and the account when it is touched. There is no single firm-wide number: it is 3% on FundingPips Zero, 3% on 1 Step Flex, 5% on 2 Step Standard, 4% on 2 Step Flex and 3% on 2 Step Pro. All five use the same baseline, the higher of your opening balance or your opening equity for that day, recorded once at the start of the session. Zero alone carries a second intraday line, a 1% Max Open Risk Limit on combined floating losses.

This article walks through the calculation, the five per-model values, the baseline mechanic that most write-ups get wrong, worked examples at each size, the tactics that keep you clear of the floor, and how the daily limit interacts with each model's overall max loss limit.

My experience with FundingPips

FundingPips is my Forex go-to. Recurring evaluations over the years, funded on and off, multiple payouts, and two $50K one-step evaluations running as of July 2026. The rule detail below is checked against the FundingPips help center on 30 July 2026 rather than written from memory, because the model lineup and the limits attached to it changed more than once in 2026.

The DLL calculation

Formula: the baseline is the higher of your opening balance or your opening equity for that day, and the floor is that baseline times 1 minus your model's percentage. The part that trips people up is which equity FundingPips means. Both values are recorded once, at the start of the trading day, and whichever is higher becomes the baseline for the whole session. It does not move again as you trade. A mid-session rally does not lift the floor, and a mid-session drawdown does not lower it. Your equity simply cannot fall more than the model's percentage below that fixed baseline at any point in the day, floating losses from open trades included.

Example 1, opening equity above opening balance

FundingPips' own example: opening balance $105K, opening equity $107K. Equity is higher, so the baseline is $107K. On a 3% model that is $3,210, and equity cannot drop to $103,790 that day. The floating profit carried into the new day is what lifted the baseline, and the floor moved up with it.

Example 2, opening balance above opening equity

FundingPips' second example: opening balance $100K, opening equity $99K. Balance is higher, so the baseline is $100K. On a 3% model that is $3,000, and equity cannot drop to $97,000. Carrying a floating loss into a new day does not shrink the baseline, but it does mean part of the day's allowance is already spent before you place a trade.

Example 3, an intraday rally does not move the floor

$50K on 2 Step Standard, 5% daily limit. Opening balance and opening equity are both $50K, so the baseline is $50K and the floor is $47,500. Rally to $52K mid-session, then give all of it back and close the day at $50,050. No breach: the floor was fixed at $47,500 at the open and equity never dipped to it. This is the most common misreading of the FundingPips rule, and it matters, because the mistaken version tells traders to close winners they do not have to close. The mirror image of that misreading costs more: the limit is not judged at the day's close either. Had equity touched $47,500 for a single tick on the way, including through an open position, the account would already be gone, and closing the day at $50,050 would not undo it.

Example 4, a losing day from the open

$100K on 2 Step Standard, 5% daily limit. Baseline $100K, floor $95,000. A bad open takes equity to $98K, then $96K, then a final trade prints minus $1,200 and equity touches $94,800. That is below $95,000, so the account is breached. FundingPips is explicit that touching is enough: the moment account value touches or drops below the limit, even briefly, it counts as a violation, and a trade that closes back in profit afterwards does not undo it.

Per-model rules

FundingPips runs five account models and three different daily loss limits across them, so a single number for the firm is always wrong. The limit also does not track the overall max loss limit at a fixed ratio: each model pairs its own daily allowance with its own overall limit, and those ratios range from 1:2 to 1:4.

1 Step Flex (3%)

$5K: $150. $10K: $300. $25K: $750. $50K: $1,500. $100K: $3,000. Paired with a 12% static max loss limit on the starting size, so a fully used daily allowance costs a quarter of the overall buffer. Sizes stop at $100K on this model, and 1 Step Flex is one of the two models where the Striking System applies, with a warning recorded at 1% floating loss on a trade idea.

2 Step Standard (5%)

$5K: $250. $10K: $500. $25K: $1,250. $50K: $2,500. $100K: $5,000, plus $125 on the $2.5K size offered in select countries. Paired with a 10% static max loss limit, so two full daily-loss days end the account. This is the widest intraday allowance in the lineup and the only model at 5%.

