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How to Request a TradeDay Payout: Step-by-Step
Requesting a TradeDay payout involves two distinct processes depending on your account type. Funded Sim traders can request withdrawals directly through the TradeDay dashboard by clicking the "Request Withdrawal" button in the top right corner, entering their desired amount, and submitting the request which processes within 24 business hours if received before 5:30 PM CT.
Funded Live traders must email fundedtrader@tradeday.com with their withdrawal request since live accounts require manual coordination with Tradovate to move real funds from trading accounts to the Riseworks payment processor.
Before your first payout request, you must complete Riseworks onboarding which includes identity verification, adding a payment method (bank account or crypto wallet), and signing the contractor agreement. The withdrawal button won't appear in your dashboard until you've cleared the buffer zone requirement and completed Riseworks setup. Most traders encounter issues during their first withdrawal attempt due to incomplete Riseworks onboarding steps rather than problems with the withdrawal itself.
The critical timing element is the 5:30 PM CT cutoff for same-day processing. Submit your request at 3:00 PM and TradeDay processes it by end of business that day with funds arriving in Riseworks that evening.
Submit at 6:00 PM and processing delays until next business day, adding 24 hours to the timeline. Weekend requests (Friday evening through Sunday) don't begin processing until Monday morning, so strategic traders time Friday withdrawals for mid-afternoon to receive funds in Riseworks before the weekend.
Quick heads-up: This article is based on my real experience with TradeDay and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.
For the absolute latest, check TradeDay´s website or their faq page.
Prerequisites Before First Withdrawal
Several requirements must be met before you can access the withdrawal button or process your first payout successfully.
Buffer Zone Cleared:
Your account balance must exceed your starting balance plus maximum drawdown amount. For a $50,000 End of Day account with $2,000 drawdown, your buffer sits at $52,000. The "Request Withdrawal" button only appears when your balance reaches $52,001 or higher. Even one dollar below buffer and the button remains hidden.
Minimum Withdrawal Amount:
TradeDay enforces a $250 minimum per withdrawal request. You cannot request $100 or $200—the system rejects requests below $250 to prevent excessive small-transaction processing costs. If your profit above buffer is only $200, you must wait until you've accumulated at least $250 before withdrawing.
Riseworks Onboarding Complete:
The most common reason traders can't withdraw despite clearing the buffer is incomplete Riseworks setup. You must have received and accepted the Riseworks invitation email (sent automatically after funding activation), completed KYC identity verification (typically 24-48 hours for approval), added at least one payment method (bank account or crypto wallet), and signed the digital contractor agreement within Riseworks platform.
Account in Good Standing:
Your account cannot have any pending compliance reviews, active violations, or locked status due to hitting risk settings limits. If TradeDay flagged your account for suspicious activity or you're undergoing a milestone review, withdrawals may be temporarily suspended until review completes.
Trading Day Requirements Met (Funded Sim Only):
Funded Sim accounts must have completed at least one full trading day (any day with at least one round-trip trade) after receiving funding before the withdrawal button appears. This prevents same-day funding and withdrawal without any trading activity. Once you've made your first trade as a funded trader, the button activates assuming other requirements are met.
Step-by-Step: Funded Sim Withdrawal Request
The Funded Sim withdrawal process is entirely self-service through the TradeDay member dashboard.
Step 1: Verify Eligibility
Log into members.tradeday.com using your TradeDay credentials. Navigate to your Funded Sim account dashboard (if you have multiple accounts, select the one you want to withdraw from). Check your current balance and confirm it exceeds the buffer zone threshold. For $50K accounts with $2K drawdown, you need $52,001+ balance to see the withdrawal button.
Step 2: Click Request Withdrawal
In the top right corner of your dashboard, look for the "Request Withdrawal" button. If this button is not visible, you haven't met all prerequisites (buffer not cleared, Riseworks not complete, or account issues). Do not contact support claiming a bug—the button only appears when genuinely eligible.
