Lucid Trading 50K Account Rules Explained (Test vs Direct)

The 50K account at Lucid Trading used to be a simple choice. You picked LucidTest or LucidDirect. Two options. Done.

That changed in February 2026. LucidBlack got folded into LucidPro, LucidPro got a complete overhaul, and now you're staring at three distinct 50K accounts with different pricing, different drawdown rules, different payout structures, and different paths to live funding. Picking the wrong one doesn't just cost you the entry fee. It shapes how you trade every single day on that account.

I've traded all of them at the 50K level. $34,600 from LucidFlex. $18,400 from LucidPro. $31,800 from LucidBlack before it was retired. That's $84,800 from 50K accounts alone, so I know exactly where each one bites and where it rewards you.

This is the complete breakdown. Every rule, every number, every trap. Flex vs Pro vs Direct at 50K, with real math and real results.

Tested firsthand: I've been running Lucid Trading accounts since mid-2025—passed multiple evals, withdrew real money, and tested every account type they offer. What you're reading comes from live trading with their capital, not marketing material.

For the full picture of every account option, check my complete Lucid Trading review. Related: LucidFlex breakdown, discount codes, multiple accounts guide. For the absolute latest, check Lucid Trading's website or their help center.

Quick Comparison: LucidFlex vs LucidPro vs LucidDirect at 50K

Before I get into the details, here's the full side-by-side. Bookmark this table. You'll come back to it.

Same contract limits across all three. Same MLL. Same live bonus. The differences show up in the places that actually affect your daily trading: consistency rules, daily loss limits, payout frequency, and cost of entry.

LucidFlex 50K: The Original Workhorse

LucidFlex is the account I've traded the longest. It used to be called LucidTest, and Lucid wisely renamed it because "test" made it sound temporary. It's not. This is their flagship evaluation path.

Evaluation Rules

You need to hit a $3,000 profit target on a $50,000 account. The MLL (Max Loss Limit) is $2,000, which trails EOD. You need a minimum of 2 trading days, and there's a 50% consistency rule during evaluation.

That consistency rule matters. It means no single trading day can account for more than 50% of your total evaluation profit. If you make $3,000 total, no single day can exceed $1,500. In practice, this pushes you to spread your profits across at least 2 or 3 sessions.

I passed my LucidFlex 50K in 7 days. Could have been faster, but the consistency rule forced me to pace it. That's actually a good thing. It builds the habit of steady performance before you get funded.

Funded Rules

Here's what makes LucidFlex stand out: the consistency rule drops to 0% once you're funded.

Zero percent. Gone. You can make all your money in one day if that's how your trading works. No restriction on how your profits are distributed across sessions. Every other Lucid account type keeps some form of consistency rule in the funded phase. Flex doesn't.

The tradeoff? You need 5 profitable days to unlock each payout. Not 5 trading days. Five profitable ones. If you trade 10 days and only 4 are green, you're still waiting. I've had cycles where I needed 8 or 9 trading days to hit 5 profitable ones because I had a few scratch days mixed in.

The DLL situation is simple: there isn't one. LucidFlex has no daily loss limit. Your only protection against blowing the account on a bad day is the $2,000 MLL. That gives you freedom, but it also means a single terrible session can end your account. I've seen it happen. Not to me on the 50K, but I've watched traders in the Discord lose $1,800 in one session and then breach the next day with the MLL sitting at $200 of remaining room.

Payout Split

90/10 from day one. No 100% period. Every payout, Lucid takes 10%. Clean and consistent.

Why Flex Works for the 50K Size

On a 50K account with 4 mini contracts, $2,000 of MLL translates to roughly 10 points on the ES with 4 contracts, or 20 points with 2 contracts. The absence of a DLL means you can ride out intraday volatility without worrying about a separate daily threshold pulling the plug before the MLL does.

For a trader who has sessions that range from -$800 to +$2,000, that freedom is real.

LucidPro 50K: The New Speed Runner

LucidPro at 50K is the cheapest entry point at $129.50, and it came out of the February 2026 overhaul that merged LucidBlack into LucidPro. The old LucidPro was a different animal. This version is built for speed.

The 1-Day Pass

Zero minimum trading days. You can pass the LucidPro evaluation in a single session.

