Quick Answer — YRM Prop Pricing & Discount Quick Facts
- • Starter Challenge: $149 / $249 / $349 one-time ($50K / $100K / $150K)
- • Instant Prime: $399 / $599 / $749 / $899 one-time ($25K / $50K / $100K / $150K)
- • $99 activation fee on Starter funded transition currently waived (launch offer)
- • No activation fee on Instant Prime (built into one-time fee)
- • Resets not currently available; breach = buy new account at full price
- • VIBES code via yrmprop.com/ref/proptradingvibes stacks on top of active YRM promos
Tested firsthand: I've passed two Starter Challenge $50K evaluations and taken those accounts to Prime, pulling four $1,500 payouts via Rise so far (~$6K total). What you're reading on the Starter Challenge and Prime account specs comes from real evaluation runs and live payout cycles. Instant Prime and Live Account specs are verified against YRM's published Help Center documentation.
For the full breakdown of every YRM Prop account — Starter Challenge ($149/$249/$349 one-time across $50K/$100K/$150K), Prime (earned post-Starter, 35% consistency, 6 qualifying days), and Instant Prime ($399 to $899 one-time across $25K/$50K/$100K/$150K, 20% consistency, 8 days) — read my YRM Prop accounts overview, plus the full YRM Prop review. Sign up via YRM Prop, or check the help center for current pricing.
YRM Prop runs two paid products on a one-time fee. Starter Challenge costs $149, $249, or $349 across $50K, $100K, and $150K. Instant Prime costs $399, $599, $749, or $899 across $25K, $50K, $100K, and $150K. The $99 activation fee on Starter funded transitions is currently waived per launch offer. Instant Prime has no activation fee. Resets are not currently available, so every breach means buying a new account at full price. Apply the affiliate code VIBES via yrmprop.com/ref/proptradingvibes at checkout for savings on top of YRM's active promo. As of April 2026.
This pricing guide sits inside the YRM Prop account types pillar and complements the Starter Challenge, Prime, and Instant Prime guides.
Starter Challenge pricing
Starter Challenge is YRM's evaluation product. Pass it to unlock a Prime funded account. Three sizes, all one-time fees, no monthly billing.
| Size | One-Time Fee | Profit Target | Trailing Drawdown | Min Days | Consistency | Activation Fee on Funded |
|---|---|---|---|---|---|---|
| $50K | $149 | $3,000 | $2,000 | 2 | 50% | $99 (currently waived) |
| $100K | $249 | $6,000 | $3,000 | 2 | 50% | $99 (currently waived) |
| $150K | $349 | $9,000 | $4,500 | 2 | 50% | $99 (currently waived) |
What the Starter buys: an evaluation-only account with no payouts, a 50% consistency rule, two minimum trading days, no daily loss limit, and Trailing EOD drawdown. Pass the profit target without breaching, and you advance to Prime.
The fee is one-time. If you breach, the account closes and you'd purchase a fresh Starter at full price to try again. There's no monthly auto-renewal and no reset feature on Starter as of April 2026. Paul confirmed the one-time structure on the yrmprop.com homepage. For the full mechanics see the Starter Challenge deep dive and the drawdown explainer.
The $99 activation fee historically applied at the funded transition, when your Starter passed and converted to Prime. YRM's Help Center currently lists it as "$99 (currently $0 per launch offer)" across all three Starter tiers. Verify the live status on the YRM Prop checkout since the launch-offer end date is not publicly documented.
Instant Prime pricing
Instant Prime skips the evaluation. You buy a payout-eligible funded account directly. Four sizes, all one-time fees.
| Size | One-Time Fee | Trailing Drawdown | Soft Daily Loss | Max Contracts | Consistency | Min Days to Payout |
|---|---|---|---|---|---|---|
| $25K | $399 | $1,250 | None | 1 mini / 10 micros | 20% | 8 |
| $50K | $599 | $2,000 | $1,500 | 2 minis / 20 micros | 20% | 8 |
| $100K | $749 | $4,000 | $3,000 | 4 minis / 40 micros | 20% | 8 |
| $150K | $899 | $6,000 | $4,500 | 7 minis / 70 micros | 20% | 8 |
What Instant Prime buys: a funded simulated account from day one, no eval phase, 20% consistency, eight qualifying days to first payout, Trailing EOD drawdown, and a soft daily loss limit on $50K and above. There is no activation fee on Instant Prime. That cost is built into the higher one-time entry fee.