Step 3: Enter Withdrawal Amount
A pop-up window appears asking for the dollar amount you wish to withdraw. Enter any amount from $250 minimum up to your total profit above buffer zone. The system automatically shows your net payout after profit split deduction. For example, requesting $1,000 at 80% split shows "You will receive: $800" in the confirmation window.
Step 4: Review and Confirm
The confirmation screen displays several important details. It shows your requested gross amount ($1,000), your net payout after split ($800), TradeDay's share ($200), and your new account balance after withdrawal deduction. Remember that your account balance drops by the FULL gross amount ($1,000), not just your net payout ($800). Review carefully and click "Submit" to confirm.
Step 5: Receive Confirmation Email
Within minutes, you receive an automated email from TradeDay confirming "Withdrawal request received for $1,000." This email includes your request ID number for tracking purposes. Save this email in case you need to reference the request with support later.
Step 6: Wait for Processing
TradeDay processes withdrawal requests after 4:30 PM CT daily trade report closes. Requests submitted before 5:30 PM typically process same business day, with funds moving to Riseworks between 5:00-8:00 PM CT that evening. Requests submitted after 5:30 PM or on weekends process next business day.
Step 7: Riseworks Notification
Once TradeDay completes processing, Riseworks emails you: "Funds available for withdrawal in your Rise account." This email includes login link to access Riseworks platform where you finalize the withdrawal to your chosen payment method (bank or crypto).
Step 8: Complete Withdrawal via Riseworks
Log into Riseworks using the email link. Navigate to Payments or Withdrawals section. Click "Withdraw" and select your payment method from saved options. Enter the amount available (should match your net payout like $800). Confirm and Riseworks processes the final step, sending funds to your bank account (3-5 days for domestic wire) or crypto wallet (1-2 hours for Layer 2).
Step-by-Step: Funded Live Withdrawal Request
Funded Live withdrawals require email communication since live accounts involve real money on Tradovate that must be coordinated manually.
Step 1: Compose Withdrawal Email
Open your email client and create a new message to fundedtrader@tradeday.com. In the subject line, write "Funded Live Withdrawal Request - [Your Name] - Account #[Number]" to ensure proper routing. In the email body, include your full legal name as registered with TradeDay, your account number (found in TradeDay dashboard), the specific dollar amount you wish to withdraw, and confirmation that your Riseworks account is complete and ready to receive funds.
Step 2: Send During Business Hours
Submit your email Monday through Friday during business hours. Requests received before 11:30 AM CT process same business day. Requests received after 11:30 AM process next business day. Weekend requests wait until Monday morning to begin processing. Unlike Funded Sim's 5:30 PM cutoff, Funded Live uses 11:30 AM cutoff to allow time for Tradovate coordination.
Step 3: Await TradeDay Confirmation
TradeDay's funded trader support team responds within 2-4 hours during business days confirming receipt and estimated processing timeline. They may request additional verification if there are any account flags or unusual withdrawal patterns (like requesting amount that would drop you very close to drawdown violation).
Step 4: Tradovate Fund Transfer
TradeDay submits a request to Tradovate to move funds from your live trading account to TradeDay's master account. Tradovate typically processes this within 2-4 hours. Your live trading balance decreases by the withdrawal amount during this step, visible in your Tradovate platform.
Step 5: Riseworks Authorization
After Tradovate completes the transfer, TradeDay authorizes the payout in Riseworks. This step usually happens same day for requests received before the cutoff. You receive the standard Riseworks notification email that funds are available.
Step 6: Complete Withdrawal in Riseworks
Identical to Funded Sim process—log into Riseworks, navigate to withdrawals, select payment method, confirm amount, and process the transfer. The additional steps for Funded Live (email, Tradovate coordination) happen before Riseworks involvement, but once funds reach Riseworks, the experience is identical.
Common First-Time Withdrawal Issues
Most problems occur during traders' first withdrawal attempt due to unfamiliarity with the two-platform process.
