YRM Prop Starter Challenge Pricing 2026 — Cost Breakdown & Value Analysis

YRM Prop Starter Challenge pricing has become one of the most aggressive in the futures prop trading industry.

The current promotional pricing delivers $50K accounts for $37/month (75% off standard $149), $100K accounts at $97/month (61% off $249), and $150K accounts for $349/month (unchanged).

These subscription fees represent the lowest recurring costs among major futures prop firms offering similar capital levels, making YRM Prop particularly attractive for traders planning quick evaluation passes or those running multiple simultaneous challenges without massive upfront capital requirements.

The subscription model fundamentally changes the cost-benefit calculation compared to one-time fee competitors—if you pass in 30 days, you've spent $37-$349; if you need 90 days, multiply that by three; if you fail and reset, you're just continuing your existing subscription rather than paying $200-$500+ for a fresh attempt at competitors.

Understanding YRM Prop's pricing structure requires examining not just the monthly subscription costs but also activation fees, discount codes, cost-per-timeline comparisons against competitors, break-even analyses, and the total ownership economics over 3-12 months of trading. This complete pricing breakdown shows exactly what you'll pay, when, and whether YRM Prop's Challenge model delivers genuine value or just clever marketing disguised as savings.

Quick heads-up: This article is based on my real experience with YRM Props and the info available when I published/updated this. Things change in prop trading — rules, payouts, promos, all of it.

For the absolute latest, check YRM Props´s website or their help center.

YRM Prop Starter Challenge Pricing Table

Key pricing notes:

• Monthly subscription (cancel anytime)
• No long-term contracts required
• Activation fee normally $99, currently waived
• Promotional pricing limited-time (verify current rates)

What's Included in Monthly Subscription

$50K Challenge ($37/month)

Capital access: $50,000 simulated trading capital

‍Profit target: $3,000 (6%)

‍Max drawdown: $2,000 static (4%)

‍Position limits: 5 minis OR 50 micros

‍Platforms: Volumetrica, Quantower

‍Data feeds: DxFeed, CQG, Marex

‍Minimum trading days: 2 days

‍Time limit: Unlimited (no expiration)

‍Daily loss limit: None

‍Consistency rule: 50% (no single day exceeds 50% of total profits)

$100K Challenge ($97/month)

Capital access: $100,000 simulated trading capital

‍Profit target: $6,000 (6%)

‍Max drawdown: $3,000 static (3%)

‍Position limits: 10 minis OR 100 micros

‍Platforms: Volumetrica, Quantower

‍Data feeds: DxFeed, CQG, Marex

‍Minimum trading days: 2 days

‍Time limit: Unlimited

‍Daily loss limit: None

‍Consistency rule: 50%

$150K Challenge ($349/month)

Capital access: $150,000 simulated trading capital

‍Profit target: $9,000 (6%)

‍Max drawdown: $4,500 static (3%)

‍Position limits: 15 minis OR 150 micros

‍Platforms: Volumetrica, Quantower

‍Data feeds: DxFeed, CQG, Marex

‍Minimum trading days: 2 days

‍Time limit: Unlimited

‍Daily loss limit: None

‍Consistency rule: 50%

Cost by Timeline: What You'll Actually Pay

Pass in 30 Days (Quick Win)

50K account:

• Month 1: $37
• Activation: $0
• Total: $37

100K account:

• Month 1: $97
• Activation: $0
• Total: $97

150K account:

• Month 1: $349
• Activation: $0
• Total: $349

Ideal for: Experienced traders with proven strategies who can pass evaluations rapidly.

Pass in 60 Days (Conservative Timeline)

50K account:

• Month 1-2: $74 ($37 × 2)
• Activation: $0
• Total: $74

100K account:

• Month 1-2: $194 ($97 × 2)
• Activation: $0
• Total: $194

150K account:

• Month 1-2: $698 ($349 × 2)
• Activation: $0
• Total: $698

Ideal for: Traders building consistency and refining execution under funded account pressure.

Pass in 90 Days (Learning Curve)

50K account:

• Month 1-3: $111 ($37 × 3)
• Activation: $0
• Total: $111

100K account:

• Month 1-3: $291 ($97 × 3)
• Activation: $0
• Total: $291

150K account:

• Month 1-3: $1,047 ($349 × 3)
• Activation: $0
• Total: $1,047

Ideal for: Newer traders or those testing YRM Prop's platform/rules before committing fully.

