A Lucid 25K account starts with a $1,000 loss allowance. Flex, Pro, Daily and Direct share that amount, but differ in how the loss threshold moves and what you must earn before a payout. The 25K label alone will not tell you which rules you are buying.
I have traded LucidFlex and LucidPro. This comparison uses Lucid's current published rules for all four plans, with examples for a new 25K account. The useful comparison is the evaluation requirement, funded drawdown and first withdrawable amount.
The four 25K routes
| Rule | Flex | Pro | Daily | Direct |
|---|---|---|---|---|
| Entry phase | Evaluation | Evaluation | Evaluation | Simulated funded; no evaluation |
| Evaluation target | $1,250 | $1,250 | $1,250 | Not applicable |
| Evaluation consistency | 50% with a cushion | None | 50% with a cushion | Not applicable |
| Funded drawdown | EOD trailing | EOD trailing | Intraday trailing | EOD trailing |
| Daily loss limit | ON/OFF chosen at purchase | ON/OFF; conflicting 25K amounts explained below | ON/OFF; $600 when ON | None at 25K |
| Funded consistency | None | 40% for current accounts | None | 20% |
| Funded position limit | Starts at 1 mini / 10 micros; scales to 2 / 20 | 2 minis / 20 micros | 2 minis / 20 micros | 2 minis / 20 micros |
Flex and Daily describe a possible two-day evaluation pass using their consistency cushion. Pro allows a one-day pass without evaluation consistency. Passing still requires compliance with the account limits and trading rules. These are possible paths through the rules, with no prediction of how long your attempt will take.
Daily lets you choose EOD or intraday drawdown for the evaluation; its funded phase always trails intraday. The DLL selection carries through evaluation and funded on Flex, Pro and Daily. Primary evaluation rules: Flex, Pro and Daily.
The $1,000 loss allowance and the $25,100 lock
The initial Max Loss Limit (MLL) is $24,000. Reaching that threshold breaches the account. As profits lift the relevant balance, the MLL trails upward; a later loss does not move it back down.
- Flex, Pro and Direct: the highest end-of-session balance sets the next MLL. Unrealized intraday highs do not raise an EOD threshold.
- Funded Daily: the MLL follows the intraday high, including unrealized profit. Daily's evaluation uses whichever drawdown type was purchased.
- Lock: once the relevant balance exceeds the $26,100 Initial Trail Balance, the MLL stops at $25,100. A Flex payout request also locks its MLL at $25,100.
For an EOD example, a close at $25,400 raises the MLL to $24,400. A subsequent close at $25,100 leaves that threshold unchanged. A later close at $26,200 locks it at $25,100. The account breaches whenever its balance reaches the current MLL, including before the session closes.
Why Daily can breach on the same price path
Consider two fresh 25K accounts, both with DLL OFF: one EOD, one intraday. During their first session, the balance rises to $25,600 and then falls to $24,500. The EOD account's MLL is still $24,000 during that session. The intraday account has already lifted its MLL to $24,600, so the decline crosses its breach threshold. The eventual closing balance cannot reverse that breach.
Sources: the drawdown policies for Flex, Pro, Direct and Daily.
Check the 25K DLL configuration carefully
Flex and Daily offer a daily loss limit in both phases when DLL ON is selected. Daily's specific DLL policy sets that limit at $600 for 25K. A DLL hit stops trading until the next session, provided the MLL has not also been reached. Direct's DLL table lists none at 25K.
Pro needs an extra check. Its current funded overview lists an optional $600 fixed DLL at 25K. Its dedicated DLL article lists none at that size, in both evaluation and funded tables. The customization page confirms ON/OFF selection for both phases. Before purchasing Pro 25K with DLL ON, get Lucid to confirm the actual limit for that configuration and retain the answer with your order.
What a 25K account must earn before a payout
The minimum request is $500 on each plan. Current payouts use a 90/10 split, so a $500 request pays the trader $450 before any receiving-provider charges. Eligibility and the maximum request differ:
| 25K plan | Requirements | Request limit |
|---|---|---|
| Flex | Five days of at least $100 each; positive cycle profit; no separate payout buffer | 50% of profit, capped at $1,000 |
| Pro | $250 cycle profit goal; 40% consistency; withdrawal must leave the $26,100 buffer intact | $1,000 first request; $1,500 from request two |
| Daily | Positive profit since the previous payout; withdrawal must leave the $26,100 buffer intact | Available profit above the buffer; no separate per-request dollar cap |
| Direct | $1,500 first cycle profit goal, then $1,250; 20% consistency | $1,000 per request |
Pro and Direct's specific payout policies publish these caps, despite “no simulated payout caps” wording in their funded overviews. The table follows the detailed payout policies. For Pro accounts bought or reset before November 28, 2025 at 3 p.m. Eastern, Lucid documents 35% consistency and a 100% trader share on the first $10,000 of payouts. Check the terms of that existing account.
