Tradeify runs three purchasable account types: Lightning instant funded with a one-time fee, Growth as a monthly subscription evaluation, and Select with Flex or Daily funded pathway. Elite live capital unlocks after 5 cumulative approved payouts. Lightning skips evaluation but cannot be reset. Growth has the lowest eval pressure with a soft DLL and no minimum trading days. Select Flex gives the cleanest funded rule set: no DLL, no consistency requirement, 5-day payout cycles.
Tradeify runs three purchasable account types alongside the Elite live-capital tier that activates after 5 cumulative approved payouts. Each purchasable type targets a different trader profile, and the choice between them depends primarily on whether the trader wants to skip evaluation, prefers monthly subscription pricing, or needs the cleanest funded rule set available at the firm.
This guide walks through the three account types in detail: Lightning as the instant-funded path, Growth as the subscription evaluation, and Select as the evaluation with Flex or Daily funded pathways. Each section covers the drawdown structure, daily loss limit handling, profit split mechanics, reset policy, and who the account fits. The cross-account comparison at the end shows which structure produces the lowest cost-per-funded-dollar across typical trader profiles.
Tradeify account lineup at a glance
The three purchasable account types cover the spectrum from no-evaluation instant funding to evaluation-with-stricter-rules. The summary table below compares pricing and drawdown mechanics across the four most common account sizes.
| Account Size | One-Time Fee | EOD Drawdown | DLL | Profit Split |
|---|---|---|---|---|
| $25,000 | ~$349 | $1,000 EOD | None | 100% then 90/10 |
| $50,000 | ~$499 | $2,000 EOD | $1,250 soft | 100% then 90/10 |
| $100,000 | ~$629 | $4,000 EOD | $2,500 soft | 100% then 90/10 |
| $150,000 | ~$759 | $6,000 EOD | $3,750 soft | 100% then 90/10 |
Lightning pricing reflects the instant-funded value proposition. Growth and Select pricing follows a subscription model that costs less upfront but accumulates with each renewal cycle. The 100% profit split window on the first $15,000 in cumulative payouts is meaningful, particularly for smaller account sizes where early profits compound the value of the headline split.
Lightning: the instant-funded path
Lightning is Tradeify's instant-funded account. The trader pays a one-time fee, skips evaluation entirely, and trades a funded account from day one. The drawdown structure is end-of-day trailing, the profit split is 100% on the first $15,000 in cumulative payouts before transitioning to 90/10 permanently, and platforms include Tradovate, NinjaTrader, TradingView, Quantower, and WealthCharts.
- No evaluation phase: trader purchases and trades immediately on a simulated funded account.
- End-of-day trailing drawdown: line trails the high-water mark at session close, not intraday.
- 100% split on first $15,000 cumulative: a meaningful early-stage advantage at smaller account sizes.
- Cannot be reset: a breached Lightning account requires repurchase, not a paid reset.
- Funded from day one: no minimum trading days before first payout request.
Lightning fits traders who want to skip the friction of evaluation and start collecting payouts as soon as profit accumulates. The no-reset structure is the main risk. A single bad session at the start of trading on the account can effectively end that account's run, requiring a fresh purchase at full Lightning pricing rather than the reduced reset fee that Growth and Select offer.
Lightning best-fit profile
The clearest Lightning fit is the trader who has already demonstrated consistent profitability and just wants to skip the evaluation grind. The 100% profit split window rewards early winning sessions, and the absence of an evaluation phase eliminates the time delay between purchase and first payout.
Growth: the subscription evaluation
Growth is Tradeify's monthly subscription evaluation. The trader pays a recurring monthly fee, evaluates against a 6% profit target with no minimum trading-day requirement, and transitions to funded status on pass with no activation fee. The funded structure carries the same 100% on first $15,000 split as Lightning, then 90/10 permanently.
