Lucid allows up to ten active evaluation and simulated funded accounts combined, with no more than five funded accounts. These limits apply per household or family. Flex, Pro, Daily and Direct share the funded limit; buying a different product does not create another allowance.
I have traded LucidFlex and LucidPro. The rules below explain how to count accounts, keep their payout requirements separate and prepare for a live transition that can affect the whole household.
Count the phase each account is in
| Account group | Published limit | What counts |
|---|---|---|
| Evaluations | Up to 10, within the shared 10-account total | Active evaluation accounts |
| Simulated funded | Up to 5, within the shared 10-account total | Flex, Pro, Daily and Direct funded accounts combined |
| Standard LucidLive | Up to 5 per household or family | Live accounts issued through the transition process |
| LucidMaxx | Up to 5 simultaneous accounts | See the separate Maxx conditions below; no additional five-account allowance is established |
Lucid's account-limit policy gives an example of three Direct accounts plus two Pro funded accounts: all five funded places are occupied. Direct begins as a simulated funded account. It has no evaluation phase.
With five funded accounts, the policy permits five evaluations in reserve, and those evaluations may still be traded. Before upgrading a passed reserve evaluation, check how Lucid will handle it while all five funded places remain occupied.
| Example account mix | Total simulated accounts | Funded accounts | Within the published count limits? |
|---|---|---|---|
| 3 Direct + 2 Pro funded + 5 Flex evaluations | 10 | 5 | Yes |
| 2 Flex funded + 1 Pro funded + 7 evaluations | 10 | 3 | Yes |
| 5 funded + 6 evaluations | 11 | 5 | No: shared total exceeded |
| 6 funded, no evaluations | 6 | 6 | No: funded limit exceeded |
Five 150K funded accounts add up to $750,000 in nominal account sizes. That calculation describes the labels on those five accounts. Each still has its own balance, loss limit and withdrawal conditions.
Same product or a mix of account types?
Accounts of the same product, size and configuration reduce the number of different rule sets to track. Their balances can still diverge after different fills, losses or payouts. A copied order therefore needs to fit the current limit on every receiving account.
For a mixed setup, record these differences beside each account:
- Flex: the chosen DLL ON/OFF setting applies in evaluation and funded. Funded has no consistency test, but adds contract scaling and requires five qualifying profitable days per payout.
- Pro: DLL is also a purchase option. Funded payouts require the applicable consistency percentage, cycle profit and a protected buffer. Its current payout policy permits a request on any eligible day.
- Daily: funded drawdown trails intraday, even if the evaluation used EOD. Funded has a payout buffer and a restriction around high-impact USD news.
- Direct: funded from purchase, with 20% consistency and cycle profit goals.
The account comparison covers these rules by phase. For Flex's changing funded contract limit, use the Flex account guide.
Separate balances still need separate loss checks
A profit in Account A does not increase the loss room shown in Account B. Keep each account's current balance, MLL, DLL setting and available contract size visible. EOD describes when a trailing threshold rises; reaching the existing MLL can breach an account during the session.
Copying the same position across several accounts repeats the market exposure. The same losing move can therefore affect every copy. Lucid's hedging policy also allows action against all involved accounts.
For order sizing, calculate contract count × tick value × stop distance in ticks for each account. Include trading fees and possible slippage, then compare the amount with that account's remaining loss room. The contract-limit guide covers the permitted size.
Payout eligibility is checked account by account
Three account balances do not form one payout balance. Here is a hypothetical first-request check for three new 50K funded accounts. All profits are after trading fees, with no earlier payouts or other gains and losses.
| Account | Position before request | Result under the amount rules |
|---|---|---|
| Flex A | $1,000 profit; five qualifying days completed | 50% permits a $500 request |
| Flex B | $900 profit; five qualifying days completed | 50% is $450, below the $500 minimum request |
| Pro C | $2,600 profit; best day $600 | 23.1% consistency; $500 sits above the $52,100 buffer and can cover the minimum request |
The two eligible accounts could request $500 each, assuming all other trading requirements are met. At the current 90/10 split, the combined trader share would be $900 before receiving-provider charges. Flex B remains ineligible despite the profitable accounts beside it.
