YRM Prop Review 2026 β Rules, Accounts, Pricing & Everything You Need to Know


YRM Prop
Overview
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What I Like & What Could Be Better
My Experience
I've tested over 50 prop firms at this point. Most of the newer ones β and there are a lot β blur together after a while. Same structure, same promises, same Tradovate credentials. YRM Prop caught my attention for a different reason: the pricing was so aggressive I assumed something had to be wrong.
$37/month for a $50K evaluation? Static drawdown that doesn't trail? No daily loss limit during the challenge? If you've been in the prop space long enough, your gut reaction to pricing like this is skepticism. So I signed up specifically to stress-test it.
If you're still getting familiar with how futures prop firms work, I'd suggest reading this breakdown of the prop trading model first β it'll give you context for why YRM's structure stands out.
What I Found
Turns out, the firm delivers on its core promises. The evaluation experience was clean β Volumetrica isn't my preferred platform (I'm a NinjaTrader and TradingView guy), but the execution quality is solid and the data feeds from DxFeed and CQG are institutional grade. No phantom fills, no weird slippage on ES and NQ.
I passed the Starter Challenge, got funded, and requested payouts. The money showed up in my Rise account within hours, not days. That's the most important test for any prop firm, and YRM passed it without drama.
Where YRM Fits in My Rotation
Here's the honest assessment: YRM Prop isn't in my daily rotation. My primary firms are Tradeify, TakeProfitTrader, and Lucid, and those get the bulk of my trading time because they support the platforms I'm most comfortable with. The Volumetrica/Quantower limitation is real β if you've spent years building NinjaTrader chart templates and indicator setups, switching platforms isn't trivial.
But for the price? $37/month with static drawdown during eval is hard to beat as a secondary account. I'll keep an evaluation running alongside my primary firms, pass it when the setups align, and collect payouts when they clear. At that price point, the barrier to maintaining an active YRM account is basically nonexistent.
Account Types & Pricing
YRM Prop keeps things streamlined with two distinct pathways: the Starter Challenge (evaluation-based) and Instant Prime (skip the evaluation entirely). No six-plan menus, no confusing tier systems. Pick your path, pick your size, start trading.
Starter Challenge β The Evaluation Path
The static drawdown is YRM's biggest mechanical advantage. On a $50K account, your breach level is $48,000 from the moment you start. It never moves. You could build to $55,000 in profit, give back $3,000 the next day, and you're still safe at $52,000 β well above the $48,000 breach. Compare that to trailing drawdown firms where that same $55,000 peak would set your new floor at $53,000, and the $3,000 giveback blows your account. Night and day.
My Pick: $50K at $37/month. The price-to-value ratio is unmatched in futures prop trading. The $100K at $95/month is also strong if you want more contract access, but the $150K at $145/month has a tighter drawdown percentage (3% vs 4%) which makes it harder to navigate volatile sessions.
Instant Prime β Skip the Evaluation
Important trade-offs with Instant Prime: the drawdown switches from static to trailing EOD, position limits are significantly lower than the Starter Challenge equivalents (2 minis on $50K vs 5 minis), daily loss limits apply on accounts $50K and above, and the 20% consistency rule is actually more lenient than the Challenge's 50%. The $25K entry at $399 is the only option with no daily loss limit, making it the closest thing to an unrestricted micro account.
Instant Prime makes financial sense if you'd need 10+ months to pass the Starter Challenge. At $37/month, 14 months of failed $50K Challenge attempts costs $518 β more than the $499 Instant Prime one-time fee. But if you can pass within 3-4 months, the Starter Challenge is significantly cheaper.
Trading Rules You Need To Know
YRM Prop runs two different drawdown mechanics depending on where you are in the program:
The Consistency Rule Math
The 40% consistency rule on funded accounts is the #1 reason traders delay their first payout. Here's why: if you make $1,200 on your best day and your total profit is $2,500, that's $1,200 Γ· $2,500 = 48% β you fail consistency. You'd need to keep trading small-win days until your total profit reaches $3,000, at which point $1,200 Γ· $3,000 = 40% β exactly at the threshold.
