Lucid lists Plaid for US bank transfers, WorkMarket for US and international traders, and crypto for eligible international traders. Your location and the options enabled for your account determine which route you can use. Check the receiving account, fees and transfer stage before treating an approved payout as money in your bank.
Sources checked October 10, 2026: Lucid's Help Center and WorkMarket's provider documentation. The regional exception below comes from a dated notice recorded by PTV.
Which methods does Lucid list?
| Method | Published availability | Destination |
|---|---|---|
| Plaid | US traders | Linked bank account |
| WorkMarket by ADP | US and international traders | Bank transfer or PayPal |
| Crypto | Eligible international traders | BTC, ETH, LTC, USDT or USDC |
Source: Lucid's payout-method page. For trading-day requirements, buffers and request limits, use the separate payout-rules guide.
China, Hong Kong, Taiwan, Singapore and Malaysia
PTV's August 28 source record documents a CEO Discord notice dated August 26, 2026 directing residents of these five locations to WorkMarket instead of crypto. That notice left account status, payout eligibility, profit split and payout schedule unchanged.
The public Help Center still describes international crypto access more broadly. The original Discord post was not independently reverified for this update. Confirm the available route with Lucid before relying on crypto in any of these markets. Account eligibility is a separate check covered by the restricted-country guide.
Set up the receiving account
Plaid
Lucid's published setup path is Dashboard → Payouts → Add Bank Account. Complete the connection offered there. If your bank is missing or the connection fails, note the error and ask Lucid which alternative is available for your account.
WorkMarket
Complete your tax information first. WorkMarket's setup instructions then direct you to Payments → Accounts → Add Account. Select a method, enter the account details and choose the withdrawal schedule. Some bank connections require verification; follow the status shown rather than assuming that a newly added account is ready.
For PayPal, the email must match your primary WorkMarket email. WorkMarket uses Hyperwallet for bank routes outside the US. Its payment-account overview also marks Canadian ACH as unavailable from July 17, 2026. Check the available route if you bank in Canada.
For a business profile, follow the separate verification requirements in the KYC guide. It also covers the questions to clarify for a personal account.
Crypto
Confirm the asset, network, receiving address and charges in the actual payout instructions. Lucid's public method list does not specify supported networks or who bears network fees. If any of those details are missing, ask before submitting.
From approval to bank or wallet arrival
Lucid's Flex payout policy says approved funds are deducted within minutes and disbursed to the payment method within two business days. That describes Lucid's handling of an approved request. It does not set a universal deadline for arrival in every bank or wallet.
WorkMarket's withdrawal schedule, updated October 7, starts after the client has paid you on WorkMarket. It depends on the method, withdrawal schedule and banking day. For Hyperwallet, it gives a settlement range of 1–12 days depending on the country and banks involved. Use the provider's current estimate for your transfer.
Lucid describes Plaid as instant. If your transfer takes longer, use the request status and transfer reference to identify where it is waiting.
Compare the charges on your actual route
The Lucid method page has no complete withdrawal-fee schedule. Ask about any Lucid-side deduction and check the receiving provider's charges before choosing a method.
WorkMarket's published overview says US ACH/direct deposit has no WorkMarket fee. Transfers to PayPal carry a $1 WorkMarket charge; PayPal may add its own fees. Hyperwallet has country-dependent transfer and conversion charges. These provider terms do not establish that every Lucid withdrawal is free.
Compare the amount you expect to receive in the currency you will use. For a bank transfer, check conversion and receiving-bank costs. For PayPal, include any later withdrawal or conversion. For crypto, include any cost of moving or converting the asset after receipt. A route that looks cheaper at the first step may cost more by the time the money is usable.
If a payout has not arrived
- Still awaiting Lucid approval: check the request status and any outstanding account requirements. Contact Lucid with the account and request reference.
- Approved, but not received by the provider: ask Lucid whether it has disbursed the funds and request the transfer reference.
- Visible at WorkMarket, but not in your bank: check the withdrawal schedule, destination details and provider status. Give WorkMarket the withdrawal reference.
- Crypto marked sent: ask for the transaction ID and the network used. Compare them with the receiving wallet's deposit instructions.
Start through Lucid's official contact page for a Lucid request, or the support option inside the payment provider for a transfer it already holds. Include dates, status messages and reference numbers so support can identify the stage that needs attention.