As of August 2026, Tradeify uses separate payout rules for Growth, Lightning, Select Flex, Select Daily and Elite. The four simulated-funded paths pay traders 90% of an approved request. Elite pays 80%. Eligibility, caps and timing depend on the account family.
Tradeify payout rules are the account-specific conditions that decide when a trader can request money, how much can be requested and which split applies. The product-specific policies below were checked on August 4, 2026. Use the row for the exact account family because Tradeify does not publish one cluster-wide split, cadence or payout formula.
Tradeify sells three current product families: Growth Evaluation, Select Evaluation and direct-to-funded Lightning. Growth leads to Growth Sim Funded. Select leads to a permanent choice between Select Flex and Select Daily. Lightning starts as a Sim Funded account. A later Tradeify Elite transition is a separate live stage.
What are the current Tradeify payout rules?
As of August 2026: Tradeify Growth, Lightning, Select Flex and Select Daily use a 90/10 trader split. Tradeify Elite uses an 80/20 split. The similarity ends there because every path has its own eligibility test and withdrawal formula.
| Tradeify path | Eligibility | Request formula | Trader split |
|---|---|---|---|
| Growth | Five winning days, 35% consistency, minimum balance | Size and payout-number cap | 90% |
| Lightning | Fresh profit goal plus 20%, 25% or 30% consistency | Size and payout-number cap | 90% |
| Select Flex | Five winning days; cycle two onward must be net positive | 50% of total profit, limited by hard cap | 90% |
| Select Daily | Daily after buffer; cycle two onward must be net positive | Twice fresh profit, limited by hard cap and buffer | 90% |
| Elite | Profit above required trading capital | No published fixed regular-payout cap | 80% |
A profit target, minimum balance and payout cap are different numbers. The Lightning profit goal makes the account eligible for a request; it is not the amount available to withdraw. The Growth minimum balance establishes eligibility; it is not the request size. Mixing those terms is the quickest way to misread the rules.
Tradeify treats multiple accounts independently for payouts. The cluster-wide limit remains five active Sim Funded accounts across Growth, Select and Lightning for a trader and household. See the Tradeify multiple-account guide before modeling several requests at once.
How do Tradeify Growth payouts work?
As of August 2026: Tradeify Growth requires a 35% funded consistency score, five winning days and a size-specific minimum balance in every payout cycle. The winning-day count returns to zero after an approved payout.
| Growth size | Winning day over | Minimum balance | Minimum request |
|---|---|---|---|
| 25K | $100 | $26,500 | $250 |
| 50K | $150 | $53,000 | $500 |
| 100K | $200 | $104,500 | $1,000 |
| 150K | $250 | $156,500 | $1,500 |
| Growth size | Payout 1 cap | Payout 2 cap | Payout 3 cap | Payout 4+ cap |
|---|---|---|---|---|
| 25K | $1,000 | $1,000 | $1,000 | $1,000 |
| 50K | $1,500 | $2,000 | $2,500 | $3,000 |
| 100K | $2,000 | $2,500 | $3,000 | $4,000 |
| 150K | $2,500 | $3,000 | $4,000 | $5,000 |
The account must stay above the minimum balance until Tradeify approves the request. Trading can continue while a request is pending, but a breach or a drop below the minimum can cause denial. Once submitted, the request cannot be edited or canceled.
Tradeify says approved Growth funds are issued in 24 to 48 hours. Requests submitted outside Monday to Friday, 8:00 AM to 5:00 PM ET, or on US federal holidays can take up to 72 hours. Accounts purchased before September 12, 2025 at 8:00 AM ET retain a separate legacy table. This page does not overwrite those terms.
How do Tradeify Lightning payouts work?
As of August 2026: Tradeify Lightning has no minimum trading-day count. A trader must hit a fresh cycle profit goal and the applicable consistency percentage. The profit goal resets after every payout, and leftover profit from the prior cycle does not count toward the next goal.
| Lightning size | Payout 1 goal | Payout 2+ fresh goal | Payout 1-3 cap | Payout 4+ cap |
|---|---|---|---|---|
| 25K | $1,500 | $1,000 | $1,000 | $1,000 |
| 50K | $3,000 | $2,000 | $2,000 | $2,500 |
| 100K | $6,000 | $3,500 | $2,500 | $3,000 |
| 150K | $9,000 | $4,500 | $3,000 | $3,500 |
The Lightning minimum request is $1,000. On 25K, $1,000 is both the minimum and maximum for every request. A 150K trader who reaches the $9,000 first-cycle goal cannot request $9,000; the first-request cap is $3,000.
