YRM Prop Payout Rules 2026

Getting funded is only half the battle. The real question every prop trader asks is: when can I actually withdraw my profits, and how much can I take out? YRM Prop has built a payout system that prioritizes speed and transparency, with funds hitting your Rise account often within hours of approval. But there are specific requirements you need to meet, progressive caps that scale with performance, and eligibility rules that determine whether your payout request gets approved.

Here's everything you need to know about YRM Prop's payout structure, from the 10-day cycle and 90/10 split to the progressive withdrawal caps and Rise platform requirements. Whether you're trading a Prime account after passing the Starter Challenge or went straight to Instant Prime funding, these rules apply across the board.

Quick heads-up: This article is based on the info available when I published/updated this. YRM Prop's payout policies can change — for the absolute latest, check YRM Prop's help center or contact their support team.

YRM Prop Payout Frequency: The 10-Day Cycle

YRM Prop operates on a 10 trading day payout cycle for both Prime accounts (earned through Starter Challenge) and Instant Prime accounts. This is one of the fastest payout frequencies in the futures prop funding space.

How the 10-day cycle works:

• Count begins once you're on a funded Prime or Instant Prime account
• Only trading days count (not calendar days or weekends)
• Must complete minimum 10 profitable trading days before first payout eligibility
• After first payout, new 10-day windows open for subsequent withdrawals
• No waiting weeks or months between payouts

What counts as a "trading day":

A trading day at YRM Prop must meet specific criteria:

• Minimum $150 in profit for the day to count toward your 10-day requirement
• At least one executed trade during active hours (6:00 PM – 4:15 PM EST)
• Account must remain in good standing (no rule violations)

This $150 threshold prevents traders from gaming the system with tiny profitable days just to hit the 10-day minimum. It ensures you're generating meaningful profits before becoming payout eligible. Learn more about the profitable day definition at YRM Prop.

YRM Prop Profit Split: 90/10 Across All Accounts

YRM Prop maintains a competitive 90/10 profit split in favor of the trader across all account types. You keep 90% of your profits; YRM Prop takes 10%.

Profit split breakdown:

• You receive: 90% of all verified profits
• YRM Prop receives: 10% as their share
• Applies to: Starter Challenge-funded accounts, Instant Prime accounts, and Prime accounts
• No scaling tiers: Split stays 90/10 regardless of account size or performance

Example calculation:

If you generate $5,000 in profit on your 50K account over a payout period:

• Your share: $4,500 (90%)
• YRM Prop's share: $500 (10%)
• Total withdrawal: $4,500 (subject to progressive caps)

The 90/10 split matches the best in the futures prop funding industry. Some competitors offer 80/20 or even 70/30 splits, making YRM Prop's terms genuinely competitive. See how this compares in our YRM Prop vs Topstep breakdown.

YRM Prop Progressive Payout Caps Explained

YRM Prop uses a progressive payout cap system that increases your maximum withdrawal amount with each successful payout. This rewards consistency and long-term performance while managing risk for both trader and firm. Full details in our dedicated guide to YRM Prop payout caps.

Key points about progressive caps:

• Caps increase automatically after each successful payout
• Each account is capped separately (run 3 accounts = 3x the withdrawal potential)
• After 6th payout, caps can scale to $25,000 per account per payout
• Caps apply to your 90% share (not total profit generated)

Account-specific cap details:

• 50K account payout progression
• 100K account payout progression
• 150K account payout progression

Maximum combined withdrawals:

With three funded accounts at the highest cap level (learn more about YRM Prop's maximum accounts limit):

• 3 x $25,000 = $75,000 maximum combined per payout cycle
• This assumes all three accounts are at 6+ payouts and performing consistently
• Each account operates independently for cap purposes

YRM Prop Payout Eligibility Requirements

Before you can request a payout, you must meet specific eligibility criteria. YRM Prop enforces these requirements to ensure traders demonstrate consistent profitability and risk management. See our complete guide to first payout requirements.

Understanding the Consistency Rule

The consistency rule prevents traders from relying on one or two massive winning days to qualify for payouts. YRM Prop wants to see steady, disciplined trading — not lucky streaks. Full breakdown in our YRM Prop consistency rules guide.

How consistency works:

• Prime accounts: No single trading day can exceed 35-40% of total profits (varies by account)
• Instant Prime: No single day can exceed 20% of total profits (more lenient)

Example (Prime account with 35% rule):

If you have $3,000 in total profits:

• Maximum profit from any single day: $1,050 (35% of $3,000)
• If one day contributed $1,500, you'd violate the consistency rule
• Payout would be denied until you generate additional profits to bring that day below 35%

The $100 Buffer Requirement

After requesting a payout, your account balance must remain above the starting value plus $100 until the payout is processed.

Buffer examples:

• $50K account: Must maintain at least $50,100 after payout request
• $100K account: Must maintain at least $100,100 after payout request
• $150K account: Must maintain at least $150,100 after payout request

This buffer prevents traders from withdrawing profits and immediately breaching their account due to a subsequent losing trade. Read more about YRM Prop drawdown rules and how they interact with payouts.