The contract limits are tighter than legacy PTV articles suggested. Live-facts-v2 verifies 1, 2, 4, and 7 minis across the four sizes (not 2, 5, 10, 15). The full Instant Prime mechanics, including the post-Feb 1, 2026 profit target requirements and payout cap changes, sit in the Instant Prime account guide.
VIBES affiliate discount
VIBES is the PropTradingVibes affiliate code at YRM Prop. The cleanest way to apply it is the affiliate link: yrmprop.com/ref/proptradingvibes. Visit the link, choose your account, and the discount tags onto your checkout.
How much you save depends on YRM's active promotional period at purchase time. YRM runs promotional periods around major calendar moments (launches, holidays, end-of-quarter pushes) where the sitewide discount sometimes exceeds the standalone affiliate value. The exact savings vary, so always read the line-item discount on the checkout summary before paying.
Two practical rules of thumb:
- During heavy promo windows (Black Friday, launch weeks, end-of-year), the sitewide promo may apply instead of or alongside the affiliate code. Verify the line item.
- Outside heavy promo windows, VIBES typically delivers a meaningful percentage off sticker on top of any baseline discount.
To A/B-test, open the checkout once with the affiliate link and once without. The price difference is the VIBES contribution at that moment.
Activation fee, $99 currently waived
The $99 activation fee is a Starter-only charge. It applies once per Starter that passes evaluation, at the moment the funded Prime account unlocks. YRM's Help Center documents the fee as "$99 (currently $0 per launch offer)" across $50K, $100K, and $150K Starter tiers.
What the activation fee covers, per YRM's own documentation:
- Operational cost of moving the account from eval to funded
- Trader commitment at the funded phase
- Infrastructure that supports Prime payout cycles
What it does NOT apply to:
- Instant Prime: no activation fee at any size
- Starter Challenge purchase itself: the $149/$249/$349 is the entry fee, paid up-front
- Any account that breaches before passing: there's nothing to activate
Verify the live activation status on the yrmprop.com checkout at the moment you purchase. The launch-offer end date is not published, so the $99 charge could reinstate at any time.
Reset and repurchase mechanics
Per YRM's "Account Reset Procedures" Help Center article, resets are not currently available. Breached accounts are permanently closed and trading access is disabled. To continue trading you purchase a fresh account at full sticker.
Practical consequences:
- Starter Challenge breach: account closes, $149/$249/$349 paid is non-recoverable, must purchase a new Starter at full price.
- Prime breach (post-Starter): the funded path on that account ends. To return to YRM you'd start a new Starter Challenge from scratch.
- Instant Prime breach: account closes, $399/$599/$749/$899 paid is non-recoverable, must purchase a new Instant Prime at full price.
Net effect: there is no "cheap retry" option on YRM Prop. Every breach is a full re-buy. The peer-firm comparison sits in the Pricing comparison section below.
Implication for risk management: on YRM, treat every Starter or Instant Prime entry as a single-shot. Build the eval plan around making it through cleanly the first time, not around three attempts averaged together. The rules overview and the payout rules guide document the breach mechanics and qualifying-day structure.
Total cost to first payout, by path
Honest math on what it takes to reach a withdrawn dollar at YRM Prop. Numbers assume a clean pass with no retries.
