FundingPips Payout Rules: Complete Guide to All Cycles (2026)

FundingPips reward rules are the single most important thing to understand before you buy. The split is not a ladder you climb: it is fixed per model and per reward cycle, and the cycle itself is a one-time choice that locks permanently the moment you set it. On top of that sit a consistency rule on specific cycles, a four-warning system that can halve your split, and a KYC gate that clears before the Master Account is even issued. FundingPips calls payouts Rewards and funded accounts Master Accounts, so both words appear below. Its Trustpilot profile sits at 4.5 out of 5 across 64,224 reviews, checked 30 July 2026.

This guide walks through every cycle and split by model, the permanent cycle lock, the minimum request per method, both consistency rules, the Striking System, the Prime Account path, KYC, and the processing timeline FundingPips actually commits to in writing.

FundingPips reward cycles and splits by model

FundingPips runs four evaluation models plus the instant-funded Zero. Your split is decided by which of them you bought and which cycle you selected at setup, not by how long you have been funded:

The cycle locks permanently. Setting the reward cycle in the dashboard is the final action before you can trade. In the firm's own words it "enables trading and locks the selection permanently; it cannot be changed after it is set". Picking Weekly at 60% because you want early cash flow means 60% for the entire life of that account. Treat it as part of the purchase decision, not as a setting you tune later.

Weekly, 60% on 2 Step Standard

The fastest cycle FundingPips offers on an evaluation model. You can request seven calendar days after your first executed trade on the Master Account, and the rolling cycle restarts with the first trade after each processed reward. 60% goes to the trader, 40% to FundingPips. No consistency rule.

Best for: cash-flow-sensitive traders who want frequent smaller rewards and accept the lowest split in the lineup for as long as the account lives.

Math example: a $50K 2 Step Standard Master earning $1,000 a week. Weekly request: $600 to the trader, $400 to FundingPips. Over 4 weeks that is $2,400 on $4,000 of profit. Each $1,000 request clears the 1% minimum of $500 comfortably.

Bi-Weekly, 80% on 2 Step Standard

The middle option, and the best balance of frequency and split for most traders. Request every 14 calendar days after your first executed trade. 80% to the trader, 20% to FundingPips. No consistency rule.

Best for: balanced traders who want reasonable cash flow without giving up too much split. Because the choice is permanent, Bi-Weekly is also the safest default when you are not yet sure how your funded rhythm will look.

Math example: the same $50K Master earning $1,000 a week accumulates $2,000 per cycle. Request: $1,600 to the trader, $400 to FundingPips. Over 4 weeks, two cycles, $3,200 on $4,000 of profit.

Bi-Weekly beats Weekly by $800 over 4 weeks on identical profit, same total profit, higher split. On 2 Step Standard it is the default recommendation unless you specifically need money every seven days.

On Demand, 90% on 2 Step Standard

The flexible cycle, available only on 2 Step Standard. Request at any time, provided your consistency score is 35% or better and the request is at least 2% of the Master Account Size. 90% to the trader, 10% to FundingPips.

Best for: disciplined traders with a balanced daily P&L distribution, who earn across four or five sessions a week without concentrating on single days.

The consistency catch: no single trading day may account for more than 35% of total profit at the moment you request. Earn $1,000 with a $400 best day and you are at 40%, so the request stays blocked until further smaller days pull the ratio to 35% or below. The score resets after each processed reward.

Math example: $50K 2 Step Standard, $2,000 profit across 8 days with a $600 best day, so 30%, which passes. Request $2,000 and receive $1,800. The request also clears the On Demand minimum of 2% of $50K, which is $1,000. With a $750 best day the ratio is 37.5% and the request is blocked until more small days trim it.

Monthly, 100% on 2 Step Standard

Longest cycle, highest split on any evaluation model. Request every 30 calendar days after your first executed trade. 100% to the trader, 0% to FundingPips. No consistency rule.

Best for: patient traders with predictable monthly P&L who can go 30 days without cash-flow pressure, every cycle, permanently.

Math example: the $50K Master earning $1,000 a week accumulates $4,000 a month. Monthly request: $4,000 to the trader, nothing to FundingPips.

Monthly beats Bi-Weekly by $800 a month on identical profit, and Weekly by $1,600 a month. The cost is liquidity, and since you cannot switch later, the question is whether you can live without a payout for 30 days in a bad month.