YRM Prop Payout Processing: Rise Platform & Timeline

YRM Prop processes all payouts through Rise, a third-party payment platform. There are no alternative withdrawal methods — Rise is the only option. Complete details in our Rise withdrawal process guide.

Rise Withdrawal Process

Step 1: Complete KYC Verification (First Payout Only)

Before your first payout, you must verify your Rise account:

• Create a Rise account using the same email as your YRM Prop account
• Submit government-issued ID
• Complete identity verification process
• Approval typically takes 24-48 hours

Step 2: Submit Payout Request

Once you meet all eligibility requirements:

• Log into your YRM Prop dashboard
• Submit payout request for your desired amount (within cap limits)
• YRM Prop reviews request for rule compliance

Step 3: Approval & Processing

• Review time: YRM Prop reviews and approves within 24 hours
• Transfer to Rise: Funds sent to your Rise account immediately after approval
• Many traders report receiving funds in minutes to hours, not days

Step 4: Withdraw from Rise

Once funds hit your Rise account, you can transfer to:

• Bank transfer (ACH/SEPA/wire): 1-3 business days
• E-wallet: Under 24 hours
• Cryptocurrency (BTC, ETH, USDT): 1-2 hours

Full comparison of YRM Prop payout methods and which is fastest.

Total Payout Timeline

From request to bank account:

• Best case: 1-2 days (24-hour approval + immediate crypto withdrawal)
• Standard case: 2-4 days (24-hour approval + bank transfer)
• First payout: Add 1-2 days for KYC verification

Learn more about YRM Prop payout processing time and what affects speed.

YRM Prop Minimum Withdrawal Amount

YRM Prop enforces a $200 minimum withdrawal per payout request. You cannot request less than $200, even if your profits are below this threshold. Full details in our minimum withdrawal guide.

How the minimum affects strategy:

• If you have $150 in profits, you must continue trading to reach $200 before withdrawal
• Some traders prefer to build a buffer above $200 before requesting payouts
• Minimum applies to each individual payout request

No maximum withdrawal — as long as you stay within the progressive caps, you can withdraw up to your current cap limit.

What Can Go Wrong: Payout Denials & Violations

YRM Prop will deny payout requests if you violate trading rules or fail to meet eligibility requirements at the time of request.

Common reasons for payout denial:

• Consistency rule violation: One day exceeded the percentage cap
• Insufficient trading days: Didn't complete 10 profitable days with $150+ each
• Account balance below buffer: Dropped below starting value + $100 after request
• Active rule violations: News trading restriction, prohibited strategies, etc.
• Failed KYC verification: Identity documents rejected or incomplete

What happens if your payout is denied:

• YRM Prop notifies you of the specific violation
• Continue trading to meet requirements
• Resubmit payout request once compliant
• No penalty for denied requests (as long as account remains in good standing)

YRM Prop Payout Rules vs Competitors

How does YRM Prop's payout system compare to other futures prop firms? See our detailed comparisons:

• YRM Prop vs Topstep
• YRM Prop vs Apex Trader Funding
• YRM Prop vs Take Profit Trader

YRM Prop's competitive advantages:

• More frequent payouts: 10 days vs bi-weekly at most competitors
• Top-tier profit split: 90/10 matches the best in the industry
• Fast processing: 24-hour approval is industry-leading
• Scaling caps: Progressive system rewards consistency

Where competitors edge ahead:

• Apex unlimited caps: No payout limits once you've proven consistency
• More accounts: Apex allows 20 vs YRM's 3
• Lower minimums: Some firms allow $50-$100 vs YRM's $200

Compare YRM Prop pricing vs competitors to see total cost of funding.

Strategies to Maximize YRM Prop Payouts

1. Hit the 10-Day Minimum Fast

The faster you complete 10 profitable trading days with $150+ profit each, the sooner you can start withdrawing. Our guide to passing YRM Prop Starter Challenge has proven strategies.

Strategy:

• Focus on consistent $200-$300 daily targets (comfortably above $150)
• Trade your highest-probability setups during this qualifying period
• Avoid overtrading or forcing trades just to hit 10 days

2. Build a Buffer Before Withdrawing

Don't withdraw the maximum cap immediately. Leave a buffer in your account to protect against drawdowns.

Example:

If your first payout cap is $1,500 and you have $2,000 in profits:

• Withdraw $1,200 (below cap)
• Keep $800 buffer in account
• Provides cushion for subsequent trading

3. Scale Multiple Accounts

Run 3 funded accounts to triple your withdrawal potential. See our best YRM Prop account strategy guide.

Maximum scenario (all at 6+ payouts):

• Account 1: $25,000
• Account 2: $25,000
• Account 3: $25,000
• Total per cycle: $75,000

4. Track Consistency Carefully

Monitor which days are contributing the largest percentage of your profits.

