YRM Prop 150K Starter Challenge Rules 2026

The $150K Starter Challenge is YRM Prop's flagship evaluation—$349/month for a one-step assessment targeting $9,000 profit (6%) with a static $4,500 drawdown, unlimited time to complete, and the potential for 15 mini contracts post-funding.

This is the largest capital allocation available through YRM Prop's Challenge pathway, and after personally passing the 150K eval in 6 weeks (two months of subscription at $698 total cost), I can confirm this account delivers exactly what it promises: substantial position sizing, forgiving evaluation rules, and a genuine path to Live account status if you maintain consistency.

Here's what makes the 150K Challenge compelling: you're paying $349/month for the opportunity to control $150,000 simulated capital with 15 mini contracts once funded—the highest position sizing at YRM Prop outside of Live accounts. Compare this to the $150K Instant Prime ($899 one-time) which gives immediate funding but caps you at 7 minis permanently. Challenge-earned accounts get 2.1× more contracts, which means every winning trade generates 2.1× more profit. Over hundreds of trades, that position sizing difference compounds into tens of thousands of dollars in additional income.

I chose the 150K Challenge specifically because I trade 5-10 ES minis comfortably on my personal account, and I wanted YRM Prop capital that matched my operational capacity. During evaluation, the static $4,500 drawdown never moved—I hit $156,200 on day 18 (peak profit +$6,200), pulled back to $153,400, and still had my original $4,500 buffer intact because static drawdown doesn't trail during evaluation. Post-funding on the Prime account, drawdown switched to trailing EOD, but by then I'd proven I could manage the rules and had $9,000+ profit cushion.

Quick heads-up: YRM Prop pricing can change and promotional codes occasionally offer discounts on Challenges. For current 150K Challenge pricing and any active deals, check YRM Prop's website directly.

150K Starter Challenge Specifications

Here's the complete breakdown of the $150,000 Starter Challenge:

Key distinction: The 150K Challenge is the largest capital allocation available via evaluation at YRM Prop, and provides 2.1× more position sizing than the Instant Prime pathway to the same capital.

Cost Analysis: $349/Month vs $899 One-Time

Let's evaluate the 150K Challenge cost-effectiveness versus the Instant Prime alternative.

Challenge vs Instant Prime Comparison

150K Starter Challenge:

• Monthly cost: $349
• Requires evaluation: $9,000 profit target
• Time to funding: 2-8 weeks typically
• Post-funding position sizing: 15 minis / 150 micros
• Breach cost during eval: $349-$698 (1-2 months)

150K Instant Prime:

• One-time cost: $899
• No evaluation: Instant funding
• Time to funding: Immediate
• Position sizing: 7 minis / 70 micros
• Breach cost: $899 (full investment)

Break-even calculation:$899 ÷ $349 = 2.6 months

Cost analysis:

Key insight: If you can pass the 150K Challenge in under 2.5 months (which most experienced traders do), Challenge is cheaper AND gives you 2.1× more position sizing permanently.

Position Sizing Value Over Time

The real advantage isn't just cost—it's earning potential:

Earning comparison on identical 20-point ES trade:

• 150K Challenge (15 minis): $75/point × 20 = $1,500
• 150K Instant Prime (7 minis): $35/point × 20 = $700
• Difference: $800 more per trade

Over 100 trades:

• Challenge: $150,000 total from 20-point moves
• Instant Prime: $70,000 total from same moves
• Gap: $80,000 in unrealized income

Monthly income potential:

Bottom line: Paying $349-$698 to earn the Challenge pathway is an investment that returns 2.1× more income on every single trade for the life of the account.

Evaluation Rules: What You Need to Pass

Understanding the Challenge requirements helps you pass efficiently.

$9,000 Profit Target (6%)

Requirement:

• Grow account from $150,000 to $159,000
• Net profit after commissions: $9,000+
• No maximum limit on profits (can exceed target)

Realistic timeline estimates:

Conservative trader (5-10 trades/week):

• Average $300-$500 per trade
• 20-30 trades to hit $9,000
• Timeline: 2-6 weeks

Aggressive trader (15-25 trades/week):

• Average $200-$400 per trade
• 25-45 trades to hit $9,000
• Timeline: 2-4 weeks

Example progression:

Week 1:

• 8 trades, 6 winners, 2 losers
• Net: +$2,400 (26.7% of target)
• Balance: $152,400

Week 2:

