Account Types & Pricing
4 account types available. Pricing verified May 21, 2026.
| Plan | Price | Cycle | DLL | Split | Paul-tested |
|---|---|---|---|---|---|
| 1-Phase Challenge $50K (Starter) | $70 | — | None | 100% first $10K then 90/10 | No |
| 2-Phase Standard | $99 | 8-day | None | 100% first $10K then 90/10 | No |
| Pro 1-Phase | — | — | None | 100% first $10K then 90/10 | No |
| Instant Funding (dual model) | — | — | None | — | No |
Who TX3 Funding Is For (And Who It Isn't)
Match yourself to TX3 Funding's structure before signing up. Based on the 4 account types, drawdown mechanic, and Paul's testing data.
- ·Systematic traders who close cleanly each day
- ·Maximum profit-retention via trailing without lock
- ·Aggressive sizers — at least one plan has no consistency rule on funded
- ·Traders allergic to daily loss limits — at least one plan has no DLL
- ·First-time funded traders — 100% split tier on entry payouts
Plan Economics: What Each TX3 Funding Account Actually Costs You
The headline price isn't the full picture. Here's the per-account math — buying-power cost, risk buffer, and breakeven estimate based on standard 30%-buffer-utilization assumptions.
| Plan | Buy-in | Risk buffer | Cost per $1K BP | Breakeven* |
|---|---|---|---|---|
| 1-Phase Challenge $50K (Starter) | $70 | $3,000 | $1.40 | ~1 cycles |
| 2-Phase Standard | $99 | $1,500 | $3.96 | ~1 cycles |
| Pro 1-Phase | — | — | — | — |
| Instant Funding (dual model) | — | — | — | — |
How to read this:
- Buy-in = price you pay to start the evaluation (with PTV code applied where available).
- Risk buffer = dollars between your starting balance and the Maximum Loss Limit — the absolute drawdown room before breach.
- Cost per $1K buying power = price ÷ starting balance × $1,000. Lower = cheaper leverage. Useful to compare account sizes within the firm and across firms.
- Breakeven estimate* = approximate number of payout cycles to recoup your buy-in, assuming you utilize 30% of your risk buffer profitably per cycle at the plan's profit split. This is a baseline expectation, not a guarantee — your actual cycle output depends on strategy and discipline.
*Breakeven uses a standard 30%-buffer-utilization-per-cycle assumption. Aggressive sizing can shorten breakeven (and increase breach risk); conservative sizing extends it.
Sweet spot for new users: 1-Phase Challenge $50K (Starter) at $70 is the cheapest entry to learn TX3 Funding's rules without risking a larger buy-in. If you're already confident in your strategy, sizing up to 1-Phase Challenge $50K (Starter) typically improves your cost-per-$1K-buying-power ratio.
How TX3 Funding Drawdown Works
EOD · Trails upTX3 Funding uses end-of-day trailing drawdown that follows your highest EOD equity forever. The MLL never locks — it keeps moving up as your account grows. Intraday equity peaks don't affect it; only closing balance.
How TX3 Funding's mechanic works in practice
- Daily close determines the new MLL high-water mark.
- A profit at close = MLL moves up by the profit amount.
- A loss at close (with overall account still above MLL) = MLL stays at the previous high.
- Intraday drawdown does NOT trigger the MLL — only EOD close matters.
- No lock event. The mechanic favors profit retention but never gives back the protection of a locked floor.
Best fit
Best for systematic strategies that close positions cleanly each session. Maximum profit retention without the lock-up trade-off. Strong fit for traders who care more about pulling profits than protecting initial capital.
What to watch out for
- The MLL keeps climbing forever — a 20% gain followed by a 15% retracement can still breach the account.
- Without a lock, every winning streak creates a higher threshold for the next losing streak.
- Holding a swing through close is risky — the EOD position decides whether the MLL moves up or stays put.
Calculate Your Drawdown
⚡ ToolPre-selected for TX3 Funding. Full tool with all firms →
TX3 Funding vs Same-Mechanic Alternatives
4 other firms use the same drawdown mechanic. Side-by-side on the dimensions that matter most when choosing within a category.
| Firm | Plans | Cheapest | Mechanic |
|---|---|---|---|
| TX3 Funding This page | 4 | $70 | eod-trail |
| Alpha Capital Group | 6 | $50 | eod-trail |
| AquaFutures | 4 | $166 | eod-trail |
| BluSky | 8 | $497 | eod-trail |
| Blue Guardian Futures | 8 | $99 | eod-trail |
All firms in this table use eod-trail drawdown. See all drawdown mechanics →
How TX3 Funding Payouts Actually Work
Payout cycle is 8 days depending on plan. 2 payout methods supported.