Ongoing Cost (Never Pass)

Subscription model risk: If you trade for 12 months without passing:

50K account: $444 total ($37 × 12)100K account: $1,164 total ($97 × 12)150K account: $4,188 total ($349 × 12)

This is the dark side of subscription pricing. Unlike one-time fee firms where you lose $150-$350 and it's over, subscription models compound losses over time if you can't pass. YRM Prop's unlimited time advantage becomes a liability if you're repeatedly failing consistency rules or hitting max drawdown.

YRM Prop vs Competitor Pricing (50K Accounts)

Key takeaway: YRM Prop dominates pricing for traders passing in 1-3 months. Apex and Lucid become cheaper around month 4-5 for slower passers.

Activation Fee Impact

Current Promotion ($0 Activation)

If you pass month 1:

• 50K: $37 total
• 100K: $97 total
• 150K: $349 total

If you pass month 3:

• 50K: $111 total
• 100K: $291 total
• 150K: $1,047 total

After Promotion Ends ($99 Activation)

If you pass month 1:

• 50K: $136 total ($37 + $99)
• 100K: $196 total ($97 + $99)
• 150K: $448 total ($349 + $99)

If you pass month 3:

• 50K: $210 total ($111 + $99)
• 100K: $390 total ($291 + $99)
• 150K: $1,146 total ($1,047 + $99)

Difference: $0 activation saves $99 per passed account. For traders planning 3-account scaling, that's $297 saved during promotional period.

Discount Codes & Promotions

Current known codes (verify on YRM Prop website):

‍VIBES: Community code (percentage varies)

‍Seasonal codes: YRM Prop runs periodic flash sales

How to apply:

1. Select Challenge account size
2. Enter code at checkout
3. Discount applies to monthly rate

Stacking: Discount codes typically don't stack with existing promotional pricing ($37/month already heavily discounted).

Multi-Account Pricing Strategy

Running 3 Accounts Simultaneously

All 50K accounts:

• Month 1: $111 ($37 × 3)
• Month 2: $111
• Month 3: $111
• Total 3 months: $333

Mixed portfolio (50K + 100K + 150K):

• Month 1: $483 ($37 + $97 + $349)
• Month 2: $483
• Month 3: $483
• Total 3 months: $1,449

All 150K accounts:

• Month 1: $1,047 ($349 × 3)
• Month 2: $1,047
• Month 3: $1,047
• Total 3 months: $3,141

Strategy consideration: Staggering account purchases spreads cost over time. Buy first account month 1, add second if passing well month 2, add third month 3 as you fund first account.

Reset vs New Account Cost

YRM Prop Reset Policy

If you breach during Challenge:

• Account status: Terminated
• Reset option: Continue subscription
• Reset cost: $0 (just keep paying monthly)
• Timeline: Restart immediately

Example: Breach 50K account month 2

• Months 1-2 paid: $74
• Month 3 (reset): $37
• Total cost for 2 attempts: $111

Compare to competitors:

• Apex reset: ~$100
• Take Profit Trader: Buy new eval $255
• TopStep reset: ~$90

YRM advantage: No additional reset fee—just continue subscription. For traders who need 2-3 attempts, this compounds savings massively.

Cost Per Contract Analysis

50K Account ($37/month promo)

Position sizing: 5 minis OR 50 micros

‍Cost per mini contract: $7.40/month ($37 ÷ 5)

‍Cost per micro contract: $0.74/month ($37 ÷ 50)

100K Account ($97/month promo)

Position sizing: 10 minis OR 100 micros

‍Cost per mini contract: $9.70/month ($97 ÷ 10)

‍Cost per micro contract: $0.97/month ($97 ÷ 100)

150K Account ($349/month promo)

Position sizing: 15 minis OR 150 micros

‍Cost per mini contract: $23.27/month ($349 ÷ 15)

‍Cost per micro contract: $2.33/month ($349 ÷ 150)

Best value: 50K account delivers lowest cost per contract. Diminishing returns on larger accounts unless you need the higher drawdown buffers.