Let that sink in. If you put on a trade at 9:30 AM and hit your profit target by noon, you're done. No need to come back tomorrow, no need to fill a minimum number of days. One session, target hit, evaluation passed.

I passed the old LucidPro 50K in 11 days. Under the new rules, I could have done it in 1 or 2 sessions with the same trading approach. The time savings alone make this attractive if you're someone who cycles through evaluations quickly.

The DLL Constraint

Here's the catch. LucidPro has a daily loss limit.

On the 50K, that's an additional hard boundary on top of the MLL. If you lose more than the DLL threshold in a single session, you breach. Even if your overall MLL still has room.

For context: the MLL is $2,000 EOD trailing, same as Flex. But the DLL creates a tighter daily leash. You can't have a -$1,500 session and think "I still have $500 of MLL left." If you hit the DLL first, the account is done for that day (or permanently, depending on the breach type).

This fundamentally changes how you trade. You can't let a bad position run hoping for a recovery if you're approaching the DLL. On Flex, you'd still have the full $2,000 MLL to work with. On Pro, the DLL clips your daily downside earlier.

Payout Structure

The split is the headline: 100% of your first $10,000 in payouts. You keep everything. After that, it shifts to 90/10.

Combined with a 3-day payout cycle (instead of Flex's 5 profitable days), you can pull money faster. Three calendar days between payouts vs accumulating 5 profitable sessions. If you're consistent, Pro gets cash in your bank account significantly quicker.

You need 5 payouts to qualify for a live account. That's one fewer than Flex's 6.

Consistency Rule

LucidPro has a per-cycle consistency rule. This means each payout cycle has its own consistency requirement. You can't front-load one giant trade and then coast through the rest of the cycle.

The specifics matter here. If your cycle runs 3 days, the consistency rule governs how concentrated your profits can be within that 3-day window. It's tighter than Flex's funded rule (which is nonexistent) but looser than Direct's 20% rule.

Who LucidPro 50K Is For

Traders who want to get in cheap ($129.50), pass fast (1 day possible), and start pulling profits immediately (3-day cycles, 100% first $10K). The DLL is the price of admission. If you're disciplined about daily risk and don't have sessions that swing wildly, Pro rewards you with speed and better early splits.

LucidDirect 50K: Skip the Eval, Pay the Premium

LucidDirect skips the evaluation entirely. You pay more, but you're funded from day one. No profit target, no eval consistency rule, no minimum days to pass. You pay and you trade.

The Price of Skipping

The LucidDirect 50K saw a price increase in the February 2026 update. You're looking at roughly $510 or more, depending on current promotions. Compare that to $175 for Flex or $129.50 for Pro. You're paying 3x to 4x more for the privilege of immediate funding.

Is it worth it? Depends on your track record with evaluations. If you've blown through five $175 Flex evaluations ($875 total) and still haven't passed, the Direct suddenly looks cheaper. I know traders who've spent over $1,000 on eval resets before switching to Direct and wishing they'd done it from the start.

No Minimum Trading Days

Like LucidPro, there's no minimum day requirement. But since there's no evaluation to pass, this really means you can request your first payout as soon as you've met the payout conditions.

The old LucidDirect had an 8-day minimum before your first payout request. That's gone now. One less hoop to clear.

The DLL Soft Breach

LucidDirect has a $1,200 daily loss limit, but it operates as a soft breach.

Soft breach means hitting the DLL doesn't immediately terminate your account. Instead, it triggers a restriction. On Lucid, this typically means you're locked out of trading for the rest of that day, but the account itself survives. You come back tomorrow with the account intact.

Compare that to a hard breach, where hitting the DLL equals account termination. The soft breach on Direct gives you a second chance on bad days. You lose a trading day, not the account.

$1,200 on a 50K account is tight, though. That's 6 NQ points on 4 micros, or about 2.4 ES points on 4 minis. One bad entry during a volatile session can eat $1,200 faster than you'd expect. On FOMC days or major data releases, I've seen the ES move 10 points in 30 seconds. If you're caught on the wrong side with 4 minis, that's $2,000 in drawdown before you can blink.

The 20% Consistency Rule

LucidDirect enforces a 20% consistency rule in the funded phase. No single trading day can exceed 20% of your total cumulative profit.

Here's the math. Say you've made $5,000 total since funding. Your next session can't add more than $1,000 (20% of $5,000). If you have a $1,500 day, it violates the consistency rule.