Cycle requirements per plan
- 2-Phase Standard — minimum 8 days between payouts on funded.
Payout method comparison
| Method | Fees | Speed | When to use |
|---|---|---|---|
| Wire / Bank Transfer | $10-30 typical | 1-3 business days | Universal but expensive. Use only when others unavailable. |
| Crypto | Network gas only | Minutes | USDC/USDT typical. Fastest for international traders. |
Practical takeaway: TX3 Funding's cycle length means you can realistically expect ~3 payouts per month on a profitable funded account. The actual processing time after request varies by method — pick the option that matches your residency and crypto-comfort.
Trading Rules
TX3 Funding runs a end-of-day trailing (no lock) drawdown model across 4 plans. The rule structure is what matters — read it before you buy, because most blown accounts come from misreading these three lines, not from bad trades.
Drawdown enforcement
Your MLL trails your highest end-of-day equity by a fixed dollar amount, forever. There is no lock. Intraday spikes don't move it, but every new EOD high raises the floor permanently. Manage your end-of-day prints, not your intraday volatility.
Consistency rule
TX3 Funding enforces a consistency rule: no single trading day can account for more than the stated percentage of your total profit. This caps the upside of one-shot scalps and forces you to spread profit across multiple sessions before you qualify for the first payout.
- 1-Phase Challenge $50K (Starter):50% maximum single-day share of total profit
Strategies & Best Practice
TX3 Funding's end-of-day trailing (no lock) mechanic favors specific styles. These are the patterns that compound on this drawdown model — and the ones that blow it.
What works on TX3 Funding
- Consistent daily edge: Without a lock, every new high resets the floor up. You want frequent small wins compounding the MLL upward.
- Quick exit discipline: Don't let winners turn into break-even close — the EOD close is what the MLL chases, so leaving profit on the table costs you twice (lost gain + missed MLL lift).
- Risk-per-trade modeling: Calibrate position size so a single bad day still leaves you well above the trailing MLL, since the trail follows your equity-high.
What blows TX3 Funding accounts
- Oversizing on news events: The most-common breach cause across futures props. Daily-loss limits enforce regardless of overall headroom.
- Single-day blowout wins: Consistency rule denies the payout — you'd have to keep trading until that one big day no longer dominates total profit.
- Trading the open without a plan: First 30 minutes are noise. Counter-intuitive trades into liquidity sweeps blow more accounts than overnight gaps do.
- Revenge after a loss: The next trade after a stop-out is statistically the worst trade you'll take all month. Walk away.
Platforms
TX3 Funding supports 1 trading platform. Platform choice matters more than most traders realize — your data feed, execution speed, and order types are all platform-dependent, not firm-dependent.
Trust & Legitimacy
TX3 Funding is a prop trading firm . Below is what's publicly verifiable about the firm's operational track record.
How to evaluate TX3 Funding's legitimacy yourself
- Check Trustpilot review distribution — pattern of recent 1-stars over payout disputes is the #1 leading indicator
- Search Forex Peace Army + Reddit r/Daytrading for "TX3 Funding payout" — unresolved threads age > 60 days are a red flag
- Verify whether the firm's parent broker (where applicable) is regulated by a tier-1 authority (FCA, ASIC, CySEC, FSCA)
- Look for documented founder identity + LinkedIn presence — anonymous teams correlate with payout-denial complaints
- Confirm whether payouts route through a regulated payment provider (Wise/Plaid/Rise) or direct firm-treasury (riskier)
How TX3 Funding Compares
TX3 Funding uses end-of-day trailing (no lock). Here's how it stacks up against 5 other firms that run the same mechanic — the playbook transfers, the dollar math doesn't.
| Firm | Cheapest plan | Profit split | Payouts | Compare |
|---|---|---|---|---|
| TX3 Funding (this firm) | $70 | Up to 100% | UNKNOWN | — |
| Alpha Capital Group | $50 | — | — | → Compare |
| AquaFutures | $166 | — | — | → Compare |
| BluSky | $497 | — | — | → Compare |
| Blue Guardian Futures | $99 | — | — | → Compare |
| Blueberry Futures | $44.16 | — | — | → Compare |
Same mechanic doesn't mean same firm. Compare on entry cost, payout speed, profit-split tier ladders, and your asset overlap. The deciding factor for most traders is whether the firm has a documented payout history at the size you'd realistically scale to.