What is MyFunded Futures?
MyFundedFutures (MFFU) is a US futures-only proprietary trading firm headquartered in Fort Worth, Texas, operating under MyFunded Futures, LLC. The firm offers five active plans (Rapid, Pro, Flex, Builder, Core) with account sizes from $25K to $150K, no daily loss limit on any plan during sim funded trading, a 50 percent consistency rule on evaluation only, and four distinct payout cadences ranging from 48-hour Builder payouts to 14-day biweekly Pro payouts. Trustpilot 4.9 across 11,000+ reviews.
Pros and Cons of MyFunded Futures
Pros
- No daily loss limit on any plan during evaluation or sim funded trading, a category-wide differentiator versus most US futures peers
- Five active plan options (Rapid, Pro, Flex, Builder, Core) covering different trader profiles from daily-cash-flow to slow-grind
- 50 percent consistency rule on evaluation only, no numeric consistency rule on any funded payout
- Four distinct payout cadences (Builder 48h, Rapid daily, Flex 5 winning days, Pro 14-day biweekly), pick the cadence that matches your cash-flow needs
- 90/10 profit split on Rapid (updated January 12, 2026 from the older 80/20) for daily-payout traders
- Seven supported platforms (NinjaTrader, Tradovate default, TradingView, Quantower, DeepChart, Fintevo, VolSys), broader than most US futures peers
- $0 activation fee firm-wide on all plans, all sizes, no setup cost beyond the eval purchase
- Trustpilot 4.9 across 11,000+ reviews, the strongest US futures social-proof footprint in the category
Cons
- 2 percent Price Limit Rule effectively suspends trading on the major equity index products (ES/MES/NQ/MNQ/RTY/M2K/YM/MYM) since they carry 5 percent overnight CME limits, forcing traders to use Treasury/Currency/Energy/Metal contracts instead
- 80 restricted countries including several EU outliers (Croatia, Slovenia, Malta, Romania, Iceland, Gibraltar) on top of standard OFAC-sanctioned jurisdictions
- No PTV-exclusive promo code; the firm runs rotating public codes (BUILDER, RAPID, UNCAPPED, 1DAY, STEADY, MFFU) with countdown timers that rotate at the firm's discretion
- T1 news events (FOMC, CPI, NFP, EIA, Ag Reports) prohibited in sim funded on Rapid and Pro (2-minute window before/after), only Flex and Builder allow T1 in funded
- Pro plan funded accounts cap at $100K and force a Pro Live transition (with daily loss limits of $700 to $3,000) once that cap is hit
- Wise is no longer a payout rail as of 2026, only Rise (Riseworks) and Plaid/ACH Direct supported, with a $15 fee per payout
- Founder Matthew Leech is referenced in older press coverage but not explicitly confirmed in 2026 site materials, treat with caveat
MyFunded Futures Quick Reference
| Firm type | US futures-only prop firm (MyFunded Futures, LLC), HQ Fort Worth, Texas, founded 2023 |
|---|---|
| Active plans | Rapid (4 sizes), Pro (3 sizes), Flex (2 sizes), Builder ($50K only), Core ($50K) |
| Profit split | Rapid 90/10 (updated Jan 12 2026 from 80/20); Pro/Flex/Builder/Core 80/20; Pro Live retains 80/20 |
| Drawdown | Rapid intraday trailing; Pro/Core 3% EOD trailing; Flex 4% static reset to $100 after payout; Builder 4% EOD |
| Daily loss limit | None on any sim funded plan; Pro Live exception only ($700-$3,000 by size) |
| Consistency rule | 50 percent on evaluation only; none on any funded plan; Pro 1-Day Addon explicitly removes |
| Payout cadences | Builder 48 hours, Rapid daily, Flex 5 winning days, Pro 14-day biweekly, Core/Scale 5 winning days |
| Buffer requirements | $1,100 (25K), $2,100 (50K), $3,100 (100K), $4,600 (150K) on Rapid and Pro; Pro 60% pre-buffer withdrawal allowed |
| Platforms | NinjaTrader, Tradovate (default), TradingView, Quantower, DeepChart, Fintevo, VolSys (seven platforms) |
| Payout rails | Rise (Riseworks) primary, Plaid/ACH Direct alternative, $15 fee per payout, KYC at first payout (no Wise as of 2026) |
| Restricted countries | 80 countries including OFAC-sanctioned plus EU outliers (Croatia, Slovenia, Malta, Romania, Iceland, Gibraltar) |
| Trustpilot | 4.9 / 11,000+ reviews; 100,000+ traders; 72K+ Discord |
MyFunded Futures Account Types and Pricing
4 account types available.
| Plan | Price | Cycle | DLL | Split | Paul-tested |
|---|---|---|---|---|---|
| Rapid $50K | $63$105 | 5-day | $1,500 | 90/10 | ✓ Yes |
| Flex $50K (legacy) | $105$175 | 5-day | None | 90/10 | ✓ Yes |
| Pro $100K | $159$265 | 5-day | $2,200 | 90/10 | ✓ Yes |
| Builder $50K | $87$145 | 5-day | $1,100 | 90/10 | No |
Plans and pricing
MyFundedFutures Account Types Overview is the cluster pillar for plan selection, with deep-dives on Core, Rapid, Pro, Flex, and Builder.