2 Step Pro, 1 Step Flex and 2 Step Flex

The other three evaluation models do not offer a cycle menu at all. Each runs one fixed cycle:

There is no 60/80/90/100 menu on any of them, and no daily cycle: the only Daily reward cycle FundingPips documents anywhere is on the Prime Account. Where 2 Step Pro pays you back is elsewhere, with the Risk Per Trade Idea limit listed as not applicable on that model at any size, as it also is on 1 Step Flex and 2 Step Standard. FundingPips enforces that limit on 2 Step Flex and Zero only, at 3% or 2% depending on account size. 1 Step Flex goes the other way on warnings: every 1 Step Flex Master Account, at every size, sits under the Striking System.

2 Step Flex is the one real choice: 85% Bi-Weekly with no minimum trading days, or 95% Bi-Weekly that requires 3 profitable days in every reward cycle, on top of the 3 profitable days each evaluation phase already requires on that split. You pick at purchase, both options cost the same, and the choice is locked for the life of the account exactly like the cycle itself.

FundingPips Zero reward structure

Zero Master Accounts pay the highest split of any evaluation-free product in the lineup and gate it behind the tightest eligibility. All four conditions below must be met at the same time before a request goes through:

• Cycle: fixed Bi-Weekly, every 14 calendar days after your first executed trade on the Master Account
• Split: 95% to the trader, 5% to FundingPips
• Condition 1, consistency score 15% or below: biggest winning day divided by current total account profit, times 100
• Condition 2, 7 profitable trading days: each with net profit of 0.25% or more of the Master Account Size, inside the current rolling 30-day period. FundingPips lists this one twice: as a reward eligibility condition, and under Hard Breaches as Min Profitable Days 7 / 30. Treat it as both.
• Condition 3, the 3% safety cushion: profit up to 3% of the account size is not eligible for a reward request at all, which is $1,500 on a $50K Zero. FundingPips words it as "the first 3% profit on the Master Account" without naming the base; reading it against account size is our interpretation, and it follows from the stated purpose of the buffer, which is to stop reward processing from tripping the 3% daily loss limit
• Condition 4, biggest loss does not exceed biggest win: your largest single losing trade must not be larger than your largest single winning trade
• Minimum request: 1% of the Master Account Size including FundingPips' split, so $500 on a $50K Zero

Why Zero is the strictest reward gate in the lineup: on a $50K Zero with $3,000 of profit across 14 days, the biggest day can be at most $450. Concentrate $1,000 into one good day and the ratio jumps to 33%, blocking the request. And even when the ratio is fine, the first $1,500 of that profit sits behind the safety cushion and cannot be requested.

The Striking System: how your split can shrink

This is the rule most FundingPips write-ups leave out, and it is the one that costs real money. The Striking System gives you up to four warnings on 2 Step Standard Master Accounts above $25,000 (the 8% profit target version, the 10% target having been withdrawn effective 24 July 2026 at 06:00 Server Time, UTC+3) and on all 1 Step Flex Master Accounts at every size. A warning is recorded the first time a single trade idea's combined floating loss crosses the threshold: 1.2% of account size on 2 Step Standard, 1% on 1 Step Flex. Recovering the trade does not remove it.

Warnings are cumulative for the life of the account. Requesting a reward, starting a new reward cycle or scaling the account does not reset the count. Trades are never force-closed by the system, but any profit from a trade idea that received a warning is deducted from the account, and in the firm's own words losing trades are not refunded, so a warned idea can cost you the loss and the profit at once. On 1 Step Flex the second warning takes the split from 85% to 42.5%, and in the firm's wording it "stays there". A trade idea here means a single trade, or several positions on the same instrument in the same direction, including anything opened within 10 minutes of closing a losing trade.

The Profit Concentration Policy is the second silent split-killer. If a single trade idea contributes more than 60% of the profit target in any evaluation phase, the Master Account you get afterwards permanently requires 4 profitable days before every reward request. A profitable day closes at 0.5% or more of the account size. It applies to evaluation accounts of $25,000 and above created on or after 27 June 2026, and on 1 Step Flex at every account size. Zero is not affected. The firm's own worked example: an 8% target on a $25K account is $2,000, so a single trade idea contributing more than $1,200 triggers it. A third deduction sits outside both systems. On a Master Account, profit from a trade opened or closed inside the window running 5 minutes before to 5 minutes after a red-folder news event on the affected currency is removed in full, not only the part earned inside the window, unless the trade was opened 5 hours or more before the event. FundingPips puts the consequence on the trader: it states that traders are responsible if profit deductions cause the account to breach the daily loss or max loss limit. That is the one deduction that can cost the account rather than only the reward.