The practical fix is capping your daily profit at roughly $400-$500 on a $50K account during the first 10-12 days. Boring? Yes. But it prevents one outsized day from forcing 5-10 extra trading days to dilute the percentage below 40%. Track your best-day ratio in a spreadsheet after every session β it's the single most important payout metric at YRM.
What's Prohibited
YRM Prop maintains clear restrictions: no martingale/grid systems, no arbitrage strategies, no HFT or algorithmic scalping, no Expert Advisors or bots, no VPN/VPS usage (strictly enforced, instant termination), and no multi-prop hedging. You can copy trades between your own YRM accounts, but not between different traders or across other firms.
The VPN/VPS ban deserves special attention. This is more aggressively enforced than at most competitors, and it's a genuine dealbreaker for traders who travel internationally, use VPNs for security, or run VPS-hosted trading setups. If this applies to you, contact YRM support before purchasing to understand the risk. Getting caught means immediate account termination with no refund.
Platforms You Can Trade With
This is YRM's most significant limitation. The firm supports exactly two platforms: Volumetrica (also called DeepCharts/DeepBookTrader) and Quantower. Both are legitimate futures-focused platforms with strong order flow tools, footprint charts, volume profiles, and DOM-based execution. Data comes from DxFeed, CQG, and Marex β institutional-grade feeds that match or exceed what you'd get at established firms.
But there's no NinjaTrader. No TradingView. No Tradovate. No Sierra Chart. If you've spent years building your setup on any of these platforms, YRM requires you to either learn a new interface or pass. For some traders, this is a non-issue β Volumetrica and Quantower have everything you need for ES and NQ scalping. For others, especially those with complex indicator stacks and automated workspace layouts, the platform switch is a genuine barrier.
Full CME Group Access
Everything on CME, CBOT, NYMEX, and COMEX is available: equity index futures (ES, NQ, RTY and micros), energy (CL, NG), metals (GC, SI, HG), treasuries (ZB, ZN), forex futures (6E, 6J, 6A and micros), grains and softs, and crypto futures (BTC, ETH on CME). Commissions are transparent and deducted after trade closure β approximately $1.60 round turn on micro E-mini contracts.
No stocks, options, forex pairs, crypto spot, or CFDs. Futures only.
My Strategy To Regular Payouts
My approach to YRM is straightforward: I run a $50K Starter Challenge at $37/month as a constant background account alongside my primary Tradeify and Alpha Futures positions. The static drawdown during eval means I can be more aggressive with entries β if a trade moves against me temporarily, the breach level isn't chasing my equity higher.
During the funded phase, I shift to a more conservative rhythm. Cap daily profits around $400-$500 to stay under the 40% consistency threshold, stack 10 profitable days, and request payout when the math clears. The 10-day minimum between payouts means realistic first-payout timelines run 15-25 trading days (3-5 calendar weeks), not the theoretical 10-day minimum.
Payout Timing Strategy
The fastest path to first payout isn't trading aggressively β it's managing consistency from day one. Target $250-$400 daily on a $50K account across 12-15 days. Your best day stays under 40% of total profit naturally, and you build the 10 profitable days without needing extra sessions to dilute a big winner.
Trust & Legitimacy:Β What You Need To Know
YRM Prop was founded in June 2025 by Mohamed Saidi (known as "Moe" in the trading community), operating as YRM Prop LLC out of New York. The firm's connection to Ocean-One Securities β a Bahamas-based broker-dealer under ST Global Markets Ltd β provides institutional backing that most firms this young simply don't have. Moe's background includes involvement with TradeZero from its startup phase and co-founding BBA Technologies Inc., a security software company with a Microsoft contract.
Trustpilot shows a 5.0/5 rating with approximately 127 reviews as of February 2026. The volume is still low compared to established firms (Tradeify has 2,000+, Bulenox has 6,000+), but the sentiment is overwhelmingly positive. Traders consistently praise fast payouts, responsive support (specific agents like Kayden, Yukii, Kim get called out), and clear rule communication.
The Youth Factor
Here's the reality: YRM Prop is roughly 8 months old as of this writing. No matter how strong the early signals, 8 months is not the same as 3 years. Firms can look great during launch phases when they're subsidizing growth with promotional pricing and running lean operations. The real test comes when they've processed thousands of payouts, weathered a major market event, and maintained their infrastructure at scale.