Issue: "Request Withdrawal button doesn't appear"
This almost always means you haven't cleared the buffer zone mathematically. Use this calculation: Current Balance > (Starting Balance + Max Drawdown). For $50K account with $2K drawdown, you need $52,001+. If your balance is $51,900, you're $101 short of seeing the button. The button appears automatically once you trade up to the threshold—no manual intervention needed.
Issue: "Riseworks never sent me an invitation email"
Check spam and junk folders first. If genuinely missing, log into members.tradeday.com and verify your email address is correct in your profile. If the email is wrong, update it and contact support@tradeday.com requesting a new Riseworks invitation to the corrected address. Invitations typically send within 24-48 hours of funding activation, so if you just got funded yesterday, wait another day before panicking.
Issue: "Riseworks rejected my identity verification"
Common reasons include expired ID documents (renew your driver's license before submitting), blurry ID photos (use good lighting and hold camera steady), name mismatches (Robert vs Bob, maiden name vs married name), or address verification that doesn't match your stated location. Fix the specific issue Riseworks identified in their rejection email and resubmit. Contact Riseworks support directly via their chat at riseworks.io for KYC issues—TradeDay support cannot expedite Riseworks verification.
Issue: "My account balance dropped by more than my payout"
Your account decreases by the GROSS withdrawal amount before profit split calculation. Request $1,000 withdrawal, receive $800 after 80/20 split, but your account drops by full $1,000. This confuses traders who expect their account to drop by only $800. The $200 difference is TradeDay's share which they collect during the transfer to Riseworks.
Issue: "I requested withdrawal but want to cancel it"
Once you submit a withdrawal request, you cannot cancel it. The request enters immediate processing. If you have second thoughts about depleting your buffer too much, that decision should happen BEFORE clicking submit. Some traders panic after submitting, worried about upcoming trades with reduced buffer, but the withdrawal is irreversible once confirmed.
FAQ
How often can I request withdrawals?
Unlimited withdrawal frequency is allowed. Request daily, weekly, or whenever balance exceeds buffer by minimum $250. Each request processes independently with no restrictions.
Can I make multiple withdrawal requests in one day?
You can submit a new request which overrides any pending request not yet processed. Once TradeDay processes a request (funds move to Riseworks), you can submit another request if your remaining balance still exceeds buffer.
What if I request more than my available profit above buffer?
The system should prevent this, but if somehow you request amount dropping you below buffer, TradeDay may reduce the request amount or deny it entirely, contacting you to resubmit a valid amount.
Do I need to withdraw the full amount above buffer?
No, partial withdrawals are encouraged. Having $3,000 above buffer doesn't mean you must withdraw all $3,000. Many traders withdraw $1,500-2,000 while leaving $1,000-1,500 cushion as safety buffer for future trading.
Can someone else submit withdrawal request for me?
No, you must personally log into your TradeDay account and submit requests yourself. This security measure prevents unauthorized withdrawals. Even family members or assistants cannot submit on your behalf without your login credentials.
What if my withdrawal request just sits as "pending" for days?
Contact support@tradeday.com with your request ID from confirmation email. Pending beyond 48 hours usually indicates Riseworks onboarding is incomplete on your end—log into Riseworks and check for any pending action items or verification requirements.
Do weekends and holidays affect processing time?
Yes, TradeDay only processes withdrawals on business days (Monday-Friday, excluding US holidays). Friday 6 PM request waits until Monday for processing. Plan accordingly around holidays like Christmas, New Year's, and Thanksgiving.
Can I withdraw if I have open positions?
Technically yes, but risky. Your balance includes unrealized P&L from open positions. If those positions move against you after requesting withdrawal, you could violate drawdown rules. Close all positions before withdrawing to avoid this scenario.
What happens if I request withdrawal then violate account before processing?
If you hit max drawdown after requesting withdrawal but before TradeDay processes it, the request cancels and account terminates per violation policy. The withdrawal request doesn't protect you from violations that occur afterward.
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