Prime Account rewards

Prime is the scaling path FundingPips documents, and in its own words "the Prime Account is where a Master Account becomes a career". Access comes by FundingPips invite, or you unlock it after the 3rd reward, though the firm's comparison page describes the move from any reward, the first included. The profit after that reward must reach at least 2% of the Master Account Size, and up to 10% of it can be unlocked. The unlock amount times 12.5 sets the Prime Account Size, with the firm's example being $8K x 12.5 = $100K. Your Master Account closes when the Prime Account opens.

On the money side, Prime runs a Daily cycle at an 80% split and you can request any number of times a day, with a minimum of 1% of the Prime Account Size including the split. Profit you do not request is not lost. At the end of the day the 20% firm share is deducted automatically and the remaining 80% stays in your Prime balance. The firm's example: you earn $5,000 and request it, receiving $4,000. Later the same day you earn another $2,000 and do not request it, so $400 is deducted at day end and $1,600 stays in the account.

Maximum account size is $2,000,000 per Prime Account. Separately, FundingPips documents a single Max Allocation of $400K shared across all active Evaluation, Master and Prime Accounts across all models, with the Monthly Competition account excluded, though the help center's Prime Account article states the same $400K more narrowly, across active Prime Accounts only. Both numbers come from the firm and it has not reconciled them publicly, so plan against the tighter, all-accounts reading.

How FundingPips actually pays you

Four traditional reward methods, plus two ways to keep the money inside the ecosystem. All traditional methods are processed within the same 1 to 3 working day window:

• Card: Visa or Mastercard, in two flavours. Standard card processing typically lands within 1 to 5 working days after approval. Pay to Card is the fast lane, instant or within 30 minutes of approval, up to 48 hours if your bank runs additional security checks. FundingPips lists it for Belgium, France, Germany, Italy, Netherlands, Spain, Brazil, Colombia, Mexico, Nigeria, South Africa, the United Kingdom, Turkey and Indonesia. An "Unsupported card" error means your specific bank does not support it even if your country is listed.
• Crypto: USDT or USDC only, on the ERC20 or TRC20 network, nothing else. Service fees, the USD to USDT exchange rate and network transaction fees are all deducted during processing, so less arrives than you requested. Sending to an incompatible network or address type can mean permanent loss of funds.
• Rise: minimum $500. Rise is a third-party provider that pays out via crypto or bank transfer and runs its own KYC. The email you use with Rise must exactly match your FundingPips account email. If Rise is not supported in your country, the reward automatically defaults to Crypto.
• Bank Transfer: minimum $500, direct to a local account, in the same country list as Pay to Card. The bank account has to be verified once before you can select it.
• Buy a Challenge: turn the reward into a new evaluation account with no external payment step and no fee. Only models and sizes your reward fully covers are shown, and anything left over is returned via your chosen traditional method.
• Tradin Transfer: move the reward into a Tradin account, the group's own regulated broker, and receive an instant 30% credit on top with no limit. The credit is not withdrawable: it converts into real balance through cashback on every lot you open, starting at $1.00 per lot and rising to $3.00 above 300 cumulative lots. The transferred reward itself is locked for 7 days on Tradin, and the bonus does not expire.

Two rules catch people out here. Rewards can only be sent to an account, card or wallet registered in your own name. And once a request is submitted it cannot be cancelled or modified, so a wrong card number or a wallet on the wrong network becomes a support ticket rather than a quick edit. Before requesting, close every trade including pending orders, wait at least 15 minutes after the last close, and expect trading to be disabled while the reward is processed.

Processing time: what FundingPips commits to

Requests are processed within 1 to 3 working days, excluding weekends, and FundingPips asks you to allow an additional 1 to 2 working days for the funds to reflect in your wallet or bank. Its own worked example: a Friday request begins Monday as day 1 and completes by Wednesday as day 3. That is the rule for every method, and the firm repeats it as "all methods are processed within 1-3 working days".

The one documented fast lane is Pay to Card, where the reward arrives instantly or within 30 minutes of approval, and up to 48 hours if your bank runs additional security checks. Standard card processing, Crypto, Rise and Bank Transfer all run through the same 1 to 3 working day processing window, and on standard card the money then lands when your bank posts it, typically within 1 to 5 working days after approval.