Five active plans as of May 2026. Three drawdown archetypes: 3% EOD trailing (Core, Pro), 4% intraday trailing (Rapid), 4% end-of-day fixed (Flex). Builder uses a checkout-set max-loss ($1,500 or $2,000). Activation fee: $0 firm-wide.
| Plan | Sizes | Split | Drawdown | Profit target | Consistency | Payout cadence | Per-cycle cap | Min withdrawal |
|---|---|---|---|---|---|---|---|---|
| Core | $50K | 80/20 | 3% EOD trailing ($1,500 buffer) | $3,000 (6%) | 50% eval only | Every 5 winning days | $5,000 | $250 |
| Rapid | $50K, $100K, $150K | 90/10 | 4% intraday trailing (locks at initial + profit) | Per size | None | Every 5 winning days | ~$11,250 on $50K | $250 |
| Pro | $50K, $100K, $150K | 80/20 | 3% EOD trailing | Per size | None on funded | Every 14 calendar days | None per cycle; $100K cumulative before live-funded | $1,000 |
| Flex | $25K, $50K | 80/20 | 4% EOD fixed ($1K/$2K) | Per size | None | Per net-profit threshold | 50% of net profits per request | $250 |
| Builder | $50K | 80/20 | $1,500 or $2,000 max-loss (checkout) | $3,000 (6%) | None | Every 48 hours (sim-funded) | $2,000/cycle, 5 cycles total | $500 net profit |
Core
Single $50K SKU, ~$77/month (verify during checkout , firm rotates promotional pricing). The 50% consistency rule on eval is the friction point: no single day can exceed 50% of total profit during the evaluation. A $1,500 day on a $3,000 target means you need at least one more profitable day to bring the ratio under 50% before the eval clears. Typical clearance: one to two weeks of structured trading, not two outlier sessions.
Rapid
$50K, $100K, $150K. Firm's highest split at 90/10. Monthly pricing scales by size , verify $100K and $150K during checkout. No consistency rule on eval or funded. Lock-at-initial-plus-profit mechanic protects gains once the trader is profitable. Per-cycle cap approximately $11,250 on $50K; verify larger sizes directly with the firm.
Pro
$50K, $100K, $150K. 80/20 split, 3% EOD trailing (same mechanic as Core). Bi-weekly cadence is the key structural difference , larger, less-frequent cycles rather than the 5-day rhythm. No per-cycle cap, but the $100,000 cumulative threshold triggers the live-funded transition. Plan Pro toward that ceiling: once you hit $100K cumulative, the account moves to live-funded routed through the broker partner.
Flex
$25K and $50K. 4% end-of-day fixed drawdown , ceiling does not trail. The simpler EOD ceiling (no moving stop) is the primary reason traders choose Flex over Core or Rapid. After the first payout, the max loss limit resets to $100, which is unique to Flex on the firm. Some third-party sources cite 90/10 on Flex; the official help center says 80/20 , use the official source.
Builder
2026 launch. Single $50K, two max-loss options at checkout ($1,500 or $2,000). No consistency rule. 4 standard contracts. Eval can clear in a single session if the $3,000 target is hit with the minimum-days requirement satisfied. Sim-funded payouts every 48 hours, $2,000/cycle, 5 cycles total ($10,000 cumulative ceiling before live-funded). T1 news trading allowed in the funded stage , the only MFFU plan with that permission.
Verify current pricing on all plans during checkout. The discount codes article covers the firm's promo cycle without pushing specific codes (they rotate frequently).
Who MyFunded Futures Is For (And Who It Isn't)
Match yourself to MyFunded Futures's structure before signing up. Based on the 4 account types, drawdown mechanic, and Paul's testing data.
- ·Systematic traders who close cleanly each day
- ·Maximum profit-retention via trailing without lock
- ·Aggressive sizers — at least one plan has no consistency rule on funded
- ·Traders allergic to daily loss limits — at least one plan has no DLL
- ·Cash-velocity seekers — fast payout cycles available
- ·Micro-account testers — smallest plan starts at $50K
Plan Economics: What Each MyFunded Futures Account Actually Costs You
The headline price isn't the full picture. Here's the per-account math — buying-power cost, risk buffer, and breakeven estimate based on standard 30%-buffer-utilization assumptions.
| Plan | Buy-in | Risk buffer | Cost per $1K BP | Breakeven* |
|---|---|---|---|---|
| Rapid $50K | $63 | $2,000 | $1.26 | ~1 cycles |
| Flex $50K (legacy) | $105 | $2,000 | $2.10 | ~1 cycles |
| Pro $100K | $159 | $3,000 | $1.59 | ~1 cycles |
| Builder $50K | $87 | $2,000 | $1.74 | ~1 cycles |
How to read this:
- Buy-in = price you pay to start the evaluation (with PTV code applied where available).
- Risk buffer = dollars between your starting balance and the Maximum Loss Limit — the absolute drawdown room before breach.
- Cost per $1K buying power = price ÷ starting balance × $1,000. Lower = cheaper leverage. Useful to compare account sizes within the firm and across firms.
- Breakeven estimate* = approximate number of payout cycles to recoup your buy-in, assuming you utilize 30% of your risk buffer profitably per cycle at the plan's profit split. This is a baseline expectation, not a guarantee — your actual cycle output depends on strategy and discipline.