Early in the account, this is punishing. If your first day nets $500, your second day can't exceed $100 (20% of $500). You're basically forced to build profit slowly and evenly. As your total grows, the 20% window opens up. Once you've banked $10,000, a single day can contribute up to $2,000 without tripping the rule.

This is the tightest consistency rule across all three 50K account types. Flex has 0% funded consistency. Pro has per-cycle consistency. Direct has 20% of cumulative profit, always.

LucidScale on Direct

LucidDirect uses the LucidScale system for drawdown management. Here's how it works: your EOD trailing floor is set at 60% of your peak end-of-day balance.

Example: You start at $50,000. After a week, your peak EOD balance is $52,000. Your MLL floor sits at 60% of the distance between your starting balance and peak, measured from the peak. So 60% of $2,000 = $1,200. Your trailing MLL is at $52,000 - $1,200 = $50,800.

The more profit you bank, the more the floor rises. It's aggressive at the start when your cushion is small, but becomes more manageable as you build a buffer.

Pricing Breakdown: What You Actually Pay

The math is straightforward. If you pass evaluations on your first or second attempt, Flex and Pro are significantly cheaper. If you've failed 3+ evaluations, Direct starts to make economic sense. And Pro's 100% split on the first $10K effectively pays back the evaluation cost and then some.

At $129.50 for Pro, you're looking at the cheapest 50K account in all of futures prop trading right now. That's not an exaggeration. Most firms charge $200+ for a 50K eval.

Drawdown Mechanics at 50K: Worked Examples

All three accounts share the same $2,000 MLL with EOD trailing. But the daily loss limits and LucidScale create very different risk profiles in practice.

Scenario 1: LucidFlex 50K - Good Day Followed by Bad Day

Starting balance: $50,000. MLL floor: $48,000.

Day 1: You make $1,200. EOD balance: $51,200. MLL trails up to $49,200.

Day 2: You open with a bad trade. Down $900 intraday. Your account shows $50,300. No problem. MLL is at $49,200, you've got $1,100 of room. No DLL to worry about. You ride it out, recover to $50,800. EOD balance: $50,800. MLL stays at $49,200 (only trails up when EOD sets a new high, and $50,800 is less than $51,200).

Day 3: Bad session. Down $1,400 intraday. Account drops to $49,400. MLL is at $49,200. You have $200 of clearance. Tight. But on Flex, you can keep trading. There's no DLL stopping you from trying to recover in the same session. You claw back to $49,800 by close.

That Day 3 scenario on Flex is survivable. On Pro or Direct, it might not be.

Scenario 2: LucidPro 50K - Same Situation

Same starting balance. Same MLL. But now there's a DLL.

Day 3 from the example above: you're down $1,400 intraday. If the DLL is, say, $1,000, you breached it at the -$1,000 mark. You never get the chance to claw back to -$1,400 because the account was already flagged or locked at -$1,000.

The DLL acts as an earlier tripwire. Whether that's a safety net or a frustration depends on your style.

Scenario 3: LucidDirect 50K - Soft Breach in Action

Same situation, but with Direct's $1,200 soft breach DLL.

Day 3: You drop $1,200 intraday. Soft breach triggers. You're locked out of trading for the rest of the day. Your account survives. You come back on Day 4 with the same MLL position, minus whatever intraday damage was done before the soft breach kicked in.

The key difference: your account lives. On a hard breach, it would be over. The soft breach costs you a trading day and some P&L, but you get another chance tomorrow.

How the MLL Trails (All Three Accounts)

The MLL is EOD trailing, meaning it only moves at market close, not during the session.

If your intraday high is $54,000 but you close at $51,500, the MLL trails based on $51,500. Intraday peaks don't matter. Only the settlement price at 5:00 PM ET.

This is critical. During the session, you can be up $3,000 and then give back $2,500 without the MLL trailing up to your peak. It only locks in at close. This rewards traders who capture gains and don't close perfectly at the high.

The MLL stops trailing once it reaches the starting balance. On a 50K account, once your MLL floor hits $50,000, it locks there permanently. From that point, you're trading with house money above $50,000 and can never fall below your original starting balance.

Contract Strategy: Micros vs Minis on 50K

All three 50K accounts allow 4 mini contracts or 40 micro contracts. You can mix and match (2 minis + 20 micros, for example), but the total can't exceed the equivalent of 4 minis.

