FundingPips Available Platforms: Complete Guide (2026)

FundingPips gives you three platform options: MetaTrader 5 (MT5), cTrader, and Match-Trader. Two are free. One costs an extra $20. And your choice matters more than you might think—because the platform you pick affects execution speed, charting quality, EA compatibility, and even which mobile experience you get.

I've traded on all three across various prop firms, and my recommendation for most FundingPips traders is straightforward. But the "right" platform depends on whether you're a manual discretionary trader, a scalper who needs fast execution, or someone running automated strategies.

Quick heads-up: This article is based on my real experience with Fundingpips and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.

For the absolute latest, check Fundingpips website or their help center.

Here's the full breakdown of each platform, what it's actually like to trade on, and which one I'd pick depending on your situation.

The FundingPips Platform Landscape

FundingPips had a rocky platform history. When MetaQuotes pulled MT4/MT5 licenses from prop firms in early 2024, FundingPips—like most of the industry—had to scramble. They migrated to Match-Trader first, then added cTrader and TradeLocker. In 2025, MT5 came back after MetaQuotes reversed course. Now you've got three solid options.

What FundingPips does not offer: MT4 (gone for good in the prop firm space), TradingView integration for order execution (you can chart on TradingView but can't route orders through it to FundingPips), or proprietary platforms. Everything runs through established third-party trading software.

Platform Availability Quick Reference

All three platforms work with every FundingPips account type (1-Step, 2-Step, 2-Step Pro, Zero). You choose your platform at checkout when purchasing your challenge. Switching platforms mid-challenge typically requires contacting support.

MetaTrader 5 (MT5): The Industry Standard

MT5 is the most widely used retail trading platform in the world, and it's FundingPips' default option. If you've traded forex before, chances are you've used MT4 or MT5. The interface is familiar, the ecosystem is massive, and the community support is unmatched.

Why Most Traders Should Start With MT5

The biggest advantage of MT5 isn't any single feature—it's the ecosystem. There are thousands of free and paid Expert Advisors (EAs), custom indicators, scripts, and plugins built for MT5. If you want to automate your strategy, MT5 has the largest library of tools.

What MT5 does well on FundingPips:

The charting is decent—not beautiful, but functional. You get 21 timeframes (vs. 9 on MT4), depth of market, and a built-in strategy tester for EAs. The desktop app is fast, stable, and runs well even on older hardware. Execution through FundingPips' MT5 servers has been reliable in my testing—no unusual slippage beyond what you'd expect during high-volatility events.

MT5 also supports hedging mode (even though hedging across FundingPips accounts is prohibited—you can hedge within a single account if you want to, though I wouldn't recommend it on prop firm accounts with tight drawdown limits).

Where MT5 falls short:

The interface looks like it was designed in 2010. Because it was. The mobile app is functional but feels dated compared to cTrader's mobile experience. The charting tools, while adequate, lack the refinement of cTrader's built-in tools or TradingView's elegance.

The MQL5 programming language for EAs has a learning curve. If you're writing custom automation, you'll need to invest time learning the syntax—or pay a developer.

MT5 Setup on FundingPips: Step by Step

Setting up MT5 for FundingPips is straightforward:

1. Download MT5 from FundingPips' dashboard (use their specific build, not the generic MT5 download from MetaQuotes)
2. Install and open the application
3. Go to File → Login to Trade Account
4. Enter the server address, login ID, and password provided in your FundingPips dashboard
5. Select the correct server from the list (FundingPips will specify which one)
6. Click Login

Your credentials arrive via email and are also visible in your FundingPips dashboard under the account details section. If the server doesn't appear in the list, you can manually add it by entering the IP address.

For mobile: download the MT5 app from App Store or Google Play, tap the "+" icon to add a new account, search for the FundingPips server, and enter your credentials.

MT5 Execution Quality on FundingPips

I've tested MT5 execution on FundingPips during various market conditions. During normal RTH sessions on major pairs (EUR/USD, GBP/USD), execution was clean—fills within 50-100ms, no requotes, spreads competitive with what I see on other prop firms.