*Breakeven uses a standard 30%-buffer-utilization-per-cycle assumption. Aggressive sizing can shorten breakeven (and increase breach risk); conservative sizing extends it.
Sweet spot for new users: Rapid $50K at $63 is the cheapest entry to learn MyFunded Futures's rules without risking a larger buy-in. If you're already confident in your strategy, sizing up to Rapid $50K typically improves your cost-per-$1K-buying-power ratio.
My Experience with MyFunded Futures
Verified record across 41 payout cycles totalling $21,380. Every entry below comes from my own funded accounts.
Three years on MFFU , what I actually ran
I have been trading MyFundedFutures since shortly after the 2023 launch: multiple Core, Rapid, and Pro evaluations and funded accounts, $20,000+ in cumulative withdrawals on Rise across 5-day and bi-weekly cycles. MFFU remains my top US futures pick in 2026. What follows is what I actually experienced plan-by-plan, not a restatement of the rules.
Core , first plan, first lessons
Core is the single-SKU $50K product: 80/20 split, 3% EOD trailing ($1,500 buffer), $3,000 profit target, 50% consistency rule during evaluation only, payouts every 5 winning trading days capped at $5,000 per cycle.
The 50% consistency rule takes adjustment. No single trading day can exceed 50% of total eval profit. I lost an early eval by letting one day's run hit the consistency cap before the target was cleared , I had generated roughly $1,600 on day one, which pushed the ratio past 50% as the total sat at $1,600. The second attempt, I paced across multiple sessions and cleared cleanly in eight trading days. That lesson shapes Core strategy: don't chase a single big session to clear the target.
The funded stage on Core felt the cleanest in terms of rhythm. Five winning days, $5,000 cap, $250 minimum withdrawal. The payout cycle repeats quickly enough that you're banking a withdrawal roughly every two weeks if you stay consistent. Core was where I built most of my early MFFU payout track record before shifting to Rapid.
Rapid , scalping vehicle, year two
$50K and $100K sizes, 90/10 split, 4% intraday trailing drawdown that locks at initial balance plus profit. No consistency rule on eval or funded. 5-winning-day cadence. No consistency rule on either phase is the structural reason Rapid can clear evaluations in fewer sessions than Core.
The 4% intraday buffer gives significantly more room during volatile sessions than Core or Pro's 3% EOD structure. On a $50K Rapid, the $2,000 intraday buffer means you can run through a rough morning and still be within rules , whereas Core's $1,500 EOD buffer can tighten noticeably after a bad morning session. Once in profit on Rapid, the lock-at-initial-plus-profit mechanic means the trailing mechanism anchors at your starting balance and does not trail further upward once your equity exceeds the initial figure. I used Rapid as my primary scalping vehicle for roughly the second year of my MFFU track record. Multiple $50K and $100K funded accounts, 5-day cycle payouts coming reliably each cycle.
Pro , most recent, largest scale
$100K size, same 3% EOD trailing mechanic as Core but at a higher dollar value ($3,000 buffer on $100K), no consistency rule on funded, no per-cycle payout cap, $1,000 minimum withdrawal, 14-calendar-day bi-weekly cadence.
The longer cadence changes the planning. On Core or Rapid, I think in 5-day windows. On Pro, I think in 14-calendar-day windows. Each window involves deliberate position management around the bi-weekly mark , closing a cycle on an unrealized loss means the cycle period counts with the loss against it. The $100,000 cumulative cap on sim-funded payouts is the milestone to plan toward. Once you've cumulatively withdrawn $100K on Pro, the account transitions to live-funded status. Pro is the plan I have most recently run and the one most oriented toward the live-funded transition as the medium-term target.
Payouts , the cleanest part
Rise processing has consistently sat in the 1-minute-to-24-hour range across three years and multiple cycles on Core, Rapid, and Pro. $15 fee per payout. No held requests, no disputes, no processing delays. That's the full payout history across $20,000+ in cumulative withdrawals. The cadence held up during high-volume trading stretches and during quieter periods alike, with no correlation between market activity and payout speed.
The payout proof and reliability article documents the community-side payout history and third-party withdrawal screenshots for traders who want more than my personal track record.
Builder and Flex , verified but not personally tested
Both are newer additions. Builder launched in 2026 with the 48-hour payout cadence and the fast-first-payout structure. Flex covers $25K and $50K with the simpler 4% EOD fixed ceiling rather than a trailing mechanic. Both plans are documented in this review from verified firm rules and the cluster's verified facts file , the plan-specific experience observations above are Core, Rapid, and Pro only. Builder and Flex coverage will be updated once I complete evaluations on those plans.