Growth pricing varies by account size with the subscription billing on a monthly cycle. Resets during a breached evaluation cycle cost between $85 and $197 depending on account size, which is meaningfully cheaper than purchasing a fresh Lightning account. The subscription auto-cancels on evaluation pass, which eliminates the risk of paying for a month the trader does not need.
| Account size | Growth monthly | Reset fee | Profit target |
|---|---|---|---|
| $25,000 | ~$99 | $85 | $1,500 |
| $50,000 | ~$149 | $115 | $3,000 |
| $100,000 | ~$199 | $155 | $6,000 |
| $150,000 | ~$249 | $197 | $9,000 |
Growth fits traders who prefer the lower upfront cost and accept the subscription model in exchange. The no-minimum-trading-day rule on evaluation removes one of the most common time-frame frustrations at peer firms. A clean, fast evaluation pass can complete in 3 to 7 trading days for an experienced trader, which keeps the cumulative subscription cost low.
Select: evaluation with Flex or Daily pathway
Select is the evaluation account that splits into two funded paths on pass: Select Flex and Select Daily. The two paths share the same evaluation structure but differ on funded-phase rules. Flex offers the cleanest rule set at the firm with no DLL, no consistency requirement, and 5-day payout cycles. Daily applies a daily loss limit and shorter payout cycles.
| Funded variant | DLL on funded | Consistency rule | Payout cycle |
|---|---|---|---|
| Select Flex | None | None | 5 days |
| Select Daily | Yes | None | Shorter cycles |
Select Flex is the cleanest funded rule set at Tradeify. The lack of a daily loss limit on funded and the absence of any consistency rule make it the most permissive funded environment in the firm's lineup. The 5-day payout cycle is competitive across the futures-prop landscape and slightly more frequent than the typical bi-weekly cadence at peer firms.
Profit split structure compared
The profit split structure differs between Growth/Lightning and the Select pathways. Growth and Lightning offer a 100% split on the first $15,000 in cumulative lifetime payouts from that account, then 90/10 permanently. Select Flex and Select Daily start at 90/10 from the first payout with no 100% window. Elite runs at 90/10 once the live-capital tier activates.
- Growth: 100% on first $15,000, then 90/10 permanently.
- Lightning: 100% on first $15,000, then 90/10 permanently.
- Select Flex: 90/10 from first payout.
- Select Daily: 90/10 from first payout.
- Elite: 90/10 from first live-capital payout.
The 100% window on Growth and Lightning is genuinely meaningful for traders extracting early profits. On a $50K account, the first $15,000 in payouts converts 100% to the trader, which is effectively a $1,500 advantage versus the 90/10 split on Select. Whether that advantage outweighs Select Flex's looser funded rules depends on the trader's expected payout volume and rule-tolerance.
Reset policies across account types
Reset handling is one of the more important differentiators between the three account types. The summary below shows reset cost and availability across the three paths.
| Account type | Reset available | Reset cost |
|---|---|---|
| Lightning | No | Must repurchase |
| Growth | Yes | $85 to $197 |
| Select | Yes | $85 to $197 |
Lightning's no-reset policy is the structural trade-off for instant funding. A breached Lightning account ends and must be repurchased at full pricing. Growth and Select both allow paid resets during the evaluation phase at substantially lower cost than a fresh purchase, which makes them the more forgiving paths for traders who expect multiple evaluation attempts.
Multi-account rules at Tradeify
Tradeify permits up to 5 simultaneous simulated funded accounts per household with a cap of $750,000 total simulated funding across all accounts. Up to 15 new evaluations can be purchased within any 30-day period. Elite live-capital accounts cannot coexist with any simulated or evaluation accounts in the same household, which creates a forced choice once the Elite threshold is reached.
- 5 simultaneous simulated funded accounts per household.
- $750,000 cap on total simulated funding across all accounts.
- 15 new evaluations per 30-day period.
- Elite live-capital accounts cannot coexist with simulated or evaluation accounts.
- Account households are tracked by KYC documentation, not just email address.
The multi-account limits allow meaningful portfolio diversification across account types. A common setup is one Lightning account for the no-evaluation flexibility plus one or two Select Flex accounts for the cleanest funded rules. Cross-account hedging is prohibited under standard rules, which limits the practical synergy across parallel accounts.