• 10 trades, 7 winners, 3 losers
• Net: +$3,100 (additional 34.4%)
• Balance: $155,500
• Cumulative: $5,500 (61.1% of target)

Week 3:

• 9 trades, 6 winners, 3 losers
• Net: +$2,800 (additional 31.1%)
• Balance: $158,300
• Cumulative: $8,300 (92.2% of target)

Week 4:

• 5 trades, 4 winners, 1 loser
• Net: +$1,200
• Final balance: $159,500
• Total profit: $9,500 ✓
• PASSED

Static $4,500 Drawdown (3%)

How it works:

• Breach threshold: $145,500 (fixed)
• Never changes regardless of profits
• Only end-of-day balance matters
• Intraday drawdowns don't count

Example of static advantage:

Day 5: Balance $154,200 (+$4,200 profit)

• Breach threshold: Still $145,500 (hasn't moved)
• Buffer remaining: $8,700 ($154,200 - $145,500)

Day 12: Balance $158,800 (+$8,800 profit)

• Breach threshold: Still $145,500 (static)
• Buffer remaining: $13,300 ($158,800 - $145,500)

Day 18: Peak at $162,400 (+$12,400 profit)

• Breach threshold: Still $145,500 (never trails)
• Buffer remaining: $16,900 ($162,400 - $145,500)

Day 22: Pull back to $156,200

• Still have $10,700 buffer ($156,200 - $145,500)
• No breach despite $6,200 pullback from peak

Comparison to trailing drawdown:

If this were trailing drawdown (like post-funding):

• Day 18 peak: $162,400
• New breach threshold: $158,400 ($162,400 - $4,000 for 3% trailing)
• Day 22 pullback: $156,200
• Would breach by $2,200

Static drawdown during evaluation is significantly more forgiving. See static vs trailing comparison for full analysis.

50% Consistency Rule

Requirement during evaluation:

• No single trading day can exceed 50% of your total profits
• Calculated from $150K starting balance to current profit
• Most lenient consistency rule at YRM Prop

Example:

After 15 trading days, total profit: $9,200

Maximum allowable best day:

• $9,200 × 0.50 = $4,600

Daily breakdown:

• Best day: +$3,800
• Second best: +$1,200
• Average profitable days: $400-$800
• Few break-even or small loss days

Consistency check:

• Best day: $3,800
• Total profit: $9,200
• Percentage: $3,800 ÷ $9,200 = 41.3% ✓
• Result: Passes 50% requirement easily

Management with 15 minis:

With substantial position sizing, consistency management requires attention:

• 20-point ES move with 15 minis = $1,500
• 50-point move = $3,750
• Easy to accidentally create 40%+ days early in eval

Strategy:

1. If you hit $3,000+ day early, plan several smaller wins to dilute
2. Track running percentage after each session
3. Keep best day under 45% for safety buffer
4. Don't stop trading after one big winner

See comprehensive consistency guide for advanced tactics.

2 Minimum Trading Days

Requirement:

• Execute at least 2 separate trading days
• Prevents single-day evaluation pass
• Days don't need to be consecutive or profitable

Why this rule exists:

• YRM Prop wants to see behavior over multiple sessions
• Prevents lucky single-session passes
• Ensures consistent approach

Easily satisfied: Most traders take 10-30 days to complete evaluation, far exceeding the 2-day minimum.

No Time Limit

The 150K Challenge has no deadline:

• Can take days, weeks, months to complete
• Subscription continues monthly until passed or canceled
• Allows careful, methodical approach

Strategic advantage:

• Wait for ideal setups instead of forcing trades
• Skip trading during unfavorable market conditions
• Take breaks if needed without pressure

Cost consideration:

• Every month you're in evaluation costs $349
• Incentive to complete efficiently
• But no artificial deadline creating pressure

Post-Funding: Prime Account Rules

After passing evaluation, you receive a Prime account with modified rules:

Transition Changes

Key changes:

• Rules tighten (consistency 50% → 35-40%)
• Drawdown becomes trailing (follows EOD highs)
• Daily loss limit added ($4,500 soft cap)
• But: No more monthly fees and payouts begin

Progressive Payout Caps

150K Challenge-earned Prime account:

• 1st payout: Up to $2,500 ($2,250 net)
• 2nd payout: Up to $3,000 ($2,700 net)
• 3rd payout: Up to $3,500 ($3,150 net)
• 4th payout: Up to $6,000 ($5,400 net)
• 5th payout: Up to $6,000 ($5,400 net)
• 6th+ payout: Up to $25,000 ($22,500 net)

See Prime account scaling plan for complete payout progression details.

