MFFU offers three plans — Core (single $50K size, 80/20 split, every-5-day payouts), Rapid (intraday DD with 90/10 split for active traders), and Pro ($50K-$150K, 80/20, bi-weekly payouts up to $100K cap). Picking the right plan is the most important purchase decision. Full plan-by-plan comparison in my MFFU accounts guide, or read the complete review. Visit MyFundedFutures for current pricing.
I have not personally traded the Flex Plan. My MFFU accounts are Core, Rapid, and Pro — three years across those three tracks with $20,000+ in cumulative payouts. The analysis here is based on the firm's published rules, the Help Center, and the structural comparison against plans I have actually traded. For the full firm picture see the MyFundedFutures review, the complete account types overview, and the payout rules guide. Current pricing is at myfundedfutures.com — always verify at checkout.
Quick Answer — MFFU Flex Plan 2026
- • Flex runs two sizes: $25K (~$84/month, $1K drawdown, $1.5K target) and $50K (~$107/month, $2K drawdown, $3K target).
- • Drawdown is a fixed 4% End-of-Day maximum loss — not trailing. The buffer stays constant as profits accumulate.
- • Profit split is 80/20. Payouts require 5 winning days per cycle; 50% of profits withdrawable up to $3K (25K) or $5K (50K).
- • After the first payout, the max loss resets to $100 above the post-payout balance. Every funded session post-payout carries that compressed buffer.
- • T1 news trading is allowed in sim-funded. Flex and Builder are the only two MFFU plans with this allowance.
- • Live transition triggers after 5 consecutive payouts or $10K sim cap. Live parameters: $2,000 initial balance, no daily loss limit, $250 minimum payout.
The MyFundedFutures Flex Plan is the firm's entry-level funded futures account. Two sizes, a fixed End-of-Day drawdown structure, and an 80/20 profit split position it as the lowest-friction path into the MFFU ecosystem. Where Core, Rapid, and Pro all use trailing drawdown mechanics that tighten as profits grow, Flex uses a static max loss that stays fixed until the first payout resets it. That structural difference is the entire premise of the plan.
For a full comparison of all five MFFU plans, start with the account types overview. For payout cadence detail across every plan, see the payout rules guide. This article covers Flex in full: pricing, evaluation rules, drawdown mechanics, the post-payout $100 reset, contract scaling, live transition parameters, and who the plan actually suits.
Flex Plan pricing and account sizes
Flex offers two account sizes in 2026: $25K and $50K.
| 25K Flex | 50K Flex | |
|---|---|---|
| Monthly price (full) | ~$84 | ~$107 |
| Eval drawdown | $1,000 (4% EOD) | $2,000 (4% EOD) |
| Profit target | $1,500 | $3,000 |
| Winning day threshold | $100 closed profit | $150 closed profit |
| Per-cycle payout cap | $3,000 (50% of profits) | $5,000 (50% of profits) |
| Sim-funded reset cost | $399 (max 2x) | $599 (max 1x) |
The $25K size is the cheapest funded futures entry on the entire MFFU lineup. No other plan goes below $50K. The third-party STEADY code circulates as approximately 46% off the Flex subscription, which brings the $25K monthly cost down to roughly $49. PTV does not push STEADY and earns nothing from MFFU purchases regardless of code used. Verify availability at checkout before purchasing.
Evaluation rules per size
Both Flex sizes run the same rule template. Only the dollar amounts scale.
Profit target and drawdown
The evaluation profit target is $1,500 on the $25K account and $3,000 on the $50K account — 6% of notional size in both cases. Maximum drawdown during evaluation is the 4% fixed EOD maximum loss: $1,000 on 25K, $2,000 on 50K.
50% consistency rule
No single trading day can account for more than 50% of total evaluation profit at the moment of payout request. If you clear $1,400 on the $25K account but $800 came from one session, the rule blocks you until the single-day share drops below 50%. Spread the profit across at least two sessions and you clear it. The rule does not apply once you reach the sim-funded stage.
No daily loss limit, no time limit
No daily loss limit on Flex in either phase. No time limit on evaluations. Minimum trading days follow the firm's standard requirement — verify on the Help Center.
4% EOD drawdown mechanic: simpler than trailing
The structural appeal of Flex versus Core or Pro is the fixed drawdown.
How trailing drawdown works on Core and Pro
On Core and Pro, the 3% EOD trailing drawdown moves with your balance. As profits accumulate, the trailing floor rises, tightening the gap between current balance and breach. A $50K Core account that grows to $53,000 has a trailing floor at $51,500, leaving $1,500 of room. If the account then drops back toward $50,000, the trader is now closer to the floor than at the start.