Why I Trade Micros on 50K

On a 50K account with $2,000 MLL, every point of risk matters. Here's the math:

4 minis on ES: Each point = $200. Your entire $2,000 MLL is gone with a 10-point move against you.

20 micros on ES: Each point = $100. You have 20 points of room before the MLL is exhausted.

40 micros on ES: Each point = $200. Same as 4 minis, but with the ability to scale in and out.

I run 20 to 30 micros on my 50K accounts instead of full minis. The flexibility is worth it. I can add 5 micros to a winning position, trim 10 at a target, and keep 10 running. Try doing that with 4 mini contracts. You're either all-in or all-out.

Position Sizing Rules of Thumb

With $2,000 MLL on a 50K, I follow these guidelines:

Conservative (what I recommend for new 50K traders): Risk no more than $400 per trade. That's 2 micros on ES with a 4-point stop, or 4 micros with a 2-point stop. Five losing trades before the MLL is gone.

Moderate (my typical approach): Risk $600-800 per trade. Three to four losses before you're in danger. Gives enough room to trade through a rough patch without blowing the account.

Aggressive (not recommended on 50K): Risk $1,000+ per trade. Two bad trades and you're done. I've seen traders blow 50K accounts in under an hour at this risk level. If you want to trade this aggressively, the 100K or 150K gives you breathing room.

On Direct specifically, remember the $1,200 DLL soft breach. Even at moderate risk ($800 per trade), two consecutive losers put you at -$1,600, which already triggers the soft breach at -$1,200. On Direct, you're essentially limited to one bad trade per day before the leash pulls tight.

Payout Rules Comparison

Flex Payouts in Practice

My LucidFlex 50K has produced 18 payouts over 6 months. $34,600 total with a $1,922 average per payout. My largest single payout was $4,000.

The 5-profitable-days requirement slows things down compared to Pro's 3-day cycle. But the 0% funded consistency rule means I can have one monster session that carries the entire payout cycle. I've had payouts where 70% of the profit came from a single NQ trade on a news day. Flex doesn't care. Pro and Direct would flag that.

Pro Payouts in Practice

Under the old LucidPro rules, I pulled 11 payouts for $18,400. The new 3-day cycle and 100% split make the current version significantly better.

Here's a realistic scenario with the new rules: Pass the eval on Day 1. Start the first 3-day payout cycle on Day 2. Request your first payout on Day 5. You keep 100% of whatever you made. If that's $2,000, you keep $2,000. On Flex, you'd keep $1,800 ($2,000 minus 10%). Over the first $10,000 in payouts, you save $1,000 by being on Pro instead of Flex.

Direct Payouts in Practice

Direct gets you to the first payout fastest because there's no evaluation. But the 20% consistency rule throttles how much each payout can be.

If you make $3,000 in your first two weeks, your max payout is limited by the consistency math. Each day's profit can't exceed 20% of cumulative profit. This means early payouts tend to be small. As your cumulative profit grows, the payouts get bigger.

The 100% split on the first $10K still applies, which helps offset the smaller individual payouts in the early phase.

Path to LucidLive and the $2,000 Bonus

All three 50K accounts lead to LucidLive. The number of payouts required differs:

• LucidFlex 50K: 6 payouts
• LucidPro 50K: 5 payouts
• LucidDirect 50K: 6 payouts

Once you hit the required payout count, you qualify for a LucidLive account. This comes with a $2,000 bonus across all three account types.

LucidLive means you're trading with Lucid's actual capital allocation. No more sim. The rules change slightly (typically more favorable trailing stops, higher contract limits on some account sizes, and faster payout processing).

The $2,000 bonus is real money added to your account balance on conversion. I've received it on multiple accounts. It's not conditional on future trading. It hits your balance, and you can withdraw it in your next payout cycle.

For the 50K, the fastest path to live is LucidPro: pass in 1 day, then 5 payouts. If each payout cycle is 3 days, you can theoretically hit LucidLive in under 3 weeks. Flex would take longer because of the 5-profitable-days payout requirement and needing 6 payouts.

There's also LucidMaxx, which is a new invite-only tier with daily payouts and no caps. I don't have details beyond that because it's not publicly available. If Lucid invites you, you'll know. I'm not going to speculate on rules I haven't seen firsthand.