Position Sizing Advantage: 15 Minis Maximum

The 150K Challenge's biggest competitive advantage is post-funding position sizing.

Earning Potential by Contract Type

ES (E-mini S&P 500) with 15 contracts:

• 10-point move = $50 × 10 × 15 = $7,500
• 20-point move = $50 × 20 × 15 = $15,000
• 50-point move = $50 × 50 × 15 = $37,500

NQ (E-mini Nasdaq 100) with 15 contracts:

• 20-point move = $20 × 20 × 15 = $6,000
• 50-point move = $20 × 50 × 15 = $15,000
• 100-point move = $20 × 100 × 15 = $30,000

Position Sizing Comparison Across Pathways

The 150K Challenge provides the highest position sizing available at YRM Prop through any evaluation pathway.

Who Should Choose 150K Challenge?

This account is designed for specific trader profiles.

Ideal Candidates

Experienced futures traders:

• Comfortable trading 10-15 minis on personal account
• Proven strategy with documented edge
• Manage position sizing well (won't overtrade 15 contracts)

Scaling-focused traders:

• Plan to run multiple funded accounts eventually
• Want maximum earning potential per account
• Prepared for 35-40% consistency post-funding

Patient evaluators:

• Can afford $349-$1,047 for 1-3 month evaluation
• Prefer static drawdown during testing phase
• Value position sizing over instant funding

High-income targets:

• Need $10K-$25K+ monthly net income
• Smaller accounts don't provide sufficient capital
• Serious about prop trading as primary income

Poor Fit Profiles

Budget-constrained traders:

• $349/month is significant capital commitment
• Better served by $50K Challenge ($37/month)
• Or $25K Instant Prime ($399 one-time)

New futures traders:

• Lack experience managing 10-15 contracts
• High risk of overtrading with large position limits
• Should start with smaller account sizes

Time-sensitive traders:

• Need funded status within 24-48 hours
• Cannot wait 2-8 weeks for evaluation
• 150K Instant Prime better despite lower position sizing

Conservative position sizers:

• Only trade 1-3 contracts comfortably
• 15-contract limit exceeds operational capacity
• Smaller accounts more appropriate

My take: The 150K Challenge is for traders who've proven they can manage substantial position sizing and want maximum earning potential per account. If you can't confidently deploy 10-15 minis without overtrading, start with the $100K Challenge ($97/month) and scale up after building track record.

150K Starter Challenge FAQ

How much does the 150K Challenge cost?

$349 per month subscription. Cancel anytime, but you'll lose evaluation progress if canceled before passing.

What's the profit target?

$9,000 (6% of $150,000). Must reach this from starting balance of $150,000 to pass evaluation.

How long do I have to complete it?

Unlimited time. No deadline, but you pay $349/month until passed or canceled.

What's the drawdown during evaluation?

$4,500 (3%) static drawdown. Breach threshold stays at $145,500 regardless of profits—never trails during evaluation.

Is there a daily loss limit during evaluation?

No daily loss limit during Challenge. Only the total $4,500 drawdown matters.

How many contracts can I trade?

15 mini contracts (ES, NQ, RTY) or 150 micro contracts (MES, MNQ, MRTY) during evaluation and after funding.

What happens after I pass?

You receive a Prime account with $0 monthly fees, 90/10 profit split, payouts every 10 trading days, and same 15-contract position sizing.

How does this compare to 150K Instant Prime?

Challenge costs $349-$698 typically (1-2 months to pass) but gives you 15 minis. Instant Prime costs $899 one-time but caps you at 7 minis permanently. Challenge provides 2.1× more earning potential.

What's the consistency rule?

50% during evaluation (most lenient at YRM Prop), then 35-40% after funding.

Can I fail and try again?

Yes, you can breach and repurchase Challenge immediately. Each attempt costs $349/month.

What if I take 6 months to pass?

You'll pay $2,094 total (6 × $349), but still receive 15-contract position sizing worth far more in long-term earning potential.

Who should choose 150K over smaller Challenges?

Experienced traders comfortable managing 10-15 minis who want maximum earning potential per account. If unsure, start with 50K ($37/month) or 100K ($97/month).

Is the 150K Challenge worth $349/month?

If you pass in 1-2 months ($349-$698) and gain permanent access to 15-contract position sizing generating $10K-$75K monthly, yes—exceptional ROI. Key is passing efficiently.

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