Platforms and supported tooling
Tradeify currently supports five platforms across all three account types. Tradovate is the primary connection point, with NinjaTrader and TradingView accessed via Tradovate broker integration. Quantower runs independently. WealthCharts launched recently as the replacement for the discontinued ProjectX platform.
- Tradovate: web and desktop, primary platform.
- NinjaTrader 8: via Tradovate connection.
- TradingView: via Tradovate broker integration.
- Quantower: independent connection.
- WealthCharts: launched as the ProjectX replacement.
Rithmic-based platforms including Sierra Chart, Bookmap, and Jigsaw are not currently supported. The Rithmic gap is the most common platform-related complaint from traders accustomed to that data feed at peer firms. ProjectX was discontinued and is no longer available across any Tradeify account type.
Trustpilot signal and firm reliability
Tradeify holds a 4.7 of 5 Trustpilot rating across 2,100+ reviews. Cumulative payouts processed exceeded $100M as of early 2026. Payouts operate 7 days a week including weekends, which is unusual in the futures-prop space and one of the firm's more meaningful differentiators.
The 7-day payout cadence applies across all three account types. A funded trader can request and receive payouts on weekends, which removes the typical Monday-bottleneck that characterises peer firms with weekday-only processing. The payout reliability signal across Trustpilot reviews is consistently positive, with the main critique categories being platform-related rather than payout-related.
News trading and prohibited strategies
News trading is fully permitted across all three account types with no blackout periods, no pre-event position restrictions, and no post-event holding requirements. FOMC, NFP, CPI, and all other high-impact economic events can be traded freely. Tradeify's news policy is one of the most permissive in the futures-prop space.
Prohibited strategies are limited to high-frequency arbitrage, latency exploitation, and copy-trading patterns across multiple owned accounts. Discretionary EA use is permitted. Algorithmic strategies operating within the spirit of single-account discretionary trading are accepted under the firm's algorithmic-trading policy.
Elite live-capital tier
Elite activates after 5 total approved payouts across any combination of Tradeify accounts. The threshold is cumulative across accounts rather than per-account, which means a trader running multiple Tradeify accounts can reach Elite faster by aggregating payouts across the portfolio. After reaching the threshold, Tradeify reviews trading activity and contacts the trader at the firm's discretion.
The transition to Elite is mandatory once selected. The trader cannot opt out and continue running simulated accounts. Elite operates on live capital with a 90/10 profit split and represents the structural endgame for Tradeify traders. The trade-off is the forced consolidation away from simulated accounts, which removes the multi-account portfolio flexibility that exists below the Elite threshold.
Account-type decision matrix
The right account-type choice depends on trader experience, capital, and rule tolerance. The matrix below maps trader profiles to recommended account types.
| Trader profile | Recommended account | Why |
|---|---|---|
| Experienced and consistent | Lightning | Skip evaluation, capture 100% window |
| Want lowest upfront cost | Growth | Subscription pricing, reset-friendly |
| Want cleanest funded rules | Select Flex | No DLL, no consistency rule |
| First Tradeify attempt | Growth | Low cost, no minimum days, paid resets available |
| Multi-account portfolio | Lightning plus Select Flex | Combine instant-funded plus clean funded rules |
The bottom line
Tradeify's three purchasable account types target distinct trader profiles. Lightning is the instant-funded path with the 100% split window but no reset option. Growth is the subscription evaluation with the lowest upfront cost and paid resets. Select offers two funded pathways with Select Flex providing the firm's cleanest funded rule set: no daily loss limit, no consistency rule, and 5-day payout cycles. Elite live-capital activates after 5 cumulative approved payouts and is mandatory once selected. Multi-account households can run up to 5 simulated accounts simultaneously up to a $750,000 total cap. News trading is fully permitted, 5 platforms are supported, and payouts process 7 days a week. The right account choice depends on whether the trader wants to skip evaluation, prefers subscription pricing, or values the cleanest funded rules.
Drawdown mechanics across all three account types
End-of-day trailing drawdown is the common mechanic across all three purchasable account types. The line updates at session close and locks once the trailing line reaches the starting balance plus the buffer. The lock-at-starting-balance feature converts the trailing structure into an effective static floor at the lock point, which is the safer drawdown structure once reached.