Starter Challenge → Prime path (clean pass):
| Path | Entry Fee | Activation (waived/full) | Total to Fund | 1st Prime Payout Cap | Net to 1st Payout |
|---|---|---|---|---|---|
| Starter $50K → Prime | $149 | $0 / $99 | $149 / $248 | $1,500 | ~$1,252 / ~$1,401 |
| Starter $100K → Prime | $249 | $0 / $99 | $249 / $348 | $2,000 | ~$1,652 / ~$1,751 |
| Starter $150K → Prime | $349 | $0 / $99 | $349 / $448 | $2,500 | ~$2,052 / ~$2,151 |
Instant Prime path (no eval, no activation):
| Path | Entry Fee | 1st Payout Cap (Old) | 1st Payout Cap (New) | Net (Old) | Net (New) |
|---|---|---|---|---|---|
| Instant Prime $25K | $399 | $1,000 | $1,000 | ~$601 | ~$601 |
| Instant Prime $50K | $599 | $1,500 | $2,000 | ~$901 | ~$1,401 |
| Instant Prime $100K | $749 | $2,000 | $2,500 | ~$1,251 | ~$1,751 |
| Instant Prime $150K | $899 | $2,500 | $3,000 | ~$1,601 | ~$2,101 |
"Old" = grandfathered Instant Prime purchased before Feb 1, 2026. "New" = purchased on or after. New Instant Prime accounts must also clear the published profit target before requesting that first payout. The Instant Prime guide covers the target table.
Add the breach-risk multiplier on top: each Starter retry adds $149/$249/$349, each Instant Prime retry adds $399/$599/$749/$899. A trader who needs two attempts on Starter $50K pays $298 in entry fees to reach the same first payout as a one-shot trader paying $149. VIBES applied via the affiliate link reduces every line above by whatever the active discount is at purchase time.
Hidden costs to factor in
Outside the YRM account fee, plan for these:
- Platform fees on Quantower paid tier: $40 to $70 per month if you opt into Quantower's premium features. Volumetrica (YRM's primary) is free. ATAS pricing varies by tier and is paid to ATAS directly, not YRM. The full platform breakdown sits in the trading platforms guide.
- VPS for Quantower remote runtime: $10 to $30 per month for a basic Windows VPS. Volumetrica is web-based, no VPS needed.
- Internet and power: Negligible for most home setups, included in normal household bills.
- Tax on payouts: Rise (riseworks.io) is YRM's payout method. Your local tax obligation on withdrawn profit is on you. Consult a tax professional in your jurisdiction.
- Data feed fees: $0. CME, CBOT, NYMEX, and COMEX feeds are included in the YRM account. You don't pay separate exchange fees the way you would on a retail brokerage.
For most traders the hidden-cost layer is $0 to $30 per month, well below what subscription firms layer on top of their monthly fee.
Chargeback policy
Per YRM's "Chargeback Policy" Help Center article, filing a chargeback through your card issuer instead of contacting YRM Prop first triggers automatic consequences:
- Every account tied to the disputed payment method is suspended immediately
- Platform access is revoked
- Pending payouts are frozen
- If the bank upholds the chargeback, accounts are permanently closed, profits forfeited, and the trader is banned from creating new YRM Prop accounts
YRM does recognize legitimate chargeback situations: unauthorized card use, technical billing errors like duplicate charges, services not delivered due to verified system failures. But the firm's stated preference is direct support: support@yrmprop.com, response within 24 hours on weekdays.
The practical rule: if something looks wrong on your statement, email support first. Filing a card-side dispute as your first move puts every account at risk, including profitable ones tied to the same payment method.
Refund eligibility
Refund availability at YRM Prop is limited. Once an account is created, the entry fee is generally non-refundable. Specific edge cases handled case-by-case via support@yrmprop.com:
- Purchase error (wrong account size or product selected)
- Duplicate charges from a system or processor issue
- Service not delivered due to a verified YRM-side fault
- Fraudulent charges on the payment method
Scenarios YRM does not refund:
- Buyer's remorse after creating the account
- Breach-related loss of fees
- Unused account if you stopped trading without breaching
- Normal cancellation after the account is live
Best practice: budget the entry fee as risk capital, not a deposit. The one-time fee model means there's no recurring charge to cancel, but it also means there's no partial credit if you change your mind after purchase.
