Funded Trading Plus (FTP) has been operating since 2021 — founded in the UK, registered in Saint Lucia, evolved from Trade Room Plus. 4.7/5 Trustpilot across 2,600+ reviews with the firm actively responding to nearly all feedback, including critical. The challenge lineup is unusually diverse: 1-step, 2-step, and instant funding with both trailing and static drawdown options across account sizes from $5K to $200K. Default profit split is 80%, upgradeable to 85%, 90%, or 100% based on performance or paid add-ons. Scaling to $5M. Payout cycles of 3, 5, or 7 days — first payout available immediately for most programs, processing typically within 24–48 hours (often under 3 hours per community reports). Challenge fee refunded on first payout. No time limits. No consistency rules. No forced stop-loss (but one is required unless you use the paid add-on). EAs, news trading, and copy trading between your own accounts are all permitted. 6% max drawdown / 4% daily loss limit. Platforms: MT4/MT5, cTrader ($25 fee), DXtrade, and Match-Trader. Not broker-backed — execution is via third-party brokers with limited spread transparency. For CFD traders who want flexible challenge structure, fast payouts, and a generous scaling ceiling, FTP is one of the better-built firms in the space.
Account Types & Pricing
9 account types available. Pricing verified May 21, 2026.
| Plan | Price (BF30) | Cycle | DLL | Split | Paul-tested |
|---|---|---|---|---|---|
| 1-Step Express $10K | $99 | — | $400 | 80/20 → 90/10 → 100/0 | No |
| 1-Step Express $25K | — | — | $1,000 | 80/20 → 90/10 → 100/0 | No |
| 1-Step Express $50K | — | — | $2,000 | 80/20 → 90/10 → 100/0 | No |
| 1-Step Express $100K | — | — | $4,000 | 80/20 → 90/10 → 100/0 | No |
| 1-Step Express $200K | $999 | — | $8,000 | 80/20 → 90/10 → 100/0 | No |
| 2-Step Classic $10K | $89 | — | $400 | 80/20 → 90/10 → 100/0 | No |
| 2-Step Classic $100K | $549 | — | $4,000 | 80/20 → 90/10 → 100/0 | No |
| Instant Funding $5K | $249 | — | $300 | 50/50 starter, scales | No |
| Instant Funding $100K | $4499 | — | $6,000 | 50/50 starter, scales | No |
Who Funded Trading Plus Is For (And Who It Isn't)
Match yourself to Funded Trading Plus's structure before signing up. Based on the 9 account types, drawdown mechanic, and Paul's testing data.
- ·Traders who want their starting capital protected after the lock event
- ·Swing or position styles holding through close
- ·Aggressive sizers — at least one plan has no consistency rule on funded
Plan Economics: What Each Funded Trading Plus Account Actually Costs You
The headline price isn't the full picture. Here's the per-account math — buying-power cost, risk buffer, and breakeven estimate based on standard 30%-buffer-utilization assumptions.
| Plan | Buy-in | Risk buffer | Cost per $1K BP | Breakeven* |
|---|---|---|---|---|
| 1-Step Express $10K | $99 | $600 | $9.90 | ~1 cycles |
| 1-Step Express $25K | — | $1,500 | — | — |
| 1-Step Express $50K | — | $3,000 | — | — |
| 1-Step Express $100K | — | $6,000 | — | — |
| 1-Step Express $200K | $999 | $12,000 | $5.00 | ~1 cycles |
| 2-Step Classic $10K | $89 | $600 | $8.90 | ~1 cycles |
| 2-Step Classic $100K | $549 | $6,000 | $5.49 | ~1 cycles |
| Instant Funding $5K | $249 | $300 | $49.80 | ~6 cycles |
| Instant Funding $100K | $4499 | $6,000 | $44.99 | ~5 cycles |
How to read this:
- Buy-in = price you pay to start the evaluation (with PTV code applied where available).
- Risk buffer = dollars between your starting balance and the Maximum Loss Limit — the absolute drawdown room before breach.
- Cost per $1K buying power = price ÷ starting balance × $1,000. Lower = cheaper leverage. Useful to compare account sizes within the firm and across firms.
- Breakeven estimate* = approximate number of payout cycles to recoup your buy-in, assuming you utilize 30% of your risk buffer profitably per cycle at the plan's profit split. This is a baseline expectation, not a guarantee — your actual cycle output depends on strategy and discipline.