Income Potential Analysis at 50K

Let's run real numbers for each account type. I'm using conservative and moderate scenarios based on my actual trading.

LucidFlex 50K

Conservative (average $1,500/month net trading profit, 90/10 split):

• Monthly payout: $1,350 (after Lucid's 10%)
• Annual: ~$16,200
• Time to live: ~3-4 months (need 6 payouts at ~2 payouts/month)

Moderate (average $3,000/month, which matches my actual $34,600 over 6 months):

• Monthly payout: $2,700
• Annual: ~$32,400
• Time to live: ~2-3 months

LucidPro 50K

Conservative ($1,500/month, 100% split on first $10K):

• First $10K: You keep all of it. That's roughly 7 months of conservative profit.
• Monthly payout: $1,500 (100% of $1,500 until you hit $10K total)
• After $10K mark: $1,350/month (90/10)
• Annual: ~$17,100 (weighted average with 100% period)
• Time to live: ~2.5-3 months (need 5 payouts, 3-day cycles)

Moderate ($3,000/month):

• First $10K: ~3.3 months at 100%
• Monthly payout: $3,000 until $10K, then $2,700
• Annual: ~$33,600
• Time to live: ~1.5-2 months

LucidDirect 50K

Conservative ($1,500/month, 20% consistency throttle):

• Early payouts limited by consistency. Realistic first month: $800-1,000 in actual payouts.
• Ramp-up period: 2-3 months before consistency stops being the bottleneck.
• Annual: ~$15,000-16,000 (100% split on first $10K helps, but consistency slows everything)
• Time to live: ~3-4 months (6 payouts with consistency delays)

Moderate ($3,000/month):

• Consistency still throttles early. Realistic first month payouts: $1,500-2,000.
• Annual: ~$30,000-33,000
• Time to live: ~2-3 months

The bottom line: Pro has the best income-to-cost ratio at 50K. Cheapest entry, fastest payout cycles, 100% first $10K, and fewer payouts to live. Direct sounds faster because there's no eval, but the 20% consistency rule and higher cost eat into the time advantage.

Paul's Real 50K Results: $84,800 Total

These are my actual numbers. Not projections, not simulations.

LucidFlex 50K

• Passed evaluation in 7 days
• 18 payouts over 6 months
• Total withdrawn: $34,600
• Average payout: $1,922
• Largest single payout: $4,000
• Account is still active

This is my best-performing 50K account by total dollars. The 0% funded consistency rule let me capitalize on high-volatility days without restriction. Some of my best payouts came from FOMC and NFP sessions where I captured large moves with 25+ micros.

LucidPro 50K (Old Rules)

• Passed evaluation in 11 days
• 11 payouts
• Total withdrawn: $18,400
• Average payout: $1,672

This was under the old LucidPro structure, which was different from the current version. The new LucidPro has better splits (100% first $10K vs the old split) and faster payout cycles (3 days vs the old system). If I were starting fresh today, the current LucidPro 50K would likely outperform my old results.

LucidBlack 50K (Discontinued)

• Passed evaluation in 5 days
• 12 payouts
• Total withdrawn: $31,800
• Average payout: $2,650

LucidBlack was their premium tier. The fastest evaluation I've ever done at Lucid. 5 days. The account performed well because it had fewer restrictions than what Flex or old Pro offered. That DNA now lives inside the new LucidPro.

Combined 50K Track Record

$34,600 + $18,400 + $31,800 = $84,800 from 50K accounts at Lucid Trading.

Total evaluation and account costs were under $1,000 for all three combined. Return on investment: over 80x.

What Happened to 50K LucidBlack?

LucidBlack was discontinued in February 2026. Lucid merged its features into the revamped LucidPro.

If you had an active LucidBlack account, it was migrated to LucidPro with the new rules. Existing payouts and progress carried over. You didn't lose anything.

The merger made sense. LucidBlack was their premium evaluation account with faster payouts, and Pro was the standard eval. Now Pro absorbed Black's best features (1-day pass, faster cycles, 100% first $10K) at a lower price point. It's a straight upgrade for new traders.

If you see old articles or forum posts referencing LucidBlack, they're talking about what's now LucidPro. Same concept, new name, better deal.

