FundingPips Restricted Countries: Where You Can't Trade (2026)

Restriction categories

Two distinct layers as of July 2026: the official published restricted list, and platform-level limits that only narrow your platform choice:

Category 1: The official published list (Iran, Vietnam, UAE)

FundingPips' help center names exactly three restricted countries. Traders resident in these jurisdictions are not accepted:

• Iran: on the official restricted list
• Vietnam: on the official restricted list
• United Arab Emirates (UAE): on the official restricted list
• Minimum age: 18 to open an account
• Everything else: not on the official published list
• Sanctions context: heavily sanctioned jurisdictions can still fail at the payment-rail level industry-wide
• Source: FundingPips help center, checked July 2026

That is the entire published list. Long OFAC-style country lists circulating on third-party sites (North Korea, Syria, Cuba, Russia and so on) do not appear on any official FundingPips page, and the terms and conditions contain no country list at all. Sanctions law still exists and payment processors can block heavily sanctioned jurisdictions in practice, but that is industry-wide payment-rail reality, not a FundingPips ban list.

Category 2: Platform-level geo-restrictions (US and Canada)

The second layer is not an account ban at all, it is platform availability. US and Canada residents are accepted at FundingPips, but platform choice is limited:

• MT5: not supported for US and Canada residents
• cTrader: not available to US residents or citizens, open to Canadian residents
• Match-Trader: available to US and Canada residents
• Net effect: US traders pick Match-Trader, Canadian traders pick Match-Trader or cTrader. MT5 is the gate, so the MT5-only products are closed to both: the Prime Account, the Free Trial, the 1K Instant account and the Swap-Free add-on

If you have read elsewhere that FundingPips bans US traders outright, that claim is contradicted by the official help center. The restriction is per platform, not per account. Watch the FundingPips help center for changes.

How the restriction is enforced

At purchase checkout

When you click 'Purchase' on a challenge, FundingPips' system checks:

• Billing address country
• Payment method origin
• IP address location
• Browser language and locale indicators

If restriction is detected: checkout fails with error message. No charge processed. You see a notification that your location is not supported. This is the fastest signal: if checkout completes, your country is supported at the billing-address level.

At KYC verification

KYC is triggered after you pass the evaluation, before the Master Account is issued. It requires:

• Government-issued photo ID
• Proof of address no older than 3 months
• Selfie verification

The process is automated, with manual compliance review where needed. If your documents show residence in Iran, Vietnam or the UAE, verification fails regardless of the IP used at purchase. One hard rule worth knowing: a declined duplicate-account KYC cannot be resubmitted under a new email address.

Ongoing monitoring

After approval, FundingPips applies an IP-consistency rule: the region you purchase and log in from is expected to stay consistent. On a suspicious regional change, the Responsible Trading Team requests proof (a plane ticket, passport stamp, VPS invoice or live video) before taking any action. The account is not closed without a chance to verify.

VPN warnings

The official policy is direct: connecting to a VPN or VPS while accessing the trading account is not permitted.

Reasons:

1. KYC mismatch: a VPN IP at purchase that does not match your KYC documents gets flagged, and you will be asked to explain the discrepancy.
2. Payment method origin: Even if purchase IP looks unrestricted, your payment method (credit card, bank transfer) has origin metadata that FundingPips checks. Restricted-country payment methods trigger the same flags.
3. IP-consistency rule: your login region is expected to stay consistent with your purchase region. A suspicious change triggers a proof request (plane ticket, passport stamp, VPS invoice or live video) from the Responsible Trading Team before any action. You get a chance to verify, but VPN-masking a restricted country has no legitimate proof, and the account is at risk after you have accumulated trading history.

The safe alternative: if your country is restricted, try competitors. FundingPips is not the only forex or CFD prop firm, FTMO, FundedNext, Alpha Capital, and others have different restriction lists. Some may serve your jurisdiction where FundingPips does not.

Common unrestricted regions

As of July 2026, only Iran, Vietnam and the UAE are on the official restricted list, so these regions have no account-level restriction (standard KYC applies):

• UK: full access
• EU (all member states): full access
• Canada: accepted, Match-Trader or cTrader (no MT5)
• US: accepted, Match-Trader only (no MT5, no cTrader)
• Australia: full access
• New Zealand: full access
• Japan: full access with KYC
• South Korea: full access with KYC
• Singapore, Malaysia, Thailand, Philippines, Indonesia: full access (Vietnam is on the restricted list)
• India, Pakistan, Bangladesh: full access
• South Africa: full access
• Most Latin American countries (Brazil, Mexico, Argentina, Colombia, Chile): full access
• Most African countries (Nigeria, Kenya, Egypt, Morocco): full access

This list is not exhaustive. If your country is not on the restricted list, it is typically supported.

