MyFundedFutures Rules 2026: Every Rule, Current & Legacy Plans

MyFundedFutures (MFFU) sells three plans as of July 2026 (Builder, Rapid, Pro); Core and Flex continue as legacy accounts, no longer sold to new customers but still governed by the rules documented below. Each plan has its own drawdown logic, payout cadence, consistency rule, and news-trading policy. No daily loss limit on any plan; everything else splits by plan. I've traded Core, Rapid, and Pro for three years with multiple payouts. The rules below are help-center verified, cross-checked against live enforcement.

MyFundedFutures rules at a glance: current and legacy plans compared

One matrix covers every dimension that determines whether your strategy survives each plan's evaluation and funded stage.

Key patterns: no daily loss limit on any plan (firm-wide differentiator); drawdown splits across EOD trailing, intraday trailing, and EOD static; consistency: 50% on Core eval plus 50% on Builder sim funded.

Drawdown rules: EOD trailing, intraday trailing, EOD static, fixed buffer

Several structures across the lineup, this is the single biggest decision driver.

Core (legacy): 3% EOD trailing

$1,500 buffer on $50K; recalculates only at end of day

Intraday swings that recover before close do not move the trail

Most forgiving trailing structure: a session that peaks $800 unrealized and closes flat does not tighten the buffer

Best for (existing Core accounts): traders who hold through intraday volatility on directional theses and want the most forgiving loss-side mechanic. Core was the firm's $77/mo entry while it was sold; it is no longer sold new

Pro: 3% EOD trailing

Identical EOD-trailing logic to Core, scaled across $50K / $100K / $150K

Buffer: $1,500 / $3,000 / $4,500

Locks as a static stop above starting balance once trail hits initial balance + profit

Best for: traders scaling Core-level strategy with bi-weekly payouts and the $100K cumulative cap before live-funded transition

Rapid: 4% intraday trailing

Trail updates on every new equity high during the session, including unrealized peaks

Give-back before close still moves the trail upward permanently; a $1,500 peak that retraces to flat ratchets the trail by $1,500

Trade-off: 90/10 split (highest in lineup) vs the EOD-trailing plans at 80/20

Best for: traders who manage tight intraday risk and are willing to accept the stricter trailing in exchange for the higher split

Flex (legacy): 4% EOD static

Fixed end-of-day max loss: $1,000 on $25K, $2,000 on $50K, no trailing component

After first payout, max loss limit resets to $100 per firm's published mechanics

Best for (existing Flex accounts): traders who want a simple, non-trailing drawdown at a lower account size without the commitment of a trailing structure

Builder: EOD trailing, $2,000 or $1,500 max-loss

Trader picks the max-loss tier at checkout: $2,000 default or $1,500 lower-priced

EOD trailing drawdown on sim funded, adjusted at day close rather than intraday

Enables a 1-day eval pass with no consistency rule during evaluation (a 50% consistency rule applies later on the sim-funded stage)

Best for: traders who want to test the firm with a predictable, fixed risk envelope and the T1 news trading allowance on the funded stage

Daily loss limit: none on any plan (firm-wide)

No daily loss limit on any plan, current (Builder, Rapid, Pro) or legacy (Core, Flex). The only loss-side rule that ends an account is the per-plan maximum drawdown.

Why this matters vs competitors

On Topstep, Apex, and Take Profit Trader a separate intraday daily loss cap can close the account before the trailing drawdown triggers, a recoverable directional thesis blown out by a secondary rule. MyFundedFutures eliminates that compounding-rule problem entirely. The drawdown-side risk still exists; the "one bad session lost the whole account" via daily cap does not. Practically: a trader who sizes position risk to the EOD trailing buffer on Core but forgets a separate daily cap would blow out on Topstep in that same session, that scenario doesn't exist on MyFundedFutures.

Consistency rule: 50% on Core eval only

Core evaluation carries the 50% cap, and Builder carries a 50% consistency rule on its sim-funded stage (it lifts at live promotion). No other plan or stage enforces a consistency cap.

Core evaluation, 50% cap

No single day's profit may exceed 50% of total cumulative evaluation profit at the moment of pass request.

Drawdown rules: EOD trailing, intraday trailing, EOD static, fixed buffer

Fail: $3,000 target hit with a single $1,800 day (60%), must continue trading until math rebalances or drawdown ends the run

Where the rule does NOT apply

Builder's no-consistency eval is the structural reason its 1-day pass mechanic works.

Minimum trading days

MFFU's minimums are light vs competitors, positioning is faster-pass than Topstep or Take Profit Trader.

