FTMO Futures Review: Growth vs Pro Rules and Fees (2026)

FTMO Futures is a separate early-access futures product built around a one-phase simulated Evaluation, a Sim-Funded Account with payout eligibility, and a possible invitation to a Live Funded Account.

The scope matters. I haven't traded or withdrawn from FTMO Futures. The verdict below is research-only, based on FTMO's official product pages, rules and FAQ checked on September 1, 2026. The published rules don't prove how this new Beta will perform under real trader load.

On paper, FTMO has built a serious futures offer rather than attaching futures symbols to its existing Challenge. Growth and Pro have different risk and withdrawal trade-offs, both use EOD trailing drawdown, and neither charges an activation fee. The biggest unknown isn't the table of rules. It's Beta execution over time.

What is FTMO Futures?

As of September 2026, FTMO Futures is an early-access product separate from FTMO's CFD offering. A trader can use both product lines through one FTMO login, but the accounts, rules, platforms and commercial terms are different.

Source: FTMO Futures Beta description and FTMO's product compatibility FAQ, checked September 1, 2026.

Is FTMO Futures a broker account?

FTMO Futures starts with simulated trading, not a brokerage account funded with your own deposit. The Evaluation and Sim-Funded stages both use simulated capital. A Sim-Funded trader can qualify for monetary payouts under FTMO's rules.

The Live Funded stage is different. FTMO says its Trading Department may invite a Sim-Funded trader to manage a Live Funded Account, but progression is discretionary. You don't apply for it, and passing the Evaluation doesn't guarantee live capital.

What does Beta change?

FTMO describes Beta as early access while it tests and refines mainly technical details. FTMO also warns about possible bugs, temporary interruptions and features that may evolve.

FTMO says the Trading Objectives attached to an existing Evaluation or Sim-Funded Account are locked in. New objectives or prices would apply to new purchases rather than changing an ongoing account midway. That protection is useful, but Beta still means the operating history of this exact product is short.

How does the FTMO Futures path work?

As of September 2026, FTMO Futures has three stages: one simulated Evaluation, a Sim-Funded Account, and an invitation-only Live Funded Account.

Source: FTMO Futures: How it works, checked September 1, 2026.

Evaluation

FTMO Futures gives you no time limit and no minimum trading-day requirement during the Evaluation. You must reach the profit target with all positions closed while staying above the maximum drawdown, following the relevant daily-loss rule and bringing the best-day percentage within the consistency limit.

Exceeding the Evaluation consistency percentage isn't an account breach. You continue trading until the best day becomes 40% or less of total profit on Growth, or 50% or less on Pro.

Sim-Funded Account

FTMO Futures removes the profit target and consistency rule in the Sim-Funded phase. Maximum drawdown remains active. Growth introduces a soft daily-loss limit, while Pro keeps a hard limit.

The account is still simulated. Payout eligibility depends on qualifying days, available profit, the percentage you may request, a per-request cap, and the rule that at least half of the requested amount must be new profit from the current payout cycle.

FTMO Futures permits unlimited concurrent Evaluations, each with its own subscription, but caps Sim-Funded Accounts at three across Growth and Pro. At the current maximum account size, three 150K accounts total $450,000 in simulated capital. FTMO states the limit as an account-count rule, not as a separate capital-allocation cap.

Sim-Funded contract capacity starts below the Evaluation maximum. The 50K, 100K and 150K accounts begin at 2, 4 and 6 mini or standard contracts, then scale with end-of-day profit toward 5, 10 and 15. The limit can also scale back down if end-of-day profit falls into a lower milestone band.

Live Funded Account

FTMO Futures may move selected traders from Sim-Funded to Live Funded at the Trading Department's discretion. FTMO says eligible traders are contacted directly. A trader can remain Sim-Funded and receive payouts without receiving a Live Funded invitation.

Treat Live Funded as a possible later stage, not part of the product you can count on when buying the Evaluation.

How do Growth and Pro compare in the Evaluation?

As of September 2026, FTMO Futures Growth is the lower-cost route with no Evaluation daily-loss limit, while Pro charges more for a larger drawdown allowance and imposes a hard daily-loss limit. Both use the same profit targets and maximum contract limits.

Source: FTMO Futures comparison table and Trading Objectives and Rules, checked September 1, 2026.

Ten micro contracts count as one mini or standard contract for the maximum-contract rule. A 50K Evaluation therefore permits up to five mini or standard contracts, or the micro equivalent.

Who should choose Growth?

FTMO Futures Growth is the more forgiving Evaluation for traders whose intraday loss can be lumpy but whose total risk stays inside the EOD trailing drawdown. No Evaluation daily-loss limit removes one failure point, and the monthly price is lower at every size.

Growth isn't automatically the easy choice. Its maximum drawdown is $1,000 tighter than Pro at each size, and the 40% consistency threshold demands more even profit distribution than Pro's 50% threshold.

Who should choose Pro?

FTMO Futures Pro fits traders who value more total drawdown and can operate inside a hard daily stop. The 50K Pro account gives $3,000 of maximum drawdown versus $2,000 on Growth, for example.