Per-size cross-model floor matrix

Read across for size scaling and down for model strictness. At $100K the 2 Step Standard allowance of $5,000 is 67% wider than the $3,000 on Zero, 1 Step Flex and 2 Step Pro, and 25% wider than the $4,000 on 2 Step Flex. That gap is exactly how many losing trades a session absorbs before the floor is touched. Only Zero and 2 Step Pro reach $200K, and only 2 Step Standard and 2 Step Pro offer $2.5K, in select countries. One account type sits outside this matrix entirely. The giveaway-only 1K Instant Account is not a sixth evaluation model: it runs a 5% daily loss limit on the same higher-of baseline, which is $50 on its $1K size, alongside a 5% max loss limit, and most of the rules on this page are written for the five models above and do not carry across to it.

Zero adds a second intraday limit

Zero is the only model with a Max Open Risk Limit on top of the daily loss limit: 1% of the starting account size, measured in real time against the combined floating PnL of all open positions. The moment the combined floating loss touches minus 1% the account is breached, even with nothing closed. Only losing positions count toward it, so a profitable open trade cannot offset a losing one. On a $100K Zero that is $1,000 across every open position at once.

Practical implication: on a Zero account the binding intraday number is often the 1% open-risk line rather than the 3% daily limit. Three trades floating at minus $400, minus $350 and minus $250 on a $100K Zero breach together at minus $1,000 while the daily allowance still shows $2,000 of room. The other four models have no equivalent rule, and there the daily loss limit is the only intraday breach line.

Common DLL breach patterns

Pattern 1, oversizing early

Sizing at the Risk Per Trade Idea ceiling. That ceiling exists on two models only. On 2 Step Flex it is 3% at $25K and 2% above $25K, and it does not apply below $25K. On Zero it is 3% below $50K and 2% from $50K up. FundingPips lists it as not applicable on 1 Step Flex, 2 Step Standard and 2 Step Pro, at every account size. Where it does apply it runs on Master Accounts only, including merged accounts, it counts realised and unrealised loss together, and breaching it closes the account immediately, so it is a maximum tolerated loss rather than a sizing recommendation. Two trades at 3% is 6%, past every daily loss limit in the lineup. One grouping rule decides whether two losses count as one: a new position opened in the same direction within 10 minutes of closing a losing trade on the same instrument belongs to the same trade idea, and a winner inside that group does not reduce the assessed loss. Fix: 0.5% to 1% per trade, and treat the per-trade-idea cap as a wall, not a target.

Pattern 2, news volatility

FOMC, NFP and CPI can move 50 pips or more in 30 seconds. One lot of EUR/USD through that spike is roughly $500 to $700 of adverse move. On a $50K account with a 3% limit that is up to half the daily allowance from a single release. Fix: flatten before the release. On the four evaluation models the Master Account window around red-flagged Forex Factory events runs from 5 minutes before to 5 minutes after the event, and a trade inside it does not break the account: the full profit of that trade is deducted instead, not just the part earned inside the window. On Zero the window is wider, 10 minutes before to 10 minutes after, and news trading there is prohibited outright as a hard breach. There is a second-round effect most write-ups miss: FundingPips states that traders are responsible if profit deductions cause the account to breach the daily loss or max loss limit. The deduction itself can be what takes you through the floor, after the trade is long closed.

Pattern 3, spending the allowance before lunch

Because the baseline is fixed at the open, a mid-session peak is not the danger. The opposite is: a trader down 2% by mid-morning on a 3% model has one third of the allowance left for the rest of the session, and usually tries to earn the rest back at size. Fix: set a stop-for-the-day at roughly 60% of the allowance and treat it as a hard rule rather than a guideline.

Pattern 4, scalp chain losses

Ten losing trades at 0.5% each is 5% cumulative. That breaches Zero, 1 Step Flex and 2 Step Pro at 3%, breaches 2 Step Flex at 4%, and lands exactly on the line on 2 Step Standard at 5%. Fix: stop after three consecutive losses. Walk away.

Session-level tactics

Three checkpoints cover most session-management discipline: pre-session preparation, during-session circuit-breakers, and end-of-session review. Run all three in sequence to minimize DLL breach risk over a multi-month trading horizon.