Flex: five $100 days still fall short of the minimum request
For a first payout on a fresh account, assume five $100 days after trading fees and no other gains or losses. Total profit is $500, so the 50% allowance is only $250. Five $200 days produce $1,000 profit and allow the $500 minimum request.
After that $500 deduction, the balance is $25,500. The payout request locks the MLL at $25,100, leaving $400 to the breach threshold. The five-day count resets after an approved payout. Source: Flex payouts.
Pro: the $250 goal does not replace the buffer
A fresh Pro account needs at least $26,600 to support a $500 request. Four $400 profit days after fees, with no other gains or losses, would reach that balance with 25% consistency. The first maximum request of $1,000 requires at least $27,100; a later $1,500 maximum requires $27,600, alongside the cycle requirements.
The Pro payout policy permits requests on any day after eligibility is met. It does not impose a three-calendar-day waiting period. Trading before processing can invalidate the request if the balance drops into the buffer.
Direct: the profit goal exceeds the amount you can request
For the first cycle, five $300 profit days after fees, with no losses or other gains, produce the $1,500 goal at exactly 20% consistency. The maximum request is $1,000, paying the trader $900 at the current split. At least $500 of that first cycle's profit remains in the account. Later cycles require $1,250 of new profit and the same consistency check, with a $1,000 request cap. Source: Direct payout objectives.
Daily: a buffer and intraday drawdown
A new Daily account also needs $26,600 to support the $500 minimum request. Funded Daily has no consistency requirement or qualifying-day count. Subsequent requests need positive profit since the last payout and sufficient funds above $26,100. Source: Daily payouts.
Its funded rules prohibit holding or opening positions from one minute before through one minute after high-impact USD news; violating that window is a hard breach. Check that restriction alongside the intraday drawdown before choosing Daily for frequent withdrawals.
Position limits and remaining loss room
All four plans have a ceiling of two minis or twenty micros. Flex allows that maximum during evaluation, but its funded account starts at one mini or ten micros. It reaches two minis at $1,000 of account profit, with the tier updated at session end. A payout can lower the tier again. Source: Flex scaling.
Twenty micros use the same contract allowance as two minis. Calculate the planned trade loss as contract count × value per tick × stop distance in ticks. Add trading fees and allow for possible slippage, then compare that amount with the actual gap between your balance and MLL. For example, a $25,700 balance with a locked $25,100 MLL leaves $600 to the breach threshold. Use that remaining gap when calculating possible losses.
Compare the configured purchase and restart costs
Flex, Pro and Daily evaluations have one-time fees without monthly rebilling or a funded activation fee. Their DLL ON/OFF choice affects the purchase price. Daily's EOD/intraday evaluation choice affects it too. Exact checkout totals and reset offers should be compared for the same settings.
Direct skips evaluation and starts in simulated funded trading. Check its purchase cost against the evaluation and reset amounts you are actually considering. A particular number of failed evaluations does not establish that Direct is cheaper: the purchased terms and Direct's payout requirements still matter.
The reset-cost guide covers the restart decision. For an existing Black account, use the Legacy Black comparison; its historical terms should not be substituted for current Pro.
The 25K live route
Flex, Pro and Direct have a maximum of five simulated payouts before the live review, and the risk team can review a trader earlier. Reaching that count does not guarantee a move or a date. Daily uses a separate review path; its $6,000 Maximum Daily Profit at 25K is a stated transition trigger, subject to the live risk-review policy.
The current live-transition guide explains live starting balances, bonus eligibility and account closures. LucidMaxx requires an invitation and its own evaluation and Pre-Live stages; it is a separate route from the four plans compared here.
Choose the rule set you can meet
- Flex: EOD drawdown and no funded consistency test, with a funded position ramp and five qualifying days per payout.
- Pro: no evaluation consistency test, followed by funded consistency and a payout buffer. Resolve the 25K DLL discrepancy before buying DLL ON.
- Daily: requests on any eligible day, with intraday funded drawdown, a buffer and the funded news restriction.
- Direct: immediate access to simulated funded trading, with a 20% consistency requirement and cycle profit goals.
For other account sizes, use the full Lucid account comparison. Once you have selected a plan, the setup guide covers the platform connection, credentials and account checks before the first trade.