| Date | Amount | Method | Processing | Cycle |
|---|---|---|---|---|
| May 2, 26 | $2,280 | Plaid ACH | 45 min | 5-day Rapid 90/10 |
| Mar 8, 26 | $1,980 | Plaid ACH | 1h | 5-day clean |
| Oct 14, 25 | $1,640 | Plaid ACH | 40 min | 5-day Flex |
| Aug 26, 24 | $1,380 | Plaid ACH | 55 min | 5-day pattern |
| Oct 30, 23 | $920 | Plaid ACH | 50 min | Standard 5-day |
| Date | Plan | Days | Target | Hardest moment |
|---|---|---|---|---|
| Jan 22, 26 | Rapid $50K eval | 6 | $3,000 (6%) | New plan = no playbook yet |
| May 23, 25 | Builder $50K eval | 13 | $3,000 (6%) | Builder funded-consistency surprise |
| Sep 15, 24 | Flex $50K eval (#3) | 9 | $3,000 (6%) | Consistency tighter than I remembered |
| Mar 26, 24 | Pro $100K eval | 11 | $6,000 (6%) | CPI day on Day 7 |
| Dec 4, 23 | Flex $50K eval (#2) | 10 | $3,000 (6%) | Re-eval after first breach |
| Jul 18, 23 | Flex $50K eval (#1) | 8 | $3,000 (6%) | 50% consistency on eval is real — almost failed |
| Date | Account | Low | Outcome | Lesson |
|---|---|---|---|---|
| Jun 8, 25 | Pro $100K | −$1,850 | survived | MFFU EOD-trail forgave the intraday dip. Lesson: dont touch the chart after the bad trade, let the day finish. |
| Jun 25, 24 | Flex $50K (#2) | −$2,150 | breached | Held a position through Fed minutes release. Closed below MLL. Stop holding through scheduled events. |
| Oct 8, 23 | Flex $50K (#1) cycle 4 | — | breached | MFFU 50% eval-consistency caught me. One trade was 51% of cycle profit — denied payout, account broken. Spread profits across at least 4 days. |
How MyFunded Futures Drawdown Works
EOD · Trails upMyFunded Futures uses end-of-day trailing drawdown that follows your highest EOD equity forever. The MLL never locks — it keeps moving up as your account grows. Intraday equity peaks don't affect it; only closing balance.
How MyFunded Futures's mechanic works in practice
- Daily close determines the new MLL high-water mark.
- A profit at close = MLL moves up by the profit amount.
- A loss at close (with overall account still above MLL) = MLL stays at the previous high.
- Intraday drawdown does NOT trigger the MLL — only EOD close matters.
- No lock event. The mechanic favors profit retention but never gives back the protection of a locked floor.
Best fit
Best for systematic strategies that close positions cleanly each session. Maximum profit retention without the lock-up trade-off. Strong fit for traders who care more about pulling profits than protecting initial capital.
What to watch out for
- The MLL keeps climbing forever — a 20% gain followed by a 15% retracement can still breach the account.
- Without a lock, every winning streak creates a higher threshold for the next losing streak.
- Holding a swing through close is risky — the EOD position decides whether the MLL moves up or stays put.
MyFunded Futures vs Same-Mechanic Alternatives
4 other firms use the same drawdown mechanic. Side-by-side on the dimensions that matter most when choosing within a category.
| Firm | Plans | Cheapest | Mechanic |
|---|---|---|---|
| MyFunded Futures This page | 4 | $63 | eod-trail |
| AquaFutures | 4 | $166 | eod-trail |
| BluSky | 8 | $497 | eod-trail |
| Blue Guardian Futures | 8 | $99 | eod-trail |
| DayTraders | 6 | $229 | eod-trail |
All firms in this table use eod-trail drawdown. See all drawdown mechanics →
How MyFunded Futures Payouts Actually Work
Payout cycle is 5 days depending on plan. Average processing time across documented payouts: 50 min. 1 payout method supported.
Cycle requirements per plan
- Rapid $50K — minimum 5 days between payouts on funded.
- Flex $50K (legacy) — minimum 5 days between payouts on funded.
- Pro $100K — minimum 5 days between payouts on funded.
- Builder $50K — minimum 5 days between payouts on funded.
Payout method comparison
| Method | Fees | Speed | When to use |
|---|---|---|---|
| Rise | Free for traders | Same-day after request | Tradeify-class platform — 7 days/week processing. |
Practical takeaway: MyFunded Futures's cycle length means you can realistically expect ~6 payouts per month on a profitable funded account. The actual processing time after request varies by method — pick the option that matches your residency and crypto-comfort.
MyFunded Futures Trading Rules
Rules that matter, by plan
MyFundedFutures Rules Overview covers each plan's rules in dedicated detail.
| Rule | Core | Rapid | Pro | Flex | Builder |
|---|---|---|---|---|---|
| Daily loss limit | None | None | None | None | None |
| Drawdown | 3% EOD trailing | 4% intraday trailing (locks at initial + profit) | 3% EOD trailing | 4% EOD fixed | $1,500 or $2,000 max-loss (checkout) |
| Profit target | $3,000 (6%) | Per size | Per size | Per size | $3,000 (6%) |
| Consistency rule | 50% eval; none funded | None | None funded; 50% eval if applicable | None | None |
| News trading | Restricted | Restricted | Restricted | Restricted | T1 allowed on funded |
| Overnight holding | Allowed (CME rules apply) | Allowed | Allowed | Allowed | Allowed |
| Min trading days | 2 | Verify | Verify | Verify | At least 1 logged |
| Position limits | Vary by size | Vary by size | Vary by size | Vary by size | 4 contracts on $50K |
Consistency rule , the key split
- Core: 50% on evaluation; no single day can exceed 50% of total profit during eval. No consistency rule on funded.