Trustpilot reviewers overwhelmingly describe FundingPips rewards landing in minutes to hours rather than days, and fast payouts is the top positive theme on the profile, checked 30 July 2026. That is what users report, not what the firm commits to. Plan your cash flow around 1 to 3 working days plus settlement time and treat anything faster as upside, because there is no published service level below that.

Why a FundingPips reward gets held up

Four common causes, in frequency order:

1. KYC not yet complete

An incomplete or rejected KYC stalls Master Account activation, and with it your first reward. Fix: complete KYC as soon as the verification prompt appears after you pass the evaluation. Do not leave it pending, because the Master Account is not issued until it clears.

2. A consistency rule or eligibility condition blocks the request

An On Demand request on 2 Step Standard with concentrated P&L, or a Zero request that misses any one of the four conditions, is blocked rather than denied. One caveat on Zero: three of the four conditions only hold the request back, but the 7 profitable days per rolling 30-day period also sit on the Hard Breach list as Min Profitable Days 7 / 30, so treat that one as an account rule and not only as a payout gate. Fix: keep trading and let further small profitable days pull the ratio down, then resubmit. Switching to a cycle without a consistency rule is not an option, because the cycle is locked at setup.

3. The request landed on a weekend

Working days exclude weekends, so a Friday request does not start counting until Monday and completes by Wednesday at the latest, with 1 to 2 working days on top for the money to reflect. Fix: request earlier in the week if timing matters. It does not shorten the window, it only stops the weekend from being added to it.

4. Details that cannot be corrected after submission

A submitted reward request cannot be cancelled or modified. A wrong card number, a wallet on an unsupported network, a Rise email that does not match your FundingPips account email: each of those turns into a support case. Rise at least falls back to Crypto automatically where it is unsupported, but a crypto address on the wrong network can mean the funds are gone for good.

Reward math, worked examples

Example 1: $25K 2 Step Standard, Bi-Weekly, first 14 days

Profit earned across 8 trading days: $850 cumulative. Biggest day: $240. No consistency rule applies on Bi-Weekly.

Request $850, which clears the 1% minimum of $250 on a $25K account. 80% of $850 = $680 to the trader. Processed within 1 to 3 working days, plus 1 to 2 working days to reflect in the account.

Example 2: $50K 2 Step Standard, On Demand, mixed P&L

Profit earned across 18 trading days: $2,400. Biggest day: $720, on an FOMC XAUUSD play.

Consistency check: $720 / $2,400 = 30%, inside the 35% cap.

The On Demand minimum is 2% of the Master Account Size, which is $1,000 here, and the $2,400 request clears it. 90% of $2,400 = $2,160 to the trader.

Example 3: $50K Zero, Bi-Weekly, and the cushion nobody mentions

Profit across 12 profitable days inside the rolling 30-day window: $1,800. Biggest day: $400.

Consistency check: $400 / $1,800 = 22.2%, above the 15% Zero cap. The request is blocked.

Keep trading. Five more days of $100 to $200 take the total to $2,800 with the biggest day still $400, so 14.3%, inside the cap. The other three conditions have to hold too: at least 7 profitable days of $125 or more, which is 0.25% of $50K, the biggest loss no larger than the biggest win, and the safety cushion.

The cushion is the part people miss. Profit up to 3% of the account size is not eligible, which is $1,500 on a $50K account. Of the $2,800 in profit, $1,300 is requestable. 95% of $1,300 = $1,235 to the trader, and the $1,300 request clears the 1% minimum of $500.

Example 4: $100K 2 Step Standard, Monthly, 30-day cycle

Profit across 22 trading days: $6,500. No consistency rule on Monthly.

100% of $6,500 = $6,500 to the trader, clearing the 1% minimum of $1,000. It is processed 1 to 3 working days after the request, with 1 to 2 working days on top before it reflects in the bank.

The registration fee refund comes at the 4th reward

FundingPips refunds the original registration fee you paid for the challenge when you reach your 4th reward on the Master Account. Read that literally: what comes back is the amount that left your account, so a challenge bought with a discount code refunds the discounted price, not the list price. It applies on 1 Step and 2 Step Standard only. The firm states explicitly that the refund does not apply on 2 Step Pro, 2 Step Flex or FundingPips Zero, and that those models have always been excluded. One note on precision: the source says "1 Step" in one place and "1 Step Flex" in another, so confirm your own model in the purchase flow.