How to check your eligibility

Three steps to verify:

1. Visit the FundingPips purchase page (fundingpips.com with code VIBES for 20 percent off)
2. Attempt to start purchase, enter your billing address
3. Check for restriction notification, if restricted, the system blocks with a message. If unrestricted, checkout proceeds normally

No need to purchase fully to check eligibility, just start the checkout flow and stop if blocked. No charge or commitment at the pre-payment stage.

What to do if restricted

Try other prop firms

Different firms have different restriction lists. FTMO, FundedNext, Alpha Capital, E8 Markets and MyFundedFX each have different serving regions. A country restricted at FundingPips may be fully supported at one of these alternatives, so do not assume the restriction is universal across the prop space.

Wait for regulatory clarification

Restricted lists change. FundingPips' published list is already short (three countries as of July 2026), and firms adjust as regulators and payment providers update their positions. Check the help center periodically if your country's status matters to you.

Do not attempt VPN workaround

Risk of account closure after significant capital accumulation. Not worth the eventual exposure. The detection cost is asymmetric: small upside (cheaper than a competitor) versus large downside (losing accumulated profits after months of trading).

Consider relocation implications

If you are genuinely planning to relocate (not just VPN-spoofing), ensure your new jurisdiction is supported before committing to FundingPips. Standard cross-border banking applies to payouts.

Restricted country list changes

The published list is short and does not change often, but it can change.

Additions

• Payment-rail changes (processors dropping support for a jurisdiction)
• Regulatory classification changes (new prop firm regulations in specific states or provinces)
• Rapid regulatory responses (crises or enforcement actions)

Removals (less common)

• Sanctions lifting (rare, usually takes years of diplomatic change)
• Regulatory clarification that prop firms do not require specific registration
• Regional court rulings reversing earlier restrictions

Monitoring the list

• Check FundingPips' current restriction list if your country status changed
• For traders in borderline jurisdictions, verify at purchase attempt (fastest signal)
• Community forums (Reddit r/propfirms, Discord servers) flag restriction changes quickly

Example: the US and Canada platform split

The clearest real-world example of a partial restriction is the North America platform split. As of July 2026, per the official help center:

• MT5: not supported for US and Canada residents
• cTrader: not available to US residents or citizens, available to Canadian residents
• Match-Trader: fully available to US and Canada residents

This is what most partial restrictions look like in practice: not a ban, but a narrower product. A US trader who wants FundingPips simply picks Match-Trader and trades, a Canadian trader picks Match-Trader or cTrader. Treat platform-level restrictions as product decisions that can change, not permanent bans.

Comparison: FundingPips versus peer firms

FundingPips' published list (Iran, Vietnam, UAE) is shorter than the OFAC-style lists many peers publish. The biggest practical delta for readers is platform choice in the US and Canada, where FundingPips accepts residents on Match-Trader while some peers block North America outright. Check the current checkout result rather than relying on a comparison table that may be 6 months stale.

Compliance review: what FundingPips actually checks

FundingPips' compliance pipeline runs three filters in sequence. Understanding each filter helps borderline-jurisdiction traders predict where their application will succeed or fail.

The strictest filter is KYC verification, which runs after you pass the evaluation and before the Master Account is issued, because it inspects original-issued documents rather than self-reported addresses. A trader who passes the checkout block but fails KYC has already paid the eval fee, which is why the refund question below matters. A trader who is unsure should start the checkout flow with their actual billing address rather than guessing eligibility from forum threads or community reports.

Payment method origin and country detection

FundingPips' second-pass check is payment-method origin. The bank issuing a credit card or processing a bank transfer carries country metadata that travels with the transaction. Even if billing address looks unrestricted, a payment instrument from a restricted-country financial institution triggers a flag.

Practical implications for cross-border traders: a trader living in an unrestricted country but holding only a restricted-country credit card cannot purchase via that card. The right approach is to fund the purchase through a payment instrument matching the actual country of residence. Crypto purchases bypass the bank-routing metadata but introduce their own KYC questions about source of funds.