Current Lightning accounts purchased after September 12, 2025 at 8:00 AM ET use 20% consistency for payout one, 25% for payout two and 30% from payout three. Earlier accounts retain a flat 20% legacy rule. Tradeify states that approved Lightning funds are issued within 24 hours, while off-hours or holiday requests can take up to 72 hours.
Lightning is a one-time direct-to-funded purchase and cannot be reset. The Tradeify account guide covers the purchase matrix and risk limits that sit outside the payout policy.
How does Tradeify Select Flex calculate payouts?
As of August 2026: Tradeify Select Flex requires five winning days and allows a request of up to 50% of total profit, subject to a hard cap. Total profit means current balance minus starting balance, not merely the profit made in the latest cycle.
| Flex size | Winning day over | Hard cap |
|---|---|---|
| 25K | $100 | $1,250 |
| 50K | $150 | $3,000 |
| 100K | $200 | $4,000 |
| 150K | $250 | $5,000 |
A 50K Flex balance of $54,000 represents $4,000 in total profit. Half is $2,000, so the formula allows up to $2,000 if the cycle and other account conditions are satisfied. The $3,000 hard cap does not increase that result. It only limits higher formula outcomes.
Tradeify publishes no numeric minimum payout and no minimum-balance requirement for Flex. From the second request onward, the current cycle must be net positive after recovering any post-payout losses. Flex has no funded consistency rule and no daily loss limit. The permanent path decision and drawdown differences are covered in the Select Flex versus Select Daily comparison.
How does Tradeify Select Daily calculate payouts?
As of August 2026: Tradeify Select Daily becomes eligible daily after the required buffer is built. A request is limited by three gates: twice the fresh profit since the previous request, the size-specific hard cap and the balance that must remain above the buffer.
| Daily size | Required buffer | Minimum request | Hard cap |
|---|---|---|---|
| 25K | $1,100 | $250 | $600 |
| 50K | $2,100 | $250 | $1,000 |
| 100K | $2,600 | $250 | $1,500 |
| 150K | $3,600 | $250 | $2,500 |
If a 50K Daily account earns $300 in fresh profit after its prior payout, twice that amount is $600. The formula limits the next request to $600, even though the 50K hard cap is $1,000. If fresh profit is $700, the two-times result is $1,400, so the hard cap limits the request to $1,000. In both cases the remaining balance still has to stay above the $2,100 buffer.
Daily has no funded consistency rule. From payout two onward, current-cycle net profit must be positive. Tradeify's Select article says both 24 to 48 hours and a 24-hour guarantee for processing. Those statements conflict, so this guide does not promise a single Select processing clock.
How do Tradeify consistency rules affect a payout?
As of August 2026: Tradeify consistency divides the largest profitable day by total net profit for the applicable period. Losing days shrink the denominator. Tradeify says commissions are not included in the stated profit figure, and the calculation resets after an approved payout.
Growth Sim Funded uses 35%. Current Lightning steps from 20% to 25% to 30%. Select Flex and Select Daily have no funded consistency rule, although the Select Evaluation uses 40%. Growth Evaluation has no consistency rule. The distinction between evaluation and funded phases matters.
A trader can lower an excessive consistency percentage by adding profitable days without making the largest day larger. A loss moves the percentage the wrong way because total net profit falls. The current Tradeify rules overview explains the related drawdown and daily-loss rules.
What payout rules apply to Tradeify Elite?
As of August 2026: Tradeify Elite starts at $0, pays an 80/20 trader split and permits daily payout requests from profit above required trading capital. Tradeify publishes no fixed cap for regular Elite trading-profit requests. Reward Pool caps are a separate mechanic.
A payout that takes an Elite balance to $0 closes that account. Elite has no daily loss limit and uses an end-of-day trailing drawdown. Sim Funded profit does not transfer into Elite. Tradeify may consider a trader after three payouts on one account or ten total payouts across plans, but selection is discretionary.
Once a current-account trader is selected, the transition is mandatory. All Sim Funded accounts and evaluations close. Each funded account with at least one payout can become its own Elite account, up to five. Read the Tradeify Elite guide before treating payout count as an automatic live date.