*Breakeven uses a standard 30%-buffer-utilization-per-cycle assumption. Aggressive sizing can shorten breakeven (and increase breach risk); conservative sizing extends it.
Sweet spot for new users: 2-Step Classic $10K at $89 is the cheapest entry to learn Funded Trading Plus's rules without risking a larger buy-in. If you're already confident in your strategy, sizing up to 1-Step Express $50K typically improves your cost-per-$1K-buying-power ratio.
How Funded Trading Plus Drawdown Works
EOD · Locks up-onlyFunded Trading Plus runs the most-forgiving mechanic in the prop industry. Your Maximum Loss Limit (MLL) starts at $600 below your starting balance and trails UP only at end-of-day close. Once it reaches your starting balance, it locks there permanently.
How Funded Trading Plus's mechanic works in practice
- Intraday equity drops do NOT move the MLL — only end-of-day close matters.
- After every profitable EOD close, the MLL ratchets up by the profit increment.
- Once MLL = starting balance: lock engaged. From this point, only a daily-loss-limit breach or a full wipe to starting balance can break the account.
- After lock, you can ride a drawdown back to starting balance without breaching — your starting capital is permanently protected.
Best fit
Best for swing traders, position holders, and anyone who values starting-capital protection. The mechanic forgives intraday volatility and rewards traders who close cleanly each day.
What to watch out for
- Pre-lock state is more fragile than headline numbers suggest — the trail can catch you mid-cycle if you size aggressively.
- A single bad close before lock can move the MLL above starting balance, making the next intraday dip lethal.
- Reaching the lock requires consistent EOD profitable days — choppy markets delay it.
Calculate Your Drawdown
⚡ ToolPre-selected for Funded Trading Plus. Full tool with all firms →
Funded Trading Plus vs Same-Mechanic Alternatives
4 other firms use the same drawdown mechanic. Side-by-side on the dimensions that matter most when choosing within a category.
| Firm | Plans | Cheapest | Mechanic |
|---|---|---|---|
| Funded Trading Plus This page | 9 | $89 | eod-lock |
| Alpha Futures | 4 | $63.2 | eod-lock |
| Apex Trader Funding | 4 | $100 | eod-lock |
| Brightfunded | 6 | — | eod-lock |
| Eightcap Challenges | 4 | — | eod-lock |
All firms in this table use eod-lock drawdown. See all drawdown mechanics →
How Funded Trading Plus Payouts Actually Work
3 payout methods supported.
Payout method comparison
| Method | Fees | Speed | When to use |
|---|---|---|---|
| Bank transfer | — | — | — |
| PayPal | PayPal fees apply | Same-day | Convenient but PayPal cuts ~2-3% — least efficient. |
| Cryptocurrency | Network gas only | Minutes | USDC/USDT typical. Fastest for international traders. |
Practical takeaway: Funded Trading Plus's cycle length means you can realistically expect multiple payouts per month on a profitable funded account. The actual processing time after request varies by method — pick the option that matches your residency and crypto-comfort.
Trading Rules
Funded Trading Plus runs a end-of-day trailing with lock at starting balance drawdown model across 9 plans. The rule structure is what matters — read it before you buy, because most blown accounts come from misreading these three lines, not from bad trades.
Drawdown enforcement
Your maximum loss line (MLL) trails up at end-of-day close until it reaches your starting balance, then locks there permanently. Intraday equity drops do not move it. This is the most-forgiving futures mechanic in 2026 — once you've made enough profit at close to lift the MLL to your starting balance, only a daily-loss-limit breach can break the account.
Daily loss limit
Funded Trading Plus enforces a daily-loss limit on top of the drawdown. The daily limit is checked against your end-of-day equity close — exceed it on any single day and the account terminates, regardless of total drawdown headroom. This is the rule that kills disciplined traders during news events.
- 1-Step Express $10K: $400 daily limit (4.0% of starting balance)
- 1-Step Express $25K: $1,000 daily limit (4.0% of starting balance)
- 1-Step Express $50K: $2,000 daily limit (4.0% of starting balance)
- 1-Step Express $100K: $4,000 daily limit (4.0% of starting balance)
- 1-Step Express $200K: $8,000 daily limit (4.0% of starting balance)
- 2-Step Classic $10K: $400 daily limit (4.0% of starting balance)
- 2-Step Classic $100K: $4,000 daily limit (4.0% of starting balance)
- Instant Funding $5K: $300 daily limit (6.0% of starting balance)
- Instant Funding $100K: $6,000 daily limit (6.0% of starting balance)
Strategies & Best Practice
Funded Trading Plus's end-of-day trailing with lock at starting balance mechanic favors specific styles. These are the patterns that compound on this drawdown model — and the ones that blow it.