The trade-off is direct. Hitting Pro's daily-loss limit fails the Evaluation, and the subscription costs $20 to $40 more per month depending on size. Pro only makes sense if that extra drawdown space is more useful to you than the daily-loss freedom on Growth.

How does the EOD trailing drawdown work?

As of September 2026, FTMO Futures calculates the maximum-drawdown floor from the highest balance recorded at a previous daily close, not from an intraday equity high. The floor can move upward but never back down, and it locks at the initial simulated balance once the calculation would carry it above that level.

On a 50K Growth Evaluation, the starting floor is $48,000 because the maximum-drawdown amount is $2,000. If the account closes a later day at $51,000, the next day's floor becomes $49,000. If a later closing high pushes the calculation above $50,000, the floor locks at $50,000.

EOD trailing doesn't mean the rule is checked only at the close. FTMO states that account equity cannot hit the active floor at any point during the trading day. The previous close determines the floor; live equity can still breach it intraday.

Source: FTMO Futures Trading Objectives and Rules, checked September 1, 2026.

How do the daily-loss limits differ?

FTMO Futures Growth has no daily-loss limit in the Evaluation. In the Sim-Funded phase, Growth uses a soft daily-loss limit of $1,000, $2,000 or $3,000 for the 50K, 100K and 150K sizes. A soft breach closes open positions and suspends trading for the rest of that trading day, but it doesn't terminate the account.

FTMO Futures Pro uses a hard daily-loss limit in both Evaluation and Sim-Funded. The limits are $1,000, $1,500 and $2,000 by account size. A hit fails the Evaluation or permanently terminates the Sim-Funded Account.

The daily-loss floor is recalculated from the balance at the start of each trading day and can move up or down. That's a different mechanic from the maximum-drawdown floor, which only ratchets upward.

How do FTMO Futures payouts work?

As of September 2026, FTMO Futures pays 90% of an approved Sim-Funded withdrawal request after the other conditions and caps are applied. Growth permits up to 50% of available profit per request, while Pro permits up to 100%.

Source: FTMO Futures Trading Objectives and Rules and Sim-Funded payout FAQ, checked September 1, 2026.

Qualifying days are based on closed end-of-day profit meeting the threshold. Four Growth days or five Pro days don't need to be consecutive, but each counted day must clear the relevant amount.

What is the 50% new-profit rule?

FTMO Futures requires at least 50% of each requested amount to come from new profit generated in the current payout cycle. Carried-over profit from a previous cycle can't make up more than half of the request.

If you carry $2,000 from an earlier cycle and make $400 of new profit, the most you can request is $800. The request can combine $400 of new profit with $400 carried over. Other limits, including the withdrawal percentage and payout cap, still apply.

How is the payout processed?

FTMO Futures closes open positions and pending orders when a trader confirms a payout request in the Client Area. The requested amount is deducted from the Sim-Funded balance while FTMO reviews it, and trading can resume immediately. After approval, the trader confirms the payout invoice.

FTMO Futures pays in USD with a $20 minimum. The official methods listed on September 1, 2026 were Wise, Revolut bank wire, Visa Direct and Mastercard Send. Mastercard Send wasn't available to US clients.

How do subscriptions and resets work?

As of September 2026, every FTMO Futures Evaluation runs on a recurring monthly subscription. The fee is charged at purchase and again on the same billing date while the subscription remains active.

Passing the Evaluation cancels the subscription, and FTMO doesn't charge for a Sim-Funded or Live Funded Account. There is no activation fee. A breach doesn't cancel the Evaluation subscription automatically; FTMO provides a new account on the next billing date.

An optional paid reset returns the Evaluation to its starting conditions sooner. The reset doesn't move or replace the existing billing anniversary, so a reset shortly before renewal can create two charges close together. Check the date before paying for one.

FTMO Futures doesn't offer a Free Trial. You start by purchasing a Growth or Pro Evaluation subscription.

Source: FTMO's subscription FAQ and Futures Free Trial FAQ, checked September 1, 2026.

Which platforms, data and contracts does FTMO Futures support?

As of September 2026, FTMO Futures supports NinjaTrader, Tradovate and TradingView. All three are available automatically and use the same FTMO Futures login credentials.

What market data is included?

FTMO Futures includes Level 1 live market data in the Evaluation subscription. Level 1 shows the closest available bid and ask.

FTMO doesn't let traders purchase Level 2 Depth of Market while logged in with FTMO credentials. If DOM is central to your execution, that isn't a small footnote. It is a product-level limitation.

Which contracts are available?

FTMO Futures lists 30 CME Group instruments: 19 mini or standard contracts and 11 micros. The selection covers equity indices, metals, energy, FX and crypto futures.

The familiar index contracts are there, including ES, NQ, YM and RTY plus MES, MNQ, MYM and M2K. FTMO also lists GC and MGC, CL and MCL, major currency futures, Micro Bitcoin and Micro Ether.

FTMO's own commission is $0.50 per side for mini or standard contracts and $0.20 per side for micros. Exchange and NFA fees are added separately and can change outside FTMO's control.

Sources: FTMO Futures platform FAQ, market-data FAQ and instrument list, checked September 1, 2026.