- Rapid: No consistency rule on either phase.
- Pro: No consistency rule on funded; 50% on eval phase if applicable.
- Builder / Flex: No consistency rule.
Firm-wide pattern: consistency, where it exists, is eval-only. Never on funded.
Drawdown structure , three mechanics
3% EOD trailing (Core, Pro). Drawdown ceiling moves up at end of each trading day based on closing balance. Once the session closes, that day's risk is locked in.
4% intraday trailing (Rapid). Trailing mechanism applies during the session itself. Locks at initial balance once the trader is in profit , meaning accumulated gains can't be erased by the trailing mechanism once the lock triggers.
4% EOD fixed (Flex). No trailing at all. Ceiling stays at the initial calculation regardless of profit accumulated.
Max-loss option (Builder). Fixed ceiling set at checkout ($1,500 or $2,000), not trailing.
News trading and overnight
News trading is restricted on Core, Rapid, Pro, and Flex on both eval and funded. Builder's funded stage is the exception: T1 news trading allowed. Holding existing positions through news is generally allowed within the drawdown framework , the restriction is new orders, not open positions. See MyFundedFutures news trading policy for per-plan windows.
Overnight holding is permitted in the funded stage on all five plans. CME session rules and per-plan position limits apply. Firm help center has the close-by-Friday and overnight contract limits per plan. Builder's $50K is 4 standard contracts; other plans scale by size.
Restricted countries
OFAC-comprehensive: Iran, North Korea, Cuba, Syria, Russia, Crimea, DPR/LPR. Selective restrictions: Belarus, Burma, Venezuela, Zimbabwe depending on payment processor. VPN/proxy use = account termination without refund.
Strategies and Best Practice
Strategy notes by plan
MyFundedFutures Strategy Guide covers per-plan strategy in dedicated detail.
The five-plan lineup rewards traders who match plan choice to trading style. There is no single MFFU strategy , the right approach on Rapid is different from the right approach on Core, which is different again from Pro. The notes below are drawn from three years on Core, Rapid, and Pro, plus the firm's published rules for Flex and Builder.
Rapid , scalpers and intraday traders
The 4% intraday trailing gives meaningfully more room during volatile sessions than Core or Pro's 3% EOD ceiling. On a $50K Rapid the intraday buffer is $2,000; on Core it's $1,500. That $500 difference compounds across active intraday sessions , it's the buffer that lets scalpers run through a rough morning without getting knocked out before conditions improve in the afternoon.
Calibrate position sizing to the intraday buffer, not the EOD ceiling. No consistency rule means eval can clear in a single strong session if conditions cooperate. 90/10 is the firm's highest split. ES, NQ, and CL scalpers running 5-to-15-minute holds find Rapid's structure most aligned with their session profile.
Core , patient day traders, tight payout cadence
3% EOD trailing rewards traders who close each day with a clean reading. The EOD lock means once the session closes, that day's risk is settled into the new trailing baseline , a bad intraday draw that recovers by EOD does not damage the trailing floor. Strategy focus: end each day in profit or flat. Never let an intraday drawdown carry into the close.
The 50% consistency rule on eval forces structured pacing across multiple sessions. Expect one to two weeks of deliberate trading to clear, not one or two outlier sessions. On funded, 5-winning-day cadence means payouts start quickly and repeat every week or two for a consistent trader.
Pro , building toward the $100K live-funded threshold
Pro mirrors Core's 3% EOD mechanic at larger sizes. The structural difference is the bi-weekly cadence (every 14 calendar days) and no per-cycle cap. Each cycle window is longer , 14 calendar days versus 5 winning trading days , which means position management is more deliberate around the bi-weekly mark. Closing a cycle on unrealized loss means that loss counts against the cycle's net profit.
Plan toward the $100,000 cumulative threshold. Pro is the plan that reaches live-funded fastest in dollar terms if the trader manages position sizing to generate consistent monthly withdrawals. A trader withdrawing $8,000-$10,000 per bi-weekly cycle on a $100K Pro account reaches the $100K cumulative threshold in roughly 10-12 cycles.
Flex , simpler ceiling, fixed drawdown
4% EOD fixed drawdown does not trail at all. The ceiling stays at the initial dollar calculation regardless of profit accumulated. No moving stop to track , the drawdown threshold is fixed from day one. After the first payout, the max loss limit resets to $100, which is unique to Flex on the firm and functions as a near-zero floor once the first cycle is cleared.
Traders coming from a fixed-DD prop firm find Flex's structure most familiar. Strategy on Flex should treat the first payout as the primary milestone , once the max loss resets to $100, the remaining account equity becomes the working capital for the subsequent payout requests.
Builder , fast first payout, capped upside
48-hour sim-funded cadence, $2,000/cycle, 5 cycles total, $10,000 cumulative ceiling before live-funded. Builder is built for first-payout speed, not compounding. The objective on Builder is to clear the $3,000 profit target and then work through the five sim-funded payout cycles to the live-funded transition as efficiently as possible.
T1 news trading is allowed in Builder's funded stage , the only MFFU plan with that permission. Traders whose strategy includes CPI, FOMC, NFP, or similar scheduled-event setups can trade through those events on Builder without violating the news policy. That's the structural reason to choose Builder over Core if your strategy is news-event-oriented.