These calculations use the Flex and Pro payout policies. Before requesting, also check the remaining balance and any payout-triggered MLL lock. The payout guide covers the other products and current caps.
Flex, Pro and Direct stop at a maximum of five simulated payouts per account, and the risk team can select a trader for live earlier. Multiplying the maximum request by five across an entire account mix would assume every account stays eligible through all five requests. The live transition can end that sequence earlier.
Add the costs of the accounts you intend to buy
Compare final checkout amounts for matching sizes, DLL settings and, on Daily, evaluation drawdown settings. Then add any applicable reset or replacement purchases and the platform, data or copier charges in your chosen setup.
A three-account setup has three purchase costs. Additional attempts create additional costs; a payout on one account does not make the other attempts free. Use the reset-cost guide to compare a reset with a fresh purchase under the same configuration.
Keep an account register before copying orders
Record the account identifier, product, phase, size, DLL setting, current MLL, contract tier, payout count and next payout requirements. Check the active account and selected receivers before sending an order. After a payout, loss or phase change, update the affected row.
Lucid permits automated strategies and trade copiers under its trading-activities policy. You remain responsible for software errors and rule violations. The setup guide explains how to match each account's issued feed and credentials to its platform.
Check for opposing positions across accounts
The hedging policy prohibits opposing positions across accounts held by one trader, different traders or different firms. Examples include long and short NQ in separate accounts, opposing minis and micros of the same contract, and long ES against short NQ in separate accounts.
For simulated accounts, the policy distinguishes positions within one account: it permits opposing different contracts, or minis against micros of the same contract, there. It prohibits long and short positions in the identical contract even within one account. Check this distinction if a copier leaves receivers holding different positions.
For simulated accounts, the published response includes an email notice and a reset of affected balances to the previous day; that reset does not restore remaining drawdown. Repeated offences can breach all involved accounts. The live policy states that live hedging results in a permanent ban.
What happens to the account mix when Lucid moves you live?
Under the current standard live policy, the risk team decides the move. Each eligible funded account must already have received at least one payout and gets one live account. Remaining ordinary simulated accounts close, including reserve evaluations.
For an ineligible funded account, the evaluation-fee refund requires at least 50% of its total drawdown to remain. That refund condition does not promise reimbursement for every closed reserve evaluation. Daily's older live page describes a zero-payout funded refund without the drawdown condition; confirm which terms Lucid will apply to a Daily account.
The standard household rule also prevents other household members from trading simulated accounts while one member trades live. The existing-Maxx exception is described below.
Daily has a separate settlement rule: eligible simulated profit above its buffer is capped at $15,000 across all transferred accounts, subject to broker verification and approval. The buffer finances the starting live drawdown and cannot be withdrawn. The live-transition guide covers that settlement, the 24-hour cashout choice and current live bonus conditions.
Where Maxx differs
LucidMaxx requires an invitation. The current route has a 40%-consistency evaluation, a separate Pre-Live profit target without consistency, and then live trading with a static MLL. Passing the first evaluation alone does not complete the route.
The page allows up to five simultaneous Maxx accounts. It does not explain how a mixed Maxx/ordinary account setup, particularly Pre-Live, counts against the general simulated limits. Obtain confirmation for that combination before purchasing it.
Existing Maxx accounts may be traded and reset alongside an active live account. New Maxx accounts cannot be purchased while an active live account is held. This is the documented exception to the ordinary sim-closure rule.
One profile and an activity check for every account
Lucid's profile policy permits one permanent profile per trader, personal or business. It cannot be converted or replaced by opening another profile.
Under the inactivity policy, each account needs trading that produces at least $1 net profit or loss within 30 calendar days. Dormant accounts are permanently deleted; breached evaluations are also deleted after 30 days unless reset. Include the last qualifying activity date in your account register, especially for reserve evaluations.