How fixed drawdown works on Flex
Flex does not work that way. The 4% EOD fixed maximum loss on the $50K account is $2,000 from the starting balance — and that number stays constant regardless of how much profit accumulates during the funded stage. A $50K Flex account at $54,000 still has a $2,000 fixed buffer below the starting account value, not below the current balance. The floor does not rise with profits.
Position-sizing consistency and the trade-off
Position-sizing decisions stay consistent from day one to the last day of the cycle — the worst-case dollar loss per session is known before you open the platform. The trade-off: a fixed 4% buffer gives broader starting room than Core's trailing 3%, but because the floor does not rise with profits, a sufficiently large drawdown late in a profitable cycle can still take the account back to zero P&L for that cycle. Manage position size accordingly.
After the first payout: max loss resets to $100
This is the Flex mechanic that catches traders off guard.
The reset mechanic
After the first successful payout, the Maximum Loss Limit resets to $100 above the post-payout balance. On the $25K account, after withdrawing your first 50% of profits, the effective buffer on the next session is $100 flat. On the $50K account, same principle.
Contract math at $100 buffer
$100 is tight. A single ES contract moving 4 points against you is $200. Two MES micro contracts covering the same move is $40. The post-payout environment on Flex requires a hard re-set of position sizing before opening the platform. Traders who carry over the same contract sizing from the pre-payout funded stage into the post-payout phase frequently breach on the first or second session of the new cycle.
Psychology of the post-payout stage
Every trade in the post-payout funded stage carries direct consequence on a $100 buffer. There is no room for a "let it run a bit" mentality. The plan selects for disciplined, conservative position management. Traders who size appropriately post-payout and rebuild the account to the next winning-day threshold function on a tight but predictable rhythm. Traders who ignore the reset tend to breach within a session.
For a comparison of how this mechanic stacks against Core's trailing drawdown and Pro's cumulative cap, see the rules overview.
Payout structure
Flex payouts run on a winning-day count model rather than a calendar cadence.
A winning day on the $25K Flex is a day that closes with at least $100 in profit. On the $50K Flex the threshold is $150. Five winning days within a single cycle unlocks a payout request. After 5 winning days, up to 50% of net profits can be withdrawn, subject to a cap of $3,000 on the 25K account and $5,000 on the 50K account.
Minimum payout is $250. All payouts process through Rise (Riseworks). There is no Wise payout option at MFFU in 2026. A $15 fee applies per payout request. After payout processes, the max-loss resets to $100 above the post-payout balance and the winning-day counter restarts for the next cycle.
50% withdrawable cap: $3K on 25K, $5K on 50K
The withdrawable amount per Flex cycle is capped at 50% of net profits, with a hard dollar ceiling.
On the $25K Flex, the maximum withdrawal per cycle is $3,000. If you build $7,000 in net profits over 5 winning days, you can withdraw $3,000 and the remaining $4,000 stays on the account. On the $50K Flex, the ceiling is $5,000 per cycle. In practice, most $25K traders running 2 micro contracts are unlikely to hit the $3,000 ceiling in a single cycle; the ceiling bites harder on the $50K size running 3+ mini equivalents. The minimum payout of $250 means a $500 profit cycle allows a $250 withdrawal with $250 staying on account — net after the $15 fee is $235.
T1 news trading allowed in sim-funded
Most MFFU plans restrict news trading in funded accounts. Flex does not.
T1 news trading is explicitly allowed during the Flex sim-funded stage. Flex and Builder are the only two plans on the MFFU lineup with this allowance. Core, Rapid, and Pro all restrict T1 news events on the funded stage. For traders who run a news-event-based strategy, Flex is the cheaper T1-permitted alternative to Builder. Verify the current T1 event list and news window definition on the MFFU Help Center before relying on this for live execution — policy can change at firm discretion. See the account types overview for the Builder comparison.
Sim-funded contract scaling on 50K Flex
The 50K Flex applies a tiered contract limit that scales as the account balance grows.
| Net profit tier | Mini contracts | Micro contracts |
|---|---|---|
| $0 to $1,499 | 2 | 20 |
| $1,500 to $1,999 | 3 | 30 |
| $2,000 and above | 5 | 50 |
At the starting buffer you are trading 2 mini or 20 micro contracts. Net profit crossing $1,500 expands that to 3 mini or 30 micro. Cross $2,000 and you move to 5 mini or 50 micro. The scaling is automatic as the balance hits each tier. The tiers above apply specifically to the $50K Flex — verify 25K Flex contract limits on the MFFU Help Center before adding size.
Live transition: 5 consecutive payouts, $10K sim cap, or discretion
The Flex Plan exits the sim-funded stage and moves to live funded on one of three triggers: 5 consecutive payouts (the default path), the $10K cumulative sim-funded payout cap (fires regardless of consecutive count), or risk-management discretion applied by the firm on an account-by-account basis.