• Check the economic calendar for high-impact releases in the next 8 hours
• Compute today's floor before the first trade: the higher of your opening balance or opening equity, times 1 minus your model's percentage
• Confirm position sizing maps to 0.5-1.0% risk per trade, not to the 2-3% Risk Per Trade Idea ceiling, which applies on 2 Step Flex and Zero only
• Set platform-level alerts at 50% and 75% of the daily floor
• On Zero accounts, double-check that combined open-position floating loss is well clear of the 1% Max Open Risk Limit
• Stop trading after 3 consecutive losses regardless of how confident the next setup looks
• If equity hits 60% of DLL, close all positions and step away for at least one hour
• Never average down on a losing position: floating losses count toward the daily limit on every model, and on Zero the combined floating loss is its own separate breach line
• Close any open positions 10 minutes before any tier-1 macro release
• On Zero, close any position showing -0.7% combined floating loss, the buffer to the 1% Max Open Risk Limit is too thin to gamble with

Daily loss limit versus max loss limit

The daily loss limit is the intraday breach, the max loss limit is the cumulative one, and they do not sit at a fixed ratio. 1 Step Flex pairs 3% with a 12% static limit, 2 Step Flex pairs 4% with 12%, 2 Step Standard pairs 5% with 10%, 2 Step Pro pairs 3% with 6%, and Zero pairs 3% with a 5% trailing limit that locks at the starting account size once equity is 5% up. On 2 Step Pro two fully used daily-loss days end the account; on 1 Step Flex it takes four. Most breaches are daily rather than cumulative, because a single bad session fills the smaller number first.

DLL versus max DD breach distribution by trader profile

The distribution above is based on observed industry patterns rather than FundingPips-specific data, individual mileage will vary by strategy specifics.

Daily loss limit across the FundingPips lineup

The ratio is not constant. On 2 Step Pro and 2 Step Standard a fully used daily allowance is half the total buffer. On 1 Step Flex it is a quarter, which is why 3% there feels tight per day but forgives a bad week far more easily. On Zero the comparison breaks down, because the 5% limit trails your peak equity instead of sitting statically under the starting balance. Whatever the model, a session that spends more than half the daily allowance is a session run at near-maximum risk.

Comparison with peer prop firms

FundingPips anchors to the higher of your opening balance and your opening equity, both read once at the start of the day. FTMO and The5ers anchor to the daily starting balance only. In practice the FundingPips version is marginally the more generous of the two, because a position carried into the new day with floating profit lifts the baseline and therefore the floor. It is not a give-back penalty: nothing you do inside the session moves the baseline in either direction.

Year-one cost projection of DLL breaches

Assume a $50K 2 Step Standard trader breaches the daily limit once every three to four months from news volatility or oversizing, so roughly three events in year one. The cost compounds through replacement fees, lost cycle income and time spent re-passing rather than earning. FundingPips lists a $50K 2 Step Standard at $299 in its pricing widget, checked 16 September 2026.

A 20% checkout code takes $299 to $239.20 and beats every reset rate, and it is not limited to a first order: VIBES has applied on every repeat purchase I have made at this firm. FundingPips also runs a public referral discount, but that rate moves over time, while the reader code has sat at a fixed 20% for as long as I have used it. Its own checkout help still says codes may be model-specific, single-use or time-limited, so read the total before you pay rather than assuming. The reset rates are the fallback if a code ever fails: priced off $299, a Phase 1 reset at 15% is $254.15, a Phase 2 reset at 10% is $269.10, and a Master Account reset at 7%, excluding accounts at $100K and above, is $278.07. Each is available only within 7 calendar days of the breach, and all three come in under a fresh $299. FundingPips Zero carries its own reset at 20% across all sizes, and Zero is now priced too: the $50K lists at $244, so that reset works out at about $195.20.

A trader who tightens position sizing to 0.5% per trade after the first breach typically eliminates breaches two and three, turning a projected $2,900 to $6,500 year-one breach cost into roughly $1,000 to $2,000. The first breach is best treated as tuition for the sizing discipline that follows rather than as an isolated cost.