Profit target requirements

Firm-wide standard is 6%, tighter than Topstep/Take Profit Trader at 8-10%, which is one reason MFFU pass rates trend higher among modest-size traders.

News trading restrictions

Rapid, Pro, and legacy Core: restricted eval + funded. Builder funded stage (and legacy Flex funded): T1 news allowed, the plan's primary design distinction vs the rest of the lineup.

Standard policy (Rapid / Pro / legacy Core)

No new orders within the published window around high-impact releases (CPI, NFP, FOMC, ECB, GDP)

Holding existing positions through a release: allowed

Exact pre/post windows: published on official help center

Builder funded T1 news exception

Builder funded allows new orders during the high-impact window. No other plan grants this. Pairs with 48-hour sim payouts and fixed-buffer drawdown.

Bracket strategies (all plans)

Buy-stop + sell-stop straddling price ahead of a release = banned-strategy violation on every plan regardless of news window. This applies even on Builder's funded stage where T1 news is otherwise allowed, the ban covers bracket execution, not directional trades around news.

Position and contract limits

Most-cited limit: Builder $50K = 4 standard contracts. All other plans publish per-size caps on the official help center.

Builder: 4 contracts at $50K

Combined with the fixed-buffer drawdown ($2,000 or $1,500), one max-contract loss tick absorbs a material share of the buffer, calibrate risk-per-trade accordingly.

How limits interact with drawdown

Core / Pro (EOD trailing): cap matters less than per-session realized P&L; trail only updates at close

Rapid (intraday trailing): cap matters more, every equity high moves the trail, so contract size directly shapes trail tightening

Flex (EOD static): cap + fixed dollar limit interact linearly

Builder (fixed buffer): cap × tick value determines maximum survivable per-trade loss

Trading hours, auto-liquidation, and the 2% Price Limit Rule

Two universal mechanics apply across every plan, current and legacy, and affect every session.

4:10 PM EST auto-liquidation

All open positions are auto-liquidated at 4:10 PM EST on regular trading days. On holiday early-close days the market may close earlier, exit manually before close or the position closure is treated as a breach condition. Plan-around: build exit rules at 4:05 PM EST to avoid slippage at the auto-liq window.

2% Price Limit Rule

MyFundedFutures suspends trading on any contract sitting within 2% of its CME daily price limit. Because equity index futures (ES, MES, NQ, MNQ, RTY, M2K, YM, MYM) carry a 5% overnight price limit, they almost always sit inside the 2% buffer, meaning equity index contracts are effectively suspended at MFFU for most traders. Energy (CL), metals (GC), and agricultural contracts are generally unaffected. If your strategy depends on NQ or ES, verify current availability before entering, and see the MyFundedFutures NQ trading guide for what to trade instead.

Payout rules by plan

Payout cadence, minimums, and caps differ meaningfully across plans, this is the second biggest rule dimension after drawdown style.

Universal payout mechanics

Processor: Rise (Riseworks), bank transfer or crypto, across all plans

Fee: $15 per payout, consistent across sim and live stages

Processing time: 6-12 business hours per the official payout policy, most requests approved almost instantly

Activation fee: $0 firm-wide (eliminated 2025)

Payout method at live-funded transition

KYC is required before trading the simulated-funded account (live photo ID, live selfie, proof of address no older than 3 months). Rise remains the default processor; Rise account setup plus signed Riseworks agreements are required before the first payout is released.

Restricted countries

MFFU maintains its own restricted-country list of 90+ jurisdictions in its KYC/AML policy, identical across all plans.

Hard block (account creation prohibited)

Iran, North Korea, Cuba, Syria, Russia, Crimea, DPR/LPR territories of Ukraine. Discovered accounts terminated without refund.

Selective restrictions (case-by-case)

Belarus, Burma/Myanmar, Venezuela, Zimbabwe, subject to payment processor verification; may be denied.

Eligible regions

All 50 US states, EU, UK, Canada, Australia, New Zealand, Singapore, Japan, most of Latin America, most of Africa outside sanctioned nations.

VPN / proxy

Disguising jurisdiction via VPN or proxy = ToS violation → account termination without refund. Compliance monitors IP origin + payment processor data.

Funded account rule changes

Crossing the cumulative-payout threshold moves the account from sim-funded to live-funded and triggers several rule shifts.

Transition thresholds

What changes at transition

KYC: Already completed before sim-funded trading (government ID, selfie, proof of address); payout-method verification via Rise (default processor). The firm's restricted-country list is enforced here, accounts that cleared signup may be caught and closed

News trading: Enforcement tightens on most plans at live funded; Builder T1 exception carries through

Payout fees: $15 per payout, consistent across sim and live stages

Plan cadence: Carries through (Rapid daily; Pro every 14 calendar days; legacy Core every 5 winning days; legacy Flex per $500 threshold; Builder 48hr applies to sim stage only)

No retroactive rule changes

Plans purchased before a rule update retain the rule book in effect at purchase for the existing eval cycle. Changes posted to help center + Discord ahead of effective date.