Example: a $50K 2 Step Standard bought at full price with no discount code was listed at $269 on the FundingPips pricing page, checked 30 July 2026. Run it Bi-Weekly at 80%. Rewards one through three pay the split alone, so a $1,000 request pays $800. On the 4th reward the same $1,000 request pays $800 plus the $269 you actually paid at checkout, so $1,069 lands. Two things that figure is not. It is not a list price guarantee: pay less because a code applied, and less comes back. And it is not a per reward amount, it is the whole fee arriving once, which across the first four rewards averages about $67 a reward on this account and correspondingly more on a larger account with a higher fee.

It is a milestone perk rather than a first-reward bonus, and it is one of the few places where the cheaper 2 Step Standard beats the higher-split models on total economics. Fees for the other models were not published in the help center, so check the current fee in the purchase flow.

The bottom line

FundingPips reward splits are fixed by model and cycle, not earned by climbing a ladder. 2 Step Standard is the only model with a menu: 60% Weekly, 80% Bi-Weekly, 90% On Demand behind a 35% consistency score and a 2% minimum, or 100% Monthly. 1 Step Flex pays 85% Bi-Weekly, 2 Step Flex 85% or 95% Bi-Weekly, 2 Step Pro 80% Weekly, FundingPips Zero 95% Bi-Weekly behind four simultaneous conditions, and Prime 80% Daily. You set the cycle once in the dashboard and it locks permanently, which makes it the single most consequential click on the account. Processing runs 1 to 3 working days excluding weekends, plus 1 to 2 working days for the money to land, with Pay to Card the only documented fast lane, instant to 30 minutes where your bank supports it. The minimum request is 1% of the Master Account Size including the firm's split, or $500 on Rise and Bank Transfer. And watch the Striking System: on 2 Step Standard above $25,000 and on every 1 Step Flex Master, a second warning halves your split for the life of the account.

Frequently Asked Questions

How often does FundingPips pay out?

It depends on the model, and the cycle is fixed for the life of the account. 2 Step Standard offers Weekly at 60%, Bi-Weekly at 80%, Monthly at 100%, or On Demand at 90% with a 35% consistency score and a 2% minimum. 1 Step Flex pays Bi-Weekly at 85%. 2 Step Flex pays Bi-Weekly at 85%, or 95% if you took the option that requires 3 profitable days per reward cycle. 2 Step Pro pays Weekly at 80%. FundingPips Zero pays Bi-Weekly at 95%. Prime Accounts pay Daily at 80%.

How long does FundingPips take to pay out?

FundingPips processes reward requests within 1 to 3 working days, excluding weekends, and asks you to allow an additional 1 to 2 working days for the funds to reflect in your wallet or bank. Its own example: a Friday request begins Monday as day 1 and completes by Wednesday as day 3. The one documented fast lane is Pay to Card, where the reward arrives instantly or within 30 minutes of approval, and up to 48 hours if your bank runs extra security checks. Standard card processing, Crypto, Rise and Bank Transfer all run through the same 1 to 3 working day processing window, with standard card arrivals then depending on your bank, typically within 1 to 5 working days after approval. A submitted request cannot be cancelled or modified.

What is the FundingPips profit split?

There is no single split. It is set by the model you buy and the reward cycle you select at setup: 2 Step Standard 60% Weekly, 80% Bi-Weekly, 90% On Demand, 100% Monthly; 1 Step Flex 85% Bi-Weekly; 2 Step Flex 85% or 95% Bi-Weekly; 2 Step Pro 80% Weekly; FundingPips Zero 95% Bi-Weekly; Prime Account 80% Daily. The cycle choice locks permanently once made, so the split is part of the purchase decision rather than something you grow into.

What's the minimum FundingPips payout?

The global minimum is 1% of the Master Account Size including FundingPips' split, so $500 on a $50K account. On Demand on 2 Step Standard requires 2% instead, which is $1,000 on a $50K account. Rise and Bank Transfer each require at least $500 regardless of account size, while Card, Crypto and Tradin Transfer stay on the 1% rule. Prime Accounts require 1% of the Prime Account Size. The 1K Instant Giveaway account can request from $50 of profit, on a 50% split that is itself paid half in cash and half as non-withdrawable Tradin Credit in Tradin-supported countries.

What's the maximum FundingPips payout?