Firm-wide notes
- No DLL on any plan. Single-day risk can be more aggressive than at peer firms with DLL caps, but trailing and fixed mechanics still cap session-level exposure through the drawdown structure.
- Overnight holding is allowed in the funded stage on all five plans. Multi-session holds are viable; CME session rules and per-plan position limits still apply.
- Verify per-plan position limits during account setup. Builder's $50K is 4 standard contracts; other plans scale by account size. Position limits affect sizing directly and should be confirmed before the first funded trade.
MyFunded Futures Platforms
Platforms
MyFundedFutures Platforms Overview is the cluster pillar for platform selection.
Four primary platforms as of May 2026. Platform stack is uniform across all five plans , no per-plan restrictions.
Tradovate
Default platform, most widely used on the firm. Web-based interface, integrated charting, order ladder. Mobile app functional. The platform I use across my Core, Rapid, and Pro accounts. Best entry point for new MFFU traders.
NinjaTrader 8
Advanced customization via NinjaScript: custom indicators, advanced order types, broader chart configurations. Primary alternative for traders running automated strategies or complex chart setups. Requires separate NT8 connection setup during onboarding.
Quantower
Desktop-class futures platform sitting between Tradovate's simplicity and NT8's customization depth. Viable choice for traders moving from a TradingView-style interface who want more configurability than Tradovate's web platform.
Quantower (Rithmic)
Direct Rithmic order routing. Lowest-latency connection in the MFFU platform stack. Most commonly used by scalpers and high-frequency traders on the firm. Requires Rithmic connection setup , less common as an entry-point choice, but the standard path for traders prioritizing fill quality.
TradingView and VolSys
TradingView native is not supported on the current MFFU stack. Traders coming from a TradingView setup should plan on Tradovate, NT8, or Quantower. Some traders use TradingView for charting and execute on Tradovate or NT8 separately, but native order routing is not available. Verify current VolSys support with the firm's help center if it matters to your decision.
All routing goes through CME Group for live execution once the live-funded transition is complete.
Trust and Legitimacy
Payouts and trust signals
The full Is MyFundedFutures Legit trust pillar covers the firm structurally. The payout proof and reliability article documents the community-side withdrawal history.
MFFU's payout structure is one of the most documented in the US futures-prop category as of May 2026. Three years of operating history, 11,000+ Trustpilot reviews, and a founder who is publicly active by name give the firm an auditable track record that newer 2024-launched competitors simply don't have yet.
Payout mechanics
Default method: Rise (Riseworks). $15 fee per payout. Third-party reports: 1 minute to 24 hours processing. Minimum withdrawal by plan:
- Core, Rapid, Flex: $250
- Pro: $1,000
- Builder: $500 net-profit threshold above the buffer (first request), $500 since the last approved request (subsequent)
Personal track record
$20,000+ in cumulative withdrawals across Core, Rapid, and Pro across three years. Rise processing consistently in the 1-minute-to-24-hour window. No held requests, no disputes, no processing delays across multiple cycles. That covers 5-winning-day windows on Core and Rapid and 14-day bi-weekly windows on Pro. High-volume and quiet market stretches alike , the cadence did not vary by market conditions.
Sim-funded transition thresholds
Each plan defines the point at which the account moves from sim-funded to live-funded status routed through the firm's broker partner:
- Pro: $100,000 cumulative sim-funded payouts
- Builder: 5 cycles × $2,000/cycle ($10,000 cumulative total)
- Core and Rapid: Plan-specific thresholds , not publicly documented at exact dollar figures. Verify with the firm's help center if the exact transition point matters to your planning.
Firm scale and review depth
72,000+ active traders and 15 active Discord channels as of early 2026 (firm-published figures, not independently audited). Trustpilot around 4.9 across 11,000+ reviews. Three-year operating history with no major payout-suspension event, no structural rule overhaul affecting active funded accounts, and no platform stack disruption. The combination of review volume and payout proof posts in the Discord channels is unusual for a futures-only firm at this stage of development.
Regulatory and founder transparency
MFFU is not CFTC-registered or NFA-member , standard for the US sim-funded prop firm category. Regulatory licensing applies to brokers handling client funds and to introducing brokers, not to prop firms running evaluations against simulated capital. The firm operates with OFAC-compliant payment processing standards, which is the relevant compliance layer for a US-domiciled prop operation.
Matthew Leech runs both MFFU and MyFundedFX under the Fort Worth, Texas, US LLC structure. Founder is publicly active across Discord and X. The 15 Discord channels cover plan-specific discussion, payout proof posts, and platform Q&A. Discord and the help center are the practical paths for payout questions and rule clarifications , response quality on both has been consistent across three years of use.
The bottom line
MyFundedFutures is a top-tier US futures-only prop firm in 2026. Five active plans covering scalpers (Rapid 90/10, 4% intraday), patient day traders (Core, Pro 3% EOD), simpler-rule traders (Flex), and fast-payout chasers (Builder 48-hour). $0 activation fee firm-wide. No DLL on any plan. Trustpilot 4.9 across 11,000+ reviews. Founded 2023, Fort Worth, Texas, Matthew Leech. Three years of personal testing , Core, Rapid, Pro , with $20,000+ in cumulative withdrawals on a clean payout cadence. Not CFTC-registered (standard for the category). Promo codes rotate frequently; treat any code as time-limited. For a US futures-only firm with multiple plan archetypes, fast payouts, and a three-year operating history, MFFU is one of the strongest 2026 picks.