During high-impact news (NFP, CPI), spreads widen 3-5 pips on majors and execution slows to 200-400ms. This is normal for any prop firm during news—it's not an MT5 or FundingPips issue, it's a liquidity issue.

One thing I've noticed: FundingPips' MT5 server latency varies depending on your physical location. If you're in Europe, latency is solid (under 50ms typically). If you're in Asia or South America, consider a VPS closer to FundingPips' server location for better fills.

cTrader: The Premium Option

cTrader is, in my opinion, the best retail trading platform currently available. Better charting than MT5, cleaner interface, superior order management, and a Level II depth of market that actually shows useful information. The catch? FundingPips charges an extra $20 for it.

Why cTrader Is Worth the $20 (For Some Traders)

Charting superiority: cTrader's charts are cleaner, more customizable, and more visually appealing than MT5. The default indicators look better, the drawing tools are more precise, and the ability to detach chart windows across monitors works flawlessly. If you spend 4+ hours a day looking at charts, the visual quality matters for reducing eye strain and maintaining focus.

Order management: cTrader's order management is where it really shines. You can see your pending orders, active positions, and P&L in a single organized panel. Modifying orders is drag-and-drop. Setting take-profit and stop-loss is intuitive. The "quick trade" mode lets you click-to-trade directly from the chart—much smoother than MT5's order dialog.

Depth of Market: cTrader shows real Level II data with visible bid/ask sizes at multiple price levels. For scalpers and short-term traders, this is valuable information that MT5's DOM doesn't present as cleanly.

cTrader Automate (formerly cAlgo): cTrader's automation uses C#, which is more powerful and modern than MQL5. If you're a developer or work with one, C# opens up significantly more possibilities for strategy automation.

Mobile experience: cTrader's mobile app is the best in class. Clean design, fast execution, full charting capabilities. If you trade from your phone even occasionally, cTrader mobile is noticeably better than MT5 mobile.

When cTrader Isn't Worth It

The $20 surcharge is per account. If you're running three FundingPips accounts simultaneously, that's $60 extra. For a $5K account that costs $29 (2-Step Pro), adding $20 nearly doubles your cost. On a $100K account costing $444, the $20 is negligible.

Also: if you have existing MT5 EAs and indicators that you rely on, switching to cTrader means rebuilding them in C#. The ecosystems are not compatible. Your MT5 tools won't work on cTrader, and vice versa.

My rule of thumb: if your total challenge fee is under $100, skip cTrader and use MT5. If it's over $200, the $20 for cTrader is worth considering—especially if you value charting quality and order management.

cTrader Setup on FundingPips

1. When purchasing your FundingPips challenge, select cTrader as your platform (adds $20)
2. Download cTrader from FundingPips' dashboard or cTrader's official website
3. Create a cTrader ID (or login with existing one)
4. FundingPips will link your trading account to your cTrader ID
5. Open cTrader, and your FundingPips account should appear under "Accounts"
6. Select the account and start trading

The cTrader account linking process is slightly more involved than MT5 because cTrader uses a centralized ID system. But once linked, managing multiple accounts is actually easier—all your FundingPips accounts appear in one unified interface.

Match-Trader: The Underdog

Match-Trader is the platform that saved FundingPips (and many other prop firms) when MetaQuotes pulled MT5 licenses in 2024. It was the first platform FundingPips migrated to, and it became the default for months. Now that MT5 is back, Match-Trader occupies an interesting middle ground.

What Match-Trader Does Well

Web-based simplicity: Match-Trader runs entirely in your browser. No downloads, no installations, no updates. Open a tab, log in, trade. This makes it the fastest platform to get started with and the easiest to use on any device—including Chromebooks and Linux machines that might struggle with MT5's Windows-centric desktop app.

Clean interface: Match-Trader has a modern, uncluttered interface. It won't overwhelm you with buttons and panels like MT5 can. For newer traders or those who prefer simplicity, it's approachable and intuitive.

Mobile-first design: Match-Trader's mobile apps are well-designed—clean, responsive, and fully functional. For traders who primarily manage positions from their phone, it's a solid choice.

