Side-by-side: drawdown, payouts, pricing, platforms. YRM Prop uses EOD-trailing + lock, Topstep uses Intraday trailing — these are different beasts.
| Dimension | YRM Prop | Topstep |
|---|---|---|
| Drawdown mechanic | EOD-trailing + lock | Intraday trailing |
| Cheapest eval | $95 | $49 |
| Profit split | 90% | 90% |
| Payout frequency | 6-8 Days | Next Trading Day |
| Max funding | $450,000 | $150,000 |
| Max payout | $450,000 | $150,000 |
| Assets | Futures | Futures |
| Platforms | Volumetrica, Quantower, ATAS, Tradesea | TopstepX, NinjaTrader, Tradovate |
| Payout methods | Rise | Wise, Wire / SWIFT, ACH, Aeropay |
| Promo code | VIBES (55% off) | — |
| Paul-tested | Yes | Research-based |
YRM Prop uses EOD-trailing + lock while Topstep uses Intraday trailing. Your risk approach needs to adjust when switching.
MLL trails up at end-of-day until it reaches starting balance, then locks permanently. Intraday drops don't reset. Most-protective futures mechanic.
MLL tracks intraday equity-high tick by tick. Most aggressive mechanic.
YRM Prop offers 4 plans. Topstep offers 4 plans.
YRM Prop's cheapest evaluation is $95. Topstep's cheapest is $49. Topstep wins on entry price marginally.
YRM Prop uses EOD-trailing + lock. Topstep uses Intraday trailing. These are fundamentally different — your risk model needs to change when switching between them.
YRM Prop: 90%. Topstep: 90%.
Yes for YRM Prop — documented payouts on the main review page. Topstep is research-based — see the main review for the data sourcing methodology.
Yes. Different prop firms have no shared compliance — running them in parallel is the standard playbook for funded traders looking to diversify firm-risk. Track each firm's rule changes independently.
YRM Prop payout cadence: 6-8 Days. Topstep: Next Trading Day. Method matters too — Wise and Plaid typically beat ACH and wire by 1-2 days.
No cross-firm compliance overlap. Each firm 1099s independently for US residents. Cross-firm copy-trading rules only matter inside a single firm's account family.
Drawdown mechanic comes first. YRM Prop offers lock-protection on first profits — favors traders who scale slow. After mechanic, evaluate payout speed and your strategy's drawdown profile.
