Home Compare Top One Futures vs FundingPips
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⚔ Head-to-Head Updated 2026-05-22 · Both firms reviewed by Paul

Top One Futures vs FundingPips (2026)

Side-by-side: drawdown, payouts, pricing, platforms. Top One Futures uses EOD-trailing (no lock), FundingPips uses Static — these are different beasts.

Quick verdict
Entry price
FundingPips
Drawdown protection
Tie
Paul-tested
Both
Profit split
Toss-up
Plans on offer
Top One Futures

Side-by-Side Specs

Dimension Top One Futures FundingPips
Drawdown mechanicEOD-trailing (no lock)Static
Cheapest eval$41$29
Profit split90/10Up to 95%
Payout frequencyDailyWeekly
Max funding$150,000$2,000,000
Max payout
AssetsFuturesForex, Metals, Indices, Energies, Crypto
PlatformsTradovate, NinjaTrader, TradingViewMT5, cTrader, Match-Trader, TradeLocker
Payout methodsRiseworks, Bank Transfer, USDCBank wire, Visa Direct, Mastercard, Crypto, Riseworks
Promo codeVIBES (50% off)VIBES (20% off)
Paul-testedYesYes

Drawdown — The Single Most Important Difference

Top One Futures uses EOD-trailing (no lock) while FundingPips uses Static. Your risk approach needs to adjust when switching.

Top One Futures

EOD-trailing (no lock)

MLL trails end-of-day equity-high forever — no lock. Intraday drops forgiven, profitable days raise floor permanently.

FundingPips

Static

Fixed-dollar MLL — never moves. Simplest mechanic.

Account Plans Compared

Top One Futures offers 17 plans. FundingPips offers 11 plans.

Top One Futures plans

  • Elite Challenge $25K
    Starting $25,000 · $41
  • Elite Challenge $50K
    Starting $50,000 · $63
  • Elite Challenge $100K
    Starting $100,000 · $125
  • Elite Challenge $150K
    Starting $150,000 · $185
  • Elite Daily $25K
    Starting $25,000 · $107
  • Elite Daily $50K
    Starting $50,000 · $131

FundingPips plans

  • 2-Step Standard $5K
    Starting $5,000 · $36
  • 2-Step Standard $10K
    Starting $10,000 · $66
  • 2-Step Standard $25K
    Starting $25,000 · $156
  • 2-Step Standard $50K
    Starting $50,000 · $289
  • 2-Step Standard $100K
    Starting $100,000 · $529
  • 2-Step Pro $5K
    Starting $5,000 · $29

Who Fits Which Firm

→ Pick Top One Futures if

  • You want a EOD-trailing (no lock) mechanic
  • You value firms personally tested with documented payouts
  • Your strategy fits this firm's drawdown profile

→ Pick FundingPips if

  • You want a Static mechanic
  • Entry price matters — $29 beats $41
  • You trade Forex or Metals or Indices or Energies or Crypto — broader asset coverage
  • You want to diversify firm-risk alongside Top One Futures

FAQ — Top One Futures vs FundingPips

Is Top One Futures or FundingPips cheaper to start?

Top One Futures's cheapest evaluation is $41. FundingPips's cheapest is $29. FundingPips wins on entry price marginally.

What's the drawdown difference between Top One Futures and FundingPips?

Top One Futures uses EOD-trailing (no lock). FundingPips uses Static. These are fundamentally different — your risk model needs to change when switching between them.

Which firm has the better profit split?

Top One Futures: 90/10. FundingPips: Up to 95%.

Has Paul personally tested both firms?

Yes for Top One Futures — documented payouts on the main review page. FundingPips also Paul-tested with documented payouts.

Can I run both Top One Futures and FundingPips accounts simultaneously?

Yes. Different prop firms have no shared compliance — running them in parallel is the standard playbook for funded traders looking to diversify firm-risk. Track each firm's rule changes independently.

Which firm pays out faster?

Top One Futures payout cadence: Daily. FundingPips: Weekly. Method matters too — Wise and Plaid typically beat ACH and wire by 1-2 days.

Are there overlap restrictions if I trade both?

No cross-firm compliance overlap. Each firm 1099s independently for US residents. Cross-firm copy-trading rules only matter inside a single firm's account family.

If I had to pick one, what's the deciding factor?

Drawdown mechanic comes first. Both firms run trailing mechanics — winners decide on entry price and payout speed. After mechanic, evaluate payout speed and your strategy's drawdown profile.