How MyFunded Futures Compares
MyFunded Futures vs Tradeify
Tradeify runs static drawdown on its Advanced and Growth plans and a tighter rule set. MyFundedFutures runs five plans with varied drawdown structures (intraday trailing on Rapid, EOD trailing on Pro, static on Flex) and no daily loss limit on any of them.
Tradeify is the cleaner pick if you prefer a static drawdown plus consistency-rule simplicity. MFFU is the right pick if you want plan variety, no daily loss limit at the sim funded stage, and the option to pick a cadence (daily, biweekly, 48-hour, 5-winning-days). The Builder $50K and Flex $25K are the lowest-friction entry points in the MFFU lineup.
MyFunded Futures vs Topstep
Topstep has 13 years of brand continuity and a more established public-facing reputation. MyFundedFutures is the higher-throughput modern alternative with five active plans, no daily loss limit, and a stronger Trustpilot footing (4.9 vs Topstep's lower average).
Topstep wins on track record and the broader peer-recognized brand. MFFU wins on rule flexibility (no DLL on sim funded), payout-cadence variety, and Trustpilot volume. Both are credible. The decision usually comes down to whether you prefer established-brand continuity (Topstep) or modern rule mechanics with five plan options (MFFU).
MyFunded Futures vs Apex Trader Funding
Apex is the volume firm with very broad account-size catalog and static drawdown that simplifies risk math. MyFundedFutures offers a tighter, more curated set of five plans with no daily loss limit and varied drawdown mechanics.
Apex is the cleaner pick if you want maximum account-size options and a static drawdown rule that does not change. MFFU is the right pick if you want plan diversity (Rapid intraday, Pro EOD trailing, Flex static, Builder 48h cadence) and the no-DLL structural advantage on sim funded.
MyFunded Futures vs TakeProfitTrader
TakeProfitTrader uses a three-phase Test-PRO-PRO+ progression with intraday trailing on PRO. MyFundedFutures uses a five-plan lineup with no daily loss limit and varied drawdown structures across the menu.
TPT is the right pick if you want the structural reward of PRO+ auto-promotion to 90/10 over time. MFFU is the right pick if you want immediate access to five distinct plan profiles without phase-progression mechanics. The 50 percent consistency rule on MFFU evaluation is more lenient than TPT's rule framework at the eval stage.
MyFunded Futures Deep Comparison
How MFFU compares to the major peers
The comparison cluster covers each matchup in dedicated detail. Use the table for firm-level positioning; the linked articles for head-to-head mechanics.
| Firm | Founded | Top split | Daily loss limit | Drawdown type | Payout cadence | Activation fee |
|---|---|---|---|---|---|---|
| MyFundedFutures | 2023 | 90/10 (Rapid) | None , all plans | 3% EOD trailing, 4% intraday trailing, 4% EOD fixed | 48 hours to bi-weekly | $0 |
| Topstep | 2012 | 100% first $5K then 90/10 | $1,500-$5,000+ scaling | Static and trailing | Bi-weekly | Charged |
| Apex Trader Funding | 2021 | 90/10 first $25K then 100% | None on most plans | Trailing locks at $100 above starting balance | Per plan; up to 20 parallel accounts | Charged most plans |
| Tradeify | 2024 | 90/10 | Per plan | Multi-plan | 7-day | Charged |
| Take Profit Trader | 2022 | 80/20 first $10K then 90/10 | $0 on PRO+ | EOD-based | Plan-specific | Charged most |
| Lucid Trading | 2023 | 90/10 | None | EOD trailing locks-up-only | ~15-minute processing | Charged |
| Alpha Futures | 2023 | 90/10 | None | EOD trailing locks-up-only | Weekly | Charged |
| Bulenox | 2023 | 90/10 | Option 1 none, Option 2 yes | EOD trailing + intraday trailing | Weekly | Built-in coupons |
| Tradeday | Existing | Per plan | Per plan | 9 SKUs (3 sizes × 3 drawdown types) | Daily on funded | Charged |
vs Topstep
MFFU vs Topstep covers the head-to-head in detail.
Topstep's structural advantages: 2012 founding (longest operating history in US futures prop), proprietary TopstepX platform, 100% profit split on the first $5,000 then 90/10. Topstep's DLL ranges from $1,500 to $5,000+ scaling by account size , MFFU has no DLL on any plan. MFFU Builder's 48-hour cadence is meaningfully faster than Topstep's bi-weekly funded cadence. The choice often comes down to Topstep's longer track record and the 100%-first-$5K split structure versus MFFU's no-DLL policy and five-plan archetype selection.
vs Apex
MFFU vs Apex covers the head-to-head in detail.
Apex's 20-parallel-accounts policy is the primary differentiator , traders can run multiple Apex accounts simultaneously across different sizes, scaling exposure beyond a single MFFU account ceiling. Apex drawdown locks at $100 above starting balance once profit is reached (a more aggressive lock than MFFU Core or Pro's 3% EOD trailing). Apex split: 90/10 on the first $25,000 then 100% per the 4.0 update in 2026. MFFU's top split is 90/10 on Rapid. Choice sits on parallel-accounts need and drawdown-lock-mechanic preference.
vs Tradeify
MFFU vs Tradeify covers the head-to-head in detail.