Prime Account: a different daily loss limit entirely

FundingPips publishes no multi-level scaling ladder for Master Accounts. The scaling route is the Prime Account, unlocked by FundingPips invite or after the 3rd reward, though the firm's comparison page describes the move from any reward, the first included. It does not widen the Master Account daily loss limit. It replaces it. A Prime Account runs a 2% daily loss limit, and FundingPips classifies that as a soft breach: trading pauses for the day and the account stays open. Its overall limit is 8% below the starting balance, trailing the highest end-of-day balance, and it locks once a day closes 3% above the Prime Account Size.

That is a change in character, not just in percentage. On a Master Account the daily limit is a hard breach that ends the account; on a Prime Account it stops the day. The trade-off is the tighter number, 2% against 3% to 5%, on an account sized at 12.5x the amount you moved across from a reward, with a $2M ceiling per Prime Account. Your Master Account closes when the Prime Account opens.

DLL behaviour on multi-instrument portfolios

Traders running multiple simultaneous positions across uncorrelated instruments often misjudge DLL exposure. The DLL applies to total account equity, not per-instrument equity. Three concurrent positions each at 1% notional risk produce 3% account-level exposure that can hit the DLL ceiling on adverse correlated moves. Currency pairs are particularly prone to correlated moves during macro shocks, EUR/USD and GBP/USD typically move in 0.7-0.85 correlation during USD-driven volatility.

Practical implication: when sizing a basket of positions, compute the worst-case correlated drawdown rather than treating each position as independent. Three trades at 1% each that move together are one 3% trade as far as the daily limit is concerned, and on a 3% model that is the entire allowance in a single adverse move. Size the basket, not the individual ticket.

Time-of-day DLL pressure patterns

DLL pressure concentrates during specific session windows where volatility expands. London open at 08:00 GMT, New York open at 13:30 GMT, and economic-release windows (typically 12:30, 14:00, 18:00 GMT for major US data) are where the limit comes under the most pressure, because that is where a position can travel through the remaining allowance in minutes. Quiet session windows such as 04:00-07:00 GMT (late Asian into pre-London) produce minimal DLL pressure unless a trader deliberately sizes into the thin liquidity.

Traders prone to DLL breaches often benefit from a session-window discipline that restricts active trading to one or two specific high-conviction time windows rather than the full 24-hour cycle. Reducing exposure windows directly reduces DLL breach probability without giving up much edge if the strategy was profitable only during specific windows anyway.

Recovery psychology after a near-miss

Traders who approach within 1% of DLL but do not breach often produce the worst subsequent decision-making. The near-miss creates either over-confidence (we survived, push harder) or panic (we almost died, size down to nothing). Both responses misread the situation. The right interpretation is: the position-sizing model was correct, the discipline held, no behavior change is required.

Building a written protocol for near-miss sessions prevents the swing-state. Predefine: if today closes within 1% of DLL, tomorrow is a half-size day with no new sizing decisions made in the moment. The half-size day allows the trader to remain active without compounding risk through emotional sizing changes.

Position sizing math against DLL

The right way to size against the daily limit is to compute the worst-case losing streak your strategy produces and make sure the cumulative loss stays inside it. A strategy with a 60% win rate and 1.5:1 reward-risk has a 95th-percentile losing streak of roughly 5 losses. Sized at 0.5% per trade, that streak consumes 2.5% of equity, inside every model's allowance. Sized at 1% per trade it consumes 5%, exactly on the 2 Step Standard line and past every other model in the lineup.

Tighter strategies with 70%+ win rates can run at slightly higher per-trade risk because the losing streak is shorter. Looser strategies with 45-55% win rates need lower per-trade risk because longer streaks are statistically likely. Compute your historical max losing streak, multiply by your per-trade risk, and check against the DLL of your specific challenge tier.

Per-trade risk recommendations by strategy profile

The recommendations above assume a losing-streak buffer of roughly four trades at the highest win rates and up to ten at the lowest. Aggressive traders comfortable with 90% allowance utilisation in the worst case can run 25% above these levels. Conservative traders preferring 50% utilisation should run 25% below. The table is a starting point, not the final answer for a specific strategy.

Edge cases worth knowing about

Floating P&L counts on every model. Zero is the only one with an explicit 1% Max Open Risk Limit, but on all five the daily limit is measured against equity, and equity includes unrealised profit and loss on open positions. A position floating at minus $2,000 on a $50K 2 Step Standard account has already spent 80% of the $2,500 daily allowance before anything is closed. The reverse does not hold: unrealised profit inside the session does not raise the floor, because the baseline was fixed at the open.