- End-of-day calculation: the trailing line moves only at session close, not intraday.
- Lock at starting balance plus buffer: once reached, the line stops trailing further.
- Below the lock point: the line trails the equity high-water mark across daily closes.
- Equity basis: drawdown calculates on equity, not realised balance, so open positions count toward the line.
- Same mechanic across Lightning, Growth, and Select evaluation phases.
The shared drawdown mechanic across the three account types simplifies the trader's mental model. A trader who masters the end-of-day trailing structure on Growth carries that skill directly into Lightning and Select with no re-learning. The differences across the three types are in funded-phase rules and payout structure rather than in the evaluation-phase drawdown mechanic itself.
Cost-per-funded-dollar analysis
Cost-per-funded-dollar varies meaningfully across the three account types and depends on how quickly the trader expects to pass evaluation. The summary below shows the rough cost calculations on a $50K account assuming a clean evaluation with no resets and a one-month or two-month evaluation runway on Growth or Select.
| Path | Effective cost to funded ($50K) | Time to funded |
|---|---|---|
| Lightning | ~$499 one-time | Same day |
| Growth, 1-month pass | ~$149 | 1 month subscription |
| Growth, 2-month pass | ~$298 | 2 months subscription |
| Select, 1-month pass | Similar to Growth | 1 month subscription |
| Lightning vs Growth net | Lightning saves time at +$350 cost | n/a |
Lightning is the most expensive path but skips evaluation entirely. Growth and Select are cheaper if the trader passes within one or two cycles. The break-even between Lightning and Growth depends on the trader's expected pass rate and time-to-funded sensitivity. Traders who place high value on immediate funded access typically prefer Lightning despite the higher upfront cost. Traders who want lower risk per attempt typically prefer Growth or Select with paid resets available.
Frequently overlooked details
Three details about Tradeify's account structure are commonly overlooked by first-time traders. Recognising them in advance prevents surprise issues during the funded phase.
- The 100% profit split window is cumulative across the account's lifetime, not reset on each new payout cycle.
- Household tracking applies via KYC documentation, so accounts under family members at the same address may consolidate.
- Elite live-capital transition is mandatory and removes the multi-account portfolio flexibility that exists below the threshold.
Each detail can shape long-term strategy at Tradeify. The cumulative 100% window means a trader who builds a large account balance should consider extracting profits earlier rather than later to capture the window before it converts to 90/10.
Frequently Asked Questions
What is the difference between Lightning and Growth on Tradeify?
Lightning is instant funded with no evaluation, a one-time fee, and trading from day one. Growth is a monthly-subscription evaluation with a 6% profit target and no minimum day requirement. Lightning costs more upfront but skips the evaluation process entirely. Growth is cheaper per month but requires passing the evaluation before funded access. Lightning cannot be reset if breached; Growth can be reset for $85 to $197.
Can I run multiple Tradeify accounts at the same time?
Yes, up to 5 simultaneous simulated funded accounts per household with a maximum of $750,000 in total simulated funding across all accounts. Up to 15 new evaluations can be purchased within any 30-day period. Elite Live accounts cannot coexist with any sim or evaluation accounts in the same household, which creates a forced consolidation once the Elite threshold activates.
Which Tradeify account size should I start with?
Most traders starting on Tradeify do best with a $50K account because the drawdown of $2,000 on Growth and Lightning gives enough room to trade without constantly touching the floor on normal volatility, and the evaluation cost is low enough to justify a reset if needed. The $150K makes sense only if you are already consistently trading 10+ contracts in your own account and need the position limits to match your actual strategy.
Does Tradeify have activation fees?
No. All current account types including Lightning, Growth, and Select transition to funded status without activation fees. The legacy Advanced plan had a $125 activation fee, but Advanced was discontinued. Monthly subscriptions for Growth and Select cancel automatically upon passing the evaluation, which removes the risk of paying for a month the trader does not need after passing.
Is Tradeify legit?
Tradeify has a 4.7 of 5 Trustpilot rating across 2,100+ reviews, has processed over $100M in trader payouts as of early 2026, and operates 7-day-a-week payouts including weekends. The firm's payout reliability signal is consistently positive in reviews, with critique categories concentrated on platform availability rather than payout processing or rule fairness.