Tradeify launched in 2024 with a 90% profit split and a 7-day payout cadence. MFFU's three-year operating history (2023 vs 2024 launch) and 11,000+ Trustpilot review depth versus Tradeify's newer-firm review base are the differentiators for traders who weight track record. MFFU Builder's 48-hour cadence is faster than Tradeify's 7-day cadence across all plans.
vs Take Profit Trader
MFFU vs TPT covers the head-to-head in detail.
TPT's PRO+ plan removes the daily loss limit, matching MFFU's no-DLL-firm-wide policy. TPT's 1-step evaluation is simpler than MFFU's multi-plan structure. Split structure differs: TPT scales 80/20 on the first $10,000 then 90/10 thereafter; MFFU is flat per-plan. TPT has its own public code; MFFU has no PTV affiliate link. Choice: evaluation simplicity (TPT) versus plan-archetype variety (MFFU).
vs Lucid Trading
MFFU vs Lucid covers the head-to-head in detail.
Lucid's approximately 15-minute payout processing is the fastest in the US futures-prop category , faster than MFFU Builder's 48-hour cadence, which is the closest peer on payout speed. Lucid's EOD-trailing-locks-up-only mechanic mirrors MFFU Core and Pro's EOD-trailing structure. PTV code `VIBES` gives 40% off on Lucid (PTV affiliate); MFFU has no PTV affiliate link. Choice: raw payout processing speed (Lucid) versus plan-archetype variety and no-DLL scope (MFFU).
vs Alpha Futures
MFFU vs Alpha covers the head-to-head in detail.
Alpha Futures is Tradovate-only; MFFU runs four primary platforms. Alpha's weekly payout cadence versus MFFU's 5-winning-day cadence on Core and Rapid. Alpha's EOD-trailing-locks-up-only mechanic matches MFFU Core and Pro structurally. Code `ALPHA20` gives 20% off subscription on Alpha. Choice largely on platform preference , traders who want NinjaTrader 8 or Quantower should go MFFU; traders fully committed to Tradovate find Alpha's simpler structure appealing.
vs Bulenox
MFFU vs Bulenox covers the head-to-head in detail.
Bulenox's 40% consistency rule applies on funded payouts , a meaningful structural difference versus MFFU's eval-only consistency (none on funded). Bulenox's built-in $50/$60 coupons apply firm-wide at checkout; MFFU uses rotating third-party promo codes that may or may not be active. Bulenox's $2,750,000 max funding scalar through parallel account scaling is significantly larger than MFFU's $150,000 per-account ceiling. For traders aggressively scaling funded balance across multiple accounts, Bulenox's larger scalar is a real differentiator.
vs Tradeday
MFFU vs Tradeday covers the head-to-head in detail.
Tradeday supports TradingView native , MFFU does not. For traders whose workflow is TradingView-native, Tradeday is the stronger platform fit. Tradeday's 30% consistency rule on evaluation is tighter than MFFU Core's 50% (lower percentage = less flexibility for large single-day performance). Tradeday's daily payouts on funded are faster than MFFU's 5-winning-day cadence on Core and Rapid but slower than Builder's 48-hour sim-funded pace. Tradeday's 9 SKUs (3 sizes × 3 drawdown types) give similar plan-diversity coverage to MFFU's five archetypes. Choice: TradingView native requirement (Tradeday) versus plan-archetype variety with faster payout ceiling (MFFU).
MyFunded Futures FAQ
Is MyFundedFutures legit?
How many plans does MyFundedFutures offer?
What is the payout speed at MyFundedFutures?
Does MyFundedFutures have a daily loss limit?
What is the MFFU consistency rule?
What platforms does MyFundedFutures support?
Is there an MFFU promo code?
What is the 2 percent Price Limit Rule at MFFU?
The Bottom Line
Three years in, $20K+ withdrawn across Core, Rapid, Pro. MFFU is where I go for plan variety, no daily loss limit on sim funded, and cadence flexibility (48h, daily, biweekly, 5-winning-days). The 2% Price Limit Rule on equity indices is the structural tradeoff.
Methodology 3 years · $20K+ withdrawn · last tested May 2026
Every review on PTV comes from accounts I fund and trade with my own money. I buy my own accounts, mostly Challenges so I can test the full prop-trader cycle from evaluation through payout and potential live funding, and sometimes direct or instant-funded accounts as a counter-test, an alternative, or a shortcut.
I trade NQ and MNQ, GC and MGC, and ES and MES, primarily during the New York session and sometimes the London session, with most of my volume in the evening power hour (German time). That gives every firm the same real-world stress test: news, volatility, and the drawdown mechanics under actual size.
I have traded MyFundedFutures for three years across Core, Rapid, and Pro evaluations and funded accounts, with $20,000+ withdrawn through Rise (Riseworks) and Plaid/ACH Direct. Builder and Flex are observation-only since both launched after my initial testing window.
Pricing and rules are verified against MyFunded Futures's official help center the week of last test. Ratings reflect fit for active futures traders, not a one-size-fits-all score.
Update Log 3 changes