I'm not saying YRM isn't legitimate β everything I've experienced suggests it is. But I'd recommend starting with the $50K Challenge at $37/month rather than dropping $899 on a $150K Instant Prime. Minimize your exposure until the track record deepens. That's just good risk management applied to firm selection.
Not SEC/CFTC Registered
Worth noting: YRM Prop is not registered with the SEC or CFTC. This is common among prop firms operating simulated funding models, but it means there's no regulatory body overseeing their operations. The institutional connection to Ocean-One Securities provides some credibility bridge, but it's not the same as direct regulatory oversight.
How This Firm Compares To Other Ones
Price. There's no contest. $37/month for a $50K evaluation is 4x cheaper than Tradeify ($159) and Alpha Futures ($159), and roughly half of TradeDay Classic ($79). For traders running multiple evaluation attempts or testing strategies across firms, YRM's subscription cost is practically a rounding error.
Static drawdown during evaluation is a genuine mechanical advantage. No other firm in this comparison offers a drawdown that never trails profits. Tradeify, Alpha, TradeDay, and Bulenox all use some form of trailing drawdown during eval. YRM's static model means your breach level is fixed forever β every dollar of profit is pure buffer that can never be clawed back by drawdown mechanics. This is the single most forgiving evaluation structure available in futures.
Payout processing speed is class-leading. Reports of funds arriving within minutes to hours β not days β via Rise are consistent across Trustpilot reviews and match my experience. Tradeify is similarly fast, but YRM's speed at this early stage is impressive.
Where YRM Loses
Platform selection is YRM's most significant weakness. Two platforms (Volumetrica and Quantower) versus Tradeify's four, TradeDay's seven, or Bulenox's fifteen+. If your workflow depends on NinjaTrader or TradingView, YRM is a non-starter.
Funded account rules are stricter than competitors. Daily loss limits apply on funded accounts ($1,500 on $50K), which Tradeify Select Flex and Alpha Futures Advanced don't have. The 40% funded consistency rule exists when Tradeify, Alpha, Bulenox, and TradeDay have zero funded consistency. And the 10-day minimum between payouts is longer than the 5-7 days most competitors require.
No reset option on failed evaluations means buying a completely new Challenge at full monthly rate. TradeDay offers $75 unlimited eval resets, Bulenox offers discounted resets, and even Tradeify lets you repurchase at the standard price. YRM's approach is more costly for traders who breach evaluations frequently.
Track record is the elephant in the room. 8 months and 127 Trustpilot reviews versus TradeDay's 5 years and 1,300+ reviews, or Bulenox's 3+ years and 6,000+. Early signals are strong, but longevity matters.
My Recommendation by Trader Type
For the lowest possible evaluation cost with the most forgiving drawdown during eval, go YRM Prop β $37/month with static drawdown is unmatched for budget-conscious traders.
For the cleanest funded account rules with zero consistency and no DLL, go Tradeify Select Flex β more expensive up front, but zero restrictions once funded.
For the most forgiving drawdown calculation throughout both eval and funded stages, go Alpha Futures Advanced β daily-balance trailing that ignores equity peaks.
For platform flexibility and maximum account scaling, go Bulenox β 15+ platforms, up to 20 accounts, Rithmic-based.
For overnight holding and the best long-term profit split trajectory, go TradeDay β 95% split after $100K lifetime, positions can stay open overnight/weekend.
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Frequently Asked Questions
Is YRM Prop legitimate?
Yes. YRM Prop is registered as YRM Prop LLC, operates out of New York, and was founded in June 2025 by Mohamed Saidi. The firm is backed by the team behind Ocean-One Securities (a Bahamas-based broker-dealer) and uses institutional data providers including DxFeed, CQG, and Marex. Trustpilot shows a 5.0/5 rating with ~127 reviews. Not SEC/CFTC registered, which is common for simulated funding providers but worth noting.
How much does YRM Prop cost?
Current promotional pricing: $37/month ($50K), $95/month ($100K), $145/month ($150K). Regular pricing is $149/$249/$349. Instant Prime one-time fees: $399 ($25K), $499 ($50K), $699 ($100K), $899 ($150K). Activation fee is $0 during the launch promotion (regular $99). No refunds on any purchases.
What's the difference between static and trailing drawdown?