FundingPips dashboard integration: Since Match-Trader was FundingPips' first post-MT5 platform, the integration is tight. Your account metrics, drawdown tracking, and compliance data flow seamlessly between the FundingPips dashboard and Match-Trader.

Where Match-Trader Falls Short

Limited charting: Match-Trader's charting tools are basic compared to MT5 or cTrader. Fewer indicator options, fewer drawing tools, less customization. If you rely on custom indicators or complex multi-chart layouts, Match-Trader will feel limiting.

No native automation: Match-Trader doesn't have a built-in EA/bot framework like MT5's MQL5 or cTrader's Automate. Some third-party integration exists, but if automation is part of your strategy, Match-Trader is not the platform.

Smaller community: MT5 has millions of users sharing templates, indicators, and strategies. cTrader has a growing community with quality content. Match-Trader's community is significantly smaller—finding help, custom tools, or strategy discussions is harder.

Desktop limitations: There's no standalone desktop application. You're trading in a browser tab, which means you're competing with Chrome's memory management, browser extensions, and whatever else is running. For multi-monitor setups, this can be clunky.

When Match-Trader Makes Sense

Match-Trader is the right choice if you: trade manually without EAs, don't need advanced charting (or use TradingView for analysis and Match-Trader for execution only), want the simplest possible setup, or primarily trade from mobile/tablet.

It's also a good fallback if you're having server issues with MT5—FundingPips' Match-Trader infrastructure has been running longer and is generally very stable.

Platform Comparison: Head to Head

Available Instruments and Commissions

Regardless of which platform you choose, FundingPips gives you access to the same 48+ instruments across forex, metals, indices, energies, and cryptocurrencies.

Instrument Categories

Forex: Major, minor, and exotic currency pairs. This includes the popular EUR/USD, GBP/USD, USD/JPY, as well as crosses and less-traded pairs. Forex has the highest leverage (up to 1:100 on 2-Step Standard) and the tightest spreads.

Metals: Gold (XAU/USD), Silver (XAG/USD), and potentially others. Gold is one of the most popular instruments among FundingPips traders—high volatility, strong trends, and decent spread conditions.

Indices: Major stock indices including US30, NAS100, SPX500, and others. Commission-free on FundingPips, which is a nice perk.

Energies: Crude oil and natural gas. Also commission-free.

Cryptocurrencies: Bitcoin, Ethereum, and potentially other majors. Commission-free but capped at 1:2 leverage—conservative but appropriate given crypto volatility.

Commission Structure

FundingPips uses raw spread accounts with commissions on forex and metals. The commission structure varies by account type:

Most account types charge $5 per round lot on forex and metals. The Zero (Instant) account charges $7 per round lot. Indices, energies, and crypto are commission-free across all account types.

These commissions are competitive with the prop firm industry average. Combined with raw spreads, total trading cost on EUR/USD during liquid sessions is typically 0.8-1.2 pips all-in (spread + commission equivalent).

Swap Fees

FundingPips does not offer swap-free (Islamic) accounts at this time. If you hold positions overnight, standard swap fees apply. These vary by instrument and direction—check the current swap rates in your trading platform under the instrument specifications.

For swing traders: swap fees on popular pairs like EUR/USD are usually minimal ($1-$5 per lot per night). On exotic pairs or metals, swaps can be significant—always check before holding overnight.

Server Selection and Latency

FundingPips doesn't publicly advertise multiple server locations the way some brokers do, but server latency still affects your execution quality. Here's what I've found through testing:

From Europe: Latency is typically 20-50ms. Excellent for any trading style including scalping.

From North America: 50-100ms typical. Fine for day trading and swing trading. Scalpers might notice slightly slower fills during volatile moments.

From Asia/Oceania: 100-200ms. Acceptable for standard trading, but aggressive scalpers may want a VPS in Europe to reduce latency.

VPS Recommendations

If latency matters to your strategy (scalping, EA trading, news trading on eval accounts), consider a VPS:

A VPS located near FundingPips' server will give you consistent low-latency execution regardless of where you physically are. This also solves the IP consistency requirement on funded accounts—your VPS has a fixed IP address, eliminating any IP-change flags.