What happens if you breach (per rule)

Enforcement splits into three tiers: hard breach (account closed), payout-side impact (account continues), and account-level prohibitions.

Hard breach (account closure, no refund)

Maximum drawdown breach on any plan (3% EOD trailing on Pro and legacy Core, 4% intraday trailing on Rapid, 4% EOD static on legacy Flex, EOD-trailing max-loss breach on Builder)

Confirmed banned-strategy execution (HFT, latency arbitrage, hedge arbitrage, copy trading, account coordination), the firm's trade-monitoring layer flags these algorithmically, not retrospectively

VPN or proxy use to disguise jurisdiction

KYC failure on transition to live funded (failed identity verification or sanctions-list match)

Failure to meet stated minimum-day or evaluation requirement past the published evaluation cycle

Payout-side impact (no breach, payout deferred)

Core evaluation 50% consistency rule not yet satisfied (continue trading until cumulative-profit math rebalances)

Builder five-sim-payout cap reached (transition to live funded triggers, payouts continue under the live structure)

Pro $100,000 cumulative cap reached (transition to live funded triggers)

Inactivity approaching the published threshold (warning before account close)

Account-level prohibitions (separate from breach)

Multi-account hedging (long instrument X in account A, short instrument X in account B is treated as coordination)

Copy trading among accounts owned by the same trader

Signal-service trading or third-party copying

Coordinated trading across multiple traders

Refund policy: No refund on hard breach. Activation fees are $0 firm-wide (eliminated 2025), removing the typical refund-dispute scenario. Core ($77/mo) follows subscription cancellation mechanics; other plans follow the firm's published policy on the help center.

The bottom line

No daily loss limit across every plan, current or legacy, that's the firm-wide differentiator. On the current lineup: intraday trailing (Rapid, 90/10, daily payouts) for tight intraday risk with the highest split; EOD trailing (Pro, and Builder with its checkout-set max-loss, T1 news + 48hr payouts). Legacy Core (EOD trailing) and Flex (EOD static) continue for existing accounts only. Consistency: 50% on Core eval and 50% on Builder sim funded; everything else is free of it. Pick the plan that matches your drawdown tolerance and payout cadence first, getting that wrong is more expensive than any edge you can build inside the rule book.

Frequently Asked Questions

What rules are universal across MyFundedFutures plans?

MyFundedFutures runs three universal rules across every plan, the current lineup (Builder, Rapid, Pro) and the legacy Core and Flex. First, no plan uses a daily loss limit, which is the firm's most identifiable differentiator versus Topstep, Apex, and most major futures-prop competitors. Second, copy trading and account coordination across multiple traders is grounds for termination. Third, the firm maintains its own restricted-country list of 90+ jurisdictions in its KYC/AML policy, including Iran, North Korea, Cuba, Syria, and Russia. Activation fees were eliminated firm-wide in 2025 and remain at zero across every plan in 2026.

Does MyFundedFutures have a daily loss limit?

No. MyFundedFutures does not enforce a daily loss limit on any plan, current (Builder, Rapid, Pro) or legacy (Core, Flex). This is one of the firm's most prominent rule differentiators versus competitors like Topstep, Apex Trader Funding, and Take Profit Trader, where a separate intraday loss cap can end the account before the trailing or static drawdown triggers. On MyFundedFutures, the only loss-side rule that ends an evaluation or funded account is the maximum drawdown rule specific to each plan, calculated either as EOD trailing, intraday trailing, EOD static, or a fixed dollar buffer.

What is the MyFundedFutures consistency rule?

The MyFundedFutures consistency rule is a 50% rule on the Core plan during the evaluation phase: no single trading day's profit may exceed 50% of total evaluation profit at the moment the trader requests a pass. The rule does not apply to the Core funded stage. Builder carries its own 50% consistency rule on the sim-funded stage, which lifts at live promotion. Rapid and Pro are explicit no-consistency plans on funded, and legacy Flex follows the same no-consistency policy per the official help center.

Which MyFundedFutures plan has the fastest payouts?

Rapid is the fastest-payout plan as of July 2026, with daily payouts unlocking 24 hours after the first trade. Builder pays out every 48 hours during the sim-funded stage, with a $2,000 cap per cycle and a maximum of five sim payouts before transition to the live funded structure. Pro pays every 14 calendar days (bi-weekly) with no per-cycle cap and a $100,000 cumulative cap before transition to live funded. Legacy Core paid every five winning trading days; legacy Flex pays based on a $500 net profit threshold with 50% withdrawable per request.