What works on Funded Trading Plus
- Slow-and-steady scaling: The lock mechanic rewards you for closing each day in profit. Once locked, your floor is your starting balance forever — every dollar above is permanent runway.
- Patient swing setups: Intraday drops don't matter once you've closed in profit. You can hold positions overnight without resetting your MLL.
- News-avoidance: Holding through high-impact news risks the daily-loss limit, not the trailing MLL. Plan around event windows.
What blows Funded Trading Plus accounts
- Oversizing on news events: The most-common breach cause across futures props. Daily-loss limits enforce regardless of overall headroom.
- Trading the open without a plan: First 30 minutes are noise. Counter-intuitive trades into liquidity sweeps blow more accounts than overnight gaps do.
- Revenge after a loss: The next trade after a stop-out is statistically the worst trade you'll take all month. Walk away.
Platforms
Funded Trading Plus supports 5 trading platforms. Platform choice matters more than most traders realize — your data feed, execution speed, and order types are all platform-dependent, not firm-dependent.
Trust & Legitimacy
Funded Trading Plus is a prop trading firm . Below is what's publicly verifiable about the firm's operational track record.
How to evaluate Funded Trading Plus's legitimacy yourself
- Check Trustpilot review distribution — pattern of recent 1-stars over payout disputes is the #1 leading indicator
- Search Forex Peace Army + Reddit r/Daytrading for "Funded Trading Plus payout" — unresolved threads age > 60 days are a red flag
- Verify whether the firm's parent broker (where applicable) is regulated by a tier-1 authority (FCA, ASIC, CySEC, FSCA)
- Look for documented founder identity + LinkedIn presence — anonymous teams correlate with payout-denial complaints
- Confirm whether payouts route through a regulated payment provider (Wise/Plaid/Rise) or direct firm-treasury (riskier)
How Funded Trading Plus Compares
Funded Trading Plus uses end-of-day trailing with lock at starting balance. Here's how it stacks up against 5 other firms that run the same mechanic — the playbook transfers, the dollar math doesn't.
| Firm | Cheapest plan | Profit split | Payouts | Compare |
|---|---|---|---|---|
| Funded Trading Plus (this firm) | $89 | Up to 100% | 7 Days | — |
| Alpha Futures | $79 | — | — | → Compare |
| Apex Trader Funding | $167 | — | — | → Compare |
| Brightfunded | — | — | — | → Compare |
| Eightcap Challenges | — | — | — | → Compare |
| Fundednext | $299.99 | — | — | → Compare |
Same mechanic doesn't mean same firm. Compare on entry cost, payout speed, profit-split tier ladders, and your asset overlap. The deciding factor for most traders is whether the firm has a documented payout history at the size you'd realistically scale to.
Frequently Asked Questions About Funded Trading Plus
What drawdown mechanic does Funded Trading Plus use?
What account types does Funded Trading Plus offer?
How much does Funded Trading Plus cost?
What's the profit split at Funded Trading Plus?
Does Funded Trading Plus have a daily loss limit?
Does Funded Trading Plus have a consistency rule?
What payout methods does Funded Trading Plus support?
Has Paul personally tested Funded Trading Plus?
What's Funded Trading Plus's Trustpilot rating?
What trading platforms does Funded Trading Plus support?
More questions about Funded Trading Plus
Is Funded Trading Plus a legitimate prop firm?
Yes. Funded Trading Plus has been operating since 2021 and holds a 4.7/5 Trustpilot score from 2,600+ reviews. The team responds actively to nearly all reviews — including critical ones. The firm reports only 1.74% of withdrawals were denied historically (fraud, KYC refusal, or rule gaming). FTP also maintains liquid capital reserves sufficient to cover all trader withdrawals simultaneously — a financial stability claim most prop firms don't make publicly.
What challenge types does Funded Trading Plus offer?
FTP offers one of the most diverse challenge lineups: 1-Step evaluations, 2-Step evaluations, and Instant Funding — each with both trailing and static drawdown options. Account sizes range from $5,000 to $200,000. No time limits apply on any program. The ability to choose drawdown model and challenge structure in one platform is genuinely rare.
What are Funded Trading Plus's drawdown rules?