Cost is typically $10-$30/month for a basic Windows VPS suitable for running MT5 or cTrader. For the cost of a failed evaluation, it's a worthwhile investment.

My Platform Recommendation by Trader Type

After testing all three platforms on FundingPips, here's my honest recommendation:

If you run EAs or automated strategies → MT5

No contest. MT5's MQL5 ecosystem is the largest, most mature, and most supported. Your existing EAs probably already run on MT5. The marketplace has thousands of tools. And it's free.

If you're a manual trader who values charting → cTrader

The $20 is worth it for the superior charts, order management, and overall trading experience. If you're staring at charts for hours, cTrader reduces fatigue and makes order management faster. The mobile app alone justifies the cost if you check trades on the go.

If you want the simplest setup possible → Match-Trader

Open a browser tab, log in, trade. No downloads, no installation, no updates. If technology isn't your thing and you just want to execute trades with minimal friction, Match-Trader delivers.

If you're not sure → Start with MT5

MT5 is the safe default. Largest community, most resources, free, and works on everything. You can always switch to cTrader later if you find MT5's charting limiting. Going the other direction (cTrader to MT5) is also possible through FundingPips support.

Frequently Asked Questions About FundingPips Platforms

Can I switch platforms after starting a challenge?

Not automatically. You'll need to contact FundingPips support to request a platform switch. Depending on your account status, this may or may not be possible mid-challenge. It's best to choose your platform before purchasing.

Does the platform choice affect my trading rules?

No. All FundingPips rules (drawdown limits, profit targets, news restrictions, consistency rules) apply equally regardless of platform. The platform is just the interface—rules are account-level.

Can I use TradingView for charting with FundingPips?

You can use TradingView for analysis alongside any FundingPips platform, but you cannot route orders through TradingView to FundingPips. Use TradingView for charts and your FundingPips platform for execution.

Is MT4 available on FundingPips?

No. MT4 is not available and likely won't return. MetaQuotes has moved the industry toward MT5. If you have MT4-specific tools, you'll need to convert them to MT5 (MQL4 to MQL5) or find MT5 equivalents.

Why does cTrader cost extra?

cTrader charges licensing fees to firms that offer it. FundingPips passes this cost ($20) to traders who choose cTrader. MT5 and Match-Trader don't have similar per-account licensing structures.

Which platform has the fastest execution on FundingPips?

In my testing, execution speed is nearly identical across all three platforms during normal market conditions. Differences emerge during extreme volatility, where cTrader's order routing tends to be marginally faster. But the difference is milliseconds—not enough to matter for most trading styles.

Can I run multiple platforms simultaneously?

You can have accounts on different platforms (one MT5 account, one cTrader account), but each individual account is tied to one platform. You can't trade the same account on both MT5 and cTrader simultaneously.

Does FundingPips support TradeLocker?

FundingPips has mentioned TradeLocker as a future option. Check their current platform offerings when purchasing, as availability may have expanded since this article was published.

What happens to my platform if FundingPips changes providers?

FundingPips has already survived one major platform disruption (the 2024 MetaQuotes situation). If a similar event occurs, they've demonstrated the ability to migrate accounts to alternative platforms. Your trading history and account balance would transfer—though there may be brief downtime during migration.

Which platform works best on Mac?

All three work on Mac. MT5 has a native Mac app (though it runs through Wine and occasionally has quirks). cTrader has a native Mac app that runs smoothly. Match-Trader runs in any browser, so it works perfectly on Mac without any installation.

Can I trade on my phone with FundingPips?

Yes, all three platforms have mobile apps. cTrader's mobile app is the best, followed by Match-Trader, then MT5. All support full order management, charting, and account monitoring on mobile.

Do I need specific hardware to run FundingPips platforms?

MT5 and cTrader desktop apps require a Windows or Mac computer with at least 4GB RAM and a stable internet connection. Match-Trader runs in a browser, so any device with a modern browser works. For EA trading on MT5, 8GB RAM and a dedicated VPS are recommended.

Are there any platform-specific restrictions I should know about?

The $100K and $200K accounts may have platform restrictions—some sources indicate certain account sizes aren't available on all platforms. Verify platform availability for your chosen account size during the purchase process.

‍