What happened to ProjectX on Tradeify?
Tradeify discontinued ProjectX following the upstream provider's decision to end third-party platform access. The replacement is WealthCharts, which launched as the successor. Current platform options are Tradovate, NinjaTrader, TradingView, Quantower, and WealthCharts. Rithmic-based platforms including Sierra Chart, Bookmap, and Jigsaw remain unsupported across all Tradeify account types.
How do I qualify for Tradeify Elite?
You need 5 total approved payouts across any Tradeify account combination, not 5 payouts from a single account. After reaching that threshold, Tradeify reviews your trading activity and contacts you at their discretion. The transition is mandatory once selected. You cannot opt out and continue running sim accounts, which makes Elite a structural endgame rather than an optional upgrade path.
What is the profit split on Tradeify accounts?
Growth and Lightning provide 100% on the first $15,000 in cumulative lifetime payouts from that account, then 90/10 permanently. Select Flex and Select Daily run 90/10 from the very first payout with no 100% phase. Elite operates at 90/10. The 100% window on Growth and Lightning is genuinely meaningful, especially for smaller accounts extracting early profits.
Can I trade news events on Tradeify?
Yes. News trading is fully permitted with no blackout periods, pre-event position restrictions, or post-event holding requirements. FOMC, NFP, CPI, and all other high-impact economic events can be traded freely. Tradeify's news policy is one of the most permissive in the futures prop space and a meaningful differentiator versus peer firms that block trading around scheduled releases.
What platforms does Tradeify support?
Five platforms are supported. Tradovate for web and desktop, NinjaTrader 8 via Tradovate connection, TradingView via Tradovate broker integration, Quantower, and WealthCharts as the recent ProjectX replacement. Rithmic-based platforms including Sierra Chart, Bookmap, and Jigsaw are not supported. ProjectX was discontinued and removed from the supported list.
What is the Select Flex funded rule set?
Select Flex offers the cleanest funded rule set at Tradeify with no daily loss limit, no consistency requirement, and 5-day payout cycles. It is the funded path that gives the most flexibility to traders who value rule simplicity over the 100% split window that Growth and Lightning offer. Select Flex is reached via the Select evaluation, which differs from Select Daily only on the funded-phase rule set.
What is the difference between Select Flex and Select Daily?
Both Select pathways share the same evaluation structure but differ on funded rules. Select Flex has no daily loss limit, no consistency rule, and 5-day payout cycles. Select Daily applies a daily loss limit on the funded phase and runs shorter payout cycles. Flex is the cleaner funded environment, while Daily targets traders who prefer faster payout cadence even with the additional rule layer.
Can I reset a Lightning account?
No. Lightning accounts cannot be reset. A breached Lightning account requires a fresh purchase at full Lightning pricing, not a reduced reset fee. This is the structural trade-off for instant funding. Growth and Select both allow paid resets during the evaluation phase at $85 to $197 depending on account size, which makes them the more forgiving paths for traders expecting multiple attempts.
How does the 7-day-a-week payout schedule work?
Tradeify processes payouts every day of the week including weekends. A funded trader can request a payout on Saturday or Sunday and the back-office processes the request without waiting for the next business day. This removes the typical Monday-bottleneck that characterises peer firms with weekday-only processing and is one of the firm's most cited differentiators in positive Trustpilot reviews.
What happens to my subscription when I pass a Growth evaluation?
The Growth monthly subscription auto-cancels on evaluation pass. The trader does not need to manually cancel, and there is no risk of paying for an unnecessary additional month after passing. The auto-cancellation triggers at the moment the funded transition completes, so even if the pass happens mid-cycle, the trader does not pay for the unused portion of the subscription period.
Can I switch from Growth to Lightning mid-evaluation?
No. The choice of account type locks at purchase. Switching to a different account type requires a fresh purchase under the new type, which means starting evaluation again on Growth or paying the full Lightning fee. Some traders run both account types in parallel under the multi-account allowance to capture the strengths of each path without the switching friction.