How are Tradeify payouts delivered?
As of August 2026: Tradeify uses Rise as the main payout provider and runs identity verification when a payout is requested. Rise onboarding calls for government-issued photo ID, a selfie and applicable tax, address, bank or crypto details.
After Tradeify approval, the official Rise guide states 24 to 48 hours to the Rise wallet. A bank ACH withdrawal can then take one to three business days. Crypto generally takes hours to one day. These stages should not be collapsed into a one-hour or universal one-to-three-day promise.
Plane is an alternative when Rise is unsupported or denies onboarding. Tradeify describes manual Plane setup as about one week and bank-to-bank delivery as up to seven days. The Tradeify Rise setup guide covers invitations, verification and the required team acceptance step.
Which Tradeify payout path fits which trading pattern?
As of August 2026: Tradeify Growth fits a trader who can build five qualifying days while staying above a minimum-balance gate. Lightning removes the day count but demands a new profit goal and tighter early consistency. Neither rule set is automatically easier.
Select Flex favors fewer, potentially larger requests after five winning days. Select Daily favors more frequent eligibility but adds a daily loss limit, a fixed buffer and a fresh-profit formula. A high hard cap has no value when the account's actual formula produces a lower request.
Elite is not a product a new trader can buy. It is a discretionary live transition. Compare the full Tradeify review and the Tradeify FAQ before choosing an account around payout language alone.
The bottom line
Tradeify has five current payout paths, not one universal schedule. Growth rewards five qualifying days and balance discipline. Lightning removes the day count but resets a fresh goal. Select Flex and Select Daily make the withdrawal formula part of the decision. Elite changes both the split and account stage.
Tradeify is a plausible fit for traders willing to model their exact account-size rule before trading. Skip it if you want one flat payout policy across every product; compare a firm with a single funded-account rule set instead. Recheck Tradeify's product-specific policy before every request because payout rules are transaction-sensitive.
What do traders ask about Tradeify payouts?
What is the Tradeify profit split?
As of August 2026, Tradeify pays 90% of an approved request to traders on Growth, Lightning, Select Flex and Select Daily. Tradeify Elite uses an 80/20 trader split.
How many winning days does Tradeify Growth require?
Tradeify Growth requires five winning days in each payout cycle. A winning day must exceed $100 on 25K, $150 on 50K, $200 on 100K or $250 on 150K.
What is the minimum Tradeify Growth payout request?
Tradeify Growth minimum requests are $250 on 25K, $500 on 50K, $1,000 on 100K and $1,500 on 150K. The account must also meet the size-specific minimum balance.
Does Tradeify Lightning have a minimum trading-day rule?
Tradeify Lightning has no minimum trading-day count. A trader must meet the fresh profit goal and the applicable consistency percentage before requesting a payout.
What is the minimum Tradeify Lightning payout?
Tradeify Lightning has a $1,000 minimum request. On a 25K Lightning account, the minimum and maximum request are both $1,000 for every payout.
How does Tradeify Select Flex calculate a payout?
Tradeify Select Flex permits a request of up to 50% of total profit, subject to a hard cap of $1,250, $3,000, $4,000 or $5,000 by account size. It also requires five winning days.
How does Tradeify Select Daily calculate a payout?
Tradeify Select Daily limits a request to twice the fresh profit earned since the prior request and the size-specific hard cap. The remaining balance must stay above the required buffer.
Do Tradeify Select funded accounts have a consistency rule?
Tradeify Select Flex and Select Daily have no funded consistency rule. The Select Evaluation has a separate 40% consistency rule before the permanent funded-path choice.
How quickly does Tradeify process approved payouts?
Tradeify states that approved Growth payouts normally take 24 to 48 hours and Lightning funds are issued within 24 hours. Off-hours and federal-holiday requests can take up to 72 hours.
Which payout provider does Tradeify use?
Tradeify uses Rise as its main payout provider. Plane is an alternative only when Rise is unsupported or denies onboarding, according to Tradeify's current help center.
Does Tradeify require KYC for a payout?
Tradeify requires identity verification when a payout is requested. Rise onboarding calls for government-issued photo ID, a selfie and applicable tax, address and withdrawal details.
Can Tradeify move a trader to Elite after payouts?
Tradeify may consider a trader for Elite after three payouts on one account or ten total payouts since the relevant transition baseline. Selection is discretionary, and current-account transition is mandatory once selected.