Pricing comparison to peer prop firms
Quick context at the $50K size:
| Firm / Product | Fee Model | Entry Cost (50K) | Retry Mechanism |
|---|---|---|---|
| YRM Prop Starter | One-time | $149 | Buy new (no reset) |
| YRM Prop Instant Prime | One-time | $599 | Buy new (no reset) |
| Apex Eval | Monthly | ~$167/mo | Subscription continues |
| Apex Static $50K | One-time | ~$649 | None |
| Topstep Combine | Monthly | ~$165/mo | $135 reset fee |
| FundedNext Stellar 2-Step | One-time | ~$300 | Reset discount |
| FundedNext Bolt | One-time | ~$240 | Buy new |
| Tradeify Eval | One-time | $89-$149 | Reset discount |
| Tradeify Instant | One-time | ~$549 | None |
Starter $149 is competitive entry-level pricing, comparable to Tradeify's lower tier, well below FundedNext Bolt and Apex one-time products. Instant Prime $599 is mid-pack: cheaper than Apex Static, comparable to Tradeify Instant. The strict no-reset policy is the differentiator. Apex (subscription), Topstep (reset fee), FundedNext (reset discount), and Tradeify (reset discounts) all have implicit or explicit retry mechanisms cheaper than a fresh purchase. YRM does not.
If you pass the eval cleanly the first time, YRM's one-time pricing wins on total cost. If you'd realistically need three or four attempts, subscription firms or reset-discount firms tend to come out cheaper. The deeper comparison sits in YRM Prop vs Apex and Topstep pricing and YRM Prop vs Tradeify.
The bottom line
YRM Prop's one-time fee structure is friendlier than monthly-subscription firms IF you pass the eval. Starter Challenge $149 to $349 across $50K to $150K is genuinely competitive entry-level pricing. Instant Prime $399 to $899 across $25K to $150K is mid-pack for instant-funded products and avoids the activation-fee layer entirely.
The catch is the strict no-reset policy. Every breach means a fresh full-price purchase, no monthly subscription cushion, no reset discount. That makes risk management on the eval the single biggest cost lever. A trader who clears the Starter on attempt one pays $149. A trader who needs three attempts pays $447 before the first dollar of payout. Match the account size to your tested risk capacity, not your aspirations.
On top of YRM's active promo, the VIBES affiliate code layers additional savings at checkout. The exact percentage depends on the promotional moment, so read the line-item discount before paying. Outside the entry fee, hidden costs are minimal: $0 to $30 per month for optional Quantower paid tier and VPS, no exchange feed fees, normal local tax on payouts.
For full mechanics see the account types pillar, the Starter Challenge deep dive, the Prime account guide, and the Instant Prime guide. The complete firm review sits at /prop-firms/yrm-prop.
Frequently Asked Questions
How much does YRM Prop cost?
YRM Prop charges one-time fees on every product. Starter Challenge is $149 for $50K, $249 for $100K, $349 for $150K. Instant Prime is $399 for $25K, $599 for $50K, $749 for $100K, $899 for $150K. There is no monthly subscription on either product. The $99 activation fee on Starter funded accounts is currently waived per launch offer, and Instant Prime has no activation fee at all. As of April 2026.
Is YRM Prop a one-time fee or a subscription?
One-time fee on every paid product. Starter Challenge and Instant Prime are both single-purchase. There are no monthly renewals, no recurring billing, and no auto-charges. If a Starter Challenge breaches, you must purchase a new Starter at full price. If an Instant Prime breaches, you must purchase a new Instant Prime at full price. Paul confirmed the one-time fee structure on the yrmprop.com homepage.
What is the VIBES discount code at YRM Prop?
VIBES is the PropTradingVibes affiliate code. Use it via the link yrmprop.com/ref/proptradingvibes at checkout for additional savings on top of any active YRM promo. The exact percentage depends on YRM's current promotional period. During heavy promo windows the sitewide discount may be larger than the affiliate code, in which case the larger one usually applies. Verify the live total at checkout.