What are the drawdown rules on each MyFundedFutures plan?

Each MyFundedFutures plan uses a different drawdown structure. Rapid uses 4% intraday trailing that locks at the initial balance plus profit. Pro uses 3% EOD trailing across $50K, $100K, and $150K sizes. Builder uses EOD trailing with a checkout-set max-loss: $2,000 default or $1,500 lower-priced option. Legacy Core uses 3% EOD trailing ($1,500 buffer on the $50K size). Legacy Flex uses 4% end-of-day static ($1,000 on $25K, $2,000 on $50K) with no trailing component. The drawdown style is the single biggest decision driver when picking between plans.

How does the MyFundedFutures Core plan work?

Core is a legacy plan as of July 2026: existing accounts continue, but it is no longer sold to new customers. It was a single $50K SKU at $77 per month with a 3% EOD trailing drawdown ($1,500 buffer), $3,000 profit target (6%), and an 80/20 profit split. The 50% consistency rule applies during evaluation only. Funded payouts run every five winning trading days, capped at $5,000 per cycle, with a $250 minimum withdrawal. There is no per-account total payout cap, and the activation fee is $0 firm-wide as of 2025. Minimum trading days is two during evaluation. The Core funded stage drops the consistency rule entirely.

How does the MyFundedFutures Rapid plan work?

MyFundedFutures Rapid runs across $50K, $100K, and $150K account sizes with a 90/10 profit split, the highest split in the firm's standard lineup. Drawdown is 4% intraday trailing, which locks once the account hits initial balance plus profit. There is no consistency rule on either evaluation or funded, and there is no daily loss limit. Payouts run daily, unlocking 24 hours after the first trade, with a $500 minimum. Rapid is the typical choice for traders who prioritize the higher split and who can tolerate intraday-trailing drawdown over the EOD trailing structure that Core and Pro use.

How does the MyFundedFutures Pro plan work?

MyFundedFutures Pro runs across $50K, $100K, and $150K account sizes with a 80/20 profit split, 3% EOD trailing drawdown, and bi-weekly payouts every 14 calendar days. There is no consistency rule on the funded stage, no daily loss limit, and no per-cycle payout cap. The cumulative payout cap before transition to live funded is $100,000. Minimum withdrawal is $1,000 (higher than Core or Rapid). Pro is the program traders typically scale into once they want a longer payout cadence and a meaningfully higher cumulative withdrawal threshold than Core.

How does the MyFundedFutures Flex plan work?

Flex is a legacy plan as of July 2026: existing accounts continue, but it is no longer sold to new customers. Flex runs across $25K and $50K account sizes with a 4% end-of-day static drawdown, meaning the loss limit does not trail with profit. Profit split is 80/20 per the official help center. Withdrawable amount is 50% of net profits per payout request. Net profit threshold for payout is $500 (on the larger size). Minimum withdrawal is $250. After the first payout, the max loss limit resets to $100 per the firm's published mechanics. Flex was the entry-point plan for traders who wanted a simpler EOD-static drawdown without trailing logic.

How does the MyFundedFutures Builder plan work?

MyFundedFutures Builder is a single $50K SKU launched in 2026 with an EOD trailing drawdown and a checkout-set max-loss ($2,000 default or $1,500 lower-priced option). Profit target is $3,000 (6%) and the trader must log at least one trading day to qualify for evaluation pass. There is no consistency rule during evaluation; a 50% consistency rule applies on the sim-funded stage and lifts at live promotion. Contract limit at $50K is four standard contracts. Sim-funded stage pays out every 48 hours with a flat $2,000 cap per cycle, up to five sim payouts before transition to live funded. The funded stage is one of the only plans on MyFundedFutures to allow T1 news trading. Activation fee is $0.

What is the difference between EOD trailing and intraday trailing drawdown on MyFundedFutures?

EOD trailing drawdown locks once per session at end of day, so intraday equity swings that recover before close do not affect the trail level. Intraday trailing drawdown updates the trail level on every new equity high during the session, meaning a peak unrealized profit that gives back before close still moves the trail upward. Pro and legacy Core use the more forgiving EOD trailing structure with a 3% buffer. Rapid uses the stricter intraday trailing at 4%. Legacy Flex sidesteps trailing entirely with a 4% end-of-day static cap. Builder runs EOD trailing against its checkout-set max-loss.

Are news trading restrictions different across MyFundedFutures plans?