Maximum loss limit is 6% of account balance. Daily loss limit is 4%. Traders can choose between trailing drawdown (follows equity peaks) or static drawdown (fixed floor that doesn't move) depending on the program. Static drawdown suits swing traders who want a predictable threshold. Trailing accounts suit intraday traders who expect to reset their floor by closing sessions profitably.
When does Funded Trading Plus refund the challenge fee?
The evaluation fee is fully refunded with your first profit split payout. This makes the challenge effectively cost-neutral for traders who pass and reach the first payout. Unlike DNA Funded (no refund ever) or Blue Guardian (refund after 4th payout), FTP's first-payout refund policy aligns with industry best practice.
How fast does Funded Trading Plus pay out?
Payout cycles are 3, 5, or 7 days depending on account type. First payout is available immediately for most programs — no holding period. Requests process within 24–48 hours, with many community reports of payouts arriving in under 3 hours. Methods include bank wire and crypto. Only payout requirement: account balance at least $50 above starting balance, account flat at time of request.
What is Funded Trading Plus's profit split and scaling structure?
Starting profit split is 80%, upgradeable to 85%, 90%, or 100% through scaling milestones or paid upgrades. Performance-based scaling to $5 million — one of the highest ceilings in CFD prop trading. No time-based scaling requirements; milestones are purely performance-driven.
Does Funded Trading Plus allow EAs, news trading, and copy trading?
Yes to all three — with conditions. EAs and automated strategies are fully permitted. News trading is allowed with no restrictive windows — unlike FTMO (2-minute restriction) or Alpha Capital. Copy trading is allowed between your own accounts only. Scalping and hedging also permitted. FTP's strategy flexibility is among the broadest in the CFD prop space.
What is the stop-loss requirement at Funded Trading Plus?
A stop-loss is required on every trade by default. A paid "No Stop-Loss" add-on removes this requirement. If you trade without stops as part of your strategy, factor this add-on cost in. Stop placement is scanned on trade logs — it's enforced, not just a stated policy.
What platforms does Funded Trading Plus support?
MT4 and MT5 (strong for EAs and custom indicators), cTrader (carries a $25 platform fee), DXtrade (web-based, generally less popular), and Match-Trader (TradingView integration, recommended for discretionary trading). MT4/MT5 are the default choice for most traders.
What instruments can I trade at Funded Trading Plus?
Forex (majors, minors, exotics), indices (US, EU, Asia), commodities (gold, silver, oil), and crypto CFDs. No direct futures access. No individual equities. Spreads are competitive but FTP doesn't publish full spread tables — factor this into cost modeling for frequent trading.
Are there any time limits or consistency rules at Funded Trading Plus?
No time limits and no consistency rules on any program. No cap on what percentage of total profit can come from a single day. This makes FTP one of the most strategy-agnostic prop firms in the space — traders burned by DNA Funded's 40% daily cap or FTMO's consistency expectations will find FTP's rule-free approach a significant structural advantage.
How does Funded Trading Plus compare to FTMO?
FTP wins on: no US trader restrictions, news trading freedom, no consistency rules, broader challenge formats, and faster payout cycles (3–7 days vs FTMO's 14-day minimum). FTMO wins on: longer track record (2015 vs 2021), in-house trading tools and human coaching, and institutional name recognition. For US traders and news traders, FTP is clearly the better option.
How does Funded Trading Plus compare to FundingPips?
Both are solid CFD prop firms with similar fee refund policies and strong Trustpilot profiles. FTP wins on challenge variety, scaling ceiling ($5M vs FundingPips' lower cap), and payout cycle flexibility. FundingPips wins on profit split (90% default vs FTP's 80% default), more transparent spread disclosure, and a longer track record. FTP for format flexibility; FundingPips for the 90% split without upgrades.
Is Funded Trading Plus broker-backed?
No. FTP uses third-party brokers for execution rather than owning its own brokerage. This is the main structural weakness vs broker-backed firms like DNA Funded (ASIC-regulated) or Alpha Capital Group (FSA Seychelles). Execution quality is competitive, but FTP does not publish full spread tables — factor this into cost modeling for active traders.
Who is Funded Trading Plus best for?
Best for: CFD traders who want maximum challenge format flexibility, US-based traders shut out of FTMO, news traders who need unrestricted windows, EA traders on MT4/MT5, and traders targeting the $5M scaling ceiling. Not ideal for: futures-only traders, anyone who needs full spread transparency upfront, or traders who want regulated broker backing behind their capital.