Does YRM Prop charge an activation fee?
Yes, but only on Starter Challenge funded transitions. The activation fee is $99 and gets charged when you pass the Starter and unlock your Prime account. As of April 2026 it is currently waived per a launch offer documented in YRM's Help Center. Instant Prime has no activation fee. That cost is built into the higher one-time fee. Verify the live activation status on the yrmprop.com checkout, since the launch offer end date is not published.
Can I reset a breached YRM Prop account?
Per YRM's Help Center, resets are not currently available. If a Starter Challenge breaches, the account closes permanently and you must purchase a new Starter at full price. If an Instant Prime breaches, the account closes permanently and you must purchase a new Instant Prime at full price. There is no cheap retry option on either product. This makes risk management on the eval especially important relative to subscription firms.
What happens to fees if I breach my account?
Fees paid on a breached account are not refunded. The breached account closes permanently. To continue trading at YRM Prop you purchase a fresh account at the full sticker price. There is no partial credit, reset discount, or upgrade path from a breached account. Plan your eval entry as risk capital you may not recover, not a deposit.
Are there hidden costs at YRM Prop?
Three potential extras outside the account fee. First, optional Quantower paid tier ($40 to $70 per month) if you want the desktop platform's premium features. Volumetrica is free. Second, optional VPS ($10 to $30 per month) if you run Quantower remotely. Third, your local taxes on payouts. Data feeds for CME, CBOT, NYMEX, and COMEX are included in the YRM account, so no separate exchange fees.
Will YRM Prop refund my purchase?
Generally no. Fees are not refundable once an account is created. Specific edge cases (purchase error, duplicate charges, system issue preventing access) are handled case-by-case via support@yrmprop.com. Treat the entry fee as a non-refundable trading-business expense rather than a deposit you can pull back.
Can I file a chargeback if I'm unhappy?
Filing a chargeback through your card issuer triggers immediate suspension of every account tied to the payment method, freezes pending payouts, and if the bank upholds the chargeback, results in permanent account closure plus a ban from creating new YRM Prop accounts. Always email support@yrmprop.com first. Most billing issues resolve within 24 hours on weekdays through direct support.
How does VIBES stack with YRM's sitewide promos?
VIBES is an affiliate code that applies on top of YRM's active sitewide discount in most cases. During large event promos (10 to 50 percent sitewide) the larger discount typically applies. Outside heavy promo windows, VIBES delivers savings on top of the standard sticker. The simplest test: open the checkout via yrmprop.com/ref/proptradingvibes and confirm the line-item discount before paying.
Is Instant Prime cheaper than Starter Challenge in total?
Depends on first-payout strategy and breach risk. Starter $50K plus the $99 activation (if reinstated) is $248 to first Prime payout, but you must pass the eval first. Instant Prime $50K is $599 to a payout-eligible account from day one with no eval. If you pass the Starter on the first attempt, Starter is cheaper. If you'd retry the Starter once or twice, Instant Prime ends up similar or cheaper with no eval friction.
Does YRM Prop accept crypto?
Specific accepted payment methods at checkout are not published in YRM's Help Center as of April 2026. Standard prop firm checkouts typically accept credit and debit cards. For crypto availability, check the yrmprop.com checkout flow directly or email support@yrmprop.com before purchase.
If my payment fails or processes twice, what should I do?
Contact support@yrmprop.com immediately with the transaction details. Do not file a card-side dispute or chargeback as your first action. That triggers automatic account suspension. Duplicate charges and system-fault scenarios are explicit case-by-case refund situations YRM honors when reported through support. Response time is within 24 hours on weekdays.
What's the cheapest way to test YRM Prop?
Starter Challenge $50K at $149 one-time is the lowest-exposure entry. With VIBES via yrmprop.com/ref/proptradingvibes and any active YRM promo applied, the effective price often comes in below $149. Pass the eval to unlock Prime with the activation fee currently waived. Total cost to first payout sits around $149 to $248 depending on activation status at the time you pass.