Trailing-stop interaction: a trailing stop limits the realised loss on one specific position, but the daily limit is measured at account equity level across every open position at once. A trailing stop that has not been hit yet still contributes its current floating loss to the day's number, and several positions drifting together can touch the floor while every individual stop is still untriggered.

Multiple-account interaction: FundingPips monitors coordinated hedging across accounts, and activity of that kind is reviewed across the whole group rather than on the single account. Separately, all your active accounts, Evaluation, Master and Prime together, share one Max Allocation of $400K across all models, with the Monthly Competition account named as the exception that does not count toward it, though the help center's Prime Account article states the same $400K more narrowly, across active Prime Accounts only. The daily limit is therefore not the only cross-account constraint worth planning around. Nor is it the only clock: an account is breached if no trade is opened and fully closed inside 30 consecutive calendar days, an open position does not stop that timer, and because there is no time limit on the profit target this is the one rule that can close an account without a loss.

Recovery path after a DLL breach

After a confirmed breach the account is locked, open trades are closed automatically and the account goes view-only. The documented route back is a reset, available for 7 calendar days after the breach: 15% off a Phase 1 reset, 10% off Phase 2, 7% off a Master Account reset excluding accounts at $100K and above, and 20% off on Zero across all sizes. Whether that beats buying a fresh account depends on the checkout code. A 20% code takes a $269 account to $215.20, which undercuts every reset rate, and in my own repeat purchases at this firm the code has applied each time rather than only on the first. If a code ever fails at checkout, the reset becomes the cheaper route, and the worked numbers are in the cost projection above. A reset keeps the account size, the trading platform and the reward cycle. Profit on the breached account is forfeited either way, and nothing carries over.

Practical recovery sequence: review the specific session that caused the breach within 48 hours, identify the failure mode (oversizing, news volatility, give-back, scalp chain), document the specific behavioral change required, and only repurchase after the behavioral plan is written and stress-tested on a simulated week. Skipping the diagnostic step almost guarantees the second breach lands on the same failure mode as the first.

The bottom line

FundingPips runs three daily loss limits across five models: 3% on FundingPips Zero, 1 Step Flex and 2 Step Pro, 4% on 2 Step Flex and 5% on 2 Step Standard. All five use the same baseline, the higher of your opening balance or your opening equity, read once at the start of the day and fixed for the session. Touching the floor is enough, even briefly, and a trade that closes back in profit afterwards does not undo it. Floating P&L counts. The limit resets at 00:00 Platform Time (UTC+3). Master Accounts inherit the same percentage as the evaluation, with no loosening after the pass.

Zero adds a second intraday line the others do not have, a 1% Max Open Risk Limit on combined floating losses. The Prime Account replaces the Master rule with a 2% soft breach that pauses the day instead of closing the account. Sizing at 0.5% to 1% per trade keeps a normal three to five trade losing streak inside every model's allowance. The daily limit is the most common breach cause at FundingPips, and volatile news sessions and oversized positions are the two failure modes behind most of them. For model-specific detail see FundingPips Zero, 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro.

Building durable discipline against the DLL requires treating it as a hard line rather than a target. Traders who plan around 80-90% DLL utilization on conviction days inevitably encounter the 5% off-day where the planned utilization tips over and produces a breach. Traders who plan around 40-50% DLL utilization on conviction days have meaningful buffer for the unexpected adverse session. The structural buffer is what produces long-term survival on the platform, not strategy edge alone.

A fixed opening baseline, three different percentages across five models, a Max Open Risk Limit that exists only on Zero, and a Prime Account that swaps the hard breach for a soft one make the FundingPips daily loss limit less uniform than most of the prop space. Learn the number for your own model first, then the mechanics. Traders who skip the rule detail in favour of pure strategy focus tend to breach inside the first 60 days and conclude the firm is too strict. The rule is not strict, it is specific.

