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⚔ Head-to-Head Updated 2026-05-22 · Both firms reviewed by Paul

FundingPips vs FTMO (2026)

Side-by-side: drawdown, payouts, pricing, platforms. Both firms use Static drawdown — the playbook transfers, but the dollar math differs.

Quick verdict
Entry price
FundingPips
Drawdown protection
Tie
Paul-tested
Both
Profit split
Toss-up
Plans on offer
FundingPips

Side-by-Side Specs

Dimension FundingPips FTMO
Drawdown mechanicStaticStatic
Cheapest eval$29$280
Profit splitUp to 95%80% / 90%
Payout frequencyWeeklyBi-Weekly
Max funding$2,000,000$200,000
Max payout
AssetsForex, Metals, Indices, Energies, CryptoForex, Indices, Commodities, Metals, Crypto
PlatformsMT5, cTrader, Match-Trader, TradeLockerMetaTrader 4, MetaTrader 5, cTrader
Payout methodsBank wire, Visa Direct, Mastercard, Crypto, Riseworks
Promo codeVIBES (20% off)
Paul-testedYesYes

Drawdown — The Single Most Important Difference

Both FundingPips and FTMO use Static. Risk-management playbook transfers — dollar buffers differ but the mental model stays the same.

FundingPips

Static

Fixed-dollar MLL below starting balance. Never moves. Simplest mental model.

FTMO

Static

Fixed-dollar MLL — never moves. Simplest mechanic.

Account Plans Compared

FundingPips offers 11 plans. FTMO offers 4 plans.

FundingPips plans

  • 2-Step Standard $5K
    Starting $5,000 · $36
  • 2-Step Standard $10K
    Starting $10,000 · $66
  • 2-Step Standard $25K
    Starting $25,000 · $156
  • 2-Step Standard $50K
    Starting $50,000 · $289
  • 2-Step Standard $100K
    Starting $100,000 · $529
  • 2-Step Pro $5K
    Starting $5,000 · $29

FTMO plans

  • 2-Step Challenge $50K
    Starting $50,000 · $280 · 14d cycle
  • 2-Step Challenge $100K
    Starting $100,000 · $540 · 14d cycle
  • 2-Step Challenge $200K
    Starting $200,000 · $1080 · 14d cycle
  • 1-Step Challenge $50K
    Starting $50,000 · $319 · 14d cycle

Who Fits Which Firm

→ Pick FundingPips if

  • You want a Static mechanic
  • Entry price matters — $29 beats $280
  • You value firms personally tested with documented payouts
  • Your strategy fits this firm's drawdown profile

→ Pick FTMO if

  • You want a Static mechanic
  • You trade Commodities — broader asset coverage
  • You want to diversify firm-risk alongside FundingPips

FAQ — FundingPips vs FTMO

Is FundingPips or FTMO cheaper to start?

FundingPips's cheapest evaluation is $29. FTMO's cheapest is $280. FundingPips wins on entry price by $251.

What's the drawdown difference between FundingPips and FTMO?

FundingPips uses Static. FTMO uses Static. Both firms share the same mechanic, so your risk playbook transfers directly.

Which firm has the better profit split?

FundingPips: Up to 95%. FTMO: 80% / 90%.

Has Paul personally tested both firms?

Yes for FundingPips — documented payouts on the main review page. FTMO also Paul-tested with documented payouts.

Can I run both FundingPips and FTMO accounts simultaneously?

Yes. Different prop firms have no shared compliance — running them in parallel is the standard playbook for funded traders looking to diversify firm-risk. Track each firm's rule changes independently.

Which firm pays out faster?

FundingPips payout cadence: Weekly. FTMO: Bi-Weekly. Method matters too — Wise and Plaid typically beat ACH and wire by 1-2 days.

Are there overlap restrictions if I trade both?

No cross-firm compliance overlap. Each firm 1099s independently for US residents. Cross-firm copy-trading rules only matter inside a single firm's account family.

If I had to pick one, what's the deciding factor?

Drawdown mechanic comes first. Both firms run trailing mechanics — winners decide on entry price and payout speed. After mechanic, evaluate payout speed and your strategy's drawdown profile.