Which trading restrictions matter most?

As of September 2026, FTMO Futures permits news trading in every phase, but traders must close all positions and cancel all resting orders before 4:10 p.m. ET or the relevant earlier market close. The platform can auto-liquidate remaining exposure, but FTMO tells traders not to rely on it.

What is prohibited?

FTMO Futures prohibits strategies that exploit price-display errors, delayed data or simulation-specific behaviour. Cross-account hedging, copying another trader's decisions and relying on the platform's drawdown protection as the sole exit mechanism are also prohibited.

Automated trading is allowed in principle, but FTMO bans automation that manipulates or abuses the service, including high-frequency strategies and latency arbitrage. Opening a new position within 2% of a CME daily price limit is prohibited too.

News trading deserves nuance. FTMO allows news trading, yet its risk-management standards flag concentration around scheduled events when that behaviour is inconsistent with the trader's broader activity or can't be replicated responsibly in live conditions. “News allowed” isn't permission to abandon a normal risk process.

Copying trades across your own accounts is allowed only when each account independently complies with every rule. Sim-Funded Accounts also have an inactivity process: a warning after 30 calendar days without trading, followed by closure if inactivity continues for another 30 days. FTMO says Live Funded Accounts have no inactivity rule.

Source: FTMO Futures Forbidden Trading Practices and position-close FAQ, checked September 1, 2026.

Who can use FTMO Futures?

As of September 2026, FTMO Futures accepts natural persons in many countries but maintains detailed residency and compliance exclusions. The current Futures setup is individual/B2C only; business verification is not available. Availability can change, so country eligibility should be checked directly before purchase rather than inferred from FTMO's CFD availability.

What are the US restrictions?

FTMO Futures isn't available to residents of Arkansas, Delaware, Louisiana, Montana or South Carolina. FTMO assesses US eligibility by residency, including US territories, rather than nationality.

US traders need a valid Tax Identification Number to receive a payout, must submit Form W-9 for their first payout, and may need to prove ownership of a US bank account at a licensed traditional bank. FTMO says Wise and Chime don't qualify as bank-account proof for this requirement.

Can every Sim-Funded trader reach Live Funded?

FTMO Futures applies extra country restrictions to Live Funded invitations. Traders in those countries can still use Sim-Funded Accounts and receive payouts, but can't transition to Live Funded under the current policy.

The practical check is two-stage: confirm that your residency can use FTMO Futures, then check whether it can receive a Live Funded invitation. Those aren't the same list.

Source: FTMO Futures eligibility FAQ and Live Funded eligibility FAQ, checked September 1, 2026.

Is FTMO Futures worth it?

FTMO Futures is a credible Beta offer on paper because the published rules are specific and the product choices solve different trader problems. Growth removes the Evaluation daily-loss limit. Pro adds drawdown room and larger payout caps. Both remove the Sim-Funded consistency rule and use a 90/10 payout split.

The drawbacks are just as concrete. The Evaluation is a recurring subscription, the drawdown eventually locks at the starting balance, positions can't be held through the daily close, Level 2 DOM isn't available with FTMO credentials, and payout requests have several interacting limits. Beta adds execution risk that a comparison table can't measure yet.

My research verdict is conditional: Growth is the cleaner default for traders who want fewer Evaluation failure points, while Pro is the stronger fit for disciplined traders who can respect a hard daily limit and value higher withdrawal caps. Neither deserves a first-hand endorsement until the new product has been traded and its payout process has been tested independently.

That still changes my personal shortlist. As a German trader whose main market is futures, FTMO has become materially more interesting to me again. In my own setup, the bookkeeping and tax administration is substantially easier to handle than it is with US firms. That is my administrative experience, not a blanket tax conclusion; treatment depends on residency, legal status, the contract and professional advice.

FTMO also brings an established CFD-side operator record that a newly launched futures brand normally does not have. I am therefore placing FTMO Futures provisionally at number four in my current futures top five, behind Lucid Trading, Apex Trader Funding and Topstep. The placement reflects product fit and operator confidence; it is not a first-hand FTMO Futures payout verdict.

How will this FTMO Futures review stay current?

This page is Proptradingvibes' canonical owner for the FTMO Futures product decision. The general FTMO review owns the company-level verdict, while the existing account, rules and payout pages retain detailed ownership of FTMO's CFD programs.

The update trigger is material change. I will recheck this page when FTMO changes the Beta label, Growth or Pro pricing, Evaluation or Sim-Funded rules, payouts, supported platforms, instrument access or country eligibility. A routine source check without a material change doesn't become a new public freshness date.

The bottom line

FTMO Futures moves straight to number four on my current futures shortlist, behind Lucid Trading, Apex Trader Funding and Topstep. It is most compelling for traders who want FTMO's new one-step futures path, EOD trailing drawdown and a choice between Growth's softer risk structure and Pro's larger drawdown and payout capacity. Growth is my research-only default for most traders because it removes the Evaluation daily-loss limit and costs less.

Skip FTMO Futures if you need proven Beta stability, Level 2 DOM through the provided credentials, overnight holding, or a guaranteed route to live capital. The rules are detailed. The product history isn't.