FundingPips publishes no maximum reward amount. What it does cap is capital: $2,000,000 per Prime Account, and a single Max Allocation of $400K shared across all active Evaluation, Master and Prime Accounts, with the Monthly Competition account excluded, though the help center's Prime Account article states the same $400K more narrowly, across active Prime Accounts only. In practice your ceiling is the profit sitting above your loss limit, minus whatever a consistency rule or, on Zero, the 3% safety cushion holds back.

How do I get paid by FundingPips?

Four traditional methods: Card, Crypto, Rise and Bank Transfer. Card runs either as standard processing, typically 1 to 5 working days after approval, or as Pay to Card at 30 minutes where your bank supports it. Crypto is USDT or USDC only, on ERC20 or TRC20, with service, exchange and network fees deducted. Rise and Bank Transfer both start at $500, and the Rise email must match your FundingPips account email. You can also put the reward straight into a new challenge with no payment step, or move it to Tradin for a 30% credit that unlocks through cashback per lot. Rewards only go to accounts registered in your own name.

Why is my FundingPips payout delayed?

Most often it is not delayed, it is simply inside the published window of 1 to 3 working days plus 1 to 2 working days to settle. Beyond that: KYC clears before the Master Account is issued, so an unfinished KYC blocks the first reward. A consistency rule, or on Zero any one of the four eligibility conditions, blocks a request until further profitable days fix the ratio. A Friday request does not start until Monday. And a submitted request cannot be cancelled or modified, so wrong card or wallet details become a support case rather than a quick correction.

What is the FundingPips consistency rule on payouts?

There are two separate rules. On 2 Step Standard a 35% consistency score applies only to the On Demand cycle: no single trading day may account for more than 35% of total profit, and the score resets after each processed reward. On FundingPips Zero a 15% score applies to every request, calculated as biggest winning day divided by current total account profit. Weekly, Bi-Weekly and Monthly on 2 Step Standard carry no consistency rule at all.

Does FundingPips pay in crypto?

Yes, but narrowly. Crypto rewards are sent in USDT or USDC only, on the ERC20 or TRC20 network. A wallet on any other network or asset type risks permanent loss of funds. The minimum is the same 1% of the Master Account Size as the global minimum. Service fees, the USD to USDT exchange rate and network transaction fees are deducted during processing, so the amount received is lower than the amount requested. Crypto is also the automatic fallback if Rise is not supported in your country.

Can I change my FundingPips payout cycle?

No. Setting the reward cycle in the dashboard is the final action before you can trade, and FundingPips states it enables trading and locks the selection permanently, so it cannot be changed after it is set. The available cycles and splits vary by model. On 2 Step Flex the same permanence applies to the 85% versus 95% choice, which you make at purchase for the life of the account. If you want a different cycle, you need a different account.

Does FundingPips refund the registration fee?

Yes, but not on the first reward. The original registration fee you paid is refunded when you reach your 4th reward on the Master Account, and only on 1 Step and 2 Step Standard. The wording matters: the refund tracks what you actually paid, so a challenge bought with a discount code returns the discounted amount rather than the list price. FundingPips states that the refund does not apply on 2 Step Pro, 2 Step Flex or FundingPips Zero, and that those models have always been excluded from it.

Can FundingPips reduce my profit split?

Yes, through the Striking System. On 2 Step Standard Master Accounts above $25,000 and on all 1 Step Flex Master Accounts, a warning is recorded each time a single trade idea's combined floating loss crosses the threshold, 1.2% of account size on 2 Step Standard and 1% on 1 Step Flex. The first warning is just a warning. The second halves the reward split, taking 1 Step Flex from 85% to 42.5%. The third drops it to 20%. The fourth breaches the account and closes it. Warnings are cumulative for the life of the account and do not reset after a reward, a new cycle or a scale-up. Profit from a warned trade idea is deducted from the account, and losing trades are not refunded.

What do I need to request a reward on FundingPips Zero?

Four conditions at the same time. A consistency score of 15% or below, calculated as biggest winning day divided by current total account profit. At least 7 profitable trading days of 0.25% or more of the account size inside the current rolling 30-day period. The 3% safety cushion, meaning profit up to 3% of the account size is not eligible for a request at all. And your biggest single losing trade must not exceed your biggest single winning trade. Miss one and the request is blocked rather than denied, with one caveat: the 7 profitable days per rolling 30-day period also sit on the Hard Breach list as Min Profitable Days 7 / 30, so that condition is an account rule as well as a payout gate.