Tools:

• Spreadsheet tracking daily P&L
• Percentage calculator for consistency rule
• Adjust trading size if one day is approaching the limit

5. Use Crypto Withdrawals for Speed

If you need funds quickly, withdraw via cryptocurrency from Rise:

• Crypto processing: 1-2 hours vs 1-3 days for banks
• Available in BTC, ETH, or USDT
• Fastest path from payout approval to usable funds

Live Account Transition: Unlimited Withdrawals

After demonstrating exceptional consistency and performance on Prime accounts, YRM Prop may offer you a Live Account with real capital. Learn more about YRM Prop Live Accounts.

Live account payout benefits:

• Uncapped withdrawals: No progressive caps or limits
• No consistency rule: Freedom to trade without 35-40% constraints
• Enhanced position sizing: Larger contract limits
• Limited to 1 Live Account per trader

Transition to Live accounts is by invitation only and based on management review of your Prime account performance. This represents the ultimate goal for serious traders at YRM Prop.

YRM Prop Payout Rules FAQ

How often can I withdraw profits from YRM Prop?

YRM Prop operates on a 10 trading day payout cycle. Once you've completed your initial 10 profitable trading days (minimum $150/day), you can request payouts every 10 trading days thereafter. This is more frequent than most competitors who offer bi-weekly or monthly cycles. Learn more about YRM Prop payout frequency.

What is YRM Prop's profit split?

YRM Prop offers a 90/10 profit split across all account types. You keep 90% of your profits, and YRM Prop takes 10%. This split applies equally to Starter Challenge-funded accounts, Instant Prime accounts, and Prime accounts. See our complete profit split breakdown.

How long does YRM Prop take to process payouts?

Payout requests are approved within 24 hours of submission. After approval, funds transfer to your Rise account typically within minutes to hours. From Rise, you can withdraw via bank transfer (1-3 days), e-wallet (under 24 hours), or cryptocurrency (1-2 hours). Total timeline from request to bank account is usually 2-4 days. Full timeline in our processing time guide.

What are YRM Prop's progressive payout caps?

YRM Prop uses progressive caps that increase with each successful payout. For a $50K account: 1st payout up to $1,500, 2nd up to $2,000, 3rd up to $2,500, 4th+ up to $4,000, and 6th+ up to $25,000. Similar scaling applies to $100K and $150K accounts. Each of your three funded accounts has independent caps. See complete payout caps breakdown.

What is the minimum withdrawal amount at YRM Prop?

The minimum withdrawal is $200 per payout request. You cannot request less than this amount even if your profits are lower. If you have less than $200 in profits, you must continue trading until you reach the minimum threshold. Details in our minimum withdrawal guide.

How does the consistency rule affect payouts?

Prime accounts require that no single trading day exceeds 35-40% of your total profits (varies by account). Instant Prime accounts have a more lenient 20% rule. If you violate this rule, your payout request will be denied until you generate additional profits to bring that day below the threshold. This prevents reliance on lucky one-day wins. Full explanation in our consistency rules article.

What is the $150 profitable day requirement?

For a trading day to count toward your minimum 10-day requirement, you must generate at least $150 in profit that day. This prevents gaming the system with tiny profitable days. Days with less than $150 profit don't count toward payout eligibility. Learn more about the profitable day definition.

Can I withdraw from multiple YRM Prop accounts simultaneously?

Yes. YRM Prop allows up to 3 funded accounts simultaneously, and each account has independent payout caps and eligibility. At maximum scaling (6+ payouts), you could theoretically withdraw up to $75,000 combined per payout cycle ($25K x 3 accounts). See our maximum accounts guide.

What is Rise and why is it the only withdrawal method?

Rise is a third-party payment platform that handles KYC verification and fund distribution for YRM Prop. It's the only supported withdrawal method. You must verify your Rise account before your first payout, after which funds are sent to Rise and you can transfer to your bank, e-wallet, or crypto wallet. Complete details in our Rise withdrawal process guide.

What happens if I violate a rule before my payout is processed?

If you violate any trading rules or your account balance falls below the required minimum (starting value + $100 buffer) after submitting a payout request but before it's processed, your request will be denied. You'll need to correct the violation and resubmit. See common prohibited strategies to avoid.

How does YRM Prop's payout system compare to competitors?

YRM Prop offers 10-day payout cycles (vs bi-weekly at most firms), 90/10 profit split (top-tier), 24-hour processing (industry-leading), and progressive caps up to $25K per account. The main tradeoff is a 3-account limit vs unlimited accounts at some competitors, and a $200 minimum vs $50-$100 at others. See detailed comparisons: YRM Prop vs Topstep and YRM Prop vs Apex.

What is the $100 buffer requirement?

After requesting a payout, your account must maintain a balance above the starting value plus $100 until processing completes. For example, a $50K account must stay above $50,100. This prevents traders from withdrawing profits and immediately breaching due to subsequent losses. More about YRM Prop drawdown rules.

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