What are the FundingPips rules?

FundingPips applies challenge-specific rules: 1 Step has a 10% profit target, 6% max loss, 3% daily loss limit; 2 Step has 8-10% Phase 1 / 5% Phase 2 targets with 10% max loss and 5% DLL per phase; 2 Step Pro has 6% targets per phase with 6% max loss and 3% DLL; Zero has no profit target but 5% trailing drawdown, 3% DLL, and a strict 15% consistency rule. All Master accounts share a 3%/2% risk-per-trade rule and tiered profit splits.

What is the FundingPips max drawdown?

Max drawdown varies by challenge. 1 Step: 6% of initial account size (hard breach). 2 Step: 10% per phase (fresh counter in Phase 2, carries into Master). 2 Step Pro: 6% per phase. Zero: 5% trailing based on highest recorded equity (the trail follows equity peaks up and never resets down). On a $50K account, that's $3,000 (1 Step/2 Step Pro), $5,000 per phase (2 Step), or 5% of peak equity (Zero).

What is the FundingPips daily loss limit?

FundingPips daily loss limit is 3% on 1 Step, 2 Step Pro, and Zero. It's 5% on standard 2 Step. Calculated as 3% or 5% of the higher value between (a) daily starting balance or (b) current equity during the day. The 'higher of' anchor means the DLL ceiling tracks your current peak if you're in profit mid-session, slightly more forgiving than strict daily starting balance DLLs.

What is the FundingPips consistency rule?

Consistency rule caps your biggest single trading day as a percentage of total profit at payout request. 35% on standard 1 Step and 2 Step Master accounts, applied only to On Demand Rewards (the 90% split option). 35% on 2 Step Pro if Daily reward cycle is selected (applies to evaluation phases). 15% on Zero, the strictest in the lineup, applied at every payout request. On a $1,000 Zero payout, your best day must be ≤$150.

Can I trade news on FundingPips?

Yes on 1 Step and 2 Step (both standard and Pro). No on Zero, Zero prohibits holding positions during high-impact news events (red indicators only) and prohibits trading 10 minutes before and 10 minutes after affected-currency news releases. Even on challenges that allow news, the 3% DLL can fill in a single volatile news session, so most traders close before major releases.

What strategies are prohibited on FundingPips?

Prohibited strategies include: arbitrage exploitation between related instruments, latency/delay arbitrage, reverse trading between accounts, group trading with other FundingPips accounts, bonus abuse, account-splitting schemes (multiple accounts trading copy signals), and news trading on Zero specifically. Legitimate trading strategies (scalping, swing, trend-following, algorithmic) are all allowed.

What is the FundingPips risk per trade rule?

On Master accounts, risk per trade caps at 3% of initial account size for accounts below $50K, and 2% of initial account size for accounts $50K and above. Calculated per trade based on entry price and stop loss. On a $25K Master, max risk per single trade is $750. On a $100K Master, it's $2,000. Applies to all 4 challenge type Masters.

How does FundingPips scaling work?

FundingPips runs a 4-level Hot Seat scaling plan shared across all challenge types. Launchpad (4 rewards + 10% profit) gives +20% capital. Ascender (8 rewards + 20% profit) gives +30%. Trailblazer (12 rewards + 30% profit) gives +40% and max drawdown raised to 13%. Hot Seat (16 rewards + 40% profit) gives 2× initial balance, 100% profit split, up to $2M capital, and $100-500 monthly bonus. All scale-ups calculate from original account size.

What happens if I breach a FundingPips rule?

Hard breaches (max loss or daily loss limit exceeded) close the account immediately. Rule violations (prohibited strategies, consistency rule failures) typically trigger payout holds rather than account closures, the payout is held until additional trading brings the ratio back into compliance. KYC failures can delay first payout. Trustpilot shows occasional account closures for unclear reasons; most are documented rule breaches with support responses within 24 hours.

Does FundingPips allow EAs or bots?

Yes, expert advisors (EAs) and algorithmic trading bots are allowed across all FundingPips challenge types as of April 2026. MT5 supports EA automation natively. cTrader supports cBots. Standard prohibited-strategies rules still apply, your bot can't run arbitrage, latency exploits, or group-trading coordination schemes. Most successful FundingPips traders combine manual execution with automated entry/exit tools.

Are Master account rules the same as evaluation?

Master account drawdown rules are identical to the evaluation phase rules on FundingPips as of April 2026. The 6% max loss on 1 Step carries into Master unchanged. The 10% max loss per 2 Step phase carries into Master at 10%. The 6% on 2 Step Pro carries at 6%. Zero's 5% trailing continues. The consistency rule activates more broadly on Master (at every payout on Zero, at every On Demand payout on standard Masters). This is different from some prop firms that loosen drawdown after evaluation, FundingPips does not.

FundingPips Rules 2026: All 4 Challenge Types Decoded

Quick Answer, FundingPips Rules Overview

• Max loss per challenge: 1 Step 6%, 2 Step 10% per phase, 2 Step Pro 6% per phase, Zero 5% trailing.
• Daily loss limit: 3% on 1 Step/2 Step Pro/Zero; 5% on 2 Step.
• Consistency rule: 35% on standard challenges (On Demand only); 15% on Zero (every payout).
• News trading allowed on 1 Step + 2 Step; prohibited on Zero.
• 4-level Hot Seat scaling plan reaches 2× capital, 100% split, $2M max.

Funded trader, 14 months in: I've been running FundingPips accounts since February 2025, 5 successful payouts, $6,800+ withdrawn cumulative. The rules below come from navigating them on live funded capital, not from reading help-center articles.

The single most critical rule at FundingPips is the daily loss limit (DLL). It resets daily and catches traders who size too aggressively after a winning streak. I broke it all down in my complete FundingPips rules guide. For the full picture, read my complete FundingPips review. For the absolute latest, check FundingPips' website or their help center.

Challenge	Max Loss	Calculation	Master Behavior
1 Step	6%	Of initial account size	Same 6% carries into Master
2 Step	10% per phase	Fresh counter in Phase 2	10% carries into Master
2 Step Pro	6% per phase	Fresh counter in Phase 2	6% carries into Master
Zero	5% trailing	From highest recorded equity (peak)	Same 5% trail continues

Challenge	DLL	Calculation
1 Step	3%	Of higher of (daily starting balance OR current equity)
2 Step	5%	Of higher of (daily starting balance OR current equity)
2 Step Pro	3%	Of higher of (daily starting balance OR current equity)
Zero	3%	Of higher of (daily starting balance OR current equity) + -1% floating PnL limit

Challenge	Phase 1	Phase 2	Min Days
1 Step	10%	,	3
2 Step (Option 1)	8%	5%	3 per phase
2 Step (Option 2)	10%	5%	3 per phase
2 Step Pro	6%	6%	1 per phase
Zero	None (instant Master)	,	,

Challenge	Consistency %	When Applied
1 Step	35%	Only on On Demand Rewards (90% split)
2 Step	35%	Only on On Demand Rewards (90% split)
2 Step Pro	35%	If Daily reward cycle selected, applies to evaluation phases
Zero	15%	At every payout request