Live account parameters
The live Flex account has a different structure than the sim-funded stage.
| Parameter | Live Flex |
|---|---|
| Initial live balance | $2,000 |
| Minimum withdrawal | $250 |
| Daily loss limit | None |
| Drawdown rule | End-of-Day |
| Contract limit | 4 mini / 40 micro (50K size) |
| Minimum live balance | $156 |
The $2,000 initial live balance is the starting capital for live-funded trading. The minimum live balance of $156 is the floor below which the account is closed. No daily loss limit applies on the live stage, consistent with the firm-wide MFFU structure. Contract limits on live are 4 mini and 40 micro on the 50K Flex. The live minimum payout is $250. KYC through Rise must be completed before the first live payout processes.
Sim-funded reset costs
If you breach on the sim-funded stage, MFFU offers a reset option within a 7-day window.
On the 25K Flex, up to 2 resets are available at $399 each. On the 50K Flex, 1 reset is available at $599. After the window closes or the reset limit is exhausted, a fresh evaluation is the only path. The reset restores the funded balance to starting conditions and does not affect the evaluation pass status. A $399 reset on a $25K Flex is significant relative to the monthly subscription — treat it as a one-time emergency mechanism, not a routine fallback.
STEADY code and third-party visibility
STEADY is a third-party discount code associated with approximately 46% off the Flex Plan subscription. PTV does not push STEADY and earns nothing from MFFU purchases. The code is third-party in origin, its discount depth can change without notice, and it may be discontinued without announcement.
Verify the code's current status and discount amount directly at checkout on myfundedfutures.com before making a purchase decision based on it. PTV carries no MFFU affiliate link.
Who Flex is built for
Flex suits three types of traders clearly.
Budget-conscious entry traders
Traders who want to experience the MFFU ecosystem without committing to the $77+ Core subscription. The $25K Flex at roughly $49 with STEADY is the cheapest path to a funded futures account on the firm.
Traders who want EOD simplicity
If trailing drawdown mechanics on Core, Rapid, and Pro feel like an additional variable you would rather not manage, Flex removes it. A fixed buffer is a fixed buffer — you know the number on day one and it does not change until the post-payout reset.
Traders with T1 news-event strategies
If you have a tested edge around high-impact economic releases, Flex is one of two MFFU plans that allows it in funded. At a lower subscription cost than Builder, Flex is the cheaper T1-permitted option.
Who should skip Flex
Traders who want to withdraw the full profit balance per cycle rather than 50%, traders who want account sizes above $50K, and traders who want the 90/10 split available on Rapid. For the full decision matrix across all five plans, see the account types overview.
My take on Flex
I have not personally traded the Flex Plan. My MFFU accounts are Core, Rapid, and Pro across three years, with $20,000+ withdrawn. What I can tell you about Flex is structural.
The $100 reset is the most underestimated element
Traders evaluate Flex on entry price and the simple fixed drawdown — both genuinely attractive. Then they pass the evaluation, trade through five winning days, request the first payout, and open the platform on the next session with the same contract size from the eval. That is the mistake. The $100 buffer post-payout is not a typo.
The T1 allowance is real
If your strategy is built around news events and you want a funded futures account that permits it, Flex offers that at a lower subscription cost than Builder. That is a meaningful differentiator.
Flex vs Core: the right question
It depends entirely on whether the trailing drawdown mechanic on Core is a source of psychological pressure for you. If you want to know your absolute worst-case loss for the day before you open the platform, Flex gives you that number consistently. If you can manage a trailing drawdown and want the $50K size with compounding potential, Core is the more scalable long-term choice.
For platform options across the MFFU lineup, see the platforms guide. For a comparison against Apex and Topstep, see the MFFU vs Apex comparison and the MFFU vs Topstep comparison. The complete FAQ covers an additional 60+ questions across all five plans.
The bottom line
The MyFundedFutures Flex Plan is the cheapest and structurally simplest funded futures account on the MFFU lineup. Two sizes ($25K and $50K), a fixed 4% EOD maximum loss that does not trail as profits build, an 80/20 split, and T1 news trading permitted in funded. The payout cycle runs on 5 winning days with 50% of profits withdrawable per cycle, capped at $3K (25K) or $5K (50K), and a $250 minimum withdrawal.
The one element that changes the entire calculus post-funding: after the first payout, the max loss resets to $100. That $100 buffer is the defining psychological pressure of this plan. Size down immediately when the reset hits, rebuild the account across winning days, and request the next cycle. Traders who manage that reset correctly will find Flex a functional and low-cost path through the MFFU ecosystem. Traders who ignore it breach fast.
Flex is not the plan I trade and it is not the plan I would recommend to a trader with a larger account or a more active strategy. For budget-constrained traders who want EOD simplicity and T1 news access, it fills a specific niche well. Verify current pricing and Help Center rules before purchasing.