Lucid's risk team decides when a trader moves from simulated funding to live futures trading. Payout 5 is the maximum sim payout level on Flex, Pro and Direct, and one route into that review. A move can also happen earlier. Once the move email arrives, the new cashout option has a 24-hour response window.
This guide follows Lucid's published rules checked on October 11, 2026. It covers standard LucidLive, the separate Daily transition and the current Maxx route. It does not report a firsthand LucidLive test.
What puts an account into live review?
The current live policy lists final payout 5 on Flex, Pro or Direct, substantial lifetime payouts, exceptional sim-funded performance, prior live status and the Maximum Daily Profit trigger on Daily. Lucid gives its risk team discretion over every transition.
The older Flex payout page says traders will move live after five payouts. For the decision and timing of the transition, the newer page devoted to live accounts is more specific. Five payouts should not be read as a guaranteed appointment or a promise that you can stay in sim until then.
On Daily, the Maximum Daily Profit thresholds are $6,000, $8,000, $10,000 and $12,000 for the 25K, 50K, 100K and 150K accounts. Its payout page describes the move as automatic; the Daily live page places it in the risk team's review process.
Read the move email before the 24-hour deadline
Lucid now offers a cashout choice for traders who do not want to take the live account. The standard live page describes it as 50% of the “live starting balance,” subject to a 90/10 split. It also says ordinary live accounts begin at $0. That wording does not establish a usable cashout amount for each standard account size.
Ask Lucid for the gross amount, the amount after the split and what happens to each account if you accept. Do not calculate the offer as half the nominal 50K or 150K account size. The page says accounts move to live automatically if no cashout choice is made within 24 hours of receiving the move email.
For Maxx, the separate program page describes a full cashout option with the same 24-hour deadline and 90/10 split. Confirm the actual offer in your notification, particularly if you have a mixture of account types.
Starting balance, loss allowance and payouts
Standard LucidLive opens at $0 with an initial loss allowance based on the qualifying account size. A 50K label therefore does not mean $50,000 is deposited into the live account. Lucid lists daily payouts, EOD drawdown, no daily loss limit and no consistency requirement for this stage.
| Qualifying account size | Starting live drawdown | Maximum contract ceiling |
|---|---|---|
| 25K | $1,000 | 2 minis / 20 micros |
| 50K | $2,000 | 4 minis / 40 micros |
| 100K | $3,000 | 6 minis / 60 micros |
| 150K | $4,500 | 10 minis / 100 micros |
These are ceilings from the live structure. Lucid's linked Live Scaling Plan can impose a lower position limit by profit level and instrument. Confirm the current permitted size before using the headline maximum.
The MLL follows closing balances and locks at $100 once live profits equal the starting live drawdown. Requesting a payout earlier also locks it at $100. Before withdrawing, check the balance that will remain against that locked threshold. The separate payment-method guide covers receiving the transfer; daily request availability does not promise same-day bank arrival.
The live bonus is now repeatable
The former first-set-only bonus has been replaced in the current standard live rules. The account must meet both the profit target and 20 trading days. A qualifying day requires at least one trade and a net daily gain or loss of at least $1 after fees. Artificial activity intended to exploit the bonus can receive further review.
| Account size | Live profit target | Trading days | Bonus before the 90/10 split |
|---|---|---|---|
| 25K | $2,000 | 20 | $1,000 |
| 50K | $4,000 | 20 | $2,000 |
| 100K | $6,000 | 20 | $3,000 |
| 150K | $9,000 | 20 | $4,500 |
Taking payouts does not reduce the bonus-target calculation. Lucid calls the bonus repeatable; that does not establish an unconditional payment every calendar month. Confirm the next cycle's starting point and progress in your live account. Daily retains a separate published exception below.
Daily has its own transfer rules
The Daily live policy says the funded buffer finances the starting live drawdown and cannot be withdrawn. Sim profits above that buffer may be paid after broker-partner KYC and subaccount approval, with a $15,000 total cap across the transferred accounts. Amounts above that cap are not withdrawable.
Lucid uses the prior day's closing balance. It says the move is processed after the evening session report, may take several hours, and can pause accounts and flatten positions. Profit or loss from the session in which the move occurs is excluded from the transfer calculation.
The Daily-specific page still says there is no live bonus. The newer general page describes a repeatable bonus more broadly. Until Lucid confirms how those statements apply to your Daily account, do not include a bonus in its expected proceeds.
Maxx now has an evaluation and a pre-live stage
LucidMaxx remains available only to traders awarded the status by Lucid's risk team. The current route is:
- Evaluation: meet the account's profit target with a 40% consistency requirement and EOD drawdown.
- Pre-live: meet a second profit target. The live scaling plan applies; there is no consistency requirement in this stage.
- Live: start with $1,000, $2,000, $3,000 or $4,500 according to size. The MLL is static at $100. The starting balance is withdrawable from day one, subject to the 90/10 split.
Maxx live has daily uncapped payouts and a repeatable performance bonus. Its bonus requires 20 trading days and profit above the starting balance: $2,000, $4,000, $6,000 or $9,000 according to size. Passing the first evaluation alone no longer completes the route to live.
What happens to the other accounts?
Under the standard policy, each eligible funded account receives one live account and must already have had at least one payout. Remaining simulated accounts close. The newer general rule limits an evaluation-fee refund for an ineligible funded account to accounts with at least 50% of their total drawdown remaining. Daily's older page describes the zero-payout refund without that condition; obtain confirmation for a Daily account before relying on reimbursement.
The standard household rule prevents other household members from trading sim while one member trades live. Maxx has an explicit exception in its current rules: existing Maxx accounts may be traded and reset alongside a live account, but new Maxx accounts cannot be bought while an active live account is held. Do not extend that exception to ordinary Flex, Pro, Direct or Daily accounts.
Lucid prohibits live-account hedging and states that violations lead to a permanent ban. Its live trading hours list 4:45 p.m. EST for Tradovate Live and 4:15 p.m. EST for Rithmic Live; swing trading is not permitted. Auto-liquidation is optional and configured during onboarding. The source does not explain how EST applies during daylight saving time. Confirm the time zone for your account before using the trading-times guide to convert the cutoff.
How long does the move take?
The reviewed policies do not establish a universal end-to-end onboarding deadline. A minimum number of profitable days or a possible one-day evaluation pass cannot predict when the risk team will select an account. Neither does the 24-hour cashout deadline describe how quickly brokerage access will be ready.
When the notification arrives, ask which accounts qualify, which sim balances will be settled, what documents the broker requires and when the live credentials will be issued. Keep the response with your account records.
After a live breach, Lucid lists a standard two-week cooldown before another evaluation purchase, with longer periods possible for repeated reckless losses. The Maxx page also applies its cooldown after full cashout and states that a pre-live breach has no cooldown. Use the rule for the stage you are leaving.