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Funded Trading Plus Review 2026 — Rules, Payouts & Account Types

Paul Written by Paul Last updated: Apr 11, 2026
Platforms: MT5, cTrader, DXtrade, MatchTrader
Code: BF30 (30% off)
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Frequently Asked Questions

Is Funded Trading Plus a legitimate prop firm?

Yes. Funded Trading Plus has been operating since 2021 and holds a 4.7/5 Trustpilot score from 2,600+ reviews. The team responds actively to nearly all reviews — including critical ones. The firm reports only 1.74% of withdrawals were denied historically (fraud, KYC refusal, or rule gaming). FTP also maintains liquid capital reserves sufficient to cover all trader withdrawals simultaneously — a financial stability claim most prop firms don't make publicly.

What challenge types does Funded Trading Plus offer?

FTP offers one of the most diverse challenge lineups: 1-Step evaluations, 2-Step evaluations, and Instant Funding — each with both trailing and static drawdown options. Account sizes range from $5,000 to $200,000. No time limits apply on any program. The ability to choose drawdown model and challenge structure in one platform is genuinely rare.

What are Funded Trading Plus's drawdown rules?

Maximum loss limit is 6% of account balance. Daily loss limit is 4%. Traders can choose between trailing drawdown (follows equity peaks) or static drawdown (fixed floor that doesn't move) depending on the program. Static drawdown suits swing traders who want a predictable threshold. Trailing accounts suit intraday traders who expect to reset their floor by closing sessions profitably.

When does Funded Trading Plus refund the challenge fee?

The evaluation fee is fully refunded with your first profit split payout. This makes the challenge effectively cost-neutral for traders who pass and reach the first payout. Unlike DNA Funded (no refund ever) or Blue Guardian (refund after 4th payout), FTP's first-payout refund policy aligns with industry best practice.

How fast does Funded Trading Plus pay out?

Payout cycles are 3, 5, or 7 days depending on account type. First payout is available immediately for most programs — no holding period. Requests process within 24–48 hours, with many community reports of payouts arriving in under 3 hours. Methods include bank wire and crypto. Only payout requirement: account balance at least $50 above starting balance, account flat at time of request.

What is Funded Trading Plus's profit split and scaling structure?

Starting profit split is 80%, upgradeable to 85%, 90%, or 100% through scaling milestones or paid upgrades. Performance-based scaling to $5 million — one of the highest ceilings in CFD prop trading. No time-based scaling requirements; milestones are purely performance-driven.

Does Funded Trading Plus allow EAs, news trading, and copy trading?

Yes to all three — with conditions. EAs and automated strategies are fully permitted. News trading is allowed with no restrictive windows — unlike FTMO (2-minute restriction) or Alpha Capital. Copy trading is allowed between your own accounts only. Scalping and hedging also permitted. FTP's strategy flexibility is among the broadest in the CFD prop space.

What is the stop-loss requirement at Funded Trading Plus?

A stop-loss is required on every trade by default. A paid "No Stop-Loss" add-on removes this requirement. If you trade without stops as part of your strategy, factor this add-on cost in. Stop placement is scanned on trade logs — it's enforced, not just a stated policy.

What platforms does Funded Trading Plus support?

MT4 and MT5 (strong for EAs and custom indicators), cTrader (carries a $25 platform fee), DXtrade (web-based, generally less popular), and Match-Trader (TradingView integration, recommended for discretionary trading). MT4/MT5 are the default choice for most traders.

What instruments can I trade at Funded Trading Plus?

Forex (majors, minors, exotics), indices (US, EU, Asia), commodities (gold, silver, oil), and crypto CFDs. No direct futures access. No individual equities. Spreads are competitive but FTP doesn't publish full spread tables — factor this into cost modeling for frequent trading.

Are there any time limits or consistency rules at Funded Trading Plus?

No time limits and no consistency rules on any program. No cap on what percentage of total profit can come from a single day. This makes FTP one of the most strategy-agnostic prop firms in the space — traders burned by DNA Funded's 40% daily cap or FTMO's consistency expectations will find FTP's rule-free approach a significant structural advantage.

How does Funded Trading Plus compare to FTMO?

FTP wins on: no US trader restrictions, news trading freedom, no consistency rules, broader challenge formats, and faster payout cycles (3–7 days vs FTMO's 14-day minimum). FTMO wins on: longer track record (2015 vs 2021), in-house trading tools and human coaching, and institutional name recognition. For US traders and news traders, FTP is clearly the better option.

How does Funded Trading Plus compare to FundingPips?

Both are solid CFD prop firms with similar fee refund policies and strong Trustpilot profiles. FTP wins on challenge variety, scaling ceiling ($5M vs FundingPips' lower cap), and payout cycle flexibility. FundingPips wins on profit split (90% default vs FTP's 80% default), more transparent spread disclosure, and a longer track record. FTP for format flexibility; FundingPips for the 90% split without upgrades.

Is Funded Trading Plus broker-backed?

No. FTP uses third-party brokers for execution rather than owning its own brokerage. This is the main structural weakness vs broker-backed firms like DNA Funded (ASIC-regulated) or Alpha Capital Group (FSA Seychelles). Execution quality is competitive, but FTP does not publish full spread tables — factor this into cost modeling for active traders.

Who is Funded Trading Plus best for?

Best for: CFD traders who want maximum challenge format flexibility, US-based traders shut out of FTMO, news traders who need unrestricted windows, EA traders on MT4/MT5, and traders targeting the $5M scaling ceiling. Not ideal for: futures-only traders, anyone who needs full spread transparency upfront, or traders who want regulated broker backing behind their capital.

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