If you are choosing between FundingPips models on the daily limit alone, 2 Step Standard at 5% is the widest intraday allowance. 1 Step Flex and 2 Step Pro at 3% are tighter per day, though 1 Step Flex pairs its 3% with a 12% overall limit, which forgives a bad week far better than 2 Step Pro's 6%. 2 Step Flex sits between them at 4% with 12%. Zero is the strictest overall, because the 3% comes alongside a 1% Max Open Risk Limit and a trailing overall limit. The choice should come from your own trade journal rather than from where you hope your discipline will land after the first month.

Across all five models the practical utilisation target should sit at 60-70% maximum on any single session. Higher utilisation compounds breach risk through normal market noise, because the buffer that absorbs an ordinary bad session is exactly what high utilisation spends in advance. Lower utilisation leaves capacity for the inevitable bad session that every active trader runs into. The effect is cumulative rather than one-off: every breach costs a replacement fee and the cycle income that would have followed it.

The full implications of these structural features compound across multi-year engagements. Traders committing to a single firm for 12-plus months see the cumulative effect of every individual rule and cost component, the headline numbers in early-engagement comparison rarely capture the year-two and year-three economics. Plan against the long-horizon view rather than the first-month look when committing to any specific prop firm choice.

Frequently Asked Questions

What is the FundingPips daily loss limit?

The daily loss limit is the intraday floor that ends the trading day and the account when it is touched. FundingPips runs three values across five models: 3% on Zero, 1 Step Flex and 2 Step Pro, 4% on 2 Step Flex and 5% on 2 Step Standard. The baseline is the higher of your opening balance or your opening equity for that day, read once at the open and fixed for the session. Touching it, even briefly, is a hard breach.

How does the FundingPips higher-of DLL calculation work?

FundingPips records both your balance and your equity at the start of each trading day, and whichever is higher becomes that day's baseline. Its own examples: opening balance $105K with opening equity $107K gives a $107K baseline, so a 3% limit is $3,210 and equity cannot drop to $103,790. Opening balance $100K with opening equity $99K gives a $100K baseline, a $3,000 limit and a floor at $97,000. The baseline does not move again during the session, so an intraday rally does not raise the floor.

Which FundingPips models have a 3%, 4% or 5% daily loss limit?

3% on FundingPips Zero, 3% on 1 Step Flex, 4% on 2 Step Flex, 5% on 2 Step Standard and 3% on 2 Step Pro. The overall limits differ too: 12% static on 1 Step Flex and 2 Step Flex, 10% on 2 Step Standard, 6% on 2 Step Pro, and 5% trailing on Zero. 2 Step Standard gives the widest daily room, 2 Step Pro the least overall.

What is the FundingPips floating PnL limit on Zero?

Zero applies a 1% Max Open Risk Limit alongside the 3% daily loss limit. The combined floating loss across all open positions cannot touch minus 1% of the starting account size at any moment, and only losing positions count toward it. On a $100K Zero that is $1,000 in total. It is a hard breach and it can trigger with nothing closed and the daily allowance still largely unused. None of the other four models carries this rule.

Does the FundingPips DLL reset daily?

Yes, at 00:00 Platform Time (UTC+3), with a countdown shown on the FundingPips dashboard. The percentage applies per trading day rather than cumulatively over the account lifetime, so a day that used 2.5% without breaching starts the next day with the full allowance again against a fresh baseline. What does carry over is the max loss limit, which is cumulative.

What happens if I hit the FundingPips daily loss limit?

On every model except the Prime Account it is a hard breach. The account is locked immediately, open trades are closed automatically, the account goes view-only, and the dashboard shows which rule was broken and when, with an email notification. Support can confirm the math but cannot reverse it. On a Prime Account the 2% daily limit is a soft breach instead: trading pauses for the day and the account stays open.

How do I avoid the FundingPips daily loss limit?

Four tactics: size at 0.5-1% of the account per trade rather than at the Risk Per Trade Idea ceiling, which is 2% to 3% and applies on 2 Step Flex and Zero only. Cut losing positions rather than waiting, because floating losses count toward the limit. Set a stop-for-the-day at roughly 60% of your model's allowance. Flatten before red-flagged releases; on the evaluation models a Master Account trade from 5 minutes before to 5 minutes after one keeps the account but loses its full profit, and on Zero, where the window runs 10 minutes before to 10 minutes after, news trading is prohibited outright.

Does the FundingPips DLL apply to Master accounts?