Yes. As of July 2026, MyFundedFutures enforces news trading restrictions on Rapid and Pro (and the legacy Core plan) during both evaluation and funded stages. The standard policy bars new orders within a defined window around scheduled high-impact economic releases. Builder is the differentiator: the funded stage on Builder explicitly allows T1 news trading (legacy Flex funded also allowed it), which is one of the plan's design distinctions versus the rest of the lineup. The exact pre and post-news windows on each non-Builder plan are published on the official help center.

What countries are restricted from MyFundedFutures?

MyFundedFutures maintains its own restricted-country list of more than 90 jurisdictions in its KYC/AML policy, including Iran, North Korea, Cuba, Syria, and Russia. Eligible regions include all 50 US states, the EU, UK, Canada, Australia, New Zealand, Singapore, Japan, most of Latin America, and most of Africa outside the sanctioned nations. VPN or proxy use to disguise location violates ToS and results in account termination without refund.

What happens if I breach a MyFundedFutures rule?

On a hard breach (maximum drawdown breach on any plan, banned-strategy execution, copy-trading or account coordination, VPN/proxy use), the account closes and the trader cannot reactivate. There is no refund on hard breach. On a Builder violation count or a Bootcamp-style stop-loss issue (not applicable to MyFundedFutures, which does not enforce a stop-loss policy of that type), enforcement varies by the specific rule. Failure to meet the Core evaluation 50% consistency rule prevents pass but does not close the account; the trader continues trading until the consistency math works or the drawdown rule terminates the run.

What changes when a MyFundedFutures account transitions from sim-funded to live-funded?

The transition to live-funded on MyFundedFutures is gated by the cumulative payout threshold specific to each plan (Pro caps sim-funded payouts at $100,000 cumulative or 3 consecutive payouts; Builder caps at five sim payouts; Rapid transitions after a $10,000 net-profit single day). Once the threshold hits, the account moves to live-funded (KYC is already done at that point, since it is required before trading the simulated-funded account) and several rules tighten. News trading restrictions apply more strictly on most plans. Payment processors verify identity. The firm's restricted-country list is enforced by KYC. Payout method (Rise default) and the $15 fee per payout remain consistent across sim and live stages.

Does MyFundedFutures have an inactivity rule?

MyFundedFutures publishes inactivity policies on the official help center, with the standard practice in the futures-prop category running between 30 and 60 days of zero trading activity before account closure. The exact threshold is verified on the live help-center page rather than reproduced from out-of-date third-party sources. Active monthly trading at any size keeps the account compliant with the inactivity rule across every plan in the lineup.

How many MyFundedFutures accounts can I hold at once?

MyFundedFutures permits multiple accounts across plans, with the practical caps governed by the per-plan stacking rules and the cumulative-payout transition thresholds. Builder is a single $50K SKU. Legacy Core is a single $50K SKU. Rapid and Pro both run three sizes ($50K, $100K, $150K) and traders typically hold one account per size on each plan. The total active count is shaped more by how many simultaneous evaluations a trader can manage than by a hard firm-wide cap. Account coordination between traders or copy trading across accounts owned by the same trader violates ToS regardless of count.

Which platforms does MyFundedFutures support?

MyFundedFutures supports Tradovate (default and most popular), NinjaTrader 8, Quantower, R Trader Pro on Rithmic, and VolSys per the firm's published list as of May 2026. All routing flows through CME Group for live execution on the funded stage. TradingView is not natively supported. Platform choice affects mostly execution latency, charting, and order-management workflow rather than rule application: the rule book is identical across whichever supported platform the trader picks.

Does MyFundedFutures have a minimum trading days rule?

Yes, but the requirement is light by industry standards. Core requires two minimum trading days during the evaluation phase. Builder requires at least one trading day to qualify the evaluation pass, and Builder is publicly designed to allow a 1-day pass when the $3,000 profit target is met inside a single session. Rapid, Pro, and Flex have minimum-day mechanics published on the official help center, but the firm's positioning across the 2026 lineup is faster-pass than the multi-day minimums imposed by competitors like Topstep and Take Profit Trader.

Does MyFundedFutures use a profit split on evaluation?

The profit split applies on the funded stage, not the evaluation. During evaluation, the trader is targeting the profit target ($3,000 on Core and Builder for the 6% target on $50K, scaled per size on Rapid and Pro, and a smaller target on Flex). Once funded, the profit split kicks in: 90/10 on Rapid, 80/20 on Pro and Builder, and 80/20 on the legacy Core and Flex plans per the official help center. The split is one of the cleaner mechanics across the lineup because no plan uses a tiered split that scales with cumulative profit.