Refund expectations when a purchase is reversed at compliance

The help center does not document a refund of the registration fee for an account rejected at KYC, and it publishes no refund processing times at all. The one refund it does describe sits somewhere else entirely: reaching your 4th reward on a 1 Step or 2 Step Standard Master Account refunds the original registration fee you paid for the challenge, and that refund does not apply on 2 Step Pro, 2 Step Flex or FundingPips Zero. If a compliance rejection costs you a fee, ask FundingPips support what happens to it rather than planning around a timeline nobody published.

The bottom line

FundingPips' official restricted list is three countries: Iran, Vietnam and the UAE (help center, July 2026). Anything longer you see on third-party sites is not verifiable against official FundingPips pages; sanctions law and payment rails are real constraints, but they are industry-wide context, not a published ban list. US and Canada residents are accepted, with MT5 closed to both: US traders are left with Match-Trader, Canadian traders can use Match-Trader or cTrader. VPN or VPS use while accessing the trading account is not permitted, and login regions are expected to stay consistent; a suspicious change triggers a proof request before any action, so the account is not closed without a chance to verify. Use promo code VIBES at checkout for 20 percent off if your country is supported.

Common trader scenarios and outcomes

Real-world scenarios from traders attempting to navigate the FundingPips restriction list illustrate how the three-filter compliance pipeline behaves in practice. Each scenario maps to a different outcome at the checkout, KYC or monitoring stage.

• Trader in a clearly supported country (UK, Germany, Japan): checkout passes, KYC clears with passport plus utility bill, then the documented review runs, up to 2 working days after KYC and a further 2 working days after the customer agreement is signed, before the Master Account goes live
• Trader in the US or Canada: accepted. A US trader picks Match-Trader, a Canadian trader picks Match-Trader or cTrader, and MT5 is unavailable to both
• Trader resident in Iran, Vietnam or the UAE: on the official restricted list, not accepted
• Dual citizen with non-restricted passport but restricted-country residence: checkout may pass on billing address, KYC may reject on proof-of-address country mismatch with passport
• Trader relocating mid-funded-life: the IP-consistency rule triggers a proof request (plane ticket, passport stamp or similar), the account is not closed without a chance to verify

The pattern is consistent: clearly supported countries flow through all three filters cleanly; clearly restricted countries fail at checkout or KYC; borderline cases require case-by-case compliance review and benefit from emailing FundingPips support before paying eval fees.

Affiliate context: VIBES discount eligibility

The VIBES code applies at checkout regardless of country, but only succeeds on accounts that pass the underlying compliance pipeline. A restricted-country trader cannot apply VIBES to bypass restrictions; the code is a discount, not a compliance exception.

Practical use of the code: confirm country eligibility via the checkout flow, then apply VIBES at the payment step for 20 percent off the eval fee. The code rotates periodically, verify the current discount percentage at fundingpips.com if VIBES does not apply at checkout.

Frequently Asked Questions

Which countries are restricted from FundingPips?

FundingPips' official published restricted list has three countries: Iran, Vietnam and the United Arab Emirates (help center, July 2026). Longer OFAC-style lists on third-party sites are not verifiable against official FundingPips pages. Separately, platform availability is limited in North America: MT5 is closed to both countries, so US residents can only use Match-Trader while Canadian residents can use Match-Trader or cTrader. If your country is restricted, purchase fails at checkout or KYC blocks account activation.

Can US traders use FundingPips?

Yes. US residents are accepted as of July 2026, but only on Match-Trader: MT5 is not supported for US traders and cTrader is not available to US residents or citizens. Pick Match-Trader at checkout and the account works normally. Use code VIBES at checkout for 20 percent off.

Can Canadian traders use FundingPips?

Yes. Canadian residents are accepted as of July 2026. MT5 is not supported for Canada but cTrader is, so pick Match-Trader or cTrader at checkout and standard KYC applies. The MT5-only products are the exception: the Prime Account, the Free Trial and the 1K Instant account are not open to Canadian residents.

Why does FundingPips restrict some countries?

FundingPips does not publish its reasoning per country, but its official list is short: Iran, Vietnam and the UAE. Compliance and payment-rail constraints are the usual drivers behind such lists across the industry, and the platform-level limits (no MT5 for the US or Canada, no cTrader for US residents or citizens) come from platform licensing rather than sanctions.