Static drawdown (Starter Challenge) means your breach level never moves β on a $50K account it stays at $48,000 regardless of profit. Trailing EOD drawdown (Prime accounts) follows your highest closing balance β if EOD balance hits $55,000, new breach level becomes $53,000. Static is significantly more forgiving because profits never increase your risk of violation.
How does the consistency rule work?
During the Starter Challenge, no single day can exceed 50% of your total profit. On funded Prime accounts, no single day can exceed 40% of total profit since your last payout. Breaking consistency doesn't terminate your account β it delays your payout until you trade enough additional profitable days to dilute the percentage below the threshold.
How fast are YRM Prop payouts?
Payout approval typically within 24 hours, with many traders receiving funds in their Rise accounts within minutes to hours. From Rise: bank transfers take 1-3 business days, e-wallets under 24 hours, cryptocurrency (BTC, ETH, USDT) 1-2 hours. Minimum withdrawal is $200.
What are the payout caps?
Progressive caps increase with each successful payout: 1st = $1,500, 2nd = $2,500, 3rd = $5,000, 4th = $10,000, 5th = $15,000, 6th+ = $25,000 per account per 10-day cycle. With 3 funded accounts at the highest level, combined maximum is $75,000 per cycle. Live account holders have uncapped withdrawals.
How many accounts can I have?
Unlimited Starter Challenge accounts (evaluations), up to 3 funded Prime accounts simultaneously, and 1 Live account. Maximum combined capital across all accounts is $450,000.
What platforms does YRM Prop support?
Only Volumetrica (DeepCharts/DeepBookTrader) and Quantower. Both are futures-focused platforms with advanced order flow tools, footprint charts, and DOM-based execution. NinjaTrader, TradingView, Tradovate, and Sierra Chart are not supported.
Can I use VPNs or automated trading bots?
No. VPN and VPS usage is strictly prohibited β violations result in immediate account termination with no refund. Fully automated trading via Expert Advisors or bots is also not supported. This is a significant consideration for international travelers or traders using VPNs for security.
What are the funded daily loss limits?
Prime accounts enforce daily loss limits: $1,500 ($50K), $3,000 ($100K), $4,500 ($150K). The $25K Instant Prime account has no daily loss limit. There's no daily loss limit during the Starter Challenge β only the overall static max drawdown applies.
How long does it take to get the first payout?
Minimum 10 profitable trading days (each with $150+ profit) plus meeting the funded profit target ($2,500 for $50K) and consistency rule. Theoretical minimum is 10 days (~2 calendar weeks), but realistic timelines run 15-25 trading days (3-5 calendar weeks) depending on consistency management.
What happens if I fail the Starter Challenge?
Your account is immediately terminated. No resets are available β you must purchase a completely new Starter Challenge at the current monthly rate. No refunds for subscription fees already paid. This no-reset policy is stricter than most competitors who offer discounted reset options.
How does YRM Prop compare to Tradeify?
YRM is 4x cheaper for evaluation ($37 vs $159/month) and has static drawdown during eval (Tradeify uses trailing). Tradeify's advantages: zero funded consistency rule, no DLL, 4 platforms including NinjaTrader/TradingView, faster payout frequency (daily vs 10-day), and 3 years of track record. Start with YRM for budget-friendly evaluation, consider adding Tradeify for the funded account freedom.
How does YRM Prop compare to TradeDay?
YRM is cheaper ($37 vs $79/month for $50K) with static eval drawdown (TradeDay uses EOD trailing). TradeDay allows overnight/weekend holding (YRM doesn't allow weekend), has 7 platforms, zero funded consistency, and the best long-term split (95% after $100K lifetime). YRM wins on eval cost and drawdown mechanics; TradeDay wins on everything post-funding.
Who is YRM Prop best for?
Budget-conscious futures traders who want the cheapest possible path to funded trading with the most forgiving evaluation drawdown. Best for: ES/NQ scalpers comfortable with Volumetrica or Quantower, traders who don't need NinjaTrader/TradingView, and anyone willing to accept the trade-offs of a newer firm (8 months old) in exchange for dramatically lower costs. Not for: traders dependent on specific platforms, international travelers needing VPN access, or anyone requiring maximum funded account flexibility.
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