Yes. A Master Account carries the same percentage as its evaluation phase: 3% on 1 Step Flex, 5% on 2 Step Standard, 4% on 2 Step Flex and 3% on 2 Step Pro. Zero is a Master Account from day one at 3%, plus the 1% Max Open Risk Limit. Nothing loosens after the pass. What can switch on is two extra rules: the Risk Per Trade Idea limit, which FundingPips enforces on 2 Step Flex and Zero only and lists as not applicable on 1 Step Flex, 2 Step Standard and 2 Step Pro, and the Striking System, on 2 Step Standard above $25,000 and on all 1 Step Flex Master Accounts.

Can I trade news events with FundingPips DLL?

During the evaluation phases the four evaluation models place no window restriction on news, though purposely trading news is prohibited and leads to account closure. On a Master Account the window around red-flagged Forex Factory events runs 5 minutes before to 5 minutes after on the affected currencies; a trade inside it does not break the account, but its full profit is removed. Trades opened 5 hours or more before the event are exempt. FundingPips states that traders are responsible if those profit deductions cause the account to breach the daily loss or max loss limit, so the deduction itself can trigger the breach. On Zero, news trading is prohibited outright and it is a hard breach.

How does the Prime Account affect the daily loss limit?

FundingPips publishes no multi-level scaling ladder. The scaling route is the Prime Account, and it replaces the Master Account daily loss limit rather than widening it. A Prime Account runs a 2% daily loss limit as a soft breach: trading pauses for the day and the account stays open. Its overall limit is 8% below the starting balance, trailing the highest end-of-day balance, and it locks once a day closes 3% above the Prime Account Size. Prime is unlocked by FundingPips invite or after the 3rd reward, though the firm's comparison page describes the move from any reward, the first included.

How does FundingPips DLL compare to FTMO?

Both use 5% on their standard accounts, but the baselines differ. FTMO anchors to the daily starting balance. FundingPips anchors to the higher of your opening balance and your opening equity, both read at the day's open. Where a position is carried into a new day with floating profit, the FundingPips baseline is the higher of the two and the allowance is slightly wider. Neither firm moves the baseline during the session.

Does the FundingPips DLL apply on weekends?

Forex is closed at the weekend, so for Forex-only traders the limit is not in play on Saturday and Sunday. What matters more is that weekend holding is temporarily blocked on FundingPips Master Accounts across all four evaluation models, effective 29 January 2026, with the system auto-closing trades before Friday's close and FundingPips stating it is not a hard breach. On Zero, holding into the weekend is an immediate account closure regardless of instrument.

How does DLL interact with the FundingPips consistency rule?

They are independent. The daily loss limit is the intraday breach line. The consistency score is a reward gate: 15% on Zero, and 35% on 2 Step Standard for the On Demand cycle only. 2 Step Flex publishes no consistency rule, and the help center publishes none for 1 Step Flex or 2 Step Pro. A trader can fill the daily allowance without touching the score, and can fail the score without ever approaching the daily limit.

Can I appeal a FundingPips DLL breach?

Generally no. Breaches are recorded against specific trade and timestamp data. Support can confirm the math and explain the specific trigger but cannot reverse a recorded breach. The exception is when the breach was caused by a platform-side error such as a feed glitch or execution malfunction, those rare cases get reviewed and potentially reversed.

What is the maximum drawdown ceiling that interacts with DLL?

It differs by model: 12% static on 1 Step Flex and 2 Step Flex, 10% static on 2 Step Standard, 6% static on 2 Step Pro, and on Zero a 5% Max Trailing Loss Limit on peak equity that locks permanently at the starting account size once equity is 5% up. The daily-to-overall ratio therefore ranges from 1:2 on 2 Step Standard and 2 Step Pro to 1:4 on 1 Step Flex. The overall limit is the slow-bleed breach, the daily one usually goes first.

Does the FundingPips DLL apply during weekend gap risk?

Weekend holding is temporarily not allowed on Master Accounts across the four evaluation models, effective 29 January 2026, and on Zero it is a hard breach, so on a funded account the gap scenario should not arise at all. During the evaluation phases weekend holds are allowed and the gap risk is real: Monday's baseline is set from that morning's opening balance and opening equity, so a bad gap can spend a large part of the new day's allowance before you place a trade.