When Subscription Pricing Works Best

Ideal Scenarios for YRM Prop Subscription Model

✅ Quick passers (30-60 days): Pay once or twice, get funded, done

✅ Testing strategies: Try YRM rules without committing $150-$300 upfront

✅ Multiple attempts expected: Reset by continuing subscription vs paying $100+ per attempt

✅ Budget constraints: $37-$97 easier to afford than $150-$300 lump sum

✅ Risk-averse traders: Cancel anytime if firm doesn't fit your style

When One-Time Fees Beat Subscriptions

❌ Slow/methodical traders (90+ days): Subscriptions compound, one-time fees stay fixed

❌ Part-time traders: Paying monthly while trading 2-3 days/week wastes money

❌ Indecisive traders: Keep subscription active "just in case" for months

❌ Set-and-forget preference: Don't want to remember to cancel after funding

Total Ownership Cost (12-Month Analysis)

Scenario: Pass Challenge, Trade 12 Months Funded

YRM Prop:

• Challenge cost (1 month): $37
• Activation: $0
• Funded monthly: $0 (no ongoing)
• 12-month total: $37

Apex Trader Funding:

• Evaluation: $147
• Activation: $0
• Funded monthly: $0
• 12-month total: $147

TopStep:

• Combine (1 month): $165
• Activation: $0
• Funded monthly: $199 × 11 = $2,189
• 12-month total: $2,354

Winner: YRM Prop by massive margin (96% cheaper than TopStep over 12 months).

Is YRM Prop Pricing Worth It?

Value Delivered for $37/month (50K Account)

What you get:

• $50,000 simulated capital
• Unlimited time to pass
• Professional platforms (Volumetrica, Quantower)
• Institutional data feeds (DxFeed, CQG, Marex)
• 90/10 profit split after funding
• $0 activation fee (current promo)
• Static drawdown (doesn't trail during Challenge)
• No daily loss limits
• Cancel anytime

What you don't get:

• NinjaTrader or TradingView support
• Instant funding (must pass evaluation)
• More than 3 funded accounts simultaneously

ROI Calculation

Assume you pass month 1 ($37 cost):

• Get funded immediately
• Make $3,000 first payout
• Keep 90% = $2,700
• ROI: 7,197% ($2,700 profit on $37 investment)

Even if you take 3 months ($111 cost):

• Make $3,000 first payout
• Keep 90% = $2,700
• ROI: 2,332% ($2,700 profit on $111 investment)

Few investments deliver 2,000-7,000% ROI potential.

Pricing FAQ

Can I cancel my subscription anytime?

‍Yes, YRM Prop subscriptions are cancel-anytime. No long-term contracts or commitments required.

What happens to my account if I cancel mid-month?

‍Your Challenge account remains active until the end of your billing cycle. You won't be refunded for partial months.

Do I keep paying monthly after getting funded?

‍No. Once you pass the Challenge and receive a Prime account, there are no further monthly fees. You only paid during evaluation phase.

Can I pause my subscription?

‍No, YRM Prop doesn't offer subscription pausing. You must cancel and repurchase if you want to stop/restart.

What if promotional pricing ends while I'm mid-Challenge?

‍Your monthly rate locks in at purchase. If you bought at $37/month, you'll keep paying $37/month even if standard pricing returns.

Are there hidden fees?

‍No. YRM Prop charges monthly subscription during Challenge, activation fee after passing (currently $0), and nothing else. Commissions are included in platform costs.

Final Verdict on YRM Prop Pricing

YRM Prop's $37/month 50K Challenge is the best-value futures prop evaluation in the industry for traders passing in 1-3 months.

The 75% promotional discount, combined with $0 activation fee and unlimited challenge time, creates a genuinely accessible entry point for traders at all capital levels. The subscription model works brilliantly for fast passers and those needing multiple attempts (just continue paying vs paying $100+ resets), but becomes expensive for slow/part-time traders who take 6-12 months to pass.

Best use cases:

• Start with 50K ($37) to test YRM Prop's platform/rules with minimal financial risk
• If you pass quickly and like the firm, scale to 100K and 150K accounts
• Use subscription flexibility to pause/cancel if YRM doesn't fit your style

Avoid if:

• You know you'll need 6+ months to pass (one-time fee firms become cheaper)
• You want NinjaTrader or TradingView (YRM doesn't offer these)
• You're prone to keeping subscriptions active "just in case" without actively trading

At current promotional pricing, YRM Prop delivers exceptional value for disciplined traders with proven strategies ready to pass evaluations rapidly.