Can I use a VPN with FundingPips?

No. Official policy says connecting to a VPN or VPS while accessing the trading account is not permitted, and your login region is expected to stay consistent with your purchase region. A suspicious regional change triggers a proof request (plane ticket, passport stamp, VPS invoice or live video) before any action is taken, so you get a chance to verify, but VPN use to mask a restricted country has no legitimate defense. If your country is restricted, try competitors with different restriction lists.

What happens if my FundingPips account is purchased from a restricted country?

If restriction is detected at purchase: checkout fails, no charge processed. If it surfaces at KYC (which runs after you pass the evaluation): verification fails and the account does not proceed to funding. If a suspicious regional change appears later, FundingPips requests proof of a legitimate reason before taking any action; the account is not closed without a chance to verify.

Does FundingPips serve the UK?

Yes. UK traders can use FundingPips as of July 2026 with standard KYC and no unusual restrictions. The UK has well-established prop firm operations and FundingPips operates normally there. Use code VIBES at checkout for 20 percent off.

Does FundingPips serve the EU?

Yes. All EU countries can use FundingPips as of July 2026 with standard KYC. Germany, France, Netherlands, Spain, Italy, Poland, and other EU jurisdictions operate normally. Rewards go out by card, crypto (USDT or USDC), Rise or bank transfer, and within the EU the bank transfer and Pay to Card rails are listed for Belgium, France, Germany, Italy, Netherlands and Spain.

Does FundingPips serve India, Pakistan, Southeast Asia?

Mostly yes, with one big exception: Vietnam is on FundingPips' official restricted list. India, Pakistan, Philippines, Indonesia, Thailand, Malaysia and most other South and Southeast Asian markets have access. Check the purchase page with your specific country for current access.

How often does the FundingPips restricted list change?

Rarely. The official published list is short (as of July 2026 it is Iran, Vietnam and the UAE), and FundingPips advertises service in 195+ countries. Changes come from compliance or payment-rail shifts rather than a fixed schedule, so check the help center if your country's status matters.

Are FundingPips payouts affected by my country?

Yes, indirectly. Restricted countries cannot open an account in the first place, so payout access never becomes relevant. In supported countries FundingPips pays rewards by card, crypto (USDT or USDC), Rise or bank transfer, and every method is processed within 1 to 3 working days, plus 1 to 2 working days for the money to reach your wallet or bank. Two rails are country-bound: bank transfer and Pay to Card are listed for Belgium, France, Germany, Italy, Netherlands, Spain, Brazil, Colombia, Mexico, Nigeria, South Africa, the UK, Turkey and Indonesia. Pay to Card is the one fast option, arriving instantly or within 30 minutes of approval, up to 48 hours if your bank runs extra security checks.

What is the fastest way to confirm my country is supported?

Run the checkout flow with your real billing address. If the system accepts the address and proceeds to the payment step, your country is supported. If the system blocks with a restriction message, your country is restricted. The pre-payment check is free and unambiguous, unlike contacting support and waiting for a response.

Does FundingPips publish an official restricted-country list?

Yes. The official help center names three restricted countries: Iran, Vietnam and the United Arab Emirates (checked July 2026). The terms and conditions contain no separate country list. If a third-party site shows a much longer list, it is not verifiable against official FundingPips pages. The checkout flow remains the fastest operational confirmation for your specific address.

What happens if my country moves to the restricted list during my eval?

FundingPips has not published a grandfathering policy, so there is no official answer. What is documented: KYC runs after you pass the evaluation, and the IP-consistency rule means a change in your login region triggers a proof request before any action. If your country's status changes mid-eval, contact support before your next milestone rather than assuming either outcome.

Is the FundingPips affiliate VIBES code valid in my country?

The VIBES code applies at checkout in any supported country and gives 20 percent off the eval fee. Restricted-country traders cannot complete checkout regardless of code use. Verify the current discount percentage at fundingpips.com because affiliate codes can rotate periodically.

Can I get a refund if KYC rejects my account after eval purchase?

The help center does not say. It documents no refund of the registration fee for an account rejected at KYC and publishes no refund processing times. The only refund it does describe is a different one: the registration fee comes back at your 4th reward on a 1 Step or 2 Step Standard Master Account, and not on 2 Step Pro, 2 Step Flex or FundingPips Zero. Ask FundingPips support before you buy if this matters to you.