Which 50K Account Should You Choose?

I've traded all three at this size. My recommendation depends on one question: how do you handle daily loss limits?

Choose LucidFlex 50K ($175) if:

• You want zero restrictions once funded (0% consistency, no DLL)
• You're comfortable with 5 profitable days between payouts
• You prefer the simplicity of a flat 90/10 split
• Your trading style includes high-variance sessions where one big day carries the week
• You can handle the self-discipline of no DLL safety net

Choose LucidPro 50K ($129.50) if:

• You want the cheapest entry and fastest path to first payout
• You're disciplined about daily risk and won't blow past a DLL
• You want 100% of your first $10K in payouts
• You can pass evaluations quickly (1-day pass possible)
• Speed to live matters to you (5 payouts vs 6)

Choose LucidDirect 50K (~$510+) if:

• You've failed 3+ evaluations and evaluations are costing more than Direct
• You want to trade funded from day one with no eval stress
• You can live with the 20% consistency rule throttling early payouts
• You value the soft breach DLL (account survives bad days)
• You have the capital to absorb the higher upfront cost

My personal pick for a new trader at 50K? LucidPro. $129.50 is almost nothing. If you blow the eval, buy another one. It's the cheapest restart in the industry. And if you pass, the 100% split on the first $10K more than covers your investment.

For experienced traders who already know they can pass? Flex. The 0% funded consistency and no DLL gives you maximum freedom to trade your strategy without guardrails you don't need.

Frequently Asked Questions

What is the cheapest Lucid Trading 50K account?

LucidPro 50K at $129.50 is the cheapest option. LucidFlex 50K costs $175, and LucidDirect 50K is roughly $510 or more. Pro is also the only 50K account that offers a 1-day pass option for the evaluation.

Can you pass the LucidPro 50K evaluation in one day?

Yes. LucidPro has zero minimum trading days. If you hit the $3,000 profit target in a single session, you pass. This is unique to LucidPro. LucidFlex requires a minimum of 2 trading days, and LucidDirect has no evaluation at all.

What happens if you hit the daily loss limit on LucidDirect 50K?

The $1,200 DLL on LucidDirect is a soft breach. Your trading is halted for the rest of that day, but the account survives. You can resume trading the next session. On LucidPro, the DLL operates differently and may result in a hard breach depending on the specific threshold.

How does the 50% consistency rule work on LucidFlex?

During the LucidFlex evaluation, no single day's profit can exceed 50% of your total evaluation profit. If you target $3,000 total, no single day can exceed $1,500. Once you're funded, the consistency rule drops to 0%, meaning there are zero restrictions on profit distribution.

How many payouts do you need for LucidLive on 50K?

LucidPro requires 5 payouts. LucidFlex and LucidDirect both require 6 payouts. All three 50K accounts include a $2,000 bonus upon conversion to LucidLive status.

What is the max contract size on a 50K account at Lucid Trading?

All three 50K account types allow up to 4 mini contracts or 40 micro contracts. You can mix minis and micros as long as the total doesn't exceed the equivalent of 4 minis. Most traders use micros for more flexible position management.

Is the LucidDirect 50K worth the higher price?

It depends on your evaluation track record. If you consistently pass on your first or second try, Flex or Pro is cheaper. If you've failed 3+ evaluations, Direct's ~$510 price becomes competitive. Direct also has the advantage of the $1,200 soft breach DLL, which protects the account on bad days.

What is LucidScale on the 50K Direct account?

LucidScale sets your EOD trailing MLL floor at 60% of your peak end-of-day balance above the starting balance. On a 50K account with a $52,000 peak EOD, the MLL floor would be $52,000 minus 60% of $2,000 ($1,200), putting it at $50,800. It becomes more favorable as your profit buffer grows.

What profit split does the Lucid Trading 50K account offer?

LucidFlex offers a flat 90/10 split from day one. LucidPro and LucidDirect both offer 100% of your first $10,000 in payouts, then switch to 90/10. Over the first $10K, Pro and Direct save you $1,000 compared to Flex.

What happened to LucidBlack 50K accounts?

LucidBlack was discontinued in February 2026 and merged into LucidPro. Existing LucidBlack accounts were migrated to LucidPro with progress intact. The new LucidPro inherited Black's best features, including the 1-day pass and faster payout cycles, at a lower price point.

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