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TopOneFutures Elite Payout Requirements Breakdown
You passed the Elite Challenge. You got funded. You're up $6,500. You try to request a payout. Denied.
"Requirements not met."
What requirements? You hit the 6% profit target. What else do you need?
Elite accounts have specific payout eligibility criteria beyond just hitting the profit target. There are rules around consistency, drawdown compliance, trading activity, and account status that all need to be satisfied before TopOneFutures approves your withdrawal.
This guide breaks down every payout requirement for Elite accounts, what happens if you don't meet them, how to check your eligibility, and tips for getting approved faster.
Let's start with the basics.
Quick heads-up: This article is based on my real experience with TopOneFutures and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.
For the absolute latest, check TopOneFutures website or their help center.
The 5 Core Elite Payout Requirements
Before you can request a payout from an Elite account, you must meet these five requirements:
All five must be met. If even one requirement is missing, your payout request will be denied.
Let's break down each one.
Requirement 1: Profit Target Met
Every Elite account has a 6% profit target—the minimum profit you must achieve before requesting a payout.
Profit Targets by Account Size:
Full breakdown of profit targets.
Key point: This is based on realized P&L only. Open positions don't count.
If you're up $8,000 on an open NQ trade but haven't closed it yet, your dashboard will show $0 toward the profit target.
Requirement 2: Consistency Rule Compliance
Elite accounts enforce a 25% consistency rule once funded.
What it means:
- You can't make more than 25% of your profit target in a single day
Example ($100k Elite account):
- Profit target: $6,000
- Daily profit cap: $6,000 × 0.25 = $1,500 max per day
If you make $1,800 in one day, you violate consistency—even if you hit the 6% profit target overall.
Full breakdown of Elite consistency rules.
Consistency Comparison:
Elite gives you the most breathing room for single-day wins.
Requirement 3: Drawdown Compliance
You must stay within your account's drawdown limits throughout the entire payout cycle.
Elite Drawdown Rules:
If you violate drawdown:
- Your account is stopped out
- You lose access to trading
- Payout request is denied
- You may need to reset or repurchase
Drawdown compliance is non-negotiable. Even if you hit your profit target and followed consistency rules, one drawdown breach kills your payout eligibility.
Requirement 4: No Open Positions
TopOneFutures calculates profits based on closed trades only.
You must:
- Close all open positions before requesting a payout
- Have zero contracts held (no pending orders or active trades)
- Ensure all P&L is realized
Why This Matters:
Example:
- You're up $7,000 on closed trades (realized)
- You're up $2,000 on an open ES trade (unrealized)
- Total balance shows $9,000 profit
What TopOneFutures sees:
- Realized P&L: $7,000
- Open position: $2,000 (doesn't count)
If your profit target is $8,000, your payout request gets denied—even though your balance shows $9,000.
Solution: Close all trades. Wait for settlement. Then request the payout.
Requirement 5: Account in Good Standing
Your account must be active and compliant with no pending issues.
Account Status Checklist:
If your account is paused, flagged, or under review, you can't request a payout—even if you meet all other requirements.
How to Check Your Elite Payout Eligibility
Before requesting a payout, verify your eligibility in your TopOneFutures dashboard.
Dashboard Checklist:
- Profit Progress: Check your percentage toward the 6% target (should show 100% or higher)
- Consistency Status: Verify no daily profit cap violations (25% rule)
- Drawdown Status: Confirm you're within daily (2.5%) and max (4%) drawdown limits
- Open Positions: Ensure all trades are closed (Positions tab should be empty)
- Account Status: Look for any flags, warnings, or pending reviews
If everything shows green, you're eligible to request a payout.
Common Elite Payout Denial Reasons
If your payout is denied, TopOneFutures will send you an email explaining why. Fix the issue and resubmit.
Elite Payout Request Process: Step-by-Step
Once you meet all requirements, here's how to request a payout:
Step 1: Close All Positions
Make sure you have zero open trades. Check your Positions tab—it should be empty.
Step 2: Log Into Dashboard
Go to your TopOneFutures account dashboard.
Step 3: Navigate to Payouts
Click "Request Payout" or "Withdrawals".
Step 4: Select Payout Amount
Enter the amount you want to withdraw. You can withdraw:
- The full profit amount (up to your cumulative payout cap)
- A partial amount (if you want to leave some profit in the account)
Step 5: Choose Payout Method
Select your payout method:
- Rise (fastest, free)
- Wire Transfer ($25–$50 fee)
- Crypto (network fees apply)
Full breakdown of payout methods.
Step 6: Submit Request
Click "Submit."
TopOneFutures will review your request. Approval typically takes 1–4 hours (or up to 24 hours during high volume).
Step 7: Receive Payout
Once approved, your payout processes based on the method you chose:
- Rise (ANYTIME): 1–4 hours
- Rise (bi-weekly cycle): Next scheduled payout date
- Wire Transfer: 3–5 business days
- Crypto: 1–24 hours
Tips for Faster Elite Payout Approval
1. Request Payouts During Business Hours
TopOneFutures processes requests fastest between 9 AM – 5 PM ET on weekdays.
Weekend requests may take longer.
2. Close All Positions Before Submitting
Don't assume TopOneFutures will calculate your unrealized P&L. Close everything first.
3. Double-Check Consistency Compliance
Review your daily profit history before requesting. If you're close to violating the 25% cap, wait another day.
4. Use Rise for Speed
Rise payouts are the fastest—especially if you have ANYTIME status.
5. Keep Your Account Clean
No violations, no flags, no pending reviews. Clean trading history = fast approvals.
What Happens After Your Elite Payout is Approved?
Once TopOneFutures approves your payout:
- Funds are deducted from your account balance
- Your profit target resets to 0%
- You can continue trading immediately
- The next payout cycle begins
Your account stays active. You don't need to stop trading while waiting for the payout to process.
My Take: Elite's Payout Requirements Are Fair
I've requested 8+ payouts from Elite accounts. Only one got delayed—because I forgot to close an open position.
Here's what I learned:
The 25% consistency cap is generous. $1,500/day on a $100k account is plenty of room. If you're hitting that cap regularly, you're crushing it.
Close all positions before requesting. Don't assume TopOneFutures will calculate unrealized P&L. Close everything and wait for settlement.
Request payouts frequently. Don't let profit accumulate to $10k+. Request at $6k, reset your drawdown limits, and start fresh.
Elite's payout requirements aren't arbitrary. They're designed to verify you're consistently profitable—not just lucky. If you're trading clean, payouts are smooth.
Summary: Elite Payout Requirements
- Profit target met: Hit 6% profit (closed trades only)
- Consistency compliance: Stay under 25% daily profit cap
- Drawdown compliance: Don't violate daily (2.5%) or max (4%) drawdown
- No open positions: Close all trades before requesting payout
- Account in good standing: KYC approved, no violations, no pending reviews
Meet all five requirements, submit your request, and you'll get approved within 1–24 hours.
Your Next Steps
👉 Start Trading at TopOneFutures Today
👉 Read My Full TopOneFutures Review
👉 Start earning besides